Meet the Toberts: Thriving In & Out of Medicine

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Latest Episodes:

Left of Bang: Proactive Ideas to Prevent Burnout in Healthcare Feb 19, 2025

In this thought-provoking episode of Meet the Toberts, Daren and Sue Tobert dive into the concept of "staying left of bang," a principle borrowed from Marine Corps combat training that emphasizes proactive measures to prevent burnout in the healthcare profession. With over 80 years of combined experience, the Toberts explore the current crisis in healthcare, drawing parallels between the battlefield and the challenges faced by medical professionals today. They discuss the importance of self-awareness, the need for support systems, and practical strategies for managing stress and maintaining well-being. Listeners will gain insights into recognizing triggers, fostering connections with colleagues, and taking control of their work-life balance. This episode serves as a powerful reminder that while burnout is an occupational hazard, it is also a signal for change, urging healthcare workers to prioritize their mental health and personal lives.

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CHAPTERS:

00:00 Introduction to the Toberts

00:57 Understanding 'Left of Bang'

01:46 The Crisis in Healthcare

02:21 Proactive Mindset for Burnout Prevention

04:01 Applying 'Left of Bang' in Medicine

08:51 Personal Stories and Hypervigilance

15:52 Managing Stress and Moral Injury

19:33 The Importance of Support and Grief Management

22:24 Burnout Culture and Proactive Steps

25:14 The Stigma of Coaching in Medicine

26:13 The Need for Self-Compassion in Medical Training

27:05 Addressing Financial Stress in Medical Trainees

28:42 Growing Self-Awareness and Emotional Check-ins

31:44 The Importance of Connection and Compassion

33:34 Managing Autonomy and Self-Care

38:32 Balancing Workload and Documentation

42:29 Burnout: An Occupational Hazard

43:15 The Five Balls of Life

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Unlocking the Secrets of Travel Hacking Redemptions Feb 19, 2025

In episode seven of Meet the Toberts, Daren and Sue Tobert welcome back Dr. Alex Villareal, a sleep medicine physician and travel hacking expert, for the third part of their travel hacking series. This engaging discussion dives deep into the art of redeeming travel points, emphasizing the importance of not letting valuable points expire and exploring various redemption strategies. Alex shares insights on the different types of points, the pitfalls of redeeming for merchandise, and the best ways to maximize value through airline redemptions, particularly in business and first-class travel. The episode also touches on the significance of understanding airline alliances and the benefits of utilizing travel portals for booking. With practical tips and a focus on the excitement of travel, this episode is a must-listen for anyone looking to enhance their travel experiences using points.

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CHAPTERS:

00:00 Introduction to Meet the Tobert

00:59 Special Guest: Dr. Alex Villarreal

01:30 Travel Hacking Redemptions Overview

02:41 Maximizing Points Value

04:02 Avoiding Common Pitfalls

18:23 Understanding Airline Alliances

28:58 Tips for Finding Award Redemptions

31:13 Conclusion and Key Takeaways

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Cultivating Mindfulness: A Path to Thriving in Medicine Feb 19, 2025

In this enlightening episode of Meet the Toberts, Daren and Sue Tobert welcome Dr. Gail Gazelle, a renowned expert in mindfulness and physician burnout. Together, they explore the concept of being a mindful MD and how mindfulness practices can help restore autonomy and combat burnout in the medical profession. Dr. Gazelle shares her personal journey from experiencing burnout to becoming a coach for physicians, detailing the importance of awareness and the mental stories we tell ourselves. The conversation delves into the challenges posed by the corporatization of medicine and the impact of the pandemic on healthcare professionals' well-being. Listeners will gain valuable insights into recognizing early warning signs of burnout, the significance of financial literacy in medical training, and the power of envisioning a fulfilling future in medicine. This episode is a must-listen for anyone looking to thrive in their medical career and personal life.

Resources Mentioned in this Episode:

Dr. Gail Gazelle

https://gailgazelle.com

Everyday Resilience

https://gailgazelle.com/book/everyday-resilience

The Mindful MD

https://gailgazelle.com/book/the-mindful-md

International Coaching Federation

https://coachfederation.org

Institute of Coaching

https://instituteofcoaching.org

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CHAPTERS:

00:00 Welcome and Introduction

00:58 Meet Dr. Gail Gazelle

01:48 Gail's Journey to Mindfulness

05:01 Understanding Physician Burnout

08:46 Mindfulness as a Tool for Autonomy

23:17 Implementing Mindfulness in Medical Training

31:31 Financial Stress and Physician Burnout

34:49 Final Thoughts and Resources

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Finding Balance: Coaching Strategies for Thriving Physicians Feb 19, 2025

In this episode of Meet the Toberts, Sue and Daren Tobert sit down with Dr. Francine Gaillour, the visionary founder of the Physician Coaching Institute. Together, they explore the transformative power of physician coaching as a means to combat burnout and promote fulfillment in medical careers. Dr. Gaillour shares her unique journey from practicing internal medicine to pioneering coaching for healthcare professionals, emphasizing the importance of self-awareness and understanding one's core strengths. The discussion delves into the evolving culture of healthcare, highlighting the shift towards work-life balance and the increasing presence of women in medicine. With practical insights and actionable advice, this episode is a must-listen for physicians at any stage of their careers seeking to thrive both personally and professionally.

Resources Mentioned in this Episode:

https://physiciancoachinginstitute.com/

https://coachingfederation.org/

Find out more about the DISC Assessment: https://www.truity.com/blog/page/about-disc-personality-assessment

Clifton Strengths Finder: https://www.gallup.com/cliftonstrengths/en/252137/home.aspx

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CHAPTERS:

00:00 Introduction to Meet the Toberts

00:46 Today's Topic: Physician Coaching

00:56 Guest Introduction: Dr. Francine Gaillour

02:49 Dr. Gaillour's Journey to Coaching

06:29 The Evolution of Healthcare Culture

12:14 Balancing Work and Life in Medicine

13:34 The Role of Coaching in Physician Fulfillment

21:37 Understanding Personal Strengths and Fulfillment

25:17 Training and Self-Awareness for Physicians

31:41 Leadership and Communication in Healthcare

35:23 Overview of the Physician Coaching Institute

38:54 Top Tips for Physician Wellbeing

40:42 Conclusion and Final Thoughts

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Doc2Doc: Navigating Debt and Financial Wellness in Medicine Feb 19, 2025

In this enlightening episode of Meet the Toberts, Sue and Daren welcome Doctors Kenton and Rachel Allen from Doc2Doc, a lending agency dedicated to supporting physicians in achieving their financial goals. The conversation explores the Allens' unique journey from their medical backgrounds to founding a company that addresses the financial challenges faced by doctors, particularly during training. They share personal stories about overcoming significant student debt and the innovative solutions Doc2Doc provides, including tailored loan products and a supportive community for physicians. The episode emphasizes the importance of financial literacy and responsible debt management, offering valuable insights for both current medical students and practicing professionals navigating their financial paths. Tune in to discover how the Allens are transforming the financial landscape for doctors and hear their tips for thriving in both personal finance and medical careers.

Resources Mentioned in this Episode:

https://www.doc2doclending.com/

https://thepointsguy.com/

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CHAPTERS:

00:00 Introduction to Meet the Toberts

01:00 Introducing Dr. Kenton and Rachel Allen from Doc2Doc

02:54 Kenton and Rachel's Journey in Medicine and Finance

06:31 The Genesis of Doc2Doc Lending

10:55 Managing Debt and Financial Stress

20:36 Doc2Doc's Mission and Services

27:15 Financial Advice and Resources for Physicians

34:37 Personal Finance Stories and Lessons

38:57 Doc2Doc's Products and How to Get Started

42:52 Closing Remarks and Final Thoughts

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The Art of Travel Hacking: Strategies for the Savvy Physician with Dr. Alex Villareal pt. 1 Feb 19, 2025

In this engaging episode of Meet the Toberts, Sue and Daren Tobert welcome Dr. Alex Villareal, a fellow sleep medicine physician and travel hacking enthusiast, to discuss the art of maximizing travel savings. As part two of their travel hacking series, the conversation dives into the nuances of utilizing rewards programs from banks, credit card issuers, airlines, and hotels to achieve significant travel benefits. Dr. Villareal, with his extensive travel experience and personal finance acumen, shares insights on cash-back strategies, the value of different points currencies, and the importance of flexibility in travel planning.

The episode explores practical tips for accumulating points quickly, including leveraging credit card signup bonuses, optimizing category spending, and utilizing credit card offers and referrals. Sue and Daren also reflect on the evolving freedom in travel choices post-retirement and the strategic use of points for luxurious experiences, such as business class flights and premium hotel stays.

Whether you're a complete travel hacking newbie or a seasoned points collector, this episode offers valuable strategies to enhance your travel experiences without breaking the bank. Stay tuned for the next episode, where the Toberts and Dr. Villarreal will delve deeper into the often complex world of point redemptions.

Resources mentioned in this episode:

https://geobreezetravel.com/

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Chapters:

00:00 Introduction to Meet the Toberts

00:20 Meet the Hosts: Sue and Darren Tobert

01:00 Podcast Purpose and Season Focus

01:28 Travel Hacking Series: Introduction and Guest Welcome

01:41 Guest Introduction: Dr. Alex Villareal

02:37 Travel Hacking Basics and Legalities

03:20 Maximizing Travel Savings: Strategies and Tips

06:52 Understanding Points and Cashback

09:58 Choosing the Right Credit Cards

24:18 Advanced Travel Hacking Techniques

29:16 Real-Life Travel Hacking Success Stories

31:57 Getting Started with Travel Hacking

34:05 Resources and Final Thoughts

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Travel Hacking 101: A Doctor's Guide to Seeing the World Feb 19, 2025

In this engaging episode of Meet the Toberts, Sue and Daren Tobert, both recently retired physicians, explore the fascinating world of travel hacking. Broadcasting from the luxurious Regent Seven Seas Explorer as they cruise along the Alaskan coast, the Toberts share their passion for maximizing travel experiences through the strategic use of loyalty programs. They delve into the art of travel hacking, offering practical tips for physicians and healthcare professionals on how to leverage credit card rewards, airline miles, and hotel points to travel more luxuriously and economically. With a combined 80 years of medical experience, they emphasize the importance of financial stability, tech-savviness, and detail orientation in successfully navigating this rewarding hobby. The episode also touches on the psychology of travel planning and provides insights into maximizing relaxation and unwinding during vacations.

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Mastering Money Management with Bruce Lorenz Feb 19, 2025

In the premiere of season two of Meet the Toberts, Sue and Daren Tobert, a dynamic Gen X medical couple, embark on a journey to explore financial planning for physicians. With over 80 years of combined medical experience, they share insights on managing finances throughout a medical career, from the early days of training to retirement. Joined by Bruce Lorenz, a certified financial planner from New Retirement Advisors, they delve into the nuances of financial planning, discussing when to seek professional advice, the importance of disability insurance, and strategies for managing debt and investments. They emphasize the significance of early financial education and the power of compounding, offering practical advice for young physicians navigating the unique financial challenges of their profession. This episode is a must-listen for physicians at any career stage, offering valuable insights into creating a secure financial future.

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Chapters:

Introduction of Hosts and Podcast - 00:00:00

Episode Theme Introduction - Financial Planning Advice - 00:03:00

Guest Introduction - Bruce Lorenz and His Background - 00:05:00

Advice on Basic Financial Planning for Physicians - 00:10:00

Choosing a Financial Planner - 00:15:00

Unique Financial Challenges for Young Physicians - 00:20:00

Postponing Gratification and Budgeting - 00:25:00

Introducing New Retirement Platform (now Bolden) - 00:30:00

Closing Remarks and Guest Farewell - 00:36:06

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Growing Up in a Medical Household Oct 15, 2024

The season finale of Meet the Toberts features Katie Tobert, a third-year medical student and daughter of physician parents Sue and Daren Tobert. The discussion revolves around the challenges and joys of being raised in a medical family, highlighting the impact on career choices, work-life balance, mentorship, and fostering children's interests. The conversation also delves into the evolving culture of medicine and its impact on burnout. Overall, it offers valuable advice for physician parents and those considering a career in medicine while emphasizing the importance of family time and quality mentorship.

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From Boomers to Gen Z: Shaping the Future of Medicine Oct 15, 2024

In Episode 7 of Meet the Toberts; Daren and Sue Tobert examine the impact of generational influences on healthcare, drawing from the cyclical historical framework presented in "The Fourth Turning". They analyze the distinct characteristics of various generations—from the Silent Generation to Gen Z—and how these traits shape medical practices and the healthcare landscape. Focusing on the current crisis phase, they highlight the role of Millennials as innovators tasked with rebuilding healthcare systems. Additionally, they provide practical advice for young healthcare professionals on effectively navigating generational dynamics to promote a cohesive and forward-thinking medical community.

Resources mentioned in this episode:

The Fourth Turning, William Strauss and Neil Howe

The Fourth Turning is Here, Neil Strauss

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Balancing Parenting and Medicine in the Teen Years Oct 15, 2024

In episode six of Meet the Toberts, Daren and Dr. Daren Tobert conclude their series on family matters, emphasizing the management of the teenage years within a dual-doctor household. With a combined 80 years of medical experience, they explore the dynamics of dual-doctor marriages, including work-life balance, parenting challenges, and the need for open communication. The episode highlights financial education for teens, offering practical tips on budgeting, saving, and fostering a sense of responsibility. Ultimately, the Toberts provide valuable insights on raising independent and generous young adults, making this episode beneficial for both healthcare professionals and general parents.

Resources mentioned in this episode:

The lives and times of two doctor families

Physician marriage survey

Parental satisfaction of U.S. physicians

When a physician marries a physician

How to balance parenting as a doctor

The 2 Keys to Happiness

Effective discipline for children

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Thriving in Family & Medicine Oct 15, 2024

Welcome to episode five of Meet the Toberts, where we dive into thriving in and out of medicine. In this episode, Sue and Daren Tobert continue their discussion on family matters, focusing on the middle years of raising kids while managing demanding medical careers. Join them as they share personal stories, insights on work-life balance, and practical tips for integrating family and career. From coffee snobbery to the challenges of parenting, this episode is packed with relatable moments and valuable advice for anyone navigating the complexities of family life and a medical career.

Resources mentioned in this episode:

Strong Fathers, Strong Daughters by Meg Meeker, MD

Presenteeism among health care workers

The First National Bank of Dad

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Navigating Parenthood: A Physician Couples Journey Oct 15, 2024

In this episode of Meet the Toberts, Darren and Sue share their personal experiences and insights on the topic of family matters, focusing on the challenges and considerations of starting a family as medical professionals. They discuss fertility issues, pregnancy loss, and the emotional toll these experiences can take. They also delve into balancing a demanding medical career with raising young children, offering practical advice and compassionate support for those navigating similar paths.

Resources mentioned in this episode:

A comparative analysis on fertility success among physician specialties

High Infertility Rates and Pregnancy Complications

Childbearing, Infertility, and Career Trajectories Among Women in Medicine

Incidence of Infertility and Pregnancy Complications in US Female Surgeons

Trying Poem by Harry Baker

Don't Take My Grief Away from Me by Doug Manning

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The Real Cost of Becoming a Doctor: Debt, Stress, and Solutions Oct 15, 2024

In this episode of Meet the Toberts, Sue and Daren Tobert delve into the complexities of managing personal finances while pursuing a demanding medical career. They discuss the staggering statistics of medical school debt, the challenges of lifestyle inflation, and the importance of early debt reduction. With over 80 years of combined medical experience, they share personal anecdotes and practical advice on budgeting, saving, and investing. Tune in to learn how to thrive financially in and out of your medical practice!

Resources mentioned in this episode:

Average Medical School Debt

Debt and Mental Health

White Coat Investor, Dr. Jim Dahle

Andrew Paulson

Financial Peace University, Dave Ramsey

Investment Guide

Millionaire Next Door

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Life Management for Busy Physicians Oct 15, 2024

In this episode of Meet the Toberts, Sue and Daren Tobert discuss the intricacies of managing life while pursuing a demanding medical career. They share personal stories and practical tips on building a support team both at work and home to avoid burnout and maintain a balanced life. From hiring help for house maintenance to meal planning and financial management, the Toberts provide valuable advice for thriving in and out of medicine.

Resources mentioned in this episode:

Paprika Recipe App

America's Test Kitchen

White Coat Investor Course

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Circle of Trust Oct 15, 2024

Welcome to "Meet the Toberts," a podcast that offers a peek into the lives of a pre-senior medical couple, Sue and Darren Tobert. Join this Gen X duo as they discuss the ups and downs of their medical careers, financial independence, and the importance of maintaining a work-life balance. In this episode, the Toberts share their journey through medicine, their early retirement plans, and the significance of mental health and well-being. With authentic storytelling and practical advice, they aim to provide valuable insights for those in the medical field and beyond.

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Meet the Toberts - Season 1 Trailer Aug 14, 2024

Family, friends, career, health—can doctors really have it all? Together, Dr. Sue Tobert and Dr. Daren Tobert talk sleep, finances, self-care, burnout prevention, and so much more in their quest to show that work-life balance is possible (and necessary) for healthcare professionals at all career stages. Discover how to thrive in and out of medicine when you Meet the Toberts!

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