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    Business

    Optimal Finance Daily – Financial Independence and Money Advice

    Optimal Finance Daily is a leading narrated podcast for the FIRE movement (Financial Independence, Retire Early). We curate and read the internet’s most influential blogs on stock market investing, passive income, debt repayment, and 401k strategies, transforming complex wisdom into actionable daily episodes.

    Hosted by Justin Malik (founder of the Optimal Living Daily podcast network), this show is designed for growth-minded professionals seeking wealth management tips and money mindfulness. From budgeting and frugal living to index fund investing and tax strategies, Justin provides the tools to secure your financial freedom.

    Join thousands of listeners becoming “OLD friends” as we navigate retirement planning, savvy money management, and the path to a debt-free life. Your journey to an optimal life begins here.

    Advertise

    Copyright: © Optimal Living Daily LLC

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    Latest Episodes:
    917: Turn the AC Off and Acclimate Your Bloody Self by Chris Reining on Saving Money on Utilities Sep 03, 2019
    Show notes

    Chris Reining shares why you should turn the AC off and acclimate your bloody self. Episode 917: Turn the AC Off and Acclimate Your Bloody Self by Chris Reining on Saving Money on Utilities Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located here: https://chrisreining.com/turn-the-ac-off-and-acclimate-your-bloody-self/Please Rate & Review the Show!

    Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!

    and Join the Ol' Family to get your Free Gifts

    Visit Eyeconic.com/OFD to shop name brand glasses, contacts, and sunglasses and save money when you apply your insurance. No insurance? Use the code OFD to get 10% off your entire order!

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    916: Investing FOMO and Dollar Cost Averaging by Jamela of JamCafe on Improving Personal Finance Knowledge Sep 02, 2019
    Show notes

    Jamela Thompson of JamCafe shares her thoughts on investing FOMO and dollar cost averaging. Episode 916: Investing FOMO and Dollar Cost Averaging by Jamela of JamCafe on Improving Personal Finance Knowledge Jamela Thompson is a restoration ecologist, hiker, and plant lover. She is an advocate for frugal living and travel and to provide others with resources to achieve both. The original post is located here: https://jamcafe.blog/2019/08/06/investing-fomo-and-dollar-cost-averaging/Please Rate & Review the Show!

    Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!

    and Join the Ol' Family to get your Free Gifts

    CreditRepair.com makes rebuilding your credit as smooth as possible by using tools like email & text alerts, credit monitoring, mobile apps, a personal online dashboard, and more. Get a free 15-minute credit analysis at: https://www.creditrepair.com/?tid=17191

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    915: Geographic Arbitrage and an Early Retirement Preview by The Mad Fientist on Financial Independence & Traveling Aug 30, 2019
    Show notes

    The Mad Fientist shares a preview to early retirement and reasons to move abroad.

    Episode 915: Geographic Arbitrage and an Early Retirement Preview by The Mad Fientist on Financial Independence & Traveling

    The Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier.

    Most personal finance advice is geared towards people retiring in their 60s or later and doesn’t apply to those of us pursuing early financial independence. The Mad Fientist is focused on providing advice and innovative tax-avoidance methods specifically for people wanting to break away from full-time employment very early in life. He also hosts the Financial Independence Podcast.

    The original post is located here: https://www.madfientist.com/early-retirement-preview

    Please Rate & Review the Show!

    Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!

    and Join the Ol' Family to get your Free Gifts

    Make a memory that lasts a lifetime and let the Vivid Seats app help you get to your favorite live event. Enter promo code OPTIMAL at checkout to receive a discount of up to $100.

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    914: How Do You Get Comfortable Investing Your Savings? by J. Money of Budgets Are Sexy on Emergency Funds Aug 29, 2019
    Show notes

    J. Money of Budgets Are Sexy shares how to get comfortable investing your savings. Episode 914: How Do You Get Comfortable Investing Your Savings? by J. Money of Budgets Are Sexy on Emergency Funds J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.

    He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/get-comfortable-investing-savings/Please Rate & Review the Show!

    Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!

    and Join the Ol' Family to get your Free Gifts

    Make a memory that lasts a lifetime and let the Vivid Seats app help you get to your favorite live event. Enter promo code OPTIMAL at checkout to receive a discount of up to $100.

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    913: 6 Habits of Above Average Retirement Savers by Craig Stephens of Retire Before Dad on Best Financial Habits Aug 28, 2019
    Show notes

    Craig Stephens of Retire Before Dad shares 6 habits of above average retirement savers. Episode 913: 6 Habits of Above Average Retirement Savers by Craig Stephens of Retire Before Dad on Best Financial Habits Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/6-habits-above-average-retirement-savers/Please Rate & Review the Show!

    Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!

    and Join the Ol' Family to get your Free Gifts

    Make a memory that lasts a lifetime and let the Vivid Seats app help you get to your favorite live event. Enter promo code OPTIMAL at checkout to receive a discount of up to $100.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    912: When is the Best Time to Retire? by David Warren with MoneyMiniBlog on Diversified Portfolio for Early Retirement Aug 27, 2019
    Show notes

    David Warren with Money Mini Blog shares the best time to retire. Episode 912: When is the Best Time to Retire? by David Warren with MoneyMiniBlog on Diversified Portfolio for Early Retirement Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/retirement/best-time-to-retire/Please Rate & Review the Show!

    Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!

    and Join the Ol' Family to get your Free Gifts

    Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived.

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    911: How to Invest a Million Dollars AND What Financial Health Means to Me (How I Ruined My Honeymoon) by Nick True Aug 26, 2019
    Show notes

    2 short posts from Nick True of Mapped Out Money where he shares how to invest a million dollars and how he ruined his honeymoon. Episode 911: How to Invest a Million Dollars AND What Financial Health Means to Me (How I Ruined My Honeymoon) by Nick True Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity. The original posts are located here: https://mappedoutmoney.com/invest-million-dollars/ & https://mappedoutmoney.com/financial-health-means/Please Rate & Review the Show!

    Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!

    and Join the Ol' Family to get your Free Gifts

    With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/finance.

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    910: 6 Ways To Beat Financial Stress That Have Nothing To Do With Money by Cynthia Meyer of Financial Finesse Aug 23, 2019
    Show notes

    Cynthia Meyer with Financial Finesse shares 6 ways to beat financial stress that have nothing to do with money. Episode 910: 6 Ways To Beat Financial Stress That Have Nothing To Do With Money by Cynthia Meyer of Financial Finesse After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.

    This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.

    They’ve helped hundreds of thousands of employees change their lives. The original post is located here: https://www.financialfinesse.com/2017/09/25/6-ways-to-beat-financial-stress-that-have-nothing-to-do-with-money/Please Rate & Review the Show!

    Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!

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    909: Winter Is The Absolute Best Time To Buy A House by Sam of Financial Samurai on Real Estate Investing & Home Buying Aug 22, 2019
    Show notes

    Sam of Financial Samurai shares why winter is the absolute best time to buy a house. Episode 909: Winter Is The Absolute Best Time To Buy A House by Sam of Financial Samurai on Real Estate Investing & Home Buying Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/winter-best-time-to-buy-a-house/Please Rate & Review the Show!

    Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!

    and Join the Ol' Family to get your Free Gifts

    Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    908: The Reluctant Financial Voyeur by Grumpus Maximus on Frugality & Building Wealth for Early Retirement Aug 21, 2019
    Show notes

    Grumpus Maximus on the reluctant financial voyeur. Episode 908: The Reluctant Financial Voyeur by Grumpus Maximus on Frugality & Building Wealth for Early Retirement Grumpus Maximus is a 40 something US military officer with 19 years of active duty service under my belt. He's spent over four years of that career either deployed or stationed in the Middle East, and another three years stationed in Europe. As he travels to his family's mostly unintentional path to FI, he wants to share his knowledge. Anyone who is eligible for a defined benefit pension could easily implement their own goal to achieve FI. Grumpus Maximus' path is not only replicable, but easily built and improved upon. The original post is located here: https://grumpusmaximus.com/reluctant-voyeur-foreclosure/Please Rate & Review the Show!

    Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!

    and Join the Ol' Family to get your Free Gifts

    You get THREE MONTHS FREE when you sign up for a year, but you have to go to MightyNetworks.com/OFD

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