Monday Money Tip

#356: Monte Carlo Retirement Score Explained: Are You Actually Ready to Retire? Jan 12, 2026

About this Episode:

How confident are you that your retirement plan will actually work? In this Monday Money Tip, Joe and Megan break down the Monte Carlo retirement score, what it measures, why financial planners rely on it, and how you can use it to stress test your retirement plan. You will learn what a good Monte Carlo score is, why sequence of returns risk matters, and the specific levers you can pull to improve your retirement readiness, including saving more, spending less, adjusting asset allocation, and retiring later if needed. This episode explains how to use probability, not guesswork, to make informed retirement decisions and build a fully funded retirement plan.

💡 Join Fully Funded Life!

Unlock your financial potential with Fully Funded Life! Gain access to unlimited financial coaching, take expert-led financial courses, and participate in exciting financial challenges. Connect with like-minded individuals in the Fully Funded Life community and work towards your goals together.

#355: What 2025 Taught Us About Money and How to Move Forward Dec 29, 2025

About this Episode:

As 2025 comes to a close, many households are feeling the weight of higher costs, tighter margins, and unfinished financial goals. In this episode of the Monday Money Tip Podcast, Joe and Megan reflect on the real money lessons 2025 delivered and how to carry them forward into 2026 without pressure or shame. They break down why margin matters more than income, how awareness counts as real progress, and why small, consistent habits often outperform dramatic financial resets. This conversation is not about big resolutions. It is about clarity, direction, and choosing the next right financial step so you can move into the new year with confidence and control.

💡 Join Fully Funded Life! Unlock your financial potential with Fully Funded Life!

Gain access to unlimited financial coaching, take expert-led financial courses, and participate in exciting financial challenges. Connect with like-minded individuals in the Fully Funded Life community and work towards your goals together.

#354: How to Position Yourself for Retirement (The Right Income Mix Explained) Dec 15, 2025

About thie Episode:

Are you actually positioned for retirement—or just crossing your fingers? In this episode of the Monday Money Tip Podcast, Joe and Megan break down what it really means to be prepared for retirement by understanding where your income will come from and how risky it is.

You'll learn:

The difference between guaranteed and non-guaranteed retirement income

Common retirement income sources (Social Security, pensions, 401(k)s, IRAs, rentals, and more)

Joe's 5-Year Rule for reducing risk as retirement approaches

How working part-time in retirement can change your financial plan

Two retirement paths: "The Big Day" vs "The Merger"

Why starting early matters—even if retirement feels far away

Whether retirement is 5 years out or 30 years away, this conversation will help you think clearly, reduce risk, and take a real next step instead of guessing.

🤝 Want help building your plan? Join Fully Funded Life for one-on-one coaching Live fully funded—now and in retirement.

💡 Join Fully Funded Life!- https://tinyurl.com/FullyFundedLife

Unlock your financial potential with Fully Funded Life! Gain access to unlimited financial coaching, take expert-led financial courses, and participate in exciting financial challenges. Connect with like-minded individuals in the Fully Funded Life community and work towards your goals together.

#353: America's Financial Stress Is Rising: What the Data Reveals Nov 03, 2025

About the Episode:

Financial anxiety is on the rise — and the data proves it. In this episode of the Monday Money Tip Podcast, Joe and Megan break down the latest numbers from the FINRA Financial Capability Study, revealing what's really happening with Americans' money habits.

They unpack the findings behind:

📊 How many people are overdrafting their accounts again (and why)

🏦 The surprising truth about trust in banks

💳 Why fewer people are paying off credit cards in full

🏠 How many homeowners actually own their homes outright

📱 The surge in mobile banking across every income level

💡 And the shocking decline in basic financial literacy over time

Joe and Megan share practical steps to manage your money confidently, avoid costly financial traps, and build lasting financial peace — no matter where you are starting from.

👉 View the FINRA report here: https://finrafoundation.org/national-financial-capability-study

👉 Get coaching and tools at: https://tinyurl.com/FullyFundedLife

#352: Why 63% of Americans Feel Financial Anxiety (And How to Fix It!) Oct 28, 2025

About the Episode:

Are Americans losing their financial footing? In this episode of the Monday Money Tip Podcast, Joe and Megan break down the latest FINRA Financial Capability Study — a massive survey of 25,000 people that reveals the state of financial literacy across the U.S.

They unpack surprising (and concerning) trends like:

💰 Why 2 in 3 adults struggle to make ends meet

📉 The drop in people spending less than they earn

💸 How inflation and rising costs are crushing budgets

📊 What percentage of Americans actually plan ahead for retirement

😟 And why 63% now say their finances make them anxious Most importantly, Joe and Megan share practical, hope-filled steps to move from financial stress to financial confidence — including budgeting tips, saving strategies, and simple ways to start investing today.

📍 Listen now to learn:

The four key pillars of financial capability

Why financial literacy matters more than ever

How to start living your Fully Funded Life — one smart step at a time

👉 View the FINRA report here: https://finrafoundation.org/national-financial-capability-study

👉 Get coaching and tools at: https://tinyurl.com/FullyFundedLife

#351: Demystifying Cryptocurrency with guest Matt Hines (Part 2) Oct 24, 2025

About the Episode:

In this continuing episode of the Monday Money Tip Podcast, Joe and Matt Hines delve into the world of cryptocurrency, exploring its definitions, the role of blockchain technology, and the implications of tokenization. They discuss the differences between assets and currencies, the process of mining Bitcoin, and the importance of self-custody in managing crypto assets. The conversation also touches on the security of cryptocurrency compared to traditional banking systems and the future of money in the context of Bitcoin. Matt shares valuable resources for listeners interested in learning more about cryptocurrency and emphasizes the importance of informed decision-making in this rapidly evolving space.

💡 Join Fully Funded Life! Unlock your financial potential with Fully Funded Life! Gain access to unlimited financial coaching, take expert-led financial courses, and participate in exciting financial challenges. Connect with like-minded individuals in the Fully Funded Life community and work towards your goals together.

#350: Demystifying Cryptocurrency: A Beginner's Guide (Part 1) Oct 14, 2025

About the Episode:

In this episode of the Monday Money Tip Podcast, Joe and Matt Hines delve into the world of cryptocurrency, exploring its definitions, the role of blockchain technology, and the implications of tokenization. They discuss the differences between assets and currencies, the process of mining Bitcoin, and the importance of self-custody in managing crypto assets. The conversation also touches on the security of cryptocurrency compared to traditional banking systems and the future of money in the context of Bitcoin. Matt shares valuable resources for listeners interested in learning more about cryptocurrency and emphasizes the importance of informed decision-making in this rapidly evolving space.

💡 Join Fully Funded Life! Unlock your financial potential with Fully Funded Life! Gain access to unlimited financial coaching, take expert-led financial courses, and participate in exciting financial challenges. Connect with like-minded individuals in the Fully Funded Life community and work towards your goals together.

#349: Are Interest Rates Going to Go Down? Sep 15, 2025

About the Episode:

In this episode of the Monday Money Tip Podcast, Joe and Megan tackle one of the biggest financial questions of 2025: Are interest rates going to go down, stay the same, or rise even higher? From borrowers hoping to refinance, to savers watching CDs and treasury yields, interest rates impact nearly every financial decision. Joe and Megan break down the Quantity Theory of Money, look at Federal Reserve data, and discuss how money supply and inflation tie into today's economy. Whether you're buying a house, refinancing a car loan, or just trying to understand the Federal Reserve's moves, this episode will help you cut through the noise and make smarter financial decisions.

Sources referenced:

https://elements.visualcapitalist.com/30-years-of-u-s-money-supply-and-interest-rates/

https://fred.stlouisfed.org/data/FEDFUNDS

https://fred.stlouisfed.org/data/M2SL

https://fred.stlouisfed.org/series/FPCPITOTLZGUSA

https://www.federalreserve.gov/aboutthefed/bios/board/jefferson.htm

💡 Join Fully Funded Life! Unlock your financial potential with Fully Funded Life!

Gain access to unlimited financial coaching, take expert-led financial courses, and participate in exciting financial challenges.

Connect with like-minded individuals in the Fully Funded Life community and work towards your goals together. Start your journey to financial freedom today! 🚀

#348: $37 Trillion in Debt?! How the U.S. Government Really Borrows Money Aug 18, 2025

About the episode: The United States federal government spends far more than it takes in each year—leaving us with a staggering $37+ trillion national debt. But how exactly does the government fund this massive deficit? In this episode of the Monday Money Tip Podcast (#348), Joe and Megan break down:

How much the U.S. spends vs. how much it earns

What a trillion dollars really means

The role of the U.S. Treasury and the debt ceiling

Treasury auctions (Bills, Notes, Bonds, TIPS, and FRNs)

The part played by Primary Dealers and the Federal Reserve

Whether the government could ever run out of buyers for its debt

We'll also tackle the big questions:

👉 How much debt is too much?

👉 Why doesn't the U.S. balance its budget?

👉 What can citizens do if they're concerned?

📊 Sources Mentioned in This Episode:

U.S. Debt Clock: https://usdebtclock.org/

Current Primary Dealers List: https://www.newyorkfed.org/markets/primarydealers

If you've ever wondered how the government keeps funding its "crazy spending," this episode gives you the inside scoop. 💡

Join Fully Funded Life! Unlock your financial potential with Fully Funded Life! Gain access to unlimited financial coaching, take expert-led financial courses, and participate in exciting financial challenges.

Connect with like-minded individuals in the Fully Funded Life community and work towards your goals together. Start your journey to financial freedom today! 🚀

Expert Tips for Thriving in a Volatile Stock Market | Monday Money Tip Podcast 347 Jun 16, 2025

Is the market making you anxious? 📊 In this episode of the Monday Money Tip Podcast, Joe and Megan break down how to stay calm and make smart decisions during market volatility. From panic-selling pitfalls to expert-approved strategies like dollar-cost averaging, diversification, and long-term thinking, you'll learn how to manage your investments with confidence—even when headlines scream chaos. Whether you're investing for retirement, building wealth, or just getting started, this episode will give you the tools to thrive in turbulent times.

💡 Key Takeaway: Volatility isn't the enemy—reactionary decisions are. 🎯 Challenge: Don't obsess over your portfolio—check your plan instead. 📥 Free financial resources: https://fullyfunded.life/resource 🌐 Join the Fully Funded Life community: https://fullyfunded.life 👍 Like, comment, and subscribe for more tips to help you win with money every Monday!

#345: Living Paycheck to Paycheck But Feel Like You Shouldn't Be? May 27, 2025

About the Episode:

Are you earning more than ever… but still living paycheck to paycheck? You're not alone. In this episode of the Monday Money Tip Podcast, Megan and Joe dive into a surprising reality: over 50% of six-figure earners live paycheck to paycheck (source: LendingClub). 😱 If you feel like you should be doing better with your income but constantly feel stressed, broke, or behind—this episode is for you. 🎯 In this episode, you'll learn: Why high-income earners still struggle financially Signs that you might be caught in the lifestyle inflation trap How to break free and finally gain control of your money Simple, practical steps like tracking spending, capping lifestyle growth, and building financial margin 💬 Challenge: Try budgeting for 3 months and share your biggest 'aha moment' with us!

Resources: FULLY FUNDED LIFE FREE Financial Tools Fully Funded Life Free Monthly Resource

Email info@iwbnin.com to ask questions or share success stories.

MMT Podcast Update Feb 10, 2025

Update!

We're pausing the Monday Money Tip Podcast as we shift focus to creating fresh, high-energy financial content on our Fully Funded Life YouTube channel. Thank you for tuning in each week and taking steps toward financial freedom!

Be sure to subscribe on YouTube for smart money habits and wealth-building strategies. For deeper coaching, courses, and a supportive community, join us at FullyFunded.Life.

This isn't goodbye—just a new way to bring you the best money tips and strategies. See you there!

— The Fully Funded Life Team

#344: The Best Shortcuts to Debt-Free Living – Pay Off Debt Faster! Feb 01, 2025

About the Episode:

Struggling with debt? In this episode of Monday Money Tip, we're sharing the best shortcuts to becoming debt-free faster! 💰🚀 Learn proven strategies like the Debt Snowball vs. Debt Avalanche, automation hacks, bi-weekly payment tricks, side hustles, debt consolidation, and smart ways to cut expenses. Whether you're tackling credit cards, student loans, or a mortgage, these tips will help you save money and accelerate your path to financial freedom!

Resources:

FULLY FUNDED LIFE FREE Financial Tools Fully Funded Life Free Monthly Resource Related Podcast Episodes: EPISODE 266: DEBT FREE & ORGANIZED!EPISODE 283: SAY GOODBYE TO DEBT EPISODE 305: UNCOVER THE HIDDEN COSTS OF DEBT EPISODE 307: MASTERING DEBT: LOANS VS. CREDIT CARDS EXPLAINED!

#343: How Inflation is Impacting Your Savings Right Now Jan 27, 2025

About the Episode:

In Episode 343 of the Monday Money Tip Podcast, we're tackling the impact of inflation on your savings and sharing practical strategies to protect your finances. 💸 From understanding inflation and its hidden costs to adjusting your budget and investing in inflation-resistant assets, this episode equips you with the tools to stay ahead of rising prices and secure your financial future.

Resources: FULLY FUNDED LIFE FREE Financial Tools Fully Funded Life Free Monthly Resource

Email info@iwbnin.com to ask questions or share success stories.

#342: Personal Finance Tips vs. Reality: What Actually Works and What Doesn't Jan 20, 2025

About the Episode:

Episode 342 of the Monday Money Tip Podcast tackles personal finance myths and truths, helping you uncover what actually works. 💡 Learn the reality behind popular advice like automating savings and building an emergency fund, debunk misleading tips, and discover strategies tailored to your unique financial goals. Tune in for actionable insights to create lasting financial success!

Resources: FULLY FUNDED LIFE FREE Financial Tools Fully Funded Life Free Monthly Resource

#341: Passive Income Ideas: Make Money While You Sleep Jan 13, 2025

About the Episode:

Ready to make money while you sleep? 🎧💸 In Episode 341 of the Monday Money Tip Podcast, Joe and Megan explore "Passive Income Ideas: Make Money While You Sleep," sharing a step-by-step guide to building financial freedom. Learn what passive income is, why it's essential for wealth building, and discover proven strategies like dividend stocks, real estate, digital products, and more—plus practical tips to get started and overcome challenges. If you've ever dreamed of creating income that works for you, this episode is packed with actionable insights!

Resources: FULLY FUNDED LIFE FREE Financial Tools Fully Funded Life Free Monthly Resource

Email info@iwbnin.com to ask questions or share success stories.

#340: The Real Cost of Living Paycheck to Paycheck Jan 06, 2025

About the Episode:

In the 340th episode of the Monday Money Tip Podcast, Joe and Megan uncover the true cost of living paycheck to paycheck and how it affects your financial freedom. They share practical, actionable strategies to help you escape the cycle, build an emergency fund, and plan for long-term stability.

Resources: FULLY FUNDED LIFE FREE Financial Tools Fully Funded Life Free Monthly Resource

#339: 5 Steps to Succeed Financially in 2025 Dec 30, 2024

About the Episode:

Joe and Megan share five actionable steps to achieve financial success in 2025. Packed with practical tips and expert advice, this episode will help you save more, invest wisely, and manage your money better.

Resources: FULLY FUNDED LIFE FREE Financial Tools

Email info@iwbnin.com to ask questions or share success stories.

#338: The Hidden Dangers of Lifestyle Inflation Dec 23, 2024

About the Episode:

Joe and Megan dive into the dangers of lifestyle inflation and its impact on financial stability. Packed with practical tips and insights, this episode will help you stay in control of your spending and achieve your long-term financial goals.

Resources: FULLY FUNDED LIFE FREE Financial Tools

Email info@iwbnin.com to ask questions or share success stories.

#337: Financial Risks Millennials Should Never Ignore Dec 16, 2024

About the Episode:

Joe and Megan tackle key financial risks Millennials face, from debt to investment pitfalls. Get practical tips to avoid common mistakes and secure your financial future. Tune in for strategies to navigate the financial landscape with confidence!

Resources: FULLY FUNDED LIFE FREE Financial Tools

Email info@iwbnin.com to ask questions or share success stories.

#336: Essential Steps To Take Before Buying a Home Dec 09, 2024

About the Episode:

Joe and Megan share essential steps to take before buying your dream home. From assessing your finances to navigating the real estate market, this episode is full of practical tips to help you make confident decisions.

Resources: FULLY FUNDED LIFE FREE Financial Tools

Related Podcast Episodes: Episode 118: We Paid Off Our House in 9 Years! Episode 119: When is the Right Time to Buy a House? Episode 171: How to Know When to Refinance Episode 318: 50/30/20: The Right Ratio? Email info@iwbnin.com to ask questions or share success stories.

#335: Three Mistakes That Will Make (and Keep) You Broke Dec 02, 2024

About the Episode:

Join Joe and Megan in this eye-opening episode of the Monday Money Tip Podcast as they delve into the common financial pitfalls that can sabotage your financial health. Discover the three critical mistakes that not only drain your wallet but also keep you trapped in a cycle of financial struggle. With practical advice and actionable tips, Joe and Megan will guide you on how to avoid these traps and set yourself on a path to financial freedom.

Resources: FULLY FUNDED LIFE FREE Financial Tools

#334: Is Your Emergency Fund Big Enough? Here's How to Find Out Nov 25, 2024

About the Episode:

In this episode of the Monday Money Tip Podcast, Joe and Megan explore the essential topic of emergency funds. Whether you're starting your financial journey or fine-tuning your Fully Funded Life, learn practical tips to build or optimize your fund and ensure financial security. Don't miss this valuable advice for peace of mind!

Resources: FULLY FUNDED LIFE FREE Financial Tools

Email info@iwbnin.com to ask questions or share success stories.

#333: Are You Making These Money Saving Mistakes? Nov 18, 2024

About the Episode:

Are your savings goals falling short? You might be making some common mistakes without even realizing it! In this episode of the Monday Money Tip Podcast, Joe and Megan break down the biggest pitfalls that derail your savings journey—from sneaky expenses to faulty budgeting techniques.

Resources: FULLY FUNDED LIFE FREE Financial Tools USA Article: Why are Americans spending so much on Amazon, DoorDash delivery long after COVID's peak?

Related Podcast Episodes:

Episode 71: The Saving Challenge Episode 167: How To Teach Your Kids About Saving Episode 234: Featuring: This Or That? Save Or Pay Off Debt? Episode 261: You Can Not Prosper If You Do Not Save Episode 271: Are Your Savings Working For You?

#332: Why You Should Never Fear A Recession Nov 11, 2024

About the Episode:

In this empowering episode of the Monday Money Tip Podcast, Joe and Megan tackle the often daunting topic of economic recessions. They break down why a recession doesn't have to be something to fear—in fact, it can offer unexpected opportunities for growth and financial resilience.

Resources: FULLY FUNDED LIFE FREE Financial Tools Forbes Article: How Long to Recessions Last?

Email info@iwbnin.com to ask questions or share success stories.

#331: How to Make Your Emergency Fund Last Longer Nov 04, 2024

About the Episode:

In this episode, Megan and Joe share essential strategies to stretch your emergency fund further. Learn how to prioritize spending, cut unnecessary costs, and make your savings work harder. Tune in to gain tips that could save you money and bring peace of mind. Take control of your financial future today!

Resources: FULLY FUNDED LIFE FREE Financial Tools

Related Podcast Episodes:Episode 107: Budgeting with Unpredictable Income Episode 220: Weird Ways to Make Money Episode 277: Save Money on Groceries Episode 296: Budgeting Myths Debunked Episode 311: The Journey to Building an Emergency Fund Email info@iwbnin.com to ask questions or share success stories.

#330: Increase Your Net Worth: Strategies for Early Retirement Oct 28, 2024

About the Episode:

In this episode, Megan and Joe explore powerful strategies to increase your net worth and set the stage for an early retirement. Whether you're at the beginning of your financial journey or aiming to fine-tune your approach, you'll find practical tips and valuable insights to help you reach your financial goals.

Resources:

Fully Funded Life Free Financial Tools Net Worth Calculator

Related Podcast Episodes:

Episode 56: Top Money Questions - July 2019 Episode 223: When should you start investing for retirement? Episode 291: Uncover the Secrets of Passive Income Episode 294: Retire with Confidence Episode 325: Can you retire without a million dollars?

Email info@iwbnin.com to ask questions or share success stories.

#329: Unlocking Real Estate Opportunities: Insights with Pastor Brandon Bilbo Oct 21, 2024

About the Episode:

In this episode, Megan and Joe explore the world of real estate investing with special guest Pastor Brandon Bilbo. The episode highlights the potential of real estate as a powerful avenue for financial growth and community impact.

Resources: FULLY FUNDED LIFE FREE Financial Tools

Related Podcast Episodes:

Episode 97: Non-traditional Investments Episode 110: Investing 101 Episode 207: Real Estate Investing with Joe's Twin Brother Episode 241: Investing in a Legacy with Brandon Catoe Episode 312: Exploring Real Estate Investment Strategies

Email info@iwbnin.com to ask questions or share success stories.

#328: Should a Market Downturn Change Your Retirement Plans? Oct 14, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they explore the impact of market fluctuations on your retirement strategy and provide actionable tips to keep your financial future secure.

Resources: FULLY FUNDED LIFE FREE Financial Tools

#327: Retirement, Tipping & Credit Card Confessions Oct 07, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they read and discuss your comments!

Resources: FULLY FUNDED LIFE FREE Financial Tools

Related Podcast Episodes:Episode 326: How To Build Wealth With A Low Income Episode 324: Why Your Budget Isn't Working Episode 323: The Election's Impact On The Economy Episode 322: How To Combat Rising Food Costs Episode 318: 50/30/20: The Right Ratio? Email info@iwbnin.com to ask questions or share success stories.

#326: How To Build Wealth On A Low Income Sep 30, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they share how building wealth on a low income is possible.

Resources: FULLY FUNDED LIFE FREE Financial Tools

#325: Can You Retire Without A Million Dollars? Sep 23, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they dive into retirement and pose the question, 'can you retire without a million dollars?'

Resources: FULLY FUNDED LIFE FREE Financial Tools

Related Podcast Episodes:

Episode 321: The Ultimate Guide To Roth IRA Contributions Limit Episode 320: Debunking Investment Myths Episode 313: Retirement Reality: Are You Prepared?Episode 306: Bad Retirement Advice To Avoid Episode 229: Start Late, Finish WELLthy Episode 226: Roth IRA vs. IRA Episode 225: Topics Couples Should Discuss: Retirement Episode 223: When Should You Start Investing For Retirement? Email info@iwbnin.com to ask questions or share success stories.

#324: Why Your Budget Isn't Working Out Sep 16, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they dive into why your budget isn't working out.

Resources: FULLY FUNDED LIFE FREE Financial Tools

#323: The Election's Impact On The Economy Sep 09, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they dive into the election's impact on the American economy.

Resources: FULLY FUNDED LIFE FREE Financial Tools Download: The Election's Impact on the Economy PDF

#322: How To Combat Rising Food Costs Sep 02, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they dive into the critical issue of rising food costs.

Resources: FULLY FUNDED LIFE FREE Financial Tools

#321: The Ultimate Guide To Roth IRA Contribution Limits Aug 26, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they provide you with the ultimate guide to Roth IRA contribution limits.

Resources: FULLY FUNDED LIFE FREE Financial Tools Investing Next Steps

#320: Debunking Investment Myths Aug 19, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they list different investment myths and debunk them!

Resources: FULLY FUNDED LIFE FREE Financial Tools Investing Next Steps

#319: How To Secure Your Wealth In 2024 Aug 12, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they discuss how you can secure your wealth in 2024, especially through seasons of financial storms.

Resources: FULLY FUNDED LIFE FREE Financial Tools

#318: 50/30/20: The Right Ratio? Aug 05, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they discuss the 50/30/20 ratio. Is it the right one?

Resources: FULLY FUNDED LIFE FREE Financial Tools

#317: 4 Smart Budgeting Hacks Jul 29, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they share how four smart budgeting hacks can transform your finances.

Resources: FULLY FUNDED LIFE FREE Financial Tools

#316: Investments Vs. Day Trading Jul 22, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they discuss long-term investing and day trading.

Resources: FULLY FUNDED LIFE FREE Financial Tools

#315: Avoiding A $1,000,000 Mistake Jul 15, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they discuss lessons learned in personal finance and investing.

Resources: FULLY FUNDED LIFE FREE Financial Tools

#314: Crushing Myths: Credit Card Consolidation/HELOC Decoded Jul 08, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they crush money myths: from HELOCs to credit card debt, and more!

Resources: FULLY FUNDED LIFE FREE Financial Tools

Related Podcast Episodes:

Episode 311: The Journey To Building An Emergency Fund Episode 307: Mastering Debt: Loans vs. Credit Cards Explained!Episode 305: Uncover The Hidden Costs Of Debt Episode 284: Money Lies: 'I Just Need More Money!'Episode 282: What Is The Debt Snowball Technique?Episode 273: When 'No' Means 'Yes'Episode 272: How To Have A Budget That Actually Works Email info@iwbnin.com to ask questions or share success stories.

#313: Retirement Reality: Are You Prepared? Jul 01, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they discuss potential adjustments to the social security age. Learn tips and best practices to get yourself on the path of preparation for retirement!

Resources: FULLY FUNDED LIFE FREE Financial Tools

Email info@iwbnin.com to ask questions or share success stories.

#312: Exploring Real Estate Investment Strategies Jun 24, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they explore real estate investment strategies.

Resources: FULLY FUNDED LIFE FREE Financial Tools

Email info@iwbnin.com to ask questions or share success stories.

#311: The Journey To Building An Emergency Fund Jun 17, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they share helpful tips to get you started on building an emergency fund.

Resources: FULLY FUNDED LIFE FREE Financial Tools Banking

Related Podcast Episodes:

Episode 304: Mastering Money Habits: The Daily Rituals Episode 300: Celebrating Milestones & Victories Episode 292: Achieve Financial Freedom In Your 30s Episode 284: Money Lies: I Just Need To Make More Money

Email info@iwbnin.com to ask questions or share success stories.

#310: "Personal Finance Tips" vs. Reality: Are these tips effective or just hype? Jun 10, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they discuss common personal finance tips, are they effective or just overhyped?!

Resources: FULLY FUNDED LIFE FREE Financial Tools

Related Podcast Episodes:

Episode 303: 10 Personal Finance Tips To Save Money Every Month Episode 296: Budgeting Myths DEBUNKED Episode 275: I Have Had ENOUGH Episode 252: The Importance of Coaching Episode 216: 4 Stewardship Habits You Could Start Today Episode 210: Generational Generosity

Email info@iwbnin.com to ask questions or share success stories.

#309: How To Create A Budget In EXCEL Jun 03, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they teach you how to create a budget that works for your family in EXCEL.

Resources: FULLY FUNDED LIFE FREE Financial Tools

#308: Is Tipping Of Of CONTROL?! May 27, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they dive deep into the current culture of tipping.

Resources: FULLY FUNDED LIFE FREE Financial Tools

Related Podcast Episodes:

Episode 304: Mastering Money Habits: The Daily Rituals Episode 303: 10 Personal Finance Tips To Save Money Every Month Episode 300: Celebrating Milestones & Victories Episode 295: The Power Of Giving Email info@iwbnin.com to ask questions or share success stories.

#307: Mastering Debt: Loans vs. Credit Card Debt Explained! May 20, 2024

About the Episode:

In this episode, join Joe and his cohost Megan and dive into the world of debt, breaking down the differences between loans and credit card debt.

Resources: FULLY FUNDED LIFE FREE Financial Tools

Email info@iwbnin.com to ask questions or share success stories.

#306: Bad Retirement Advice To Avoid May 13, 2024

About the Episode:

In this episode, join Joe and his cohost Megan dive into the world of retirement advice and uncover some common misconceptions that can lead people astray.

Resources: FULLY FUNDED LIFE FREE Financial Tools

Related Podcast Episodes:Episode 294: Retire With Confidence Episode 293: Investing For Beginners Episode 291: Uncover The Secrets Of Passive Income Episode 279: Diversify Your Investments Episode 263: When You Invest, You Can Expect A Harvest Email info@iwbnin.com to ask questions or share success stories.

#305: Uncover the Hidden Costs of Debt May 06, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they uncover the unseen consequences of carrying debt.

Resources: FULLY FUNDED LIFE FREE Financial Tools

Related Podcast Episodes:Episode 283: Say Goodbye To Debt Episode 282: What Is The Debt Snowball Technique?Episode 280: Pay-Off Spectaculars Explained Episode 266: Debt Free & Organized Episode 245: Crush Your Debt Email info@iwbnin.com to ask questions or share success stories.

#304: Mastering Money Habits: The Daily Rituals Apr 29, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they share daily rituals to help you master healthy financial habits.

Resources: FULLY FUNDED LIFE FREE Financial Tools

#303: 10 Personal Finance Tips To Save Money Every Month! Apr 22, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they share 10 practical personal finance tips to help you save money every month.

Resources: FULLY FUNDED LIFE FREE Financial Tools 99 FREE or Cheap Family Fun Ideas

#302: The Truth About Credit Cards: Myths vs. Reality Apr 15, 2024

About the Episode:

In this episode, join Joe and his cohost Megan to debunk the common misconceptions and unveil the real impact credit cards can have on your finances.

Resources: FULLY FUNDED LIFE FREE Financial Tools

#301: Budgeting Tips For Moms in 2024 Apr 08, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they discuss budgeting tips specifically tailored to moms.

Resources: FULLY FUNDED LIFE FREE Financial Tools

Related Podcast Episodes:Episode 277: Save Money On Groceries Episode 276: Pay Off Your Mortgage in 10 Years or Less Episode 228: Should Kids Have Credit Cards?Episode 215: You Asked For It: How Can A Child or Teen Make Money? Email info@iwbnin.com to ask questions or share success stories.

#300: Celebrating Milestones & Victories Apr 01, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they celebrate their 300th episode. From the early days of sharing foundational money management tips to the impactful stories of financial transformation shared by our community.

Resources: FULLY FUNDED LIFE FREE Financial Tools

Related Podcast Episodes:Episode 296: Budgeting Myths DEBUNKED Episode 288: Ellie Kay's Financial Journey Episode 268: The Fundamental Rule Of Finances Episode 249: Prepping For Summer Email info@iwbnin.com to ask questions or share success stories.

#299: The Psychology Of Money Mar 25, 2024

About the Episode:

In this episode, join Joe and his cohost Megan as they discuss how psychological barriers can hinder our financial progress and share actionable strategies to overcome these obstacles.

Resources: FULLY FUNDED LIFE FREE Financial Tools

Related Podcast Episodes:Episode 296: Budgeting Myths DEBUNKED Episode 293: Investing For Beginners Episode 275: I Have Had ENOUGH Episode 273: When 'No' Means 'Yes'Episode 268: Fundamental Rule Of Finances Episode 264: Money Principles Q&A Email info@iwbnin.com to ask questions or share success stories.

#298: How To Diversify Your Income Mar 18, 2024

About the Episode:

In this episode, join Joe and his cohost Megan to discuss creative strategies to diversify your streams of income!

Resources: FULLY FUNDED LIFE FREE Financial Tools

Related Podcast Episodes:Episode 291: Uncover The Secrets Of Passive Income Episode 292: Achieve Financial Freedom In Your 30s Episode 285: The Power Of Compound Interest Episode 279: Diversify Your Investments Email info@iwbnin.com to ask questions or share success stories.

#297: How To Afford Your Dream Vacation Mar 11, 2024

About the Episode:

In this episode, join Joe as he discusses what you can do to afford your dream vacation.

Resources: FULLY FUNDED LIFE FREE Financial Tools

Related Podcast Episodes:Episode 272: How To Have A Budget That ACTUALLY Works Episode 249: Preparing For Summer Episode 194: Money Lies: My Dream Is Too Big Episode 157: Funding Your Big Dreams Email info@iwbnin.com to ask questions or share success stories.

#296: Budgeting Myths DEBUNKED Mar 04, 2024

About the Episode:

In this episode, join Joe as he discusses common budgeting myths!

Resources: FULLY FUNDED LIFE FREE Financial Tools

#295: The Power Of Giving Feb 26, 2024

About the Episode:

In this episode, join Joe as he delves into the transformative power of generosity and how it can revolutionize your financial journey.

Resources: FULLY FUNDED LIFE FREE Financial Tools

Related Podcast Episodes:Episode 262: Giving Is Living Episode 210: Generational Generosity Episode 179: Living Generously Episode 151: How To Teach Your Kids About Giving Email info@iwbnin.com to ask questions or share success stories.

#294: Retire With Confidence Feb 19, 2024

About the Episode:

In this episode, join Joe as he dives deep into the art of retirement planning.

Resources: FULLY FUNDED LIFE FREE Financial Tools

#293: Investing For Beginners Feb 12, 2024

About the Episode:

In this episode, join Joe as he discusses the fundamentals of investing, how to set financial goals and the importance of starting early.

Resources: FULLY FUNDED LIFE FREE Financial Tools Investment Value Calculator

Related Podcast Episodes:Episode 138: What Is A Mutual Fund Episode 263: When You Invest, You Can Expect A Harvest Episode 279: Diversify Your Investments Episode 285: The Power Of Compound Interest Email info@iwbnin.com to ask questions or share success stories.

#292: Achieve Financial Freedom In Your 30s Feb 05, 2024

About the Episode:

In this episode, join Joe as he discusses how you can achieve financial freedom in your 30s.

Resources: FULLY FUNDED LIFE FREE Financial Tools

#291: Uncover The Secrets Of Passive Income Jan 29, 2024

About the Episode:

In this episode, join Joe as he discusses how you can set up passive income streams.

Resources: FULLY FUNDED LIFE FREE Financial Tools

Related Podcast Episodes:Episode 285: The Power Of Compound Interest Episode 274: CD Ladders Explained Episode 170: Do You Have Oxen?Episode 139: Make Money While You Sleep Email info@iwbnin.com to ask questions or share success stories.

#290: Maximize Your Tax Refund Jan 22, 2024

About the Episode:

In this episode, join Joe as he discusses the best ways to maximize your tax refund this year!

Resources: FULLY FUNDED LIFE FREE Financial Tools CNBC Article

Related Podcast Episodes:Episode 128: Debt-Free While Working A Job We Love Episode 133: How To Track Your Financial Accounts Episode 134: 4 Steps To Budgeting Email info@iwbnin.com to ask questions or share success stories.

#289: IRS Adjustments For 2024 Jan 15, 2024

About the Episode:

In this episode, join Joe as he discusses the IRS adjustments that have been made for 2024.

Resources: FULLY FUNDED LIFE FREE Financial Tools

Related Podcast Episodes:Episode 263: When You Invest, You Can Expect A Harvest Episode 226: Roth IRA v. IRA Episode 225: Topics Couples Should Discuss: Retirement Episode 223: When Should You Start Investing For Retirement Email info@iwbnin.com to ask questions or share success stories.

#288: Ellie Kay's Financial Journey: Reboot Your Habits with the 60-Minute Money Workout Jan 08, 2024

About the Episode:

In this episode, join Joe and guest Ellie Kay as they discuss overcoming debt and how to reboot your financial habits in 2024.

Resources: FULLY FUNDED LIFE FREE Financial Tools 60-Minute Money Workout Ellie Kay Heroes At Home

Related Podcast Episodes:Episode 272: How To Have A Budget That Actually Works Episode 268: Fundamental Rule of Finances Episode 264: Money Principles Q&A Episode 251: Preparation Questions Email info@iwbnin.com to ask questions or share success stories.

#287: Joe's 4 R's to Rock 2024 Jan 02, 2024

About the Episode:

In this episode, join Joe as he dives into the 4 R's that will help you be better prepared for 2024.

Resources: FULLY FUNDED LIFE FREE Financial Tools

Email info@iwbnin.com to ask questions or share success stories.

#286: A Very Merry Christmas Dec 25, 2023

About the Episode:

In this episode, join us for a special Christmas episode where our very own Joe channels his inner Buddy the Elf!

Resources: FULLY FUNDED LIFE FREE Financial Tools

#285: The Power Of Compound Interest Dec 18, 2023

About the Episode:

In this episode, we're going to focus on the power of compound interest.

Resources: FULLY FUNDED LIFE FREE Financial Tools

Related Monday Money Tip Podcast Episodes: Episode 274: CD Ladders Explained Episode 226: Roth IRA vs. IRA Episode 223: When Should You Start Investing For Retirement?Episode 173: 5 Steps To Become A Competent Investor Email info@iwbnin.com to ask questions or share success stories.

#284: Money Lies: I Just Need To Make MORE Money Dec 11, 2023

About the Episode:

In this episode, we're going to focus on this money lie: "I just need to make MORE money!"

Resources: FULLY FUNDED LIFE FREE Financial Tools Related Monday Money Tip Podcast Episodes: Episode 273: When 'No' Means 'Yes!'Episode 272: How To Have A Budget That Actually Works Episode 184: Setting And Sticking To A Budget Episode 158: What Does It Mean To Steward Your Money Well Email info@iwbnin.com to ask questions or share success stories.

#283: Say Goodbye To Debt! Dec 04, 2023

About the Episode:

In this episode, we're going to focus on discussing the debt freedom date calculator

Resources: FULLY FUNDED LIFE Debt Freedom Date Calculator

Related Monday Money Tip Podcast Episodes: Episode 147: How To Teach Your Kids About Debt Episode 203: Couples And Money: Discussing Debt Episode 245: Crush Your Debt Episode 266: Debt Free & Organized!Episode 273: When 'No' Means 'Yes!' Email info@iwbnin.com to ask questions or share success stories.

#282: What Is The Debt Snowball Technique? Nov 27, 2023

About the Episode:

In this episode, we're going to focus on discussing the debt snowball technique.

Resources: FULLY FUNDED LIFE IWBNIN Ladder Annual Credit Report

Related Monday Money Tip Podcast Episodes: Episode 147: How To Teach Your Kids About Debt Episode 203: Couples And Money: Discussing Debt Episode 245: Crush Your Debt Episode 266: Debt Free & Organized!Episode 273: When 'No' Means 'Yes!' Email info@iwbnin.com to ask questions or share success stories.

#281: Your Credit Report Matters Nov 20, 2023

About the Episode:

In this episode, we're going to focus on discussing the importance of credit reports and how they impact your financial life.

Resources: FULLY FUNDED LIFE IWBNIN Ladder Annual Credit Report

Related Monday Money Tip Podcast Episodes: Episode 266: Debt Free & Organized!Episode 228: Should Kids Have Credit Cards?Episode 214: You Asked For It: Credit Cards & Credit Scores Episode 169: How To Fix Bad Credit? Email info@iwbnin.com to ask questions or share success stories.

#280: Pay-Off Spectaculars Explained Nov 13, 2023

About the Episode:

In this episode, we're going to focus on discussing a useful visual tool he created to help motivate him to pay off his house. Joe shows off his Payoff Spectaculars and how you can use them to help pay off big purchases in your life.

Resources: FULLY FUNDED LIFE IWBNIN Ladder FREE Tools - Spectaculars

Related Monday Money Tip Podcast Episodes: Episode 276: Pay Off Your Mortgage In 10 Years Or Less Episode 267: Opportunity Cost & Budget Fun Episode 203: Couples & Money: Discussing Debt Episode 193: Money Lies: I Can't Afford That Email info@iwbnin.com to ask questions or share success stories.