Radical Personal Finance

Latest Episodes:

363-Combating the Effects of a Terminal Illness Diagnosis with Real Estate Prowess (and What's Better--Business or Real Estate?) Interview with Kathy Fettke from the Real Wealth Network Aug 03, 2016

Show notes

My guest today is Kathy Fettke. Kathy has a very interesting story of learning to invest in real estate during a time of personal crisis. She has since leveraged her experience to build a business related to real estate in addition to managing her own investments.

Enjoy!

Joshua

Kathy's website: http://www.realwealthnetwork.com/
Support RPF on Patreon: www.radicalpersonalfinance.com/patron

362-Making it Big in the USA as an Indian Immigrant: Interview with Manhar Patel Aug 02, 2016

Show notes

I'm fascinated with stories of immigrants to the United States. If you mentally put yourself in the shoes of an immigrant and then ask how you could become wealthy, even if you started with nothing, you have the opportunity to clarify the actions you can take which lead to wealth.

A listener to the show, Manhar Patel, emailed me and asked me if I was interested in his story. After a bit of back and forth, I invited him on the show to tell his story.

Manhar is an Indian immigrant to the United States who is working to build his fortune. Enjoy his story and take what you can learn from his tips and tricks and apply them to your life.

Joshua

Support RPF on Patreon. www.radicalpersonalfinance.com/patron

361-The Power of If: If You Don't Like the Laws (Especially the Financial Laws), Avoid the Conditions that Cause You to be Subject to Them Aug 01, 2016

Show notes

The past few weeks have been a bit depressing for me due to the absurdity of national politics here in the United States.

I broke my personal rules of not getting involved with national politics and the results weren't pretty. I was thoroughly annoyed and saddened.

Until Sunday afternoon.

Which is when a young man in my neighborhood cheered me up by showing how it's possible for someone who wants something to get it, no matter what stands in the way.

On today's show, I share with you some thoughts on the power of choice which we all have. We have the power to choose what we do and when and how.

Ultimately, the politicians don't have the power over our lives. We have the power over our lives based on our choices.

I cover some ways for you to build more freedom and independence (especially in the area of taxes) by understanding the laws that you're subject to and then simply avoiding the conditions of being subject to them!

Enjoy,

Joshua

Britain banishes plastic bags
Laffer Curve
Window tax
Support RPF on Patreon www.radicalpersonalfinance.com/patron
Book a consulting call with me www.radicalpersonalfinance.com/phonecall

360-Friday Q&A: Are Bonds Necessary for Good Asset Allocation, Traditional 401(k) or Roth IRA, How to Leverage Long-Term Travel for Career Advancement, What Kind of Retirement Plan to Put In Place at a NonProfit, How to Rebuild after Bankruptcy Jul 29, 2016

Show notes

On Fridays we do Q&A!

Are Bonds Necessary for Good Asset Allocation
Traditional 401(k) or Roth IRA
How to Leverage Long-Term Travel for Career Advancement
What Kind of Retirement Plan to Put In Place at a NonProfit
How to Rebuild after Bankruptcy

If you'd like to get on a call like this, join as a patron! www.radicalpersonalfinance.com/patron

Joshua

Paper: "Non-Profit Organizations Have Few Options for Deferred Compensation" from Journal of Retirement Planning

359-Save Money on Your Food Budget by Learning How to Cook at Home! Practical Advice from Ketura from FreeToCook.com Jul 28, 2016

Show notes

How much money do you spend eating out? How much money could you save simply by learning to cook for yourself?

My guest today is Ketura from www.FreeToCook.com and she's here to share her personal experiences in learning to cook from home to improve her family's budget.

Enjoy!

Joshua

Support RPF on Patreon! www.radicalpersonalfinance.com/patron

358-Taxation of Disability Insurance, Can I Get Disability Payments for Pregnancy, Types of Policies Such as Business Overhead Expense Insurance, Disability Buy-Out Policies, Guaranteed Issue Plans, and More! Jul 27, 2016

Show notes

Today we round out the 4-part disability series with:

A wrap-up of some key concepts
Taxation of disability insurance premiums
Various types of disability insurance policies
Pregnancy and disability insurance
Q&A from the audience

Enjoy!

Joshua

Looking for a financial advisor? Start here: www.radicalpersonalfinance.com/paladin
Support RPF on Patreon: www.radicalpersonalfinance.com/patron
Want to book a consulting call with me? Book here: www.radicalpersonalfinance.com/phonecall

357-Taming the High Cost of College: Understanding the Landscape of College Tuition, Financial Aid, Loans, and Your Choices with Brad Baldridge Jul 26, 2016

Show notes

College and all of its associated costs can make a big difference in your financial situation.

Today, I've invited Brad Baldridge on the show to discuss the college planning process and the background to many of the financial decisions.

I think you'll enjoy the interview. Be sure to stay tuned for the second half where we pull apart some strategies for making the student aid forms work to your favor.

Enjoy!

Joshua

Support RPF on Patreon! www.radicalpersonalfinance.com/patron
Want to consult with me on your specific situation? Book a call: www.radicalpersonalfinance.com/phonecall

356-Your Next Car Should be a Minivan. Here's Why! Jul 25, 2016

Show notes

Minivans get a bad rap in our modern culture. They're the brunt of endless jokes and I want to see that change.

For some reason people think that minivans are suitable only for parents with kids.

They certainly are great for that--far, far better than an SUV--but that's not all.

I think a minivan is pretty much the perfect vehicle for everyone at every stage of life.

Yes, that's a big claim. But I really, really do think they're great.

Today, I do my best to convince you to join me in the land of the enlightened.

Joshua

355-How to Build a Plan for Financial Freedom in 10 Years or Less Jul 01, 2016

Show notes

The tagline I created for Radical Personal Finance is this: "...the show dedicated to providing you with the knowledge, skills, insight, and encouragement you need to live a rich and meaningful life now while building a plan for financial freedom in 10 years or less."

Little by little I've been breaking this down for you and today we tackle the "financial freedom in 10 years or less" part.

I believe that, no matter where you're starting from or what your current financial condition, you can build a plan to achieve financial freedom in 10 years or less. And, in today's show, I defend that statement to you.

Enjoy,

Joshua

Support RPF on Patreon: www.radicalpersonalfinance.com/patron

354-Disability Insurance: Benefit Amounts, Needs Analysis, Group vs. Individual, Definitions of Disability (Own Occ vs. Any Occ), Policy Provisions (Total Disability, Partial, etc.) and More! Jun 30, 2016

Show notes

Today we continue our disability insurance series with a discussion of:

How to determine the benefit amount of an individual disability insurance policy
The interaction of group disability insurance and individual disability insurance
The definition of disability (own occupation, modified own occupation, any occupation)
How is disability determined (loss of time, duties, income)
Total disability vs. partial disability vs. presumptive total disability.

Enjoy!

Joshua

Support RPF on Patreon! www.radicalpersonalfinance.com/patron
Want to consult with me? www.radicalpersonalfinance.com/phonecall

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