Optimal Finance Daily &#8211; Financial Independence and Money Advice

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236: Will a Late Credit Card Payment Hurt My Credit Score by Sam Dogen of Financial Samurai Jan 23, 2017

Show notes

Sam of Financial Samurai discusses how to avoid late credit card payments' effects on your credit score.

Episode 236: Will a Late Credit Card Payment Hurt My Credit Score by Sam Dogen of Financial Samurai (Credit Score).

Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.

The original post is located here: http://www.financialsamurai.com/will-a-missed-or-late-credit-card-payment-hurt-credit-score

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235: Triple Value of Income by The Mad Fientist Jan 20, 2017

Show notes

The Mad Fientist shares a simple way to triple the value of your income.

Episode 235: Triple Value of Income by The Mad Fientist (Real Estate Investing & Financial Independence).

The Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier.
Most personal finance advice is geared towards people retiring in their 60s or later and doesn’t apply to those of us pursuing early financial independence. The Mad Fientist is focused on providing advice and innovative tax-avoidance methods specifically for people wanting to break away from full-time employment very early in life. He also hosts the Financial Independence Podcast.

The original post is located here: http://www.madfientist.com/triple-income-value

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234: How to Save 20% of Your Income (Consistently) Each Year in Your 30s by Philip Taylor of PT Money Jan 19, 2017

Show notes

Philip Taylor of PTMoney.com shares how you can save 20% of your income consistently.

Episode 234: How to Save 20% of Your Income (Consistently) Each Year in Your 30s by Philip Taylor of PT Money (Early Retirement).

PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.

The original post is located here: https://ptmoney.com/save-20-income-your-30s

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233: Quitting a Cash Cow Job by Mr. Money Mustache Jan 18, 2017

Show notes

Mr. Money Mustache shares how his wife quit a cash cow job and what it all means.

Episode 233: Quitting a Cash Cow Job by Mr. Money Mustache (Financial Freedom).

Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.
He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.
Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.

The original post is located here: http://www.mrmoneymustache.com/2012/10/01/quitting-a-cash-cow-job

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232: How to Find Meaning in Tough Times by Kent Thune with Good Life Zen Jan 17, 2017

Show notes

A guest author on Good Life Zen has a great take on suffering with your personal finances.

Episode 232: How to Find Meaning in Tough Times by Kent Thune with Good Life Zen (How to Save Money).

Mary Jaksch is an authorized Zen master (Diamond Sangha lineage), psychotherapist, and author. She has two nationalities,--English and German--and lives in New Zealand. She's the mother of a grown-up son and lives happily ever after with her partner David. She's been awarded an MA in Religious Studies, holds a 4th Dan Blackbelt in karate, started professional life as a flautist and loves dancing Argentine tango in skimpy dresses.

The original post is located here: http://goodlifezen.com/how-to-find-meaning-in-tough-time

http://www.becomingminimalist.com/whos-helping-me-not-waste-money

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231: Who's Helping Me Not Waste Money And 17 Staggering Statistics About Our Shopping Habits from Becoming Minimalist Jan 16, 2017

Show notes

2 articles from Joshua Becker about our shopping habits.

Episode 231: Who's Helping Me Not Waste Money And 17 Staggering Statistics About Our Shopping Habits from Becoming Minimalist.

Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits.
Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands.
BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it.

The original posts are located here:

http://www.becomingminimalist.com/shopping-statistics

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230: Financial Confessions Part 2 from Budgets Are Sexy Jan 13, 2017

Show notes

A guest author on Budgets Are Sexy shares a story of how a little stealing can easily turn into a life disaster. This is Part 2 of 2.

Episode 230: Financial Confessions Part 2 from Budgets Are Sexy (Managing Money).

J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.
He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!

The original post is located here: http://www.budgetsaresexy.com/2016/12/financial-confessions-i-became-so-obsessed-with-being-rich-that-im-now-sitting-in-prison

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229: Financial Confessions: I Became So Obsessed with Being Rich That I'm Now Sitting in Prison - Part 1 from Budgets Are Sexy Jan 12, 2017

Show notes

A guest author on Budgets Are Sexy shares a story of how a little stealing can easily turn into a life disaster.

Episode 229: Financial Confessions: I Became So Obsessed with Being Rich That I'm Now Sitting in Prison - Part 1 from Budgets Are Sexy.

The original post is located here: http://www.budgetsaresexy.com/2016/12/financial-confessions-i-became-so-obsessed-with-being-rich-that-im-now-sitting-in-prison

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228: 20 Money Hacks: Tips and Tricks to Improve Your Finances - Part 2 by Leo Babauta of Zen Habits Jan 11, 2017

Show notes

Leo Babauta of Zen Habits shares 20 money hacks to improve your finances. This is Part 2 of 2.

Episode 228: 20 Money Hacks: Tips and Tricks to Improve Your Finances - Part 2 by Leo Babauta of Zen Habits (Manage Money).

Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness.

The original post is located here: https://zenhabits.net/20-money-hacks-tips-and-tricks-to-improve-your-finances