This week on "Off the Cuff," Justin, Jill, and David discuss the latest news coming out of the Department of Education (ED) with updates on how the department will implement provisions from the FAFSA Simplification Act for the 2023-24 award year and a flurry of final rules that were recently released. Jill dives into how those final rules – borrower defense to repayment, interest capitalization, Public Service Loan Forgiveness (PSLF), total and permanent disability discharge, closed school discharge, and false certification – differ from the proposed rules issued in July. David covers updates to the FAFSA simplification rollout and details how financial aid offices will be impacted by changes to cost of attendance, professional judgment, provisional independent student status, and Pell Grant Lifetime Eligibility Used (LEU) restoration on their campuses. Hugh then shares some recent higher education news, including updates on the most recent results of the midterm elections and where things stand on President Joe Biden’s student loan debt cancellation plan.