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    Business

    Ramsey Everyday Millionaires

    Listen to how ordinary people built extraordinary wealth – and how you can too. You’ll learn how millionaires live on less than they make, avoid debt, invest, are disciplined and responsible! Featuring hosts from the Ramsey Network: Dave Ramsey, Ken Coleman, Rachel Cruze, George Kamel, Jade Warshaw, and Dr. John Delony.

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    Copyright: © 2024

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    Latest Episodes:
    Should I Be Aggressive About Paying Off My Home? Apr 08, 2026
    Show notes

    💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠)

    Listen to more from Ramsey Network:

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights

    🧠 The Dr. John Delony Show

    🍸 Smart Money Happy Hour

    💡 The Rachel Cruze Show

    💰 George Kamel

    🪑 Front Row Seat with Ken Coleman

    📈 EntreLeadership

    Ramsey Solutions Privacy Policy


    When Do We Stop Investing for Retirement? Apr 06, 2026
    Show notes

    💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠)

    Listen to more from Ramsey Network:

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights

    🧠 The Dr. John Delony Show

    🍸 Smart Money Happy Hour

    💡 The Rachel Cruze Show

    💰 George Kamel

    🪑 Front Row Seat with Ken Coleman

    📈 EntreLeadership

    Ramsey Solutions Privacy Policy


    How Do I Keep My Child From Being Spoiled By A Trump Account? Apr 03, 2026
    Show notes

    💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠)

    Listen to more from Ramsey Network:

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights

    🧠 The Dr. John Delony Show

    🍸 Smart Money Happy Hour

    💡 The Rachel Cruze Show

    💰 George Kamel

    🪑 Front Row Seat with Ken Coleman

    📈 EntreLeadership

    Ramsey Solutions Privacy Policy


    How Much Should I Invest If I’m Self-Employed? Apr 01, 2026
    Show notes

    💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠)

    Listen to more from Ramsey Network:

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights

    🧠 The Dr. John Delony Show

    🍸 Smart Money Happy Hour

    💡 The Rachel Cruze Show

    💰 George Kamel

    🪑 Front Row Seat with Ken Coleman

    📈 EntreLeadership

    Ramsey Solutions Privacy Policy


    How Should I Invest So I Don’t Run Out of Money in Retirement? Mar 30, 2026
    Show notes

    💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠)

    Listen to more from Ramsey Network:

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights

    🧠 The Dr. John Delony Show

    🍸 Smart Money Happy Hour

    💡 The Rachel Cruze Show

    💰 George Kamel

    🪑 Front Row Seat with Ken Coleman

    📈 EntreLeadership

    Ramsey Solutions Privacy Policy


    I’m 42 and Living Paycheck to Paycheck—Can I Still Become a Millionaire? Mar 27, 2026
    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!

    Next Steps:

    • 💰Need help with your investments? Connect with a SmartVestor Pro:⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠) #PaidEndorsement
    • 📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠)
    • 🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠)
    • 📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠)
    • 🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠)

    Listen to more from Ramsey Network:

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights

    🧠 The Dr. John Delony Show

    🍸 Smart Money Happy Hour

    💡 The Rachel Cruze Show

    💰 George Kamel

    🪑 Front Row Seat with Ken Coleman

    📈 EntreLeadership

    Ramsey Solutions Privacy Policy


    Is It Bad That I’m Only Invested in CDs? Mar 25, 2026
    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!

    Next Steps:

    • 💰Need help with your investments? Connect with a SmartVestor Pro:⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠) #PaidEndorsement
    • 📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠)
    • 🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠)
    • 📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠)
    • 🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠)

    Listen to more from Ramsey Network:

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights

    🧠 The Dr. John Delony Show

    🍸 Smart Money Happy Hour

    💡 The Rachel Cruze Show

    💰 George Kamel

    🪑 Front Row Seat with Ken Coleman

    📈 EntreLeadership

    Ramsey Solutions Privacy Policy


    What Does Working With a Financial Advisor Actually Look Like? Mar 23, 2026
    Show notes

    💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!

    Next Steps:

    • 💰Need help with your investments? Connect with a SmartVestor Pro:⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠) #PaidEndorsement
    • 📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠)
    • 🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠)
    • 📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠)
    • 🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠)

    Listen to more from Ramsey Network:

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights

    🧠 The Dr. John Delony Show

    🍸 Smart Money Happy Hour

    💡 The Rachel Cruze Show

    💰 George Kamel

    🪑 Front Row Seat with Ken Coleman

    📈 EntreLeadership


    Ramsey Solutions Privacy Policy


    Everyone’s Predicting a Market Correction—Should I Move to Cash? Mar 20, 2026
    Show notes

    💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!

    Next Steps:

    • 💰Need help with your investments? Connect with a SmartVestor Pro:⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠) #PaidEndorsement
    • 📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠)
    • 🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠)
    • 📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠)
    • 🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠)

    Listen to more from Ramsey Network:

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights

    🧠 The Dr. John Delony Show

    🍸 Smart Money Happy Hour

    💡 The Rachel Cruze Show

    💰 George Kamel

    🪑 Front Row Seat with Ken Coleman

    📈 EntreLeadership

    Ramsey Solutions Privacy Policy


    Should I Change What I’m Investing In During Retirement? Mar 18, 2026
    Show notes

    💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!

    Next Steps:

    • 💰Need help with your investments? Connect with a SmartVestor Pro:⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠) #PaidEndorsement
    • 📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠)
    • 🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠)
    • 📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠)
    • 🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠)

    Listen to more from Ramsey Network:

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights

    🧠 The Dr. John Delony Show

    🍸 Smart Money Happy Hour

    💡 The Rachel Cruze Show

    💰 George Kamel

    🪑 Front Row Seat with Ken Coleman

    📈 EntreLeadership

    Ramsey Solutions Privacy Policy


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