Optimal Finance Daily &#8211; Financial Independence and Money Advice

Learn more about your ad choices. Visit megaphone.fm/adchoices

046: 9 Intentional Ways to Challenge Consumerism in Your Life by Joshua Becker of Becoming Minimalist May 02, 2016

Show notes

Excessive consumerism can be ruining your life. Joshua Becker of BecomingMinimalist.com has some tips to challenge consumerism.

Episode 46: 9 Intentional Ways to Challenge Consumerism in Your Life by Joshua Becker of Becoming Minimalist (Personal Finance).

Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits.
Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands.
BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it.

The original post is located here: http://www.becomingminimalist.com/less-consumerism

Learn more about your ad choices. Visit megaphone.fm/adchoices

045: The Lovely Low Taxes of Early Retirement by Mr. Money Mustache Apr 29, 2016

Show notes

Retiring early can have a huge positive impact on how much you pay in taxes. Check out this post from Mr. Money Mustache!

Episode 045: The Lovely Low Taxes of Early Retirement by Mr. Money Mustache (How to Have a Low Tax Rate & Pay Less in Taxes).

Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.
He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.
Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.

The original post is located here: http://www.mrmoneymustache.com/2012/06/04/the-lovely-low-taxes-of-early-retirement

Learn more about your ad choices. Visit megaphone.fm/adchoices

044: How to Create a Positive Relationship With Your Money by Cait Flanders of Blonde On A Budget Apr 28, 2016

Show notes

Cait has some tips on creating a positive relationship with your money.

Episode 44: How to Create a Positive Relationship With Your Money by Cait Flanders of Blonde On A Budget (Personal Money Matters).

Cait Flanders started Blonde on a Budget to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learned every week.

The original post is located here: http://blondeonabudget.ca/2013/11/27/how-to-create-a-positive-relationship-with-your-money

Learn more about your ad choices. Visit megaphone.fm/adchoices

043: The Dark Side of Financial Abundance by Steve Pavlina Apr 27, 2016

Show notes

Making money comes with some less-than-optimal consequences. Hear Steve Pavlina's perspective on it.

Episode 43: The Dark Side of Financial Abundance by Steve Pavlina (Financial Happiness).

Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has written more than 1300 articles and recorded many audio programs on a broad range of self-help topics, including productivity, relationships, and spirituality. Steve has been quoted as an expert by the New York Times, USA Today, U.S. News & World Report, the Los Angeles Daily News, Self Magazine, The Guardian, and countless other publications. He's also a frequent guest on popular podcasts and radio shows.

The original post is located here: http://www.stevepavlina.com/blog/2007/01/the-dark-side-of-financial-abundance

Learn more about your ad choices. Visit megaphone.fm/adchoices

042: Don't Panic! Recovering from Financial Mistakes and Setbacks by J.D. Roth with I Will Teach You To Be Rich Apr 26, 2016

Show notes

J.D. Roth has some tips on financial recovery--a guest post from IWillTeachYouToBeRich.com.

Episode 42: Don't Panic! Recovering from Financial Mistakes and Setbacks by J.D. Roth with I Will Teach You To Be Rich.

Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness and more.
Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.
He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000.

The original post is located here: http://www.iwillteachyoutoberich.com/blog/dont-panic-recovering-from-financial-mistakes-and-setbacks

Learn more about your ad choices. Visit megaphone.fm/adchoices

041: 10 Ways You Can Have Enough Money and Stuff by Courtney Carver of Be More With Less Apr 25, 2016

Show notes

BeMoreWithLess.com's Courtney Carver has tips for how you can have enough money and things.

Episode 41: 10 Ways You Can Have Enough Money and Stuff by Courtney Carver of Be More With Less (How to Spend Less Money).

After decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow down, prioritize her health, and figure out what was really important in her life. She discovered what mattered most by getting rid of everything that didn’t matter at all. In the end it all came down to love and health.
She went from a busy, overwhelmed advertising director to spending 2-3 hours every morning taking care of herself, loving her work, and being present and engaged with the people she loves. Her family changed, too. They moved from wanting bigger closets, nicer furniture, and more stuff to downsizing into a 750 sq. ft apartment with no storage.
Courtney has written books, courses, and hundreds of articles to help you simplify your life and work so you can focus on what really matters.

The original post is located here: http://bemorewithless.com/10-ways-you-can-have-enough-money-and-stuff

Book mentioned in this post: Your Money or Your Life

Learn more about your ad choices. Visit megaphone.fm/adchoices

040: How to Get Your Credit Score Up and How Not to Care by Leo Babauta of ZenHabits.net Apr 22, 2016

Show notes

Leo Babauta of Zen Habits has tips to improve your credit score, but might not follow them himself.

Episode 40: How to Get Your Credit Score Up and How Not to Care by Leo Babauta of ZenHabits.net (A Minimalist Approach to Credit).

Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness.

The original post is located here: http://zenhabits.net/how-to-get-your-credit-score-up-and-how-not-to-care

Learn more about your ad choices. Visit megaphone.fm/adchoices

039: Debt Free - Part 2 by Joshua Fields Millburn of The Minimalists Apr 21, 2016

Show notes

Part 2 of Joshua Fields Millburn's story of going debt free.

Episode 39: Debt Free - Part 2 by Joshua Fields Millburn of The Minimalists (A Story of Transformation - Consumerism to Minimalism).

Joshua Fields Millburn & Ryan Nicodemus write about living a meaningful life with less stuff for 4 million readers. As featured on: ABC, CBS, NBC, BBC, TODAY, NPR, TIME, Forbes, The Atlantic, New York Times, Wall Street Journal, USA Today, and National Post. They live in Missoula, Montana.

The original post is located here: http://www.theminimalists.com/debt

Learn more about your ad choices. Visit megaphone.fm/adchoices

038: Debt Free - Part 1 by Joshua Fields Millburn of The Minimalists Apr 20, 2016

Show notes

Part 1 of Joshua Fields Millburn's story of being debt free.

Episode 38: Debt Free - Part 1 by Joshua Fields Millburn of The Minimalists (Minimalism and Getting Out of Debt & Financial Trouble).

The original post is located here: http://www.theminimalists.com/debt