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    Business

    Manage Your Damn Money with Ben & Malcolm

    Manage Your Damn Money: The Podcast is bringing Millennials more great insight into what their generation can do to improve their personal finance habits through insightful, inspired and comedic conversations with artists, creatives and entrepreneurs who are making a living and making it work.

    We cover everything from why a sitting President would force his teenage daughter to bus tables at a restaurant to why so many of us are drowning in student loan debt. We believe conversations like these are the ONLY way to inspire the confidence we all need when sharing and tackling our next steps in our personal finance journey.

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    Latest Episodes:
    Investing Horror Stories and Artistic Seniors Struggling to Find Affordable Housing in Los Angeles County Oct 16, 2017
    Show notes

    A box full of penny stocks, investing in a weed-head of a son and $43 million lost by former NFL running-back Clinton Portis in an Alabama casino. We discuss these and other tales of terrible investments made to better understand how to avoid making big mistakes when taking your first steps to becoming an investor.

    Ben & Malcolm also discuss their inability to "homecoming" like they used to, the high cost of living for seniors in Los Angeles County and we slowly realize Malcolm is NOT someone you should go to first with your business dreams.

    Did you know Ben Carter is author? Check out his book, Fictitious Financial Fairytale on Amazon.com - goo.gl/vdk2ox


    The Truth Behind Student Loan Forgiveness Programs and the Death of Toys 'R' Us Oct 08, 2017
    Show notes

    Are federal student loan forgiveness programs worth a damn? Or are they non-forgiveness forgiveness programs dressed in hopeful language, 10-year work requirements and wishful thinking? We tackle this question on #MYDM with Ben & Malcolm and discuss what a new investor should learn from the recent Toys 'R' Us bankruptcy filing. The co-hosts also share their most beloved books about money and personal finances.

    Did you know Ben Carter is author? Check out his book, Fictitious Financial Fairytale on Amazon.com - goo.gl/vdk2ox


    Socially Responsible Investing and the Impending Elimination of the Credit Score Sep 26, 2017
    Show notes

    In this episode of #MYDM with Ben & Malcolm, we delve back into the subject of investing covering what it means to make socially responsible investments; What qualifies as a socially responsible investment? Do socially responsible investments perform well in the short, mid and long-term? What are the unintended consequences of investing based on criteria for doing social or environmental good? We answer these questions and more.

    The co-hosts also cover the Equifax data scandal, its impact on the future elimination of the credit score and Malcolm jokes about Ben being the same height as Hollywood heartthrob, Taye Diggs.

    Did you know Ben Carter is author? Check out his book, Fictitious Financial Fairytale on Amazon.com - goo.gl/vdk2ox


    When Art Is An Investment and Sloane Stephens Keeps It 100 Sep 19, 2017
    Show notes

    On this episode of #MYDM with Ben & Malcolm, we welcome Jessica Stafford Davis on to the show. As the founder of a multi-cultural arts platform connecting emerging and well-known artists with collectors, Jessica shares her knowledge of what it means to utilize art as an investment for your portfolio and how artists rise through the ranks to have their art purchased for four, five and six digits per piece.

    The co-hosts also discuss Sloane Stephens' win of the U.S. Open tennis tournament, her memorable comment about why she enjoyed winning and Ben sweats while Malcolm explains why the WNBA should lower the rim for women basketball players.

    Did you know Ben Carter is author? Check out his book, Fictitious Financial Fairytale on Amazon.com - goo.gl/vdk2ox


    Understanding the Business of Creativity and Client Based Businesses Sep 11, 2017
    Show notes

    In this episode of #MYDM with Ben & Malcolm, we welcome the co-founders of Hey Bulldog Studios, Tasha James and Chris Cain to the show. Tasha and Chris are a long-time couple of 8 years who, for the last four years, have run a creative studio together. With clients like Chipotle, Bud Light and Smoothie King, we ask the couple to share their keys to running a business based on creativity and clients.

    The co-hosts also explore a trend in money issues having an affect on the mental health of Millennials, while Malcolm catches amnesia about what a girlfriend might be interested in receiving on her birthday. 💍 👀

    Did you know Ben Carter is author? Check out his book, Fictitious Financial Fairytale on Amazon.com - goo.gl/vdk2ox


    Keeping Up with the Joneses and the Brilliant Business Mind of Floyd "Money" Mayweather Sep 03, 2017
    Show notes

    In this episode of #MYDM with Ben & Malcolm, the co-hosts explore the reasons why Millennials (and everyone else) feel so compelled to keep up with the Jones Family and find several other reasons why we all struggle to adhere to the plans we make for our money.

    Our money team also takes a deep dive into the brilliant business mind behind Floyd "Money" Mayweather, looking into how he is able to consistently pull down $100 million pay-days for no more than 36 minutes of boxing action, while Malcolm explains why us regular folk might never be ready for the wardrobe selections of the 45th First Lady of United States of America.

    Want to support #MYDM directly? Purchase Ben Carter's book on Amazon.com - goo.gl/vdk2ox


    Best of #MYDM: Creating Wealth Via Instafame, Buying and Leasing Cars and the Life of the Middle Class Aug 22, 2017
    Show notes

    Malcolm is on work related travel, so we thought we would take this opportunity to bring you another "Best of #MYDM" episode recapping highlights from shows over the last several weeks.

    In this extra value meal of personal finance fare, Ben & Malcolm explore the emergence of so called "Instagram Careers", discuss whether it's better to buy or lease a car and explore what it takes to be considered "middle class" in America in 2017.

    Want to support #MYDM directly? Purchase Ben Carter's book on Amazon.com - goo.gl/vdk2ox


    What It Means to be "Middle Class" in America Aug 14, 2017
    Show notes

    In this episode of #MYDM, Ben & Malcolm explore the culture and history behind the idea of becoming "middle class" in America. Is being middle class tied to your annual income? How much money do you have to make to be a part of the 1 percent? Is college the only pathway to a middle class lifestyle? We explore these questions and more.

    The co-hosts also cover the fact that we all might hit our salary pay peak at the tender age of 40 and discuss why Ben has finally come to the realization that he no longer enjoys "the club".

    Want to support #MYDM directly? Purchase Ben Carter's book on Amazon.com - goo.gl/vdk2ox


    Disappearing Student Loans and What to Do When You Still Have to Pay Yours Aug 06, 2017
    Show notes

    In this episode of #MYDM with Ben & Malcolm, the co-hosts explore the phenomenon of a handful of student loan borrowers who had the magical, euphoric experience of having had their student debt wiped out. How could this happen? Why didn't it happen to you and what "main line" must you call to make a request for your student loans to be given the same treatment? We explain.

    Ben & Malcolm also discuss a former University of Central Florida student-athlete who sacrificed his full athletic scholarship for a chance at becoming a YouTube sensation. Of course, old-man-Malcolm offers an old-man-rant about why the choice to sacrifice a full ride was much less than ideal.

    Want to support #MYDM directly? Purchase Ben Carter's book on Amazon.com - goo.gl/vdk2ox


    Can "Instagram Careers" Create Wealth? Jul 28, 2017
    Show notes

    On this episode of #MYDM, Ben & Malcolm explore the phenomenon of the "Instagram Career"; @blameitonkway, @robhillsr and the infamous "cash me outside, how bout dat" girl have amassed millions of followers on Instagram. But can their and other Instagram stars followings sustain a life-long career and create a pathway to wealth? We explore the topic.

    The co-hosts also offer their super late hot-takes on Jay-Z's latest musical composition and Ben explains why he refuses to refer to the rapper and business man by any other name than Shawn Corey Carter.

    Want to support #MYDM directly? Purchase Ben Carter's book on Amazon.com - goo.gl/vdk2ox


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