Optimal Finance Daily &#8211; Financial Independence and Money Advice

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736: [Part 1] What to get everyone for Christmas by David Cain of Raptitude on Minimalism Dec 24, 2018

Show notes

David Cain of Raptitude shares what to get everyone for Christmas. This is part 1 of 2.

Episode 736: [Part 1] What to get everyone for Christmas by David Cain of Raptitude on Minimalism

The original post is located here: https://www.raptitude.com/2013/12/what-to-get-everyone-for-christmas/

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735: How Much is Too Much in a Single Investment by Darrow Kirkpatrick of Can I Retire Yet on Real Estate Investing Dec 21, 2018

Show notes

Darrow Kirkpatrick of Can I Retire Yet shares how much is too much in a single investment.

Episode 735: How Much is Too Much in a Single Investment by Darrow Kirkpatrick of Can I Retire Yet on Real Estate Investing

Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.

When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.

More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.

The original post is located here: https://www.caniretireyet.com/how-much-is-too-much-in-a-single-investment/

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734: The Power of Speaking Up by Kristin Wong with Get Rich Slowly on Saving Money Dec 20, 2018

Show notes

Kristin Wong with Get Rich Slowly shares the power of speaking up.

Episode 734: The Power of Speaking Up by Kristin Wong with Get Rich Slowly on Saving Money

J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.

The original post is located here: https://www.getrichslowly.org/the-power-of-speaking-up/

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733: Get Rich With: Owning Rental Houses by Mr. Money Mustache on Real Estate Investing Dec 19, 2018

Show notes

Mr. Money Mustache shares his thoughts on getting rich by owning rental houses.

Episode 733: Get Rich With: Owning Rental Houses by Mr. Money Mustache on Real Estate Investing

Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.

He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.

Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.

The original post is located here: http://www.mrmoneymustache.com/2011/05/23/get-rich-with-owning-rental-houses/

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732: The Three Most Amazing Types of Freedom by Paula Pant of Afford Anything on Eliminating Debt & Financial Freedom Dec 18, 2018

Show notes

Paula Pant of Afford Anything shares the three most amazing types of freedom.

Episode 732: The Three Most Amazing Types of Freedom by Paula Pant of Afford Anything on Eliminating Debt & Financial Freedom

Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast.

The original post is located here: https://affordanything.com/three-types-freedom/

https://chrisreining.com/where-should-my-money-go/

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731: Retiring at 37 is Hard AND Where Should My Money Go? by Chris Reining on Early Retirement & Frugal Living Dec 17, 2018

Show notes

2 short posts from Chris Reining where he shares why early retirement is hard and where you should put your money.

Episode 731: Retiring at 37 is Hard AND Where Should My Money Go? by Chris Reining on Early Retirement & Frugal Living

Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more.

The original posts are located here: https://chrisreining.com/retiring-early/

http://jlcollinsnh.com/2013/01/29/social-security-how-secure-and-when-to-take-it/

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730: [Part 2] Social Security: How Secure and When to Take It by JL Collins on Frugal Living & Saving Money Dec 14, 2018

Show notes

JL Collins of JLCollinsNH.com shares his thoughts on social security and when to take it. This is part 2 of 2.

Episode 730: [Part 2] Social Security: How Secure and When to Take It by JL Collins on Frugal Living & Saving Money

Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy.

Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog.

The original posts are located here:

Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!

http://jlcollinsnh.com/2013/01/29/social-security-how-secure-and-when-to-take-it/

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729: [Part 1] Social Security: How Secure and When to Take It by JL Collins on Frugality & Investing Dec 13, 2018

Show notes

JL Collins of JLCollinsNH.com shares his thoughts on social security and when to take it. This is part 1 of 2.

Episode 729: [Part 1] Social Security: How Secure and When to Take It by JL Collins on Frugality & Investing

Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog.

The original posts are located here:

Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!

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728: 6 Important Reasons to Avoid Store Credit Cards by Harmony Smith with PT Money on Reducing Spending Dec 12, 2018

Show notes

Harmony Smith with PT Money shares 6 important reasons to avoid store credit cards.

Episode 728: 6 Important Reasons to Avoid Store Credit Cards by Harmony Smith with PT Money on Reducing Spending

PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.

The original post is located here: https://ptmoney.com/store-credit-cards/