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    Business

    Optimal Finance Daily – Financial Independence and Money Advice

    Optimal Finance Daily is a leading narrated podcast for the FIRE movement (Financial Independence, Retire Early). We curate and read the internet’s most influential blogs on stock market investing, passive income, debt repayment, and 401k strategies, transforming complex wisdom into actionable daily episodes.

    Hosted by Justin Malik (founder of the Optimal Living Daily podcast network), this show is designed for growth-minded professionals seeking wealth management tips and money mindfulness. From budgeting and frugal living to index fund investing and tax strategies, Justin provides the tools to secure your financial freedom.

    Join thousands of listeners becoming “OLD friends” as we navigate retirement planning, savvy money management, and the path to a debt-free life. Your journey to an optimal life begins here.

    Advertise

    Copyright: © Optimal Living Daily LLC

    • Apple Podcasts
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    Latest Episodes:
    2466: Positive Self-Talk: How Talking to Yourself Is a Good Thing by Kimberly Holland with Healthline Oct 01, 2023
    Show notes

    Kimberly Holland with Healthline explains the value of talking to yourself.

    Episode 2466: Positive Self-Talk: How Talking to Yourself Is a Good Thing by Kimberly Holland with Healthline

    How you feel affects every precious day of your life. Healthline understands that, which is why they’re committed to being your most trusted ally in your pursuit of health and well-being. You can depend on Healthline to provide expert content along with genuine caring--both of which will support, guide, and inspire you toward the best possible health outcomes for you and your family.

    The original post is located here: https://www.healthline.com/health/positive-self-talk

    Visit Me Online at OLDPodcast.com

    Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    2465: 6 Reasons Not to Do FI (Why FIRE May Not Actually Be Useful For Everyone) by Mr. Finer on Downsides of Financial Independence Sep 30, 2023
    Show notes

    Mr. Finer shares 6 reasons not to do FI

    Episode 2465: 6 Reasons Not to Do FI (Why FIRE May Not Actually Be Useful For Everyone) by Mr. Finer on Downsides of Financial Independence

    Mr. Finer is a normal salaried employee who achieved FI with no side hustle or other income sources. After spending a decade without any plan, he started pursuing FI in his 30s, and achieved it at 40. He created his blog to share experiences, mistakes, successes, benefits, positives, and negatives from his journey.

    The original posts are located here: https://mrfiner.com/6-reasons-not-to-do-fi-why-fire-may-not-actually-be-useful-for-everyone/

    Visit Me Online at OLDPodcast.com

    Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    2464: Why Keeping Up With The Joneses Will Make You Broke by Michelle Schroeder-Gardner of Making Sense of Cents Sep 29, 2023
    Show notes

    Michelle Schroeder-Gardner of Making Sense of Cents talks about why keeping up with the Joneses will make you broke

    Episode 2464: Why Keeping Up With The Joneses Will Make You Broke by Michelle Schroeder-Gardner of Making Sense of Cents

    Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.

    The original post is located here: https://www.makingsenseofcents.com/2014/11/why-keeping-up-with-the-joneses-will-make-you-broke.html

    Visit Me Online at OLDPodcast.com

    Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    2463: [Part 2] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving Habits Sep 28, 2023
    Show notes

    Mr. Money Mustache shares wealth advice that should be obvious. This is part 2 of 2.

    Episode 2463: [Part 2] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving Habits

    Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.

    He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.

    Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.

    The original post is located here: https://www.mrmoneymustache.com/2013/09/20/wealth-advice-that-should-be-obvious/

    Visit Me Online at OLDPodcast.com

    Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    2462: [Part 1] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving Habits Sep 27, 2023
    Show notes

    Mr. Money Mustache shares wealth advice that should be obvious. This is part 1 of 2.

    Episode 2462: [Part 1] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving Habits

    Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.

    He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.

    Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.

    The original post is located here: https://www.mrmoneymustache.com/2013/09/20/wealth-advice-that-should-be-obvious/

    Visit Me Online at OLDPodcast.com

    Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    2461: How Do You Take a Vacation While Paying Off Debt? by Laurie Sepulveda of Women Who Money Sep 26, 2023
    Show notes

    Laurie Sepulveda of Women Who Money discusses how to take a vacation while paying off debt

    Episode 2461: How Do You Take a Vacation While Paying Off Debt? by Laurie Sepulveda of Women Who Money

    The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017.

    They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities.

    They enjoy collaborating on original content and sharing great articles written by and for women.

    The original post is located here: https://womenwhomoney.com/vacation-while-paying-down-debt/

    Visit Me Online at OLDPodcast.com

    Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    2460: Motivation and Money by Honey Smith of Get Rich Slowly on Self-Awareness and Finances Sep 25, 2023
    Show notes

    Honey Smith with Get Rich Slowly talks about motivation and money

    Episode 2460: Motivation and Money by Honey Smith of Get Rich Slowly on Self-Awareness and Finances

    J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.

    The original post is located here: https://www.getrichslowly.org/motivation-and-money/

    Visit Me Online at OLDPodcast.com

    Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    2459: The Keys to Getting Ahead Financially - It Gets Easier by Philip Taylor of PT Money Sep 24, 2023
    Show notes

    Philip Taylor of PT Money provides the keys to getting ahead financially.

    Episode 2459: The Keys to Getting Ahead Financially - It Gets Easier by Philip Taylor of PT Money

    PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.

    The original post is located here: https://ptmoney.com/does-this-get-easier-getting-ahead-financially/

    Visit Me Online at OLDPodcast.com

    Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    2458: This is How to be Less Distracted By Having Fun in Tedious Tasks by Nir Eyal on Productivity & Curiosity Sep 24, 2023
    Show notes

    Nir Eyal tells us how we can have fun to minimize distraction.

    Episode 2458: This is How to be Less Distracted By Having Fun in Tedious Tasks by Nir Eyal on Productivity & Curiosity

    Nir Eyal writes, consults, and teaches about the intersection of psychology, technology, and business. The M.I.T. Technology Review dubbed Nir, “The Prophet of Habit-Forming Technology.”

    Nir founded two tech companies since 2003 and has taught at the Stanford Graduate School of Business and the Hasso Plattner Institute of Design at Stanford. He is the author of the bestselling book, Hooked: How to Build Habit-Forming Products.

    In addition to blogging at NirAndFar.com, Nir’s writing has been featured in The Harvard Business Review, TechCrunch, and Psychology Today.

    Nir is also an active investor in habit-forming technologies. Some of his past investments include: Eventbrite, Product Hunt, Pantry, Marco Polo, Presence Learning, 7 Cups, Pana, Symphony Commerce, Worklife (acquired by Cisco) and Refresh.io (acquired by LinkedIn).

    Nir attended The Stanford Graduate School of Business and Emory University.

    The original post is located here: https://www.nirandfar.com/tedious-tasks/

    Visit Me Online at OLDPodcast.com

    Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    2457: 4 Common Mistakes That Investors Make by Tony with MoneyMiniBlog.com on Investing & Making Money in a Bull or Bear Market Sep 23, 2023
    Show notes

    Tony with Money Mini Blog provides 4 common mistakes that investors make

    Episode 2457: 4 Common Mistakes That Investors Make by Tony with MoneyMiniBlog.com on Investing & Making Money in a Bull or Bear Market

    Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.

    The original post is located here: https://moneyminiblog.com/lists/common-investing-mistakes/

    Visit Me Online at OLDPodcast.com

    Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily

    Learn more about your ad choices. Visit megaphone.fm/adchoices


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