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    Business

    Radical Personal Finance

    Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.

    Advertise

    Copyright: © Joshua Sheats

    • Apple Podcasts
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    Latest Episodes:
    840-Who Do You Want to Live With? Spend Your Money to Make That Happen Jan 12, 2022
    Show notes

    839-Friday Q&A: Job Loss, Getting out of the Matrix, Taxes on Crypto, Finding a Good Accountant, Should I Contribute to a Retirement Account Jan 07, 2022
    Show notes

    Welcome to our first Friday Q&A of 2022!

    • 2:55 How do I prepare for an imminent job loss due to my refusal to take the jab?
    • 14:30 How do I get out of the modern monetary matrix?
    • 21:59 How do I calculate the taxes on my crypto portfolio?
    • 32:57 How do I find a good accountant?
    • 46:45 Should I contribute to a retirement account?
    • 1:02:33 How should I save for a second house?
    • 1:20:00 I have a child who is slow to speak; how should I handle this?

    To gain access to next week's Q&A show, join here: https://patreon.com/RadicalPersonalFinance

    Joshua


    838-How to Have a Truly Rich Christmas (With the Inspiration of "A Christmas Carol" by Charles Dickens) Dec 21, 2021
    Show notes

    Today, let's discuss how you can enjoy a truly rich Christmas—nay, a truly rich life.

    Joshua

    • If you'd like to follow along with my reading, you can find the text here: https://www.gutenberg.org/files/19337/19337-h/19337-h.htm

    837-The Watchman Guide to Privacy: Reclaim Your Digital, Financial, and Lifestyle Freedom - Interview with Gabriel Custodiet Dec 20, 2021
    Show notes

    I'm often asked where to start with regard to privacy. For the last few months I have been publicly and privately recommending Gabriel Custodiet's book "The Watchman Guide to Privacy: Reclaim Your Digital, Financial, and Lifestyle Freedom."

    It's perhaps the best single book that I've read that discusses privacy in a comprehensive, yet accessible way.

    Today, I'm thrilled to welcome Gabriel himself to the podcast.

    Enjoy!

    www.watchmanprivacy.com

    https://www.amazon.com/Watchman-Guide-Privacy-Financial-Lifestyle/dp/B08PX7KFS2/


    836-The Valuable Lifestyle Benefits of a Second Home Dec 10, 2021
    Show notes

    835-Why a Vacation Home Might Very Well Be Your Best Investment Ever Dec 09, 2021
    Show notes

    834-Friday Q&A: Baseball Cards, VideoGame YouTube, Inheritances, Borrowing Against Assets, Etc. Dec 03, 2021
    Show notes

    It's Friday! And today we cover:

    • 2:01 What should I do with my old baseball cards?
    • 6:31 Should I help my 6 & 8 year old's build a YouTube channel about video games?
    • 45:33 I've just received an inheritance from my grandfather. What do I do with it?
    • 53:01 What books should I read to my new baby?
    • 1:12:12 How do you actually borrow against assets so as not to pay taxes?

    833-Why Reading Aloud to Children is So Effective in Improving Academic Outcomes Dec 03, 2021
    Show notes

    There is one simple thing you can do that will almost assuredly ensure phenomenal academic outcomes for your child: read aloud. Lots.

    In today's episode, I explain in great detail why this works and how the process works, pulling from the phenomenal book by Jim Trelease called "The Read Aloud Handbook."

    Joshua


    832-The Best Way to Invest in Your Children's Education (It's Absurdly Simple and Cheap) Dec 02, 2021
    Show notes

    The Read-Aloud Handbook: Seventh Edition by Jim Trelease

    The Lexile Framework for Reading and Book Finder

    Honey for a Child's Heart: The Imaginative Use of Books in Family Life

    Books Children Love: A Guide to the Best Children's Literature

    Books That Build Character: A Guide to Teaching Your Child Moral Values Through Stories

    Robinson Self-Teaching Curriculum

    Robinson Curriculum Book List

    Ambleside Online Curriculum

    Ambleside Online Master Booklist

    MENSA for Kids booklist

    Personal MBA booklist


    831-"An Old-Fashioned Thanksgiving" by Louisa May Alcott Nov 24, 2021
    Show notes

    Today, in celebration of the American holiday "Thanksgiving Day," I want to share with you a recording of short story written by Louisa May Alcott, called "An Old-Fashioned Thanksgiving."

    The audio file has no commentary—it's merely an unabridged reading of the story—and is suitable for you to share with your children as a worthwhile story to enjoy this time of year.

    But this story is filled with financial lessons for those with ears to hear.

    As you listen to a life of long ago (circa 1830), I'd encourage you to reflect on the life that you and I now live in comparison.

    For me, this reflection fills me with Thanksgiving, which is the starting point of living a rich life now.

    You are rich. I am rich. Let's realize it and act appropriately.

    Joshua

    • If you prefer to read the story to your children yourself, here is the text I read: https://digital.library.upenn.edu/women/alcott/thanksgiving/thanksgiving.html

    Here are a few poem and prayers of Thanksgiving you may enjoy as well:

    O Lord, that lends me life, Lend me a heart replete with thankfulness! ~~William Shakespeare 1564-1616

    May all who share these gifts today Be blessed by Thee, we humbly pray. What God gives and what we take 'Tis a gift for Christ his sake;

    Be the meal of beans or peas, God be thanked for those and these; Have we flesh or have we fish, All are fragments from His dish. ~~Robert Herrick 1591-1674

    Prayer Lord, behold our family here assembled. We thank thee for this place in which we dwell, for the love that unites us, for the peace accorded to us this day, for the health, for the food, and the bright skies that make our lives delightful, for our friends in all parts of the earth.

    Give us courage, gaiety, and the quiet mind. Spare to us our friends, soften us to our enemies. Bless us, if may be, in all our innocent endeavours. If may not, give us the strength to encounter that which is to come. May we be brave in peril, constant in tribulation, temperate in wrath, and in all changes of fortune loyal and loving to one another.

    As the clay to the potter, as the windmill to the wind, as the children of their sire, we beseech of Thee this help and mercy for Christ's sake. Amen. ~~Robert Louis Stevenson


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