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    Business

    Radical Personal Finance

    Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.

    Advertise

    Copyright: © Joshua Sheats

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    Latest Episodes:
    530-How to Build a Useful Home Armory That Won't Lose Monetary Value and May Save Your Life Mar 06, 2018
    Show notes

    Guns are great investments.

    Well, perhaps I should say that it's possible for guns to be great investments...and at the worst, they are a decent store of value.

    If you've never owned a firearm, I'd like to share with you a thoughtful, reasonable path into gun ownership that will help you to make good decisions and get the most bang for your buck.

    In today's show I lay out for you a sensible approach to gun acquisition that will help you to construct a useful home armory that will allow you to have the tools of defense and offense that will cover most situations you could conceivably ever face without making bad financial decisions.

    Enjoy!

    Joshua

    • Please support RPF on Patreon! www.RadicalPersonalFinance.com/patron
    • You shouldn't fear a school shooter...they don't happen very much. You should be concerned about being murdered by government agents. 262,000,000 were in the 20th Century. Look into the data here: http://hawaii.edu/powerkills/welcome.html

    529-Friday Q&A: How to Protect From Disability Without Disability Insurance, How to Cover Unknown Future Risk, How Should I Finance a Land Purchase, Will My Credit Score Be Messed Up By Mortgage Shopping, How to Adjust Content for Different Audiences Mar 02, 2018
    Show notes

    Friday Q&A today! We cover:

    • How can I protect myself from the risk of disability without getting disability insurance?
    • How can I make sure that future, unknown risks are adequately covered today?
    • What financing option should I use to buy a piece of land?
    • Will my credit score be messed up by shopping for a mortgage?
    • How can I adjust content for different audiences?

    I'd love to have you call in next week! Details here: www.RadicalPersonalFinance.com/patron

    Joshua


    A Nation of Cowards by Jeffrey Snyder (audio version) Mar 01, 2018
    Show notes

    This is the audio recording of an essay published in the Fall of 1993 in The Public Interest magazine. The essay is titled: "A Nation of Cowards" by Jeffrey Snyder.

    You can access a text version of this essay here: http://rkba.org/comment/cowards.html

    I'm publishing this essay for you as a thought-provoking defense of the morality of your being well-armed.

    In today's political climate where critics are drawing a moral equivalence between mass murderers and an average armed citizen, I think this moral defense is warranted.

    The facts and names of the essay are dated. The arguments are not.

    As you consider this essay with 25 years of hindsight, do some research into how well the arguments have weathered the test of time.

    Joshua


    528-Tools and Tactics for Self-Defense in a Non-Permissive Environment (like a school) Feb 27, 2018
    Show notes

    The tagline of RPF is "...living a rich life now..." But it's hard to LIVE a rich life if you're dead. So I'd like to help you--and others--have a higher potential of staying alive.

    I have looked and looked for practical responses to the recent school shooting and have found very few.

    This is my best effort to help you with some practical solutions to the problem.

    I did my best in today's show to keep it free of politics and free of guns. (To be fair, I think it's best to say it's politics-lite and gun-lite.) Give it a listen. Even if you are frustrated by the current gun debate, I think you'll find some useful, practical ideas to help you defend your own life and the lives of others--even in a non-permissive environment.

    Joshua

    • Please support RPF on Patreon: www.radicalpersonalfinance.com/patron

    527-How to Buy a Used Car Feb 22, 2018
    Show notes

    As a--ahem--more practical follow-up to yesterday, here is my advice for a listener on how to buy a used car.

    Joshua

    • Please support RPF on Patreon: www.RadicalPersonalFinance.com/patron

    526-You Bought a Pickup Truck? You Idiot! Feb 21, 2018
    Show notes

    Flipping through my feed and I cannot believe what you just did. You idiot!

    Joshua

    • Please support RPF on Patreon: www.RadicalPersonalFinance.com/patron

    525-Living on Lentils and Serving the King Feb 20, 2018
    Show notes

    "The philosopher Diogenes was eating bread and lentils for supper. He was seen by the philosopher Aristippus, who lived comfortably by flattering the king. Said Aristippus, 'If you would learn to be subservient to the king, you would not have to live on lentils.'

    Said Diogenes, 'Learn to live on lentils, and you will not have to be subservient to the king.' " – from "The Song of the Bird" by Anthony de Mello

    • Please support RPF on Patreon: www.RadicalPersonalFinance.com/patron

    524-Why You Shouldn't Use Your 401(k) Money To Pay off Credit Card Debt When You're Unemployed Feb 19, 2018
    Show notes

    Today we answer this question: "I have accumulated $6,000 in credit card debt from a period of unemployment; should I use some of the $10,000 I have in my 401(k) to pay it off?" Enjoy,

    Joshua

    • Please support the show: www.RadicalPersonalFinance.com/patron

    523-Last Week's Fiscal Catastrophe and Your Response Feb 14, 2018
    Show notes

    If you want happy-go-lucky, unicorns-and-balloons-in-the-sky Joshua, skip today's show.

    If you want angry Joshua to opine on his disgust with the US American politicians' lack of fiscal restraint and the long-term catastrophe that is the US American budget, then you'll enjoy today's show.

    Enjoy.

    Joshua

    • David Stockman: The Night of Fiscal Infamy http://davidstockmanscontracorner.com/the-night-of-fiscal-infamy/
    • Mirror, Mirror on the Wall, Obama Definitely Was Not the Biggest Spender of All https://danieljmitchell.wordpress.com/2017/10/16/mirror-mirror-on-the-wall-obama-definitely-was-not-the-biggest-spender-of-all/

    522-Feeling Poor This Valentine's Day? Money Can Buy You More Love...if You Handle It Right Feb 09, 2018
    Show notes

    Love isn't primarily a feeling. Love is an action. Love does.

    You can show love with money in many ways, but a massively powerful way is by giving.

    Here are some ideas and thoughts to encourage you to build more love in your life by giving more.

    Joshua


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