Optimal Finance Daily &#8211; Financial Independence and Money Advice

Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!

Learn more about your ad choices. Visit megaphone.fm/adchoices

596: Does Peak Happiness Really Come at $75,000/Year by Mr. Money Mustache Jun 11, 2018

Show notes

Mr. Money Mustache shares asks whether or not peak happiness actually comes at $75,000/year like some say.

Episode 596: Does Peak Happiness Really Come at $75,000/Year by Mr. Money Mustache (Spending Wisely & Being Happy).

Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.

He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.

Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.

The original post is located here: https://www.mrmoneymustache.com/2012/09/06/does-peak-happiness-really-come-at-75000year

Learn more about your ad choices. Visit megaphone.fm/adchoices

595: Why I Wasted an Hour of My Life to Save $3.60 by Paula Pant of Afford Anything Jun 08, 2018

Show notes

Paula Pant of Afford Anything shares why she wasted an hour of her life to save $3.60.

Episode 595: Why I Wasted an Hour of My Life to Save $3.60 by Paula Pant of Afford Anything (Wasting Time Like Extreme Couponing).

Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast.

The original post is located here: https://affordanything.com/stupid-money-mistake

Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!

Learn more about your ad choices. Visit megaphone.fm/adchoices

594: 10 Worst Excuses for Not Saving for Retirement by Mike Ballew of Freedom Path Blog Jun 07, 2018

Show notes

Mike Ballew of FreedomPathBlog.com shares the 10 worst excuses for not saving for retirement and his rebuttal.

Episode 594: 10 Worst Excuses for Not Saving for Retirement by Mike Ballew of Freedom Path Blog (Save Money & Retire Early).

Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement.

The original post is located here: https://freedompathblog.com/2018/05/09/10-worst-excuses-for-not-saving-for-retirement

Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!

https://www.dollarsandsensela.com/blog/personaldrive

Learn more about your ad choices. Visit megaphone.fm/adchoices

593: What is Your Drive? Mine is This Piece of Paper & How Much Do I Put in the 401K by Ryan Mei of Dollars and Sense LA Jun 06, 2018

Show notes

2 shorter posts from Ryan Mei of DollarsAndSenseLA, talking about financial drive and how much to put in your 401(k).

Episode 593: What is Your Drive? Mine is This Piece of Paper & How Much Do I Put in the 401K by Ryan Mei of Dollars and Sense LA.

Ryan Mei created Dollars and Sense LA to help you improve your financial life by taking you on his personal journey to financial freedom, while dealing with the common struggles in L.A. He works in data analytics at BuzzFeed and paid off his and his wife's student debt & car loan, while personally financing 100% of their wedding and buying a house in LA.

The original posts are located here:

https://www.dollarsandsensela.com/blog/soml401k

Learn more about your ad choices. Visit megaphone.fm/adchoices

592: Top Ways to Become Rich Faster by Michelle Schroeder-Gardner of Making Sense Of Cents Jun 05, 2018

Show notes

Michelle Schroeder-Gardner of Making Sense of Cents shares the best ways to become rich faster.

Episode 592: Top Ways to Become Rich Faster by Michelle Schroeder-Gardner of Making Sense Of Cents (Pay Off Debt & Invest Money).

Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.

The original post is located here: https://www.makingsenseofcents.com/2012/10/top-ways-to-become-rich-faster.html

https://www.becomingminimalist.com/what-if-i-dont

Learn more about your ad choices. Visit megaphone.fm/adchoices

591: 1 Important Question to Ask Before Any Purchase & Your Biggest Expense is Your Greatest Opportunity - Joshua Becker Jun 04, 2018

Show notes

2 shorter posts from Joshua Becker of Becoming Minimalist on purchases and your biggest expense.

Episode 591: 1 Important Question to Ask Before Any Purchase & Your Biggest Expense is Your Greatest Opportunity - Joshua Becker.

Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits.

Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands.

BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it.

The original posts are located here:

https://www.becomingminimalist.com/less-house

Learn more about your ad choices. Visit megaphone.fm/adchoices

590: The American Dream is a Financial Nightmare by Chris Reining of ChrisReining.com Jun 01, 2018

Show notes

Chris Reining shares why the American Dream is actually a financial nightmare.

Episode 590: The American Dream is a Financial Nightmare by Chris Reining of ChrisReining.com (Buying a Home vs. Investing & Debt).

Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more.

The original post is located here: https://chrisreining.com/the-american-dream-is-a-financial-nightmare

https://www.getrichslowly.org/in-praise-of-the-debt-snowball

Learn more about your ad choices. Visit megaphone.fm/adchoices

589: In Praise of the Debt Snowball And Do Experiences Lead to Greater Happiness Than Material Purchases by JD Roth May 31, 2018

Show notes

2 shorter posts from JD Roth of Get Rich Slowly: in praise of the debt snowball, and the research on experiences leading to greater happiness than material purchases.

Episode 589: In Praise of the Debt Snowball And Do Experiences Lead to Greater Happiness Than Material Purchases by JD Roth.

J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.

The original posts are located here:

https://www.getrichslowly.org/do-experiences-lead-to-greater-happiness-than-material-purchases

Learn more about your ad choices. Visit megaphone.fm/adchoices

588: 5 Ways to Improve Your Credit Score by Philip Taylor of PTMoney.com May 30, 2018

Show notes

Philip Taylor of PT Money & FinCon shares 5 ways to improve your credit score.

Episode 588: 5 Ways to Improve Your Credit Score by Philip Taylor of PTMoney.com (Improving Your Personal Financial Situation).

PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.

The original post is located here: https://ptmoney.com/improve-your-credit-score

Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!