Optimal Finance Daily &#8211; Financial Independence and Money Advice

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156: 33 Proven Ways to Reduce Personal Debt from Becoming Minimalist Oct 03, 2016

Show notes

A guest couple on Becoming Minimalist shares the exact steps they took to get out of debt.

Episode 156: 33 Proven Ways to Reduce Personal Debt from Becoming Minimalist (Saving Money & Financial Freedom).

Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits.
Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands.
BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it.

The original post is located here: http://www.becomingminimalist.com/33-proven-ways-to-reduce-personal-debt

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155: Pay Off Your Home or Invest the Money? I Propose a Compromise by Kalen Bruce of Money Mini Blog Sep 30, 2016

Show notes

Money Mini Blog's Kalen Bruce talks about the big debate of paying off your home vs. investing the money.

Episode 155: Pay Off Your Home or Invest the Money? I Propose a Compromise by Kalen Bruce of Money Mini Blog (Investing).

Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.

The original post is located here: http://moneyminiblog.com/investing/pay-off-your-home-or-invest-the-money

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154: MMM Challenge: Get Yourself a Lower Mortgage Rate by Mr. Money Mustache Sep 29, 2016

Show notes

Mr. Money Mustache shares the difference between a 15-year and 30-year mortgage and challenges you to refinance.

Episode 154: MMM Challenge: Get Yourself a Lower Mortgage Rate by Mr. Money Mustache (Save Money & Debt).

Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.

He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.

Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.

The original post is located here: http://www.mrmoneymustache.com/2011/05/24/mmm-challenge-get-yourself-a-lower-mortgage-rate

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153: How to Live in the Land of Enough: Money by Courtney Carver of Be More With Less Sep 28, 2016

Show notes

Courtney Carver of Be More With Less shares the basics of living with enough money, including a simple how-to.

Episode 153: How to Live in the Land of Enough: Money by Courtney Carver of Be More With Less (Financial Happiness).

After decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow down, prioritize her health, and figure out what was really important in her life. She discovered what mattered most by getting rid of everything that didn’t matter at all. In the end it all came down to love and health.

She went from a busy, overwhelmed advertising director to spending 2-3 hours every morning taking care of herself, loving her work, and being present and engaged with the people she loves. Her family changed, too. They moved from wanting bigger closets, nicer furniture, and more stuff to downsizing into a 750 sq. ft apartment with no storage.

Courtney has written books, courses, and hundreds of articles to help you simplify your life and work so you can focus on what really matters.

The original post is located here: http://bemorewithless.com/how-to-live-in-the-land-of-enoughmoney

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152: How to Buy Happiness - Part 2 by David Cain of Raptitude Sep 27, 2016

Show notes

David Cain shares how some purchases actually do bring him happiness, even when they are ridiculously expensive. Part 2 of 2.

Episode 152: How to Buy Happiness - Part 2 by David Cain of Raptitude (Financial Freedom).

David Cain is a writer and entrepreneur living in Winnipeg, Canada. On a particular boring day at his office job in 2009, he started Raptitude. His interest has always been human society and the internal human experience, and Raptitude became his megaphone for his thoughts about those things. It found an audience rather quickly and it’s been central to his life ever since. In 2013, he left his day job to write full time.

The original post is located here: http://www.raptitude.com/2012/03/how-to-buy-happiness

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151: How to Buy Happiness - Part 1 by David Cain of Raptitude Sep 26, 2016

Show notes

David Cain shares how some purchases actually do bring him happiness, even when they are ridiculously expensive. Part 1 of 2.

Episode 151: How to Buy Happiness - Part 1 by David Cain of Raptitude (Personal Finance Happiness).

The original post is located here: http://www.raptitude.com/2012/03/how-to-buy-happiness

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150: Shaking the Scarcity Mindset and Shaking Things Up by Dan Warren Sep 23, 2016

Show notes

A special episode! Dan shares his own, personal story.

Episode 150: Shaking the Scarcity Mindset and Shaking Things Up by Dan Warren (Financial Freedom).

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149: How I Ended My Love Affair with the Credit Card (and Why I Use Cash) by Leo Babauta of Zen Habits Sep 22, 2016

Show notes

Leo Babauta discusses how he ended his credit card problems and how he spends money today.

Episode 149: How I Ended My Love Affair with the Credit Card (and Why I Use Cash) by Leo Babauta of Zen Habits (Debt).

Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness.

The original post is located here: http://zenhabits.net/how-i-ended-my-love-affair-with-credit

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148: It is Only Money and it Grows on Trees (A Book Excerpt) by Cara MacMillan Sep 21, 2016

Show notes

A book excerpt!

Episode 148: It is Only Money and it Grows on Trees (A Book Excerpt) by Cara MacMillan (Financial Freedom).

Cara MacMillan is a thought leader in sustainability and financial management. She has the privilege of teaching and learning with courageous individuals who are committed to making a difference for themselves, their world, and future generations. As a thought leader, Cara regularly publishes in the areas of personal finance and investments.

For more information, visit: http://caramacmillan.com