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    Our Rich Journey Podcast

    Welcome to the Our Rich Journey Podcast! A question and answer based podcast, the Our Rich Journey Podcast takes a couple (Amon & Christina) who retired before the age of 40 and has them answer all of your early retirement, investing money, saving money, and making money questions. With over 600,000 followers on their Youtube channel, Amon & Christina are changing the way you think about money!

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    Copyright: © Our Rich Journey

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    Latest Episodes:
    The Dark Truth of Financial Independence Retire Early (FIRE) | What They Don't Tell You Apr 19, 2023
    Show notes

    We reached financial independence and have been retired for more than three years. And we talk a lot on our channel about how great FIRE is! But, there are some dark sides to FIRE also - things you don’t hear people discussing. So, to better prepare you on your FIRE journey, and to help you better plan for some of the dark side of FIRE, we decided to make a video for you! In this video, we discuss the dark sides of FIRE (i.e., the lesser-discussed realities of the FIRE movement)!

    ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://www.ourrichjourney.com/movingtoportugal This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE! Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/


    Bank Stocks Crash! Time to Buy Low and then Sell High? See How We’re Investing in Banks Apr 15, 2023
    Show notes

    With everything that is going on with SVB, the subsequent impact on the banking industry, and huge dips in banking stocks, a lot of people are looking more into the financial sector as an investment. Could now be a good time to invest in the banking sector, with everything down? In other words, is it time for value investors to take advantage of deals in the financial sector or is this simply a value trap? In this video, we discuss that and more!


    ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://ourrichjourney.thinkific.com/ Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)!

    ▸▸▸Enroll in our FIRE Master Class: https://ourrichjourney.thinkific.com/courses/FIRE-master-class This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE!

    ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://ourrichjourney.thinkific.com/courses/portugal This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE!

    ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/


    The Golden Visa Program in Portugal is Ending - Here's How to Secure Your Residency NOW! Mar 03, 2023
    Show notes

    The Golden Visa Program in Portugal is Ending - Here's How to Secure Your Residency NOW!: Attention all expats looking to move to Portugal!!! Just this week, the Portuguese government approved some very important changes to its immigration laws. More specifically, the Portuguese government has voted to end its Golden Visa Program! In this video, we talk about the new Golden Visa change, why it occurred, the impacts that it could have moving forward, our thoughts on the change, and what your options are once the ban on the Golden Visa Program is effectively implemented. Check out our video to learn more!

    ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://ourrichjourney.thinkific.com/ Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)!

    ▸▸▸Enroll in our FIRE Master Class: https://ourrichjourney.thinkific.com/courses/FIRE-master-class This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE!

    ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://ourrichjourney.thinkific.com/courses/portugal This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE!

    ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/


    Making $256,000 A Month in Passive Income | Paying Cash for a Tesla, 3 Homes & More: Here is How! Mar 02, 2023
    Show notes

    Last month, our stock portfolio earned over $256K . . . but it took a lot of hard work and short-term sacrifices to get us to this point! Christina and I have been financially independent for almost four years. But on our FIRE journey, we focused on saving and investing as much money as we could so that our money could work for us instead of the other way around. This meant cutting back on expenses, avoiding debt, being intentional with our spending, and investing as much money as we could. In other words, it took sacrifice. But, those short-term sacrifices paid off in the long run. In this video, I talk about how you can live a life of abundance through FIRE and it’s important to make smart, short-term sacrifices in order to achieve long-term financial freedom! Thanks for watching!

    ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://ourrichjourney.thinkific.com/ Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)!

    ▸▸▸Enroll in our FIRE Master Class: https://ourrichjourney.thinkific.com/courses/FIRE-master-class This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE!

    ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://ourrichjourney.thinkific.com/courses/portugal This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE!

    ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/


    2023 Stock Market Alert!!! 5 Reasons Why the CRASH is Over & Rebound Is Starting | Invest Now!?! Feb 06, 2023
    Show notes

    2023 Stock Market Alert: 5 Reasons Why the CRASH is Over & Rebound Is Starting | Invest Now!?! – We think 2023 is already shaping up to be a FANTASTIC year . . . especially for the stock market! Just this week, the S&P 500, the Dow, and the NASDAQ turned in back-to-back gains compared to last week. This is good news for investors following the bear market of 2022. So, what's in store for the stock market in 2023? - We think a rebound is coming! In this video, we talk about five factors that can result in the stock market rebounding for 2023. Check it out and let us know what you think!

    ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://ourrichjourney.thinkific.com/ Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)!

    ▸▸▸Enroll in our FIRE Master Class: https://ourrichjourney.thinkific.com/courses/FIRE-master-class This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE!

    ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://ourrichjourney.thinkific.com/courses/portugal This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE!

    ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/



    Robinhood's New Retirement Accounts (IRAs) - Exposing the Truth Jan 04, 2023
    Show notes

    Robinhood's New Retirement Accounts (IRAs) - Exposing the Truth - Robinhood is now advertising investors' ability to begin investing in IRAs on the Robinhood platform. Not only that, but Robinhood is incentivizing investors to contribute to these accounts by providing investors with a 1% match when they invest in an IRA with Robinhood. But . . . is there a catch? Is investing in IRAs with Robinhood a good thing OR is it something that you should be skeptical about? In this video, we discuss our thoughts on Robinhood's new retirement accounts!

    ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://ourrichjourney.thinkific.com/ Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)!

    ▸▸▸Enroll in our FIRE Master Class: https://ourrichjourney.thinkific.com/courses/FIRE-master-class This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE!

    ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://ourrichjourney.thinkific.com/courses/portugal This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE!

    ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/


    How Social Media Is Keeping You Poor . . . and What To Do About It! Dec 28, 2022
    Show notes

    How Social Media Is Keeping You Poor . . . and What To Do About It! - The use of social media is rising year over year, but little attention has been paid to how social media can have a detrimental impact on your finances. In this video, we address that! We talk about how social media can make you poor and we give you our top tips to prevent that from happening!

    ▸▸▸Send us your questions: https://www.ourrichjourney.com/podcast

    ▸▸▸Enroll in our 365 Days to F.I.R.E. Program: https://www.365daystofire.com/ Take part in our 365 Days to F.I.R.E. Program and develop your financial independence plan (including your stock investing plan and real estate investing plan) AND get your plans reviewed by us, attend 12 Live Q&As with us, complete daily F.I.R.E. related tasks, get assigned to a small accountability group, attend our meet-ups in Portugal, participate in our FIRE related book club . . . and more!

    ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://ourrichjourney.thinkific.com/ Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)!

    ▸▸▸Enroll in our FIRE Master Class: https://ourrichjourney.thinkific.com/courses/FIRE-master-class This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE!

    ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://ourrichjourney.thinkific.com/courses/portugal This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE!

    ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/


    How to Change Your Life To Retire Early - A One-Year Program Dec 18, 2022
    Show notes

    How to Change Your Life To Retire Early - A One-Year Program: If you are reading this on December 18, 2022, you have exactly two weeks left to enroll in our 365 Days to FIRE Program! As part of the program, we'll help you develop your financial independence plan (including your stock investing plan and real estate investing plan), you'll be able to get your plans reviewed by us with our coaching program, you'll get to attend 12 Live Q&As with us, you'll complete daily F.I.R.E. related tasks, you'll get assigned to a small accountability group, you'll attend our meet-ups in Portugal, you'll participate in our FIRE related book club . . . and more! Check out our video to learn more!

    ▸▸▸Enroll in our 365 Days to F.I.R.E. Program: https://www.365daystofire.com/ Take part in our 365 Days to F.I.R.E. Program and develop your financial independence plan (including your stock investing plan and real estate investing plan) AND get your plans reviewed by us, attend 12 Live Q&As with us, complete daily F.I.R.E. related tasks, get assigned to a small accountability group, attend our meet-ups in Portugal, participate in our FIRE related book club . . . and more!

    ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://ourrichjourney.thinkific.com/ Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)!

    ▸▸▸Enroll in our FIRE Master Class: https://ourrichjourney.thinkific.com/courses/FIRE-master-class This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE!

    ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://ourrichjourney.thinkific.com/courses/portugal This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE!

    ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/


    What Is the Perfect Stock Portfolio Mix - I'm Worried About Over-Diversification Dec 14, 2022
    Show notes

    What Is the Perfect Stock Portfolio Mix - I'm Worried About Over-Diversification: We get a lot of questions about asset allocation and diversification. If you've been following us, you know that our primary investment is a total stock market index fund (VTSAX). But, we also invest in other sector ETFs, REITs, and even a small percentage of individual stocks. With all of our investments, we have to be strategic so that we aren't overlapping our investments (i.e., making everything redundant and too diversified). In this video, we talk about the perfect stock portfolio mix and how to address the issue of being too diversified.

    ▸▸▸Send us your questions: https://www.ourrichjourney.com/podcast

    ▸▸▸Enroll in our 365 Days to F.I.R.E. Program: https://www.365daystofire.com/ Take part in our 365 Days to F.I.R.E. Program and develop your financial independence plan (including your stock investing plan and real estate investing plan) AND get your plans reviewed by us, attend 12 Live Q&As with us, complete daily F.I.R.E. related tasks, get assigned to a small accountability group, attend our meet-ups in Portugal, participate in our FIRE related book club . . . and more!

    ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://ourrichjourney.thinkific.com/ Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)!

    ▸▸▸Enroll in our FIRE Master Class: https://ourrichjourney.thinkific.com/courses/FIRE-master-class This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE!

    ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://ourrichjourney.thinkific.com/courses/portugal This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE!

    ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/




    Make $1,000,000 in Ten Years By Investing This Much Each Month Dec 07, 2022
    Show notes

    Make $1,000,000 in Ten Years By Investing This Much Each Month - In this video, we answer a caller's question regarding how much she should invest each month to reach financial independence and retire early with one million dollars in ten years.

    ▸▸▸Send us your questions: https://www.ourrichjourney.com/podcast

    ▸▸▸Enroll in our 365 Days to F.I.R.E. Program: https://www.365daystofire.com/ Take part in our 365 Days to F.I.R.E. Program and develop your financial independence plan (including your stock investing plan and real estate investing plan) AND get your plans reviewed by us, attend 12 Live Q&As with us, complete daily F.I.R.E. related tasks, get assigned to a small accountability group, attend our meet-ups in Portugal, participate in our FIRE related book club . . . and more!

    ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://ourrichjourney.thinkific.com/ Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)!

    ▸▸▸Enroll in our FIRE Master Class: https://ourrichjourney.thinkific.com/courses/FIRE-master-class This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE!

    ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://ourrichjourney.thinkific.com/courses/portugal This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE!

    ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/




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