Radical Personal Finance

Latest Episodes:

308-Charitable Giving Strategies to Maximize Your Lifestyle and Your Impact: Interview with Patrick Renn, author of "Finding Your Money's Greater Purpose" Mar 15, 2016

Show notes

I like to share as much "behind the curtains of the financial advice industry" stuff as possible. But I like to do it from a diverse perspective.

If you like seeing how good financial planning can dramatically impact a real-life scenario, this is a show for you.

My guest is Patrick Renn, a 35-year veteran of the financial planning industry. Patrick runs a wealth management firm in Atlanta, GA and specializes in helping his clients develop well-designed charitable giving programs.

If you enjoy seeing nuts and bolts of financial planning applied in the real world, you'll enjoy this show.

Enjoy!

Joshua

Patrick's book: "Finding Your Money's Greater Purpose: How to Make Your Legacy Count" http://rpf.link/1Ux8H1o
Website for the book: http://www.moneysgreaterpurpose.com/
Patrick's Wealth Management site: http://www.rennwealth.com/
Use the best budgeting tool in the world! http://radicalpersonalfinance.com/radical
Have student loans? Get a consultation with Jay Fleischman: http://studentloanshow.com/radical
Support Radical Personal Finance! http://radicalpersonalfinance.com/patron

307-Friday Q&A: Thoughts on Giving Unsolicited Advice, Average Rate of Return vs. Real Rate of Return, Group Life Insurance and Long-Term Disability Insurance Decisions, and More! Mar 14, 2016

Show notes

On Fridays I do a Q&A show for Patrons of the show. www.radicalpersonalfinance.com/patron

Today, we cover these topics:

Thoughts on Giving Unsolicited Advice
Average Rate of Return vs. Real Rate of Return
Group Life Insurance and Long-Term Disability Insurance Decisions
and More!

Enjoy the show!

Joshua

Support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/patron

306-Interview with Robert Kiyosaki: the Life, Career, & Predictions of the Man Behind the Best-Selling Personal Finance Book of all Time (Rich Dad, Poor Dad) Mar 11, 2016

Show notes

I recently had the opportunity to interview Robert Kiyosaki, the author of Rich Dad, Poor Dad, which is the top selling personal finance book of all time.

The concepts of Rich Dad, Poor Dad are well known in the personal finance circles.

Rather than trying to get Robert to outline the content of his 20 books, I sought to unwrap a little bit of the man behind the story.

You can judge how I did!

Enjoy the show,

Joshua

Kiyosaki's website: www.richdad.com
Need a financial advisor? www.radicalpersonalfinance.com/paladin
Looking for a new brokerage account? Get $100 bonus when you open an account here! www.tradeking.com/radical
Support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/patron

305-Mortgage Credit Certificates: The Coolest Mortgage Interest Credit You've Never Heard Of Mar 10, 2016

Show notes

In January 2013, I bought a house, proceeded through the whole process really carefully and thought I'd made some pretty good decisions.

But a couple months after closing, I found out that I'd missed an awesome tax credit and kissed $2,000 a year goodbye. How frustrating!

I hate missing out on free money, especially when I can get it out of the coffers of the US Government!

So, I want to help you do better. And I want to teach you about the Mortgage Credit Certificate (MCC) program.

Enjoy!

Joshua

Florida's MCC program details: http://rpf.link/1YCSCre
Need a Financial Advisor? Start here: www.radicalpersonalfinance.com/paladin
Open a brokerage account with TradeKing and get $100 credited to your account! www.tradeking.com/radical
Support RPF on Patreon: www.radicalpersonalfinance.com/patron

304-Friday Q&A: The Value of Full-Time Mothers and Fathers as Compared to Full-Time Wage Earners Mar 04, 2016

Show notes

On Fridays, we do a Q&A phone conference here at Radical Personal Finance. Today's call was unusual in that we only had one caller, so we spent a lengthy amount of time discussing one particular issue.

Today's caller was responding to a previous podcast about how my wife and I handle our finances, specifically with regard to my role as a husband and her role as a wife.

We had an excellent conversation on the role of earning money versus the role of being a parent and how to work that out within the context of a family.

Enjoy the show!

Joshua

If you'd like to participate in these weekly Q&A calls, please become a patron of the show and you will gain access to the calls. www.RadicalPersonalFinance.com/patron
Why I Choose to Believe the Bible http://rpf.link/1QPPWAu

303-Roth IRA vs. Traditional: Which One Pays Less Taxes? Mar 03, 2016

Show notes

Will you pay less taxes when investing in a Traditional IRA or a Roth IRA? Do you know? Are you sure?

If you're not sure, the answer may surprise you.

Let me know if you're surprised!

Joshua

Support Radical Personal Finance: www.radicalpersonalfinance.com/patron

Announcement re: Email: If You've Ever Emailed Me and Didn't Get a Personal Response, Please Try Again Mar 02, 2016

Show notes

Hey Radicals!

If you have emailed me (especially through the contact form on my website) and I haven't personally responded, please assume that I simply never received your message.

I'd love to hear from you, so please write again!

From July of 2015 until February of 2016 the contact form had a technical glitch that prevented emails from coming through.

That means that I missed hundreds of your communications.

I'm sorry!

We've fixed the problem now, so please try again.

I'd enjoy communicating with you personally. I work very hard to respond to all of your emails so it's disheartening to me that many of you have sent me notes to which I never responded.

Again, my apologies!

Joshua

302-Q&A: I Make $200k/yr. and I'm 30 Years Old and Single. And I'm Miserable. Please Help! Mar 02, 2016

Show notes

Today on the show we answer this question:

"Hey Joshua,"I'm a fairly new listener and have been going through some of your older podcasts to absorb as much info as possible. I think you could potentially provide some good advice that I'd love to hear answered in an upcoming podcast if possible..."Since discovering your podcast I've completely changed my thoughts on savings and consumption. I've always lived pretty frugally (I thought) but it turns out I was making poor decisions all along. I bought a house last year thinking that was a fool proof way to hang on to my money. I only just ran the numbers this month since I've discovered your podcasts on homeownership, and I've discovered I would have been much better off renting. I've also cut my cell phone bill in half (still $70/month though) and cut back on my weekend golf habit which I was spending about $200/month on. In place of that I've decided to train for a triathlon which is free since I already have a decent road bike. So thank you for all those tips on saving! I'm continuing to find ways to save."My situation that I'd like your advice on is my current job. I'm an engineer making just south of $200,000/year. I'm working at a nuclear power plant in the middle of no where in Georgia. The closest town is Augusta which is still a 50+ minute commute each way (I'm single, 30 years old, and living in a trailer in the woods near the plant wouldn't going to help that situation). I'm working 50 hours/week plus the commute and 30 minute unpaid lunch break. My entire week is consumed by work and travel to work. This is a paperwork heavy desk job which brings me zero fulfillment. I would love to quit and chase short term seasonal outage work but my dividend/investment income isn't nearly enough to live off and I can't justify turning down this kind of steady income stream. I'm miserable but well paid. I'm afraid that if I quit, my experience level isn't enough to land me the highly sought after seasonal work I'd be trying to get. I believe you were likely in a similar pay scale when you quit your job and since your situation was similar to mine is I'd like your advice as to how to get more enjoyment out of life and work."Love the podcast!"

Enjoy the show!

Joshua

Get a $100 bonus when you open an account at TradeKing: www.tradeking.com/radical
Support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/patron

301-Careers, Entrepreneurship, and Raising Entrepreneurial Kids: Interview with Dan Miller from 48 Days to the Work You Love Feb 25, 2016

Show notes

I'm up here in Nashville, TN at the moment and had the opportunity to connect with Dan Miller from 48 Days to the Work You Love.

Dan is a legend in the career advice business. He has helped many, many people transition from work that paid the bills to work that they love.

Dan has a lifetime's experience as an entrepreneur and in today's interview he shares his advice with us on:

Should everyone be an entrepreneur?
Is entrepreneurship risky?
How can we teach our kids to be entrepreneurs?
How to decide when to save and when to spend.

Enjoy!

Joshua

Dan's website: www.48days.com
Support RPF! www.radicalpersonalfinance.com/patron

300-Thirty Podcasting Lessons Learned From 300 Episodes and 2,000,000+ Downloads Feb 25, 2016

Show notes

When I began podcasting, I was looking for information and advice. Although I found some good, there was a real paucity of advice from people who had done something like I wanted to do.

I've been satisfied with a lot of the progress that I've made with Radical Personal Finance, and I want to give back to the podcast and community.

So, in today's show we do not discuss personal finance or money at all. Rather, this show is all about podcasting. It's simply contains the lessons I have learned about podcasting and commentary on the things that have worked and the things that have not worked.

I hope this content is useful to you. And I hope that many of you will go out and start your own podcast.

Joshua

Support Radical Personal Finance on Patreon! www.radicalpersonalfinance.com/patron

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