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    Business

    Optimal Finance Daily – Financial Independence and Money Advice

    Optimal Finance Daily is a leading narrated podcast for the FIRE movement (Financial Independence, Retire Early). We curate and read the internet’s most influential blogs on stock market investing, passive income, debt repayment, and 401k strategies, transforming complex wisdom into actionable daily episodes.

    Hosted by Justin Malik (founder of the Optimal Living Daily podcast network), this show is designed for growth-minded professionals seeking wealth management tips and money mindfulness. From budgeting and frugal living to index fund investing and tax strategies, Justin provides the tools to secure your financial freedom.

    Join thousands of listeners becoming “OLD friends” as we navigate retirement planning, savvy money management, and the path to a debt-free life. Your journey to an optimal life begins here.

    Advertise

    Copyright: © Optimal Living Daily LLC

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    Latest Episodes:
    1097: 100 Countries or an S.U.V.? by Chris Guillebeau on Spending Money on Experinences Over Material Items Mar 11, 2020
    Show notes

    Chris Guillebeau shares his thoughts on 100 countries or an S.U.V.

    Episode 1097: 100 Countries or an S.U.V.? by Chris Guillebeau on Spending Money on Experiences Over Material Items

    Chris Guillebeau is a New York Times bestselling author and modern-day explorer. He is the author of 5 books and his daily podcast, Side Hustle School, is downloaded more than 2 million times a month. Every summer in Portland, Oregon, Chris hosts the World Domination Summit, a gathering of creative, remarkable people with thousands in attendance. Chris is also the founder of Pioneer Nation, Unconventional Guides, the Travel Hacking Cartel, and numerous other projects. During a lifetime of self-employment that included a four-year commitment as a volunteer executive in West Africa, he visited every country in the world (193 in total) before his 35th birthday.

    The original post is located here: https://chrisguillebeau.com/100-countries-or-an-suv/

    Please Rate & Review the Show!

    Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group

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    1096: The No-Tracking Budget by Kelley Long of Financial Finesse on Automatic Budgeting for Better Personal Finances Mar 10, 2020
    Show notes

    Kelley Long with Financial Finesse shares the no-tracking budget.

    Episode 1096: The No-Tracking Budget by Kelley Long of Financial Finesse on Automatic Budgeting for Better Personal Finances

    After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.

    This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.

    They’ve helped hundreds of thousands of employees change their lives.

    The original post is located here: https://www.financialfinesse.com/2015/11/25/the-no-tracking-budget/

    Please Rate & Review the Show!

    Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group

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    1095: Why a 3 Year Spending Ban Isn't as Crazy as it Sounds AND I Deserve a New Car, Right? by Jen of Frugal Millennial Mar 09, 2020
    Show notes

    2 short posts from Jen of Frugal Millennial on why a 3 year spending ban isn't as crazy as it sounds and deserving a new car.

    Episode 1095: Why a 3 Year Spending Ban Isn't as Crazy as it Sounds AND I Deserve a New Car, Right? by Jen of Frugal Millennial

    A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else.

    The original posts are located here: https://www.frugal-millennial.com//why-a-3-year-spending-ban-isnt-as-crazy-as-it-sounds/ & https://www.frugal-millennial.com//deserve-new-car-right/

    Visit Me Online at OLDPodcast.com

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    1094: Debt Costs a Fortune by ESI of ESI Money on Long-Term Borrowing Costs of A Mortgage & Saving Money Mar 08, 2020
    Show notes

    ESI of ESI Money on debt costs a fortune.

    Episode 1094: Debt Costs a Fortune by ESI of ESI Money on Long-Term Borrowing Costs of A Mortgage & Saving Money

    ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.

    The original post is located here: https://esimoney.com/debt-costs-a-fortune/

    Please Rate & Review the Show!

    Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group

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    1093: Controlling The Urge To Splurge by Sam of Financial Samurai on How to Control Spending & Be More Frugal Mar 07, 2020
    Show notes

    Sam of Financial Samurai on controlling the urge to splurge.

    Episode 1093: Controlling The Urge To Splurge by Sam of Financial Samurai on How to Control Spending & Be More Frugal

    Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.

    The original post is located here: https://www.financialsamurai.com/controlling-the-urge-to-splurge/

    Visit Me Online at OLDPodcast.com

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    1092: How To Become Financially Independent: Step 3 - Invest What You Save by Chris Reining on Becoming F.I.R.E. Mar 06, 2020
    Show notes

    Chris Reining shares how to become financially independent.

    Episode 1092: How To Become Financially Independent: Step 3 - Invest What You Save by Chris Reining on Becoming F.I.R.E.

    Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com.

    The original post is located here: https://chrisreining.com/how-to-become-financially-independent-step-3/

    Please Rate & Review the Show!

    Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    1091: The Urge to Splurge by Sam Lustgarten with Becoming Minimalist on How to Be Practice Frugal Minimalism Confidently Mar 05, 2020
    Show notes

    Sam Lustgarten with Becoming Minimalist on the urge to splurge.

    Episode 1091: The Urge to Splurge by Sam Lustgarten with Becoming Minimalist on How to Be Practice Frugal Minimalism Confidently

    Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits.

    Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands.

    BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it.

    The original post is located here: https://www.becomingminimalist.com/urge-to-splurge/

    Please Rate & Review the Show!

    Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group

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    1090: 7 Things You Will Never Regret Spending Money On by Jennifer of SimplyFiercely on Buying Time & Freedom Mar 04, 2020
    Show notes

    Jennifer of Simply Fiercely shares 7 things you will never regret spending money on.

    Episode 1090: 7 Things You Will Never Regret Spending Money On by Jennifer of SimplyFiercely on Buying Time & Freedom

    Jennifer is a traveller, minimalist and dream chaser. She grew up near Baltimore, Maryland but she caught a bad case of wanderlust at an early age and it has taken her all over the world. She is a reformed shopaholic turned minimalist and believes that clearing out the clutter is a vital part of creating a life you love.

    The original post is located here: https://www.simplyfiercely.com/7-things-you-will-never-regret-spending-money-on/

    Please Rate & Review the Show!

    Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group

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    1089: 5 Best Things You Can Do With a Tax Refund by The Finance Twins on How To Spend Money From Taxes Mar 03, 2020
    Show notes

    The Finance Twins share the 5 best things you can do with a tax refund.

    Episode 1089: 5 Best Things You Can Do With a Tax Refund by The Finance Twins on How To Spend Money From Taxes

    Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom.

    The original post is located here:

    https://thefinancetwins.com/5-best-things-you-can-do-with-tax-refund/

    Please Rate & Review the Show!

    Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group

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    1088: What Do You NOT Care About Spending Money On? AND Why Do You Want To Be rich? by Ramit Sethi of IWT Mar 02, 2020
    Show notes

    2 short posts from Ramit Sethi of I Will Teach You to be Rich on what do you not care about spending money on and why do you want to be rich.

    Episode 1088: What Do You NOT Care About Spending Money On? AND Why Do You Want To Be rich? by Ramit Sethi of IWT

    Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more.

    Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.

    He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000.

    The original posts are located here: https://www.iwillteachyoutoberich.com/blog/what-do-you-not-care-about-spending-money-on/ & https://www.iwillteachyoutoberich.com/blog/why-do-you-want-to-be-rich/

    Visit Me Online at OLDPodcast.com

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