Melanin Money Show

Latest Episodes:

The Secret Business Of Lawsuits - Black People HAVE TO KNOW THIS! | Episode 202 Jun 12, 2025

Show notes

Why do lawyers make so much money? Should you sue others? What is truth about how much money lawyers make? Join us for an enlightening episode of the Melanin Money Show, where we dive deep into the world of personal injury law with our esteemed guest, Josiah Graham, Esq. This episode is packed with compelling stories of victory, resilience, and the pursuit of justice.

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We'll also dive into :

Navigating the Complexities of Personal Injury Cases: Josiah shares insights into high-profile cases, including a remarkable $5 million settlement for victims of gun violence.

Personal Journey: Gain inspiration from Josiah's own life experiences from growing up in South Florida to becoming a top attorney specializing in catastrophic injury and wrongful death.

The Importance of Legal Representation: Understand the significance of seeking legal counsel and how it can lead to unforeseen resolutions.

Tips for Real Estate Owners: Learn about the steps property owners can take to protect themselves from liability claims.

Mental Health and Legal Practice: Discover how Josiah maintains mental wellness while dealing with challenging cases.

Why Is Trump Giving Every Baby $1,000 in 2025? ( Tax Free Living) Jun 09, 2025

Show notes

What is Trump's Plan For Giving Babies Money?

If you want details on the announcement from Donald Trump’s latest tax bill—a proposal to create $1,000 investment “Trump accounts” for every newborn starting in 2025, watch this video !

Carter dives into everything parents and future parents need to know about these government-funded accounts: how they’re structured, who’s eligible, the tax advantages, and the potential for building generational wealth. He also covers when and how funds can be accessed, the program’s goals to boost financial literacy and bridge the wealth gap, and some concerns about its long-term sustainability and accessibility for all families. If you want the inside scoop on this potential game-changer for your child’s financial future, stay tuned!

Why Plastic Surgeons Make So Much Money : The Business Of BBLS | Episode 201 Jun 05, 2025

Show notes

Why do plastic surgeons make so much money? We are going to get into all of it on this episode !

On this episode of the Melanin Money Show, we dive deep into “The Truth About Plastic Surgery” with Dr. Wilton Triggs, a renowned plastic surgeon, educator, and passionate advocate for equity in healthcare. We talk about everything from the risks and realities of popular procedures like the BBL, to the true costs patients should expect, and the pressures driving the recent surge in cosmetic surgeries—especially within the Black community.

Dr. Triggs breaks down what makes a price “too good to be true,” explains the artistry and science behind shaping bodies, and doesn’t shy away from addressing the moral responsibilities surgeons face when patients want more work than is safe. We also get personal, as Dr. Triggs shares how his upbringing, family values, and desire to give back through his foundation have influenced his career path and commitment to helping underserved communities.

Expect honest talk about the societal shifts making plastic surgery more mainstream, the underrepresentation of African Americans in both medical schools and surgery, and inspiring stories of how cosmetic procedures can lead to profound transformations—well beyond physical appearance.

If you’ve ever wondered about what really goes on behind the scenes in the world of plastic surgery, what drives people (and doctors) to say yes—or walk away—and how financial literacy and family fit into all of it, this candid episode will give you the unfiltered insight you didn’t know you needed.

Can You Really Retire With Just $25,000? ( Financial Freedom Fast Lane) Jun 02, 2025

Show notes

Can you retire starting with as little as $25,000 to $50,000? If achieving $20,000 a month in cash flow and breaking free from the traditional 40-year retirement grind sounds appealing, you’re in the right place.

Listen to this step-by-step through an aggressive wealth-building plan that combines smart investing in the stock market, strategic real estate moves, and acquiring cash-flowing businesses—all while leveraging creative financing and capital sources like 401(k) rollovers, HELOCs, and partnerships.

Listen to the numbers, the timeline, and the mindset needed, breaking everything down into manageable yearly phases so you know exactly how to execute the blueprint.

You’ll also learn why consistency, hustle, and taking calculated risks are crucial, and how to maximize your returns with reinvestment, tax strategies, and even ways to gradually build up from hands-on business ownership to putting operators in place. Whether you’re just starting out or looking to supercharge your journey to financial freedom, this episode is packed with actionable insights. So grab a notebook—I'm about to show you what it really takes to buy your financial freedom in as little as five years.

Former Mail Lady Becomes Millionaire Investing In Section 8 Housing! | Episode 200 May 29, 2025

Show notes

How can you buy homes for low prices and build wealth at the same time with rental income? Welcome to an episode where our guest gives away the game!

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Dana shares her incredible journey—rising from growing up in New York’s projects and becoming a teen mom to building a successful real estate business, closing over 100 deals and mentoring more than 5,000 students. This episode is packed with practical steps for anyone who wants to build passive income through real estate, especially by leveraging Section 8 housing. The group tackles common myths about Section 8 tenants, discusses strategies for buying out-of-state properties, and reveals how to use creative financing (yes, including business credit cards!) to build your rental portfolio.

Whether you’re looking to debunk the negative stereotypes surrounding Section 8 housing, discover how to start investing with limited funds, or you want to set up systems that make rental income truly passive, this episode has something for you. Get ready for inspiring success stories, actionable tips, and a dose of wealth-building motivation—press play and let’s get started!

Former Barber Becomes Millionaire - How To Build An Online Business In 2025! | Episode 199 May 22, 2025

Show notes

Is running an online business possible in 2025? Or have has it dried up? We think there is STILL A BIG OPPORTUNITY!

We sit down with Maurice Bowman—better known as Runway Billionaire. Maurice takes us on his inspiring journey from tattoo artist hustling behind the chair to serial entrepreneur and digital marketing mogul, building a multimillion-dollar online business.

We’ll dive deep into how Maurice went from running five brick-and-mortar businesses to shifting everything online, and how the digital product space has evolved—especially in a world powered by AI. He’ll share the steps (and mistakes to avoid!) when making the leap from physical to digital businesses, how to use low-ticket products to create a loyal customer base, and the underrated value of exceptional fulfillment.

The conversation doesn’t shy away from the hard questions: Is the online digital product market too crowded? Can everyone succeed with information so freely available? Maurice unpacks why authentic value and over-delivery still win, and how to make paid ads and smart marketing work, even when you’re just getting started.

Plus, we get personal—Maurice opens up about working alongside his spouse, navigating work-life balance, and the real-life rewards and challenges of designing a business to support your lifestyle, not just your bank account.

If you’re ready for actionable insights, honest advice, and a look at the future of online business, let’s jump in!

Trumps New Tax Bill Is Here! How Can It Save Your Money? ( Tax Free Living) May 19, 2025

Show notes

🚨 Big changes could be coming to your tax bill! 🚨

Its time to break down Donald Trump’s newly proposed 2025 tax bill—what could become one of the largest tax cuts in U.S. history!

Here are 3 key takeaways you don’t want to miss:

🔹 No Tax on Tips & Overtime Pay: If passed, tips (up to $150k) and all overtime pay could be tax-free—major news for gig workers, hospitality, and those clocking in extra hours.

🔹 Huge Boosts to HSAs and Child Tax Credits: HSA contribution limits may double, and the child tax credit could rise to $2,500 per child. More deductions and credits = more money back in your pocket.

🔹 Business Owners: Big Deductions Ahead: The return of 100% bonus depreciation (retroactive!) and a higher QBI deduction (23%) would put tens of thousands of dollars back into entrepreneurs’ hands.

There’s even more—like a car loan interest deduction for U.S.-made vehicles—but some campaign promises didn’t make it into the bill (like eliminating taxes on Social Security and lowering corporate rates).

Curious how these proposals could impact you or your business? Listen to the episode for the full breakdown!

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100 Million Dollar CEO Explains : How To Become A Millionaire With A.I. ( Dan Martell) | Episode 198 May 15, 2025

Show notes

We sit down in Austin with none other than Dan Martell—a Canadian entrepreneur, investor, bestselling author, and renowned coach for SaaS founders. Dan opens up about his remarkable journey from being pulled out of solitary confinement as a teenager to becoming a multimillion-dollar CEO and the author of "Buy Back Your Time."

In this candid conversation, Dan shares powerful advice on shifting from a scarcity mentality to building true wealth, the critical difference between being “rich” and “broke,” and why value creation—not just hard work—is the real key to financial freedom. The episode dives deep into Dan’s practical frameworks for reclaiming your time, the mindset shifts required to escape the grind, and his bold vision for leveraging AI, boundaries, and delegation to build life-changing businesses. Along the way, you'll hear raw stories about family, failure, discipline, and why your environment is everything.

Whether you’re hustling for your first million, ready to scale with the help of AI, or striving for a more meaningful, balanced life, this episode is packed with game-changing insights and actionable wisdom from one of the top minds in entrepreneurship today. Plug in for an inspiring, no-holds-barred masterclass on wealth, mindset, and creating a life (and business) truly worth living!

5 Accounts You Need To Have To Become A TAX FREE MILLIONAIRE ( Tax Free Living) May 12, 2025

Show notes

With so many confusing acronyms like IRA, 401k, and FSA thrown around, Carter simplifies it all—showing you how to not only grow your money, but keep more of it by leveraging tax-advantaged and even tax-free strategies. Plus, you’ll hear the jaw-dropping story of how one savvy investor turned a $2,000 self-directed Roth IRA into a $3 billion, entirely tax-free fortune.

Whether you’re a solopreneur, side-hustler, or just getting started on your path to financial freedom, you’ll discover actionable tips on choosing the right accounts, maximizing your investments, and making smarter moves to keep Uncle Sam out of your pocket. Let’s dive into Carter’s proven blueprint to millionaire status, right here on Tax Free Living!

Want Free Money From Grants? Listen to This RIGHT NOW! w/ Whitney Cumbo | Episode 197 May 08, 2025

Show notes

We sit down with the grant queen,” Whitney Cumbo—a powerhouse entrepreneur who’s secured over $2 million in grant funding for herself and her clients. Whitney reveals how her journey from struggling small business owner to thriving multi-storefront entrepreneur was fueled by the power of government and private grants.

You’ll hear Whitney break down her personal story, including how a car accident and financial adversity led her to discover grants as a lifeline for her business. She debunks common myths about grants being too hard to get, shares her winning strategies for crafting persuasive applications, and explains why telling a compelling story and showing genuine need is the key to winning funding.

No matter if you’re just starting out or looking to level up your existing venture, this episode is packed with actionable advice—from navigating business plans and mission statements to building the right connections and finding your first grants. If you’ve ever wondered how to tap into the world of business grants (without the confusion or overwhelm), this candid conversation with Whitney will give you the roadmap and motivation to get started. Let’s dive in!

00:01 - 06:07 Grant Application Challenges & Success Rates

06:08 "Grant Success Through Storytelling"

07:43 Crafting Impactful Business Missions

10:00 "Grant Funds: Plan Before Spending"

15:48 Grant Writing and Business Mentorship

18:21 "Grant Systems Detect Plagiarism"

20:24 Empowering Through Education

24:40 Adopting an Abundance Mindset

27:32 Mentorship: Fast-Track Business Success

31:17 "Embrace the 33% Rule"

33:42 "Grant Classes & Community Networking"