Optimal Finance Daily - Financial Independence and Money Advice

Latest Episodes:

1656: Roth or Traditional When You Have Student Debt by Travis Hornsby of Student Loan Planner on Retirement Savings Sep 21, 2021

Show notes

Travis Hornsby of Student Loan Planner compares tradition IRAs to Roth IRAs for those with student debt

Episode 1656: Roth or Traditional When You Have Student Debt by Travis Hornsby of Student Loan Planner on Retirement Savings

Student Loan Planner has the country's top experts in figuring out exactly what to do with monster student loan debt. If you owe $20,000 to $1 million in student loans, they can help you by creating a custom student loan plan made just for you that details the path to debt freedom, and connect you with private lenders that will refinance your loans at a lower interest rate. You'll also get a cash back bonus.

The original post is located here: https://www.studentloanplanner.com/roth-traditional-student-debt/

Please Rate & Review the Show!

Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group

Join the Ol' Family to get your Free Gifts

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

1655: Intentional Spending - 3 Simple Questions That Will Upgrade Your Finances by Kalen Bruce of Freedom Sprout Sep 20, 2021

Show notes

Kalen Bruce of Freedom Sprout shares 3 simple questions that will help you spend intentionally and upgrade your finances

Episode 1655: Intentional Spending - 3 Simple Questions That Will Upgrade Your Finances by Kalen Bruce of Freedom Sprout

Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a solid knowledge of finances. The ultimate goal and vision of Freedom Sprout: To sprout a future of financial freedom for 1,000,000 children.

The original post is located here: https://freedomsprout.com/intentional-spending/

Visit Me Online at OLDPodcast.com

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

1654: [Part 2] The Stages Of Financial Management by Andrea Joy of Saving Joyfully on Personal Finance Decisions Sep 19, 2021

Show notes

Andrea Joy of Saving Joyfully talks about the stages of financial management. This is part 2 of 2.

Episode 1654: [Part 2] The Stages Of Financial Management by Andrea Joy of Saving Joyfully on Personal Finance Decisions

Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom.

The original post is located here: https://www.savingjoyfully.com/blog/the-stages-of-financial-management

Please Rate & Review the Show!

Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group

Join the Ol' Family to get your Free Gifts

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

1653: [Part 1] The Stages Of Financial Management by Andrea Joy of Saving Joyfully on Personal Finance Decisions Sep 18, 2021

Show notes

Andrea Joy of Saving Joyfully talks about the stages of financial management. This is part 1 of 2.

Episode 1653: [Part 1] The Stages Of Financial Management by Andrea Joy of Saving Joyfully on Personal Finance Decisions

The original post is located here: https://www.savingjoyfully.com/blog/the-stages-of-financial-management

Please Rate & Review the Show!

Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group

Join the Ol' Family to get your Free Gifts

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

1652: FIRE Is For Wimps by A Purple Life on How To Baby Step Your Way Into A FIRE Life Sep 17, 2021

Show notes

A Purple Life insists that FIRE is for wimps

Episode 1652: FIRE Is For Wimps by A Purple Life on How To Baby Step Your Way Into A FIRE Life

A Purple Life was started by an anonymous writer in 2015. They hatched a plan to retire in 10 years at 35, and with the help of decreased spending, increased wages, and geoarbitrage, they reached their goal in half the time and retired in 2020 at age 30. A Purple Life catalogues their journey to and through early retirement

The original post is located here: https://apurplelife.com/2020/08/25/fire-is-for-wimps/

Please Rate & Review the Show!

Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group

Join the Ol' Family to get your Free Gifts

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

1651: Goal Setting for the Win by Dawn Starks of Simple Money Pro on Concrete Habits for Daily Savings Goals Sep 16, 2021

Show notes

Dawn Starks of Simple Money Pro talks about the value of goal setting

Episode 1651: Goal Setting for the Win by Dawn Starks of Simple Money Pro on Concrete Habits for Daily Savings Goals

Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg.

The original post is located here: https://simplemoneypro.com/blog/goal-setting-win/

Visit Me Online at OLDPodcast.com

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

1650: Reject The 'Everyone Has Debt' Mentality by Paula Pant of Afford Anything on The Normalization of Debt Sep 15, 2021

Show notes

Paula Pant of Afford Anything tells us why we should reject the "everyone has debt" mentality

Episode 1650: Reject The 'Everyone Has Debt' Mentality by Paula Pant of Afford Anything on The Normalization of Debt

Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast.

The original post is located here: https://affordanything.com/reject-the-everyone-has-debt-mentality/

Please Rate & Review the Show!

Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group

Join the Ol' Family to get your Free Gifts

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

1649: The Power of an Online Only Savings Account by Tiffany Aliche of The Budgetnista on Having A Savings Mindset Sep 14, 2021

Show notes

Tiffany Aliche of The Budgetnista discusses the power of an online only savings account

Episode 1649: The Power of an Online Only Savings Account by Tiffany Aliche of The Budgetnista on Having A Savings Mindset

Tiffany Aliche, is an award-winning teacher of financial education and is quickly becoming America’s favorite, personal finance expert. She has made it her mission to empower women and provide them with access to the tools and resources needed to create a better life for themselves and their families.

Through her company, The Budgetnista, Tiffany has created a financial movement that has helped over 800,000 women worldwide collectively save more than $100 million, pay off over $75 million in debt, purchase homes, and transform the way they think about their finances.

The original post is located here: https://thebudgetnistablog.com/the-power-of-an-online-only-savings-account/

Visit Me Online at OLDPodcast.com

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

1648: Don't Let Comparisons Derail Your FIRE Journey by FIRECracker of Millennial Revolution on Your Own Success Sep 13, 2021

Show notes

FIRECracker of Millennial Revolution warns you to not let comparisons derail your FIRE journey

Episode 1648: Don't Let Comparisons Derail Your FIRE Journey by FIRECracker of Millennial Revolution on Your Own Success

FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.

The original post is located here: https://www.millennial-revolution.com/build/dont-let-comparisons-derail-fire-journey/

Please Rate & Review the Show!

Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group

Join the Ol' Family to get your Free Gifts

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices

1647: Reduce the Budget Busters by Gary with Jillian Johnsrud on Making Strides To Your Debt Free Climb Sep 12, 2021

Show notes

Jillian Johnsrud tells you how to reduce the budget busters.

Episode 1647: Reduce the Budget Busters by Gary with Jillian Johnsrud on Making Strides To Your Debt Free Climb

Fifteen years ago when Jillian and her husband Adam were married, they had $55,000 in debt (credit card, student loans, and medical debt). They also had big dreams. They wanted to take mini-retirements. They wanted to travel the world. And they wanted to adopt.

They wanted financial freedom: to never worry about having the money to put food on the table or pay the bills again. She grew up poor, and never ever wanted to feel that way again.

In the last 15 years, they paid off all their debt, traveled to 27 counties, lived abroad for 4 years, took 5 mini-retirements, adopted 4 kids (plus had 2 biological kids!). They paid cash for their very first home and bought 2 rental properties that they fixed up themselves. They have served on boards of nonprofits, mentored kids from tough situations, and volunteered in all sorts of roles.

At 32, she became financially independent. Now it’s her mission to help others build a life that perfectly lines up with their values, passion and purpose.

The original post is located here: https://www.jillianjohnsrud.com/reduce-the-budget-busters/

Please Rate & Review the Show!

Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group

Join the Ol' Family to get your Free Gifts

Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

Learn more about your ad choices. Visit megaphone.fm/adchoices