Radical Personal Finance

Latest Episodes:

270-Myths & Facts: 9 Things I Used to Believe (and Teach) About Home Ownership That I No Longer Believe Dec 09, 2015

Show notes

Following up on yesterday's show, I share with you today 9 myths surrounding the topic of home ownership.

These are things that I used to believe and I learned (through the process of owning my own home) that I was wrong.

Learn from my mistakes and consider how many of the things we commonly believe about home ownership might not be quite so true as we wish!

Enjoy!

Joshua

Do you have student loans? I strongly recommend you sit down for a consultation with Jay Fleischman, host of the Student Loan Show. www.studentloanshow.com/radical
Are you interested in publishing a book? Call my publishing coach, Patrick Snow! Start here: www.thepublishingdoctor.com or text Patrick at 206-310-1200
Support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/patron

269-Why We Sold Our House and Moved Into a Rental Apartment! Dec 09, 2015

Show notes

This past Friday we closed on the sale of our house. We owned it for just under three years. When we bought it we had intended to own it for 40 years.

Why did we sell?

The full story is here in this episode of the show!

Check it out and learn from our successes and our failures!

Joshua

Are you interested in working with a financial advisor? Start your search here! www.radicalpersonalfinance.com/paladin
Get a budgeting plan in place before 2016 arrives! Download a free copy of YNAB: www.radicalpersonalfinance.com/YNAB
Support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/Patron

268-Training Your Kids for Financial Responsibility: Interview with Rocky Lalvani from Richer Soul Dec 04, 2015

Show notes

Many of us have made mistakes on our way to financial stability. Hopefully we've learned from those mistakes--but wouldn't it be fantastic if we could help the next generation to avoid some of those mistakes?

My guest today is Rocky Lalvani. He's a long-time listener of the show, contributor, and Patron. We connected in-person at #FinCon15 and sat down for this interview!

Rocky has an awesome immigrant rags-to-riches story that you'll enjoy. He also has a depth of experience in training his children to be financially strong.

Enjoy!

Joshua

Rocky's website: http://richersoul.com/
Subscribe to my new podcast "Encouraging Christian Fathers" in iTunes! www.rpf.link/ECFiTunes
Please support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/Patron

267-Automate your Spreadsheets and Simplify Your Accounting with Tiller: Interview with Peter Polson Dec 02, 2015

Show notes

While I was in Charlotte for #FinCon15, I connected briefly with a man named Peter Polson who told me about a new tool he had built to automate the creation of financial spreadsheets.

After I got home I signed up for his service and started testing it. I like it! And I think some of you will find it very useful.

The Tiller service is a way to automate the import of financial data to your spreadsheets. This eliminates the most time-consuming part of creating spreadsheets and opens up a world of possibilities!

Listen to the interview! And, if you'd like, try the service free for two months by using my link: www.tillerhq.com/radical

Enjoy!

Joshua

Try Tiller free for two months! www.tillerhq.com/radical
Do you have student loans? If so, you need to do a review with Jay Fleischman. Find all the details here: www.studentloanshow.com/radical
Do you want to refinance your student loans to save money? If so, start with SoFi for the best deal. Get an extra $200 by using my referral link: www.radicalpersonalfinance.com/SoFi
Support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/patron

266-Financial Independence in Your 20s Without Missing a Party! Interview with Martin Dasko from Studenomics Nov 25, 2015

Show notes

Does being frugal and building financial independence mean that you can't have any fun? And, is it possible to get through college on a budget and still have fun?

Today we have a fun discussion with Martin Dasko from the personal finance blog Studenomics.

Martin has an awesome approach to teaching young men and women how to build financial independence without missing a party!

Enjoy!

Joshua

Martin's site: http://studenomics.com/
Need a financial advisor? Start here: www.radicalpersonalfinance.com/paladin
Interested in publishing a book? Call my publishing coach, Patrick Snow: www.thepublishingdoctor.com Text him at 206-310-1200 for a complimentary consultation.
Support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/patron

265-Why Passive Investing and Index Funds are the Only Right Way to Invest: Interview with Rick Ferri from Portfolio Solutions Nov 24, 2015

Show notes

It's easy to jump into holiday mode, but don't jump just yet! Let's keep our work boots on and learn just a little bit about investing today before we get into the Thanksgiving holiday.

My guest today is Rick Ferri, founder of a company called Portfolio Solutions. Rick is a really great guy and a real expert at investing and portfolio construction.

You'll hear his detailed background in the show and I think you'll come away from today's episode with a deeper sense of respect for what he's doing.Those of you who are commited indexers will love today's show. And those of you who aren't will have some work to do to defend your viewpoints after today's show.

Enjoy!

Joshua

Do you have student loans? If so, you need to do a review with Jay Fleischman. Find all the details here: www.studentloanshow.com/radical
Do you want to refinance your student loans to save money? If so, start with SoFi for the best deal. Get an extra $200 by using my referral link: www.radicalpersonalfinance.com/SoFi
Please consider supporting the show on Patreon: www.radicalpersonalfinance.com/patron

264-How to Cut the Interest Rates on Your Student Loans by Refinancing with Sofi: Interview with Dan Macklin, Co-Founder of Sofi Nov 24, 2015

Show notes

Today on Radical Personal Finance I'm pleased to introduce you to a brand-new sponsor! And, it's a sponsor who will help you save some cash!

I've been aware of SoFi for quite awhile and they were high on my list of brainstormed potential sponsors for the show. I was finally able to connect with them at #FinCon15 in Charlotte this year and to hammer out the terms of a sponsorship agreement.

SoFi is a very cool new company that is bringing real innovation to the lending space. They got their start by helping people refinance student loans but now they're aggressively expanding to other areas as well.

My guest today is one of the co-founders, Dan Macklin. Sit back and enjoy the story of entrepreneurship and industry-changing innovation!

Joshua

Refinance your student loans with Sofi: www.radicalpersonalfinance.com/SoFi
Support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/Patron

263-Q&A: Recording of the Live Patron Q&A Conference Call Nov 21, 2015

Show notes

During October and November I've been doing a weekly conference call with Patrons of the show.

We've been talking about all kinds of interesting subjects!

On today's call we chatted about:

disability insurance (including disability overhead expense insurance and cash indemnity long-term care policies)
investment planning
the politics of money
and more!

Enjoy!

Joshua

Have student loans? Before you do anything else with your loans, sit down for a review with Jay Fleischman. www.studentloanshow.com/radical
Thinking about writing a book? Speak to Patrick Snow from www.thepublishingdoctor.com Text him at 206-310-1200 for a complimentary consultation about your potential book.
Support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/patron

262-How Risky is Your Income? Applying the Concepts of Diversification to Wages and Profits Nov 19, 2015

Show notes

We talk a lot about diversification within the context of investments. But what about diversification of your income?

After all, how risky is it for you to depend on a single source of income to fund your life and lifestyle?

The paradox is this: the more specialized you become in your career, the more you can earn. But the more specialized you are, the riskier your income is!

The challenge is for us to figure out how to reconcile these two things.

Today, I share my thoughts on the subject with you.

Enjoy!

Joshua

Do You Need A Budget? Try the same budgeting software that I use and love! www.radicalpersonalfinance.com/YNAB
Are you looking for a financial advisor? Start your search here! www.radicalpersonalfinance.com/Paladin
Would you like to support Radical Personal Finance? Please become a Patron of the show! www.radicalpersonalfinance.com/patron

261-Getting Rich with Real Estate...and Then Getting Richer With Business! Interview with Josh Dorkin, Founder of Bigger Pockets Nov 17, 2015

Show notes

BiggerPockets.com is the largest real estate resource online--perhaps in the world. Today we have Josh Dorkin, the founder of Bigger Pockets, on the show to share the story with us.

The story is a classic case of an entrepreneurial endeavor gone well.

Sit back, pay attention, and learn the lessons and themes of how one person went from struggling real estate investor to become king of a real estate empire.

Enjoy!

Joshua

Bigger Pockets: www.biggerpockets.com
Do you have student loans? Connect with Jay Fleischman and do a professional review of your student loan options. Go here: www.studentloanshow.com/radical
Have you ever thought of writing a book? Connect with my publishing coach, Patrick Snow. Text him at 206-310-1200 for a complimentary consultation and visit www.thepublishingdoctor.com
Support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/patron

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