Radical Personal Finance

Latest Episodes:

397-The Health Insurance Series, Part 3: The Premium Tax Credit (PTC): What It Is, How It Works, and How to Maximize Your Cash From It Nov 16, 2016

Show notes

Today we continue our health insurance series with a discussion of the Premium Tax Credit.

The Premium Tax Credit is available for those whose income is between 100% and 400% of the Federal Poverty Level who purchase their health insurance through a government-run marketplace.

The dollar amounts involved can be substantial if you're in that range.

Pay attention,

Joshua

IRS Publication 974: Premium Tax Credit
Michael Kitces article on the Premium Tax Credit
Support RPF on Patreon: www.RadicalPersonalFinance.com/patron
Book a consulting phone call with me: www.RadicalPersonalFinance.com/phonecall

396-Job --> High-Paying Job --> Savings --> Real Estate Investment --> Business --> Financial Freedom: Interview with Joe Fairless, Host of the Best Real Estate Investing Advice Ever Podcast Nov 14, 2016

Show notes

Today I've invited real estate investor Joe Fairless on the show. And yes, we chat about real estate.

But, I don't have him on to speak about real estate exclusively.

Rather, I want you to pay careful attention to how he got into real estate in the first step.

Pay attention to the arc of his overall career.

And then model him.

Joshua

Joe's website: www.joefairless.com
Support RPF on Patreon: www.radicalpersonalfinance.com/patron
Book a consulting call with me: www.radicalpersonalfinance.com/phonecall

395-The Health Insurance Series, Part 2: Why I'm Opposed to Obamacare (And Will Probably Be Opposed to Trumpcare When It Comes Along) Nov 09, 2016

Show notes

Today, I share my thoughts on the Trump/Clinton election and connect it with a discussion of why I'm philosophically and morally opposed to Obamacare. (Hint: it's not because I hate sick people.)

Joshua

Support RPF on Patreon: www.radicalpersonalfinance.com/patron
Book a consulting phone call with me! www.radicalpersonalfinance.com/phonecall

394-On Voting, Elections, & Presidential Politics: 10 Things You Can Do That Will Actually Make a Difference in Your Life and Community (aka, Joshua's Antidote to Your Election Fever) Nov 07, 2016

Show notes

In case you haven't heard, this Presidential election is the most important one in your lifetime. And, it will retain that title until November 9 when the 2020 election will take over as reigning champ.

Not only is this the most important election of your lifetime, but if the wrong person is elected, we literally face the end of the world as we know it!

So, what are you to do?

Well, today's show contains my thoughts and advice around presidential politics as well as 10 things you can do that will actually make a difference after you've cast your vote for President of the United States.

Joshua

Support RPF on Patreon: www.radicalpersonalfinance.com/patron

393-The Health Insurance Series, Part 1: Your Health Is More Important Than Your Health Care or Health Insurance Nov 03, 2016

Show notes

Today we embark on our journey through the wild and woolly world of health insurance.

This topic is utterly frustrating to navigate and incredibly divisive in philosophy.

Obviously, it's a perfect topic for Radical Personal Finance!

Joshua

Support RPF on Patreon! www.radicalpersonalfinance.com/patron
Book a consulting phone call with me: www.radicalpersonalfinance.com/phonecall

392-How to Fight Local Gov to Lower Your Local Tax Bill (aka, An Antidote to Your Current Political Depression): Interview with Paul Dorr from RollBackLocalGov.com Oct 28, 2016

Show notes

If you look at all of your expenditures and methodically add up all of the money you've spent in the last year on taxes (of all types), you will likely find that taxes are one of your largest spending categories.

So, in our constant quest to lower expenses, what can we do about that problem?

Well, you can engage in good, proactive tax planning and tax avoidance.

And, we've talked about that extensively here at #RadicalPersonalFinance.

But, have you ever thought about getting involved at the root of the problem? In working to roll back the taxes levied upon you at the seat of government?

Most of us haven't.

And the reason we haven't is that we are trained to automatically revert to fighting about national politics.

I'm convinced that national politics is utterly hopeless--at least for now. You have no voice, no power, and your involvement and even your vote are essentially meaningless.

But, take courage.

That doesn't mean that all is lost.

You can make a huge difference if you get involved in local politics.

Your voice and your work and your vote can make a huge difference at the local level.

My guest today is Paul Dorr. He is a former bank owner but he's now a political consultant.

He specializes in helping ordinary people organize themselves politically in order to defeat local tax increases. And he's very good at his job!

He's here today to share with us some of his tips and techniques as well as his personal story.

I think you'll find today's show inspiring and helpful if you care about the cause of liberty.

And it might even help you lower your tax bill.

Enjoy!

Joshua

Paul's website: www.RollBackLocalGov.com
Support RPF on Patreon: www.radicalpersonalfinance.com/patron
Book a consulting phone call with me: www.radicalpersonalfinance.com/phonecall

391-A Few Useful Tax-Planning Techniques: Interview with Craig Cody, CPA, Co-Author of "Secrets of a Tax-Free Life: Surprising Write-Off Strategies Most Business Owners Miss" Oct 27, 2016

Show notes

My guest today is Craig Cody, CPA, co-author of the book "Secrets of a Tax-Free Life: Surprising Write-Off Strategies Most Business Owners Miss."

We discuss:

Paying your paying your kids in your business
Renting your house out to your business
Cost-segregation studies
And more!

Enjoy!

Joshua

Craig is offering a free copy of "Secrets of a Tax Free Life" to all listeners here: www.craigcodyandcompany.com/rpf
Craig's company phone number is 516-869-4051
Support RPF on Patreon: www.radicalpersonalfinance.com/patron
Schedule a consulting phone call with me: www.radicalpersonalfinance.com/phonecall

390-How (and Why) to Engineer Your Layoff! Interview with Sam, the Financial Samurai Oct 26, 2016

Show notes

Have you ever thought about engineering your layoff from your job as a means to advancement to your next opportunity?

After all, if you get laid off instead of quitting, there are a whole host of benefits to you. (severance, health insurance, etc.)

But, how do you do it?

And, is there a way to do it ethically?

My guest today has written the book on the subject.

His name is Sam and he is the writer behind the popular personal finance blog www.FinancialSamurai.com and his book is entitled "How to Engineer Your Layoff: Negotiate a Severance and Be Free!"

Enjoy the show.

Joshua

Buy Sam's book "How to Engineer Your Layoff: Negotiate a Severance and Be Free!" here: www.radicalpersonalfinance.com/layoff
Sam's website: www.RadicalPersonalFinance.com
Support RPF on Patreon: www.radicalpersonalfinance.com/patron
Book a consulting call with me: www.radicalpersonalfinance.com/phonecall

389-Banish These Two Common Phrases from Your Vocabulary to Take Back Control of Your Life and Your Wealth Oct 25, 2016

Show notes

There are two phrases that we commonly use that are very destructive to your personal empowerment.

I recommend that you identify them and remove them from your vocabulary.

Try it!

You'll thank me later.

Joshua

Support RPF on Patreon: www.radicalpersonalfinance.com/patron
Book a phone call with me: www.radicalpersonalfinance.com/phonecall

388-Drunkenness Will Destroy Your Wealth. Don't Participate! Oct 21, 2016

Show notes

The title says it all.

Joshua

p.s., Sorry about the double show on the last episode. I am presently without a working computer, but I'll fix it ASAP.

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