Radical Personal Finance

Latest Episodes:

668-An Immigrant Success Story: Broke to Financially Independent in 12 Years Sep 18, 2019

Show notes

My guest on today's show moved from India to the USA as a young man. Starting with no money, he became financially independent in about 12 years.

In today's interview we dig into the strategies and tactics that worked for him.

Enjoy!

Joshua

John's website: www.FinancialFreedomCountdown.com

667-How To Build a Great Life When Everybody Hates You Sep 16, 2019

Show notes

In today's show, I have a special story for you of how my friend Anatole built a great life for himself, even though everyone hated him.

Enjoy!

Joshua

REPLAY 194-You Just Got Laid Off. Here's What To Do Next! Sep 12, 2019

Show notes

Today, we finish out the 3-part series on preparing for layoffs in the coming recession.

Today's show will be useful to you, even if you just got notice of your layoff and didn't do anything to prepare for it beforehand.

The major theme of today's show is that you need to take appropriate action with appropriate speed. If you're stuck with little savings and no preparation, that means take massive action, now! If you've planned a bit better in advance, it means be strategic and thoughtful.

We discuss:

The impact of self-confidence on your job hunt.
The importance of having work now and not being unemployed for a long time.
How to take massive action on your job hunt for quicker results.
What types of approaches are most successful for job hunters.
Some radical strategies you can plan for that will enable you to simply wait out and enjoy the recession instead of being stressed by it!

Enjoy!

Joshua

Many If Not Most Employers Hunt for Job-Hunters in the Exact Opposite Way from How Most Job-Hunters Hunt for Them http://www.jobhuntersbible.com/jobs/view/what-to-beware-of-in-searching-for-job-vacan-2

REPLAY 193-Make a Backup Plan In Case You Get Laid Off In The Coming Recession: Simple Action Steps For You To Consider Sep 10, 2019

Show notes

Yesterday, we talked about ways to avoid losing your job in the coming recession. But obviously there are factors beyond your control which might result in your being laid off, even though you've done everything "right."

So, you need a backup plan.

Don't wait and wonder what you'll do. Make a simple plan now for what you'll do.

Think about some different scenarios and play some mental games with yourself. That way, you'll be able to better respond to events instead of being shell-shocked by them. Today's show covers:

The importance of planning to avoid emotional stress when you get laid off.
The direct impact of losing your income and how to plan for it.
The impact that losing your group benefits can have on your financial life.
Why you should consider establishing lines of credit before you need them.
How you can stockpile both money and the simple necessities of life.
The simple things you can do that will make it much easier to get your next job.
The importance of proactively building and maintaining a network.
How thinking like a consultant will help you now and help you later.

Enjoy!

Joshua

REPLAY 192-Recession is Coming: How to Not Get Laid Off In the Next Recession Sep 05, 2019

Show notes

Originally released May 13, 2015. And just as important today.

-------------------------------------------

For most of us, our jobs are the economic engine that drive every aspect of our financial plan. One of the worst things that can happen is to lose a job.

If the engine on your car dies, you're going to be stuck by the side of the road for a while. That's not pleasant for anyone, even if you're stuck in a safe area. But, if you're driving up a mountain (paying off debt and digging yourself out of a hole), having your engine die can be disastrous. And, if you have a destination in mind (financial independence), losing the engine in your car will at least delay you from reaching your destination.

So, the key is plan in advance to not lose the engine. Make sure you're doing the things you need to be doing now to avoid being laid off.

Obviously, you can't guarantee that you'll never be laid off, but you can do a lot to improve your possibilities!

On today's show, we cover:

The need to proactively improve your position within your company, your company's position within the industry, and your industry's overall prospects in advance.
Some ways to know if you've got a big target on your back or a small target on your back with the HR people are figuring out who to cut.
The importance of competing with your fellow employees and of collaborating and cooperating with them and why both are valuable.
Ways to stand out and produce up to 4x the output of your fellow employees.

Enjoy the show!

Joshua

666-How to Prepare for the Coming Recession Sep 03, 2019

Show notes

It's official: the Yield Curve on US Debt is inverted. That's a pretty good indicator that recession is in our future.

So, today I want to tell you how to prepare for the coming recession.

Enjoy! And do.

Joshua

665-Friday Q&A: YNAB, Privacy, Inheritances, & Prepping Aug 30, 2019

Show notes

1:30 How does Joshua use YNAB on a daily basis? 17:30 How has the pursuit of privacy cost you? 30:30 Should I have kept my inherited property as separate property instead of community property? 43:00 How can I get started prepping?

Meetup in Washington DC, September 3 Aug 29, 2019

Show notes

I'd like to invite you to meet up with me on Tuesday, September 3 in Washington, DC, USA. If you'd like to connect, please email me and I'll give you all the details.

Email me: joshua at radical personal finance dot com.

Joshua

664-Can You Become Financially Independent If You Have Children? Aug 28, 2019

Show notes

It seems like many of the prominent voices in the FIRE movement are single individuals or childless couples. But many of us have children or want to have children. Does that mean that we will fail in our attempts to become Financially Independent? Are you doomed to choose between FIRE or children?

Today, I'll give you my answers. (Spoiler: you can FIRE and have children too!)

Joshua

663-Should Christians Participate in Tax Strikes and Tax Protest Movements? Aug 22, 2019

Show notes

We live in interesting times. It seems that most of us could list off several things that our government does with our tax money that we find offensive. But how should Christians deal with the morality of having their tax money used to support immoral activity? Should Christians participate in tax strikes and tax protests?

Joshua

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