Price of Avocado Toast

Latest Episodes:

Episode 120: How We Lost $22k on Our First Real Estate Investment Apr 19, 2023

Show notes

Today's episode is a summary of our first real estate investment journey! We sat on a vacant home for 15 months and poured dollar after dollar into this place, so we figured we'd better catch you all up on what that means. You'll hear the real figures we spent and the next steps for us with real estate. Investing in real estate can be difficult, so we want to be as transparent as possible for others out there. Enjoy!

In this episode, we chat about:

The sunk costs with our first investment property
Selling and walking away
Next steps in our real estate investing journey

MENTIONED IN THIS EPISODE:

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

They want to normalize conversations about money and learn from others on the path towards financial freedom. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

OTHER LINKS:

RECOGNITION:

Audio engineer: Garrett Davis

Podcast Support: Weir Digital Marketing

Episode 119: Military, Moves, & Money: The Debt Payoff Journey w/ Colleen Salchow Apr 12, 2023

Show notes

Today's episode brings on our friend Colleen Salchow from Salchow Coaching. A fellow financial coach and former teacher, Colleen chats about life as a military spouse and the opportunity that finding financial empowerment has provided her family. She gives some actionable tips to families navigating the financial landscape of military service and reminds us all that some of our habits from our debt payoff journey should be left in the past. Enjoy!

In this episode, we chat about:

Debt payoff and the habits produced
Planning for life as a military family
Personal finance tips for service members

CONNECT WITH COLLEEN:

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

OTHER LINKS:

Apply for 1:1 Coaching With Haley & Justin

RECOGNITION:

Audio engineer: Garrett Davis
Podcast Support: Weir Digital Marketing

Episode 118: Timeshare Trap: Getting Caught with the "License to Lie" Apr 05, 2023

Show notes

Today's episode is a look into one of our financial flounders - the timeshare we purchased when on our honeymoon. We'll give you our numbers of what we spent and how we try to at least enjoy it a bit. We'll also touch on our old pal, Uncle Dave, and his hypocritical response in regards to a sponsor of his show. If you are someone with a timeshare, stick around to the end of the episode to hear our advice on how to manage it!

In this episode, we chat about:

Our timeshare in Mexico
The Timeshare Exit Trap
Advice on how to effectively evaluate and enjoy your timeshare

MENTIONED IN THIS EPISODE:

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

OTHER LINKS:

RECOGNITION:

Audio engineer: Garrett Davis

Podcast Support: Weir Digital Marketing

Episode 117: Marriage and Money: how to get intentional with Anjie and RJ from Rich by Intention Mar 29, 2023

Show notes

Today's episode features Anjie and RJ from Rich by Intention. This powerhouse couple paid off $123,000 of student loan debt in just one year. They joined us to talk about their success and the key sticking points that have guided their marriage into a healthy place with money. With a mission to empower other couples to find success in their marriage and money, it's no wonder that this duo has been recognized for their work in the podcast space. If you and a partner need to get on the same page, this episode is for you!

In this episode, we chat about:

Strategies to employ over your debt free journey
Learning and growing as a couple
Getting clear on the strengths within your marriage

MENTIONED IN THE EPISODE:

CONNECT WITH ANJIE & RJ:

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

OTHER LINKS:

Apply for 1:1 Coaching With Haley & Justin

RECOGNITION:

Audio engineer: Garrett Davis

Podcast Support: Weir Digital Marketing

Episode 116: Fueling Your Financial Health: An Interview on the Connection Between Nutrition and Personal Finances with That Science Couple Mar 22, 2023

Show notes

Today's episode features Diandra from That Science Couple. Diandra and her husband are scientists looking at nutrition in a holistic approach, including the lens of personal finance. We talk about Diandra's bout with cancer and identifying how nutrition can be a way to begin fighting this disease early on. You'll hear why Diandra is a fan of rice and beans, and how nutrition and finances intersect more than just on the monthly budget!

In this episode, we chat about:

Using nutrition as a tool against cancer
Rice and beans: the good kind!
Serving others as a nutritional coach

MENTIONED IN THIS EPISODE:

CONNECT WITH THAT SCIENCE COUPLE:

The Science Couple Blog
Nutrition Coaching
Twitter: @science_couple
Facebook: @ThatScienceCouple
Instagram: @thatsciencecouple
Email: diandra@thatsciencecouple.com
Link tree: https://linktr.ee/thatsciencecouple

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

OTHER LINKS:

RECOGNITION:

Audio engineer: Garrett Davis

Podcast Support: Weir Digital Marketing

Episode 115: The Only Constant is Change Mar 15, 2023

Show notes

Today's episode was a difficult one to record. We talk about losing Justin's mom and the compound effects that has had on the Brown-Woods family. While we're excited for the next steps, we're still grieving the loss and the change of what lies ahead. The two sides in conflict can make it difficult and scary to approach, but we're hopeful you'll join us on the journey of healing and growth for our business. Thank you for all of your support. We love you.

In this episode, we chat about:

The post-life expenses for a loved one
Justin leaving education
Relocating our family and the changes that holds for our budget

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

OTHER LINKS:

RECOGNITION:

Audio engineer: Garrett Davis

Podcast Support: Weir Digital Marketing

Episode 114: Debt Free Floss-ophy: How One Dentist Brushed Away Her Student Loan Debt Mar 08, 2023

Show notes

Today's episode features Brittany, a dentist focused on debt freedom and teaching others in their career to manage their finances in a healthy way. Brittany shares the large amounts of potential student debt that dentists face and pulls back the curtain on her own journey through dental school. She touches on the mental aspects of debt freedom and navigating life once you've paid it all off. If you're someone with lots of student debt or working through a debt free journey that feels overwhelming, this episode is for you! Oh, and obviously also if you're a dentist.

In this episode, we chat about:

Hidden costs of dental school
The mental load of a long debt free journey
Value spending on the other side of debt

CONNECT WITH TODAY'S GUEST:

Instagram @debtfreedds

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

OTHER LINKS:

RECOGNITION:

Audio engineer: Garrett Davis

Podcast Support: Weir Digital Marketing

Episode 113: If You're Getting a Tax Return, You Need This Episode Mar 02, 2023

Show notes

Today's episode is all about ways you can spend your tax refund! We've been seeing the message floating around social media that getting a tax refund is like giving an interest free loan to the government for a year. It's usually then followed up with some comment loaded with shame. Well, that's not how we do things around here, so join us for a quick chat as to why folks might get a refund, and some healthy ways that you can spend that refund check wisely. You'll hear us breakdown the three methods we usually see with refund checks, and we'll give you the Price of Avocado Toast real world example that highlights our favorite method. You don't want to miss this!

In this episode, we chat about:

Why might someone get a tax refund
Three ways people could spend their refund
A real-world Price of Avocado Toast coaching example

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

OTHER LINKS:

RECOGNITION:

Audio engineer: Garrett Davis

Podcast Support: Weir Digital Marketing

Episode 112: The Current State of Student Loans w/ Financial Planner, David Gourley Feb 22, 2023

Show notes

This week we brought back our good friend, David Gourley. He's a former teacher turned financial coach and podcaster who has now become a financial planner. He's been a POAT cheerleader since day one and has helped our family take the next steps in our financial future. David is the guru of the student loan world and is a certified student loan professional helping borrowers navigate the mess that is repayment. We chat candidly with David about his move out of teaching and into the financial space, and he gives us great info into the upcoming decisions regarding student loans.

In this episode, we chat about:

Transitioning from teaching and taking the leap
Financial planning for changing seasons of life
Student loan updates and navigation

MENTIONED IN THE EPISODE:

CONNECT WITH TODAY'S GUEST, DAVID:

ABOUT PRICE OF AVOCADO TOAST:

Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

OTHER LINKS:

RECOGNITION:

Audio engineer: Garrett Davis

Podcast Support: Weir Digital Marketing

Episode 111: Starting on the Right Foot: How Proactive Parenting Can Ease Financial Worries W/ Jess Gil Feb 15, 2023

Show notes

In today's episode, we talk to Jess Gil, a millennial engineer, wife, podcaster, and dog mom who credits her strong money habits to the financial education her parents provided her as a child. We explore how this strong foundation has influenced her financial decisions as an adult and how she has worked hard to continue building her financial empowerment.

In this episode, we chat about: