Millionaires Unveiled

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427: Net Worth Of $10M+ - The 50/50 Split: When The Wealth Elevator Drops a Few Floors & Your Net Worth Drops Drastically Oct 06, 2025

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📝 Full Episode Description

In this episode of Millionaires Unveiled, host Jace Mattinson sits down with real estate investor and educator Lane Kawaoka to talk about what happens when your net worth takes a 50% hit — and how to climb back stronger.

Lane opens up about the impact of recent market shifts on his portfolio, the lessons he's learned from holding through tough cycles, and the importance of understanding your "floor" in the wealth-building process. From workforce housing to multifamily syndications, he shares real strategies for navigating today's volatile economy and building long-term stability.

He also introduces his new book, The Wealth Elevator, a guide for accredited investors who want to move up the financial floors strategically, safely, and with purpose.

Whether you're just starting in real estate or already managing millions, this conversation delivers hard-earned insights — with a dose of humility and humor along the way.

💡 Key Topics Covered

The 50% net worth drop and what caused it
How to think through market cycles and holding periods
Why diversification and patience are key in downturns
Understanding "floors" in the Wealth Elevator model
The future of workforce housing investments
Rebuilding confidence and strategy after a financial hit

🔊 Memorable Quotes

"We're in a housing shortage." "You have to have 110% running your business." "You need to figure out what floor you're on."

📚 Guest Links

Lane Kawaoka Real Estate Investor | Educator | Author of The Wealth Elevator 🌐 SimplePassiveCashflow.com 📘 The Wealth Elevator – Now Available

🏆 About the Show

Millionaires Unveiled reveals the real stories, numbers, and lessons behind everyday millionaires. Hosted by Jace Mattinson, each episode explores how high achievers build, preserve, and grow their wealth — through both wins and setbacks.

426: Net Worth Of $1.3M - Back Again, Tell a Friend: Jesse & Ellie's Wealth Journey Continues Sep 29, 2025

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🔥 Episode Summary

In this episode, Jesse and Ellie return to share their financial journey from a net worth of $800,000 to over $1.3 million in just two years. They discuss their investment strategies, the impact of parenthood on their financial decisions, and the transition to a single income household. The couple reflects on lifestyle changes after reaching millionaire status, their approach to teaching financial literacy to their children, and their future retirement plans. They also emphasize the importance of community giving and share valuable advice for aspiring millionaires.

🧠 Key Takeaways

- Their net worth increased from $800,000 to $1.3 million in two years.
- They prioritize maxing out their Roth IRAs and TSP contributions.
- They have hit their coast fire number, allowing them to invest less if desired.
- Community giving has become a focus for them since reaching millionaire status.
- They celebrate financial milestones with small treats and personal spending.
- Transitioning to a single income was manageable due to their high savings rate.
- Travel spending has increased, but they still prioritize experiences over extravagance.
- They teach their children about money through chores and saving.
- They maintain a consistent investment strategy, even during market downturns.
- Living on less than they make is a core principle of their financial philosophy.
🗣️ Quotes & Soundbites
- "We've started being more giving."
- "We just bought a cake first."
- "Live on less than you make."

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Prizepicks.com Code: Millionaire

425: Net Worth Of $1.0M - From Grocery Aisles to Millionaire Status: The Power of an ESOP, Personal Investing, Time & Dedication Sep 22, 2025

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🔥 Episode Summary

In this episode of the podcast, Brent shares his journey from working in retail to building a substantial net worth of over a million dollars. He discusses his investment strategies, the importance of financial education, and how he balances family life with career aspirations. Brent emphasizes the value of time over money and the significance of teaching financial literacy to his children. He also reflects on his marriage and how he and his wife manage their finances together. Throughout the conversation, Brent offers practical advice for listeners looking to improve their financial situation and achieve their goals.

🧠 Key Takeaways

*Brent started working at a young age and prioritized saving.

*He built his wealth through consistent investments and financial education.

*Brent emphasizes the importance of tracking spending habits.

*He believes that time is more valuable than money.

*Marriage and financial partnership are crucial for success.

*Brent encourages teaching children about money management.

*He advocates for starting investments early, even with small amounts.

*Brent's journey shows that anyone can achieve financial success with discipline.

*He highlights the importance of gratitude and perspective on wealth.

*Brent's story is a testament to the power of hard work and perseverance.

🗣️ Quotes & Soundbites

"I think it's always one step away." "I would say just do what's right." "I think 10 million would be awesome."

Sponsored by:

Shopify.com/unveiled

424: Net Worth Of $1.2 & $1.0M - Fresh Pressed Finances: How the Wealth Juice Duo Built Millions Aug 25, 2025

Show notes

🔥 Episode Summary

In this episode, we're joined by Cory and Ryan—two friends, first-generation millionaires, and the duo behind the Wealth Juice podcast. With net worths of $1.0M and $1.2M respectively, they pull back the curtain on how they built wealth the slow and steady way—without flashy investments, inheritance, or lucky breaks.

Cory and Ryan walk us through their early financial habits, how their friendship helped hold each other accountable, and how they've managed to blend entrepreneurship, side hustles, and smart investing into a sustainable wealth-building strategy. Whether it's real estate, index funds, or knowing when not to spend, these two keep it real, relatable, and refreshingly fun.

If you've ever wondered what two regular guys with seven-figure net worths actually talk about when the mics are off… this is that conversation.

🧠 Key Takeaways

First-Gen Millionaires: Both Cory and Ryan hit the $1M+ net worth milestone without a trust fund, family business, or viral startup. It was all strategy, grit, and accountability.
Accountability Through Friendship: Sharing goals, challenges, and money conversations between friends helped them stay disciplined and motivated.
Real Estate Reality Check: They talk candidly about their experiences with rental properties—the wins and the headaches.
Business + Investing: Their portfolios are a mix of entrepreneurial ventures, traditional stock market investing (index funds/ETFs), and some alternative assets.
Celebrate Small Wins: Progress wasn't always glamorous, but they emphasize tracking the little wins that built big momentum.
The Power of Personal Finance Content: Launching Wealth Juice has helped them not only educate others but clarify their own philosophies around money and mindset.
Lifestyle Over Ego: Instead of chasing the flash, they focus on flexibility, freedom, and designing lives they actually want.
🗣️ Quotes & Soundbites
"You don't need to be flashy to build wealth—you need to be consistent."

"We're just two guys who took personal finance seriously and made it fun."

"The spreadsheet tells one story, but your behavior tells the real one."

"Accountability is the underrated cheat code for financial success."

Sponsored by:

Shopify.com/unveiled

Prizepicks.com Code: Millionaire

423: Net Worth Of $1.9M - Three Rentals and a Millionaire: Nate's Property Plot Twist and The Not-So-Physio-Logical Path Aug 18, 2025

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Summary

In this episode, Nate shares his journey from a young physiotherapist to achieving a net worth of nearly $2 million. He discusses his early financial education, the influence of his family, and the lessons learned from his real estate investments. Nate reflects on the importance of celebrating milestones, the shift from a financially driven mindset to focusing on lifestyle and fulfillment, and the challenges faced in the real estate market. He also shares insights on his current portfolio, future plans, and the balance between saving and enjoying life.

Takeaways

*Nate has a net worth of approximately $1.9 million. *He learned financial habits from his family, emphasizing savings and delayed gratification. *Nate's journey into real estate began with a condo purchase that appreciated significantly. *He experienced challenges in real estate due to rising interest rates and market fluctuations. *Nate emphasizes the importance of celebrating financial milestones, even small ones. *He has shifted focus from purely financial goals to lifestyle and fulfillment. *Nate's real estate ventures taught him valuable lessons about due diligence and risk management. *He currently has three rental properties left and is considering divesting further. *Nate enjoys travel and seeks to maximize value through points and rewards. *He advises young individuals to build saving habits early to weather financial challenges.

Sound bites

"I think we are millionaires." "It's been a very circular process." "I was a literal lab rat."

Keywords

Cory, financial independence, real estate, net worth, lifestyle goals, investment strategies, personal finance, Vancouver, retirement planning, financial education

422: Net Worth Of Infinity: A Life Well Lived starting at $52 a Week; 80 Year Old With 6 Kids, 25 Grandkids, 18 Great Grandkids and Endless Grit Aug 11, 2025

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Summary

Join us for a heartfelt conversation with Grandma Bunny, the last living grandparent of our host, as she shares her journey through 80 years of life, love, and lessons. From raising six children to overcoming life's unexpected challenges, Grandma Bunny's story is one of resilience and family values. Discover the financial wisdom and life lessons she imparts, and how she continues to live her best life at 80.

Key Highlights:

Grandma Bunny's early life and education in Rock Springs, Wyoming. The challenges and joys of raising a large family. Building a home from scratch and the financial strategies involved. Overcoming adversity after a life-changing accident. The importance of family support and staying active in later years.

Memorable Quotes:

"I am wealthy in other ways, not so much money-wise, but I have great kids who help me in many, many ways." "Stay active. Look for things to do. Look at opportunities to serve."

Hashtags: #FamilyWisdom #Resilience #LifeLessons #MillionairesUnveiled

Call to Action: Don't miss this inspiring episode! Listen now and share with someone who could use a dose of wisdom and encouragement.

Sponsored by:

Indeed.com/unveiled

421: Net Worth Of $10M - Beyond Borders, Beyond Millions: A Deep Dive Into One Expats Global Wealth Strategy Aug 04, 2025

Show notes

Summary

In this episode, Adam shares his unique journey as an expat entrepreneur, discussing his investment strategies, asset allocation, and the importance of maintaining liquidity in his financial portfolio. He has a net worth of $10+ million with most of it in his business. He reflects on the challenges and rewards of running a business, the significance of cash management, and the lessons learned from navigating investments in various countries. Adam emphasizes the value of experiences over material possessions and the importance of surrounding oneself with positive influences. He concludes with insights on entrepreneurship and the realities of growth in business.

Takeaways

Adam has lived overseas for 14 years, gaining a unique perspective on wealth.
He focuses on helping expats and high-net-worth individuals with investments and wealth protection.
His net worth is in the eight-figure range, primarily in company valuations and liquid assets.
Adam prefers liquid assets over real estate due to tax disadvantages abroad.
He believes cash should be seen as an opportunity for acquisitions rather than a long-term hold.
Having cash on hand is crucial for business owners to seize unexpected opportunities.
Investment strategies should adapt to changing economic conditions and personal circumstances.
Travel and experiences provide lasting value compared to material possessions.
Surrounding oneself with positive influences is essential for personal and professional growth.
Entrepreneurship often requires patience and resilience, with success not always being linear.

420: Net Worth Of $1.7M - From LinkedIn to Lockboxes: The Tech Bro Turned Airbnb Pro & Millionaire Before 30 Jul 28, 2025

Show notes

Summary

In this episode, Connor shares his journey from a corporate tech career to becoming a successful real estate investor, focusing on short-term rentals. He has a net worth of $1.7 million. Most of it is in Real Estate but he does have some in the market. He discusses his investment strategies, the importance of cash reserves, and how he manages his properties. Connor emphasizes the significance of calculated risks and personal growth in achieving financial success and fulfillment in life.

Takeaways

He primarily invests in short-term rentals, owning about a dozen properties.
Cash reserves are crucial for managing real estate expenses and risks.
Connor emphasizes the importance of reinvesting in properties to maintain competitiveness.
He targets a 20% cash on cash return for new investments.
Connor transitioned from a stable tech career to real estate for personal fulfillment.
He believes success is about achieving one's highest potential.
Calculated risks are essential for growth and opportunity.
Connor values the importance of family and personal life in his journey.
He encourages others to take risks and follow their intuition.

419: Net Worth Of $7.0M - Divorced, Debt-Free, and a RE Mogul: How Chuck E. Cheese Turned Cheddar Into Millions Jul 21, 2025

Show notes

Summary

In this episode, Joseph Shalaby, founder and CEO of e-Mortgage Capital, shares his journey from a challenging upbringing to becoming a leading figure in the mortgage industry. He has a net worth of ~$7 million mostly in RE and his business. He discusses the importance of being debt-free, his experiences during the 2008 financial collapse, and how he rebuilt his career. Joseph emphasizes the significance of hard work, personal growth, and maintaining family values while navigating the complexities of entrepreneurship. He also shares insights on current market trends and his future goals for his business.

Takeaways

*Joseph Shalaby is the founder and CEO of e-Mortgage Capital. *He emphasizes the importance of being debt-free despite being in the mortgage industry. *Joseph experienced a foreclosure due to HOA fines, which shaped his financial mindset. *He started his first mortgage company after being taken advantage of in the industry. *The 2008 financial collapse forced him to pivot and rebuild his career. *Joseph launched e-Mortgage Capital in 2015 after working in the loss mitigation sector. *He aims to grow his company to a billion dollars in revenue per month. *Joseph values family and instills a strong work ethic in his children. *He believes in the importance of being an early adopter in business. *Joseph emphasizes the need to outwork everyone to achieve success.

Sponored by:

Shopify.com/unveiled

418: Net Worth Of $2.0M - Crushing Quotas and Carpool With 4 Kids: One Mom's Multimillion Dollar Journey Jul 14, 2025

Show notes

Summary

Today we sit down with Tiffany, a senior manager in customer success and a mother of four, who shares her journey to achieving a net worth of over $2 million most of which is in her primary residence and retirement investments. Tiffany discusses her strategic approach to real estate investments, the importance of financial education, and how she balances career and family life. Discover how Tiffany and her husband, both savers at heart, have navigated their financial path from buying foreclosed homes to planning for their children's future.

Key Takeaways:

Tiffany's early start in real estate and the impact of buying foreclosures. The role of mutual funds and retirement accounts in building wealth. Insights into managing finances with a variable income. The importance of financial literacy and open discussions about money with children. Tiffany's approach to balancing work, family, and personal growth.

Hashtags: #FinancialSuccess #RealEstateInvesting #WealthBuilding #FamilyFinance

Tune in to hear Tiffany's full story and gain valuable insights into building a secure financial future. Don't forget to subscribe and leave a review!

Sponsored by:

Shopify.com/unveiled

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