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This podcast is dedicated to helping homeowners pay off their home faster using a Home Equity Line of Credit and to pay way less mortgage interest than with the traditional 15 and 30 year mortgages they are sold. Sound too good to be true? Maybe. All we ask is you listen in as your podcast host Matt Workman talks with HELOC expert Michael Lush on the different aspects of how this strategy works and why the banks don’t want you to know about it. Each episode will share more details about using a HELOC as well as featured success stories from clients of Replace Your Mortgage. If you have a mortgage and you have looked at your principal not really lowering as fast as you would like, there is a reason for that. We cover how the debt cycle with mortgages keeps repeating itself and leaves the borrower paying double for their house and in debt until retirement age. If you want to pay off your biggest debt and be able to spend more time with your family, this podcast is for you.

Latest Episodes:

#25 - Should I Stay or Should I Sell Now? Nov 09, 2021

Show notes

Should I Stay or Should I Sell Now? That's a question a lot of you have right now because of the high values of homes. The answer is...well, you'll have to watch to find out what we think. We also do our best to offend as many people as possible in this fun episode. Check it out!

For more information and to schedule a FREE consultation to see if this is right for you.

You can also download Michael's FREE book "How To Payoff Your Home in 5-7 Years" at https://replaceyourmortgage.com/ebook/

#24 - Guess Who's Back Nov 02, 2021

Show notes

It has been a bit, but we're back! After traveling a good part of the country in an RV, Lush talks about his travels and some of the things his family saw with Matt Workman.

Go to www.replaceyourmortgage.com for more information and to schedule a FREE consultation to see if this is right for you.

You can also download Michael's FREE book "How To Payoff Your Home in 5-7 Years" at https://replaceyourmortgage.com/ebook/

#23 - Mortgage vs HELOC Sep 02, 2021

Show notes

We get a lot of comments on our videos. Mostly good, but a little bit of hate. But it may surprise you to know that some of that comes from mortgage brokers, simply because they don't understand what we do. Approximately 70% of the people we speak to are not ready for a 1st lien HELOC and we advise them to get a mortgage or refinance. That's the truth. Not everyone is a great fit for our strategy, but for those that are this is a life changing method that will help you achieve financial freedoms. In this video we explain the difference between a traditional mortgage and a 1st lien HELOC.

Go to www.replaceyourmortgage.com for more information and to schedule a FREE consultation to see if this is right for you.

You can also download Michael's FREE book "How To Payoff Your Home in 5-7 Years" at https://replaceyourmortgage.com/ebook/

#22 - RV Life and an Ewok Village Aug 18, 2021

Show notes

Ever wonder if there would be a podcast that would talk about RV life, an Irish town, and an Ewok Village all in the same show? Well, you've found it.

We don't always talk about mortgages and first lien HELOCS, and today was one of those days. Michael Lush discusses RV life and what he would like to build one day on a massive amount of land during his conversation with Matt Workman and Edmund Fontana.

Go to www.replaceyourmortgage.com for more information and to schedule a FREE consultation to see if this is right for you.

You can also download Michael's FREE book "How To Payoff Your Home in 5-7 Years" at https://replaceyourmortgage.com/ebook/

#21 - I Replaced My Employer w/Edmund Fontana Aug 17, 2021

Show notes

Joining the Podcast crew today is Edmund Fontana who is part of the management team of Replace Your Mortgage. Edmund tells his story of first talking with Michael Lush and how 1 question changed his life's trajectory and motivated Edmund to Replace His Employer and get into real estate investing. You'll also hear about the exciting platform we are creating called Replace Your University, which will house Replace Your Mortgage, Replace Your Employer, Replace Your Mindset, Replace Your Dollar, and Replace Your Banker.

Comment on this video or go to www.replaceyourmortgage.com for more information and to schedule a FREE consultation to see if this is right for you.

You can also download Michael's FREE book "How To Payoff Your Home in 5-7 Years" at https://replaceyourmortgage.com/ebook/

#20 - Stop Worrying About the Fed & Interest Rates Jul 07, 2021

Show notes

Every time the Fed decides to raise rates, we get the same questions from many people. "How is this going to affect my HELOC?" We answer this question and talk about why you should stop worrying about what the Fed is doing with interest rates.

Go to www.replaceyourmortgage.com for more information and to schedule a FREE consultation to see if the Replace Your Mortgage strategy is right for you.

You can also download Michael's FREE book "How To Payoff Your Home in 5-7 Years" at https://replaceyourmortgage.com/ebook/

#19 - RYM Changed My Life w/Michael Baker Jun 21, 2021

Show notes

Today we have special guest Michael T Baker on with us. Michael became a client of Replace Your Mortgage 2 years ago and he says it changed his life. Because of the strategies we teach on how to utilize a first lien HELOC, he was able to pay off more of his principle without losing access to the funds allowing him to start his own digital marketing business.

Michael's company Perception Content Media helps Replace Your Mortgage with many of the social media marketing and design elements, including our YouTube channel. www.PerceptionContentMedia.com

Go to www.ReplaceYourMortgage.com for more information and to schedule a FREE consultation to see if the Replace Your Mortgage strategy is right for you.

You can also download Michael's FREE book "How To Payoff Your Home in 5-7 Years" at https://replaceyourmortgage.com/ebook/

#18 - Top 6 Things To Live Intentional Life Jun 21, 2021

Show notes

If you're trying to live an intentional life, and want to know what we believe the Top 6 things are you should focus on to achieve the best results, then this episode of the replace Your Mortgage Podcast is for you. We don't always talk about nothing but HELOCs, and we want every one of you to be successful in life. We would love to hear your thoughts on these and comment below if you have other items in your Top 6.

Go to www.replaceyourmortgage.com for more information and to schedule a FREE consultation to see if the Replace Your Mortgage strategy is right for you.

You can also download Michael's FREE book "How To Payoff Your Home in 5-7 Years" at https://replaceyourmortgage.com/ebook/

#17 - What do Mortgages & Yoga Pants Have in Common? Jun 21, 2021

Show notes

This week's guest is Chris Payne from ULG. Chris is a mortgage expert who explains what mortgages and yoga pants have in common, along with some great insight as to why so many people in the mortgage industry prefer HELOCS over a traditional mortgage. If the experts are choosing this product, why shouldn't you?

Comment on this video or go to www.replaceyourmortgage.com for more information and to schedule a FREE consultation to see if this is right for you. You can also download Michael's FREE book "How To Payoff Your Home in 5-7 Years" at https://replaceyourmortgage.com/ebook/

The views and opinions expressed on this social media website are those of the individual contributor and do not necessarily reflect the views and opinions of University Lending Group, LLC or its affiliates. Comments posted in response to social media posts are the opinions of the users. University Lending Group, LLC is not responsible for the content of any third-party sites linked to or from our social media websites. While we do engage with others on social media, that engagement does not represent an overall endorsement of any business, organization, or individual.

Equal Housing Lender and NMLS #213179

#16 - Are We In a Real Estate Bubble and Will it Burst? May 18, 2021

Show notes

A BIG question on a lot of people's minds is Are We In a Real Estate Bubble and Will It Burst? Although there's no way to predict the future, Michael and Matt discuss this question along with the current state of home prices and a quick nugget about Scottsdale, Arizona.

Go to www.replaceyourmortgage.com for more information and to schedule a FREE consultation to see if this is right for you.

You can also download Michael's FREE book "How To Payoff Your Home in 5-7 Years" at https://replaceyourmortgage.com/ebook/

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