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Love, your Money – Wealth, Money, and Financial Advisor for Women

If you are seeking your path to real financial success – this show is for you. Truly achieving financial freedom requires you master the “inner” world of money – your money mindset – and the “outer” world of money – consistently growing your net worth. One without the other is not enough. This show contains powerful systems and methodologies for women who run businesses and women who don’t. Love, your Money® with Hilary Hendershott tackles money beliefs and financial planning strategies like:

What your family life growing up may say about your credit card debt

What tax strategies make the most sense for business owners

How to leverage compound investments to build truly passive income

How the quality of your relationships rise and fall on your money habits

Whether index funds are better to invest in than actively managed funds

Taking charge of your income and cash flow so you have money for today and tomorrow

Hilary Hendershott is a CERTIFIED FINANCIAL PLANNER™ professional with more than two decades of experience as a wealth manager. She’s NBC’s “Investor’s Voice of Reason”, an Investopedia Top 100 Financial Advisor five years running, and a TEDx speaker with her own personal experience of making money mistakes before multi-million-dollar success. Love, your Money With Hilary Hendershott is an ongoing conversation for you to improve your relationship with money, deepen your understanding of how money works in every area of life, and gain the clarity you seek about strategic wealth building and investing decisions and questions.

Subscribe to Love, your Money® with Hilary Hendershott wherever you find your other favorite podcasts. And if you love what you hear, show some love with a five-star rating!

For more information, visit https://hendershottwealth.com

Copyright: © Hilary Hendershott Wealth Management Copyright 2018

Latest Episodes:

EP 107: #AskHilary How to Be Responsible with Student Loans & Best Airline Rewards Programs May 01, 2018

Show notes

We’ve had plenty of questions rolling in from the ProfitBoss community, so now is a perfect opportunity to host another installment of #AskHillary! I’ll give my best thoughts on handling our parents’ money mindset, understanding the DOW Jones index, and several specific tax and retirement savings options. I will also tackle how to make the most of student loans, and how to save for life’s big adventures.

Since we have adventure on our minds, I think now is a perfect opportunity to talk about Travel Rewards. With U.S. airlines expected to carry more than 600 million passengers on domestic flights this year and credit card debt levels exploding, we can expect airfare savings to be increasingly important in the months ahead.

Jill Gonzales is going to fill us in on how to make smart decisions about choosing a frequent flyer program. You will learn the difference between a frequent flyer program and a rewards credit card, and then understand just how the WalletHub study was done. There is a lot of useful information in this episode, so be prepared to take notes!

What You Will Learn in This Episode:
To help travelers make the best decisions for their wallets, the personal-finance website WalletHub today released its report on 2018’s Best Frequent Flyer Programs, which ranks the 10 largest domestic airlines based on 23 key metrics, ranging from the value of a point/mile to blackout dates for rewards flights. WalletHub’s report also features a custom calculator that allows users to personalize the results based on their own budgets. You can find a few highlights from those results below.

Delta SkyMiles is the best frequent flyer program for the third straight year.
The average airline rewards program gives frequent flyers 12% off their airline spending. And they’re all free to join.
Hawaiian Airlines offers the most rewards value to frequent flyers ($19.95 per $100 spent), with Alaska Airlines coming in a close second ($19.87 per $100 spent).
Four of the 10 largest airlines are offering more rewards in 2018 than in 2017, sweetening the pot by an average of 20%.
Delta Air Lines and JetBlue Airways are the only two major airlines whose miles do not expire because of inactivity.
The Frontier Airlines Credit Card and the Lufthansa Credit Card are 2018’s best airline credit cards, according to WalletHub’s editors.

For the full report, including the custom calculator, please visit:
https://wallethub.com/edu/best-frequent-flyer-program/25943/

Resources

The Seven Stages of Money Maturity

Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

EP 106: The Other Side of Bitcoin with Trace Mayer Apr 24, 2018

Show notes

Whatever your stance on Bitcoin might be, it is difficult to deny that it is changing the way we think about finances. Bitcoin is opening up a new standard of value for currency: protection. Today, I have my guest, Trace Mayer, on the show to give us some more detailed information about Bitcoin and why it is so important to have a working knowledge of cryptocurrency.

Trace isn’t on a mission to sell you something; he is on a mission to inform the world about the exciting new frontier that is digital currency. His podcast, Bitcoin Knowledge is all about how digital currencies can bring you monetary sovereignty and security. I was surprised to find in this interview that we weren’t actually talking about Bitcoin the whole time. Instead, we had a conversation about property rights, autonomy, and activism.

Trace is equipping ordinary people to take even more control over their finances by investing in something protected and supported. Generally, people have gaps in their knowledge around Bitcoin, and that can make investing a bit risky. Trace is going to spell out the risks and benefits of Bitcoin in a way that is easy enough for even a novice to understand. We certainly have much to learn from Trace, and I am excited to continue the Bitcoin conversation in the future!

What You Will Learn in This Episode

• Understand what it means to be a “digital native.”

• Let’s focus on the technical aspects of Bitcoin.

• The value of monetary sovereignty.

• We can understand Bitcoin better when we understand strong property rights.

• Why the inflation of currency is such an important topic.

• Trace shares some of the biggest moments in financial activism.

• We are building layers to the internet to support Bitcoin.

• Trace believes Bitcoin is here to stay.

• What you need to know about other cryptocurrencies.

Resources

https://www.tracemayer.net/

Bitcoin Knowledge

http://www.bitcoin.kn/

Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

EP 105: Her Money Matters with Jen Hemphill Apr 17, 2018

Show notes

Profit Boss® radio is all about connecting you to women who are empowering other women to have confidence in their finances. I cannot think of anyone who embodies that spirit like Jen Hemphill. Jen is a bilingual Latina military wife and mama who knows there’s a lot more to financial freedom than spending less and saving more. After experiencing years of the numbers sliding sideways, even though she and her husband were doing “all the right things,” Jen went on a journey to uncover some untraditional ways to empower herself financially. The result is the amazing Her Money Matters Podcast and now a brand new book!

Her Money Matters: The Missing Truths from Traditional Money Advice is a go-to guide for women with burning questions about money. It is a book about money specifically designed with women in mind, and Jen has so much wisdom to share with us about money mindset. I am not just excited to have Jen on the show to talk about the content of her book, but also the book-writing process. Publishing is such a mystery to many of us, so Jen is going to explain just what it takes to self-publish.

If you are interested in money mindset and the uncharted territory many of our money mentors have not dared to go, Jen is your lady! She is proof that when women take charge of their finances, good things happen.

What you will learn in this episode:

• Jen shares with us her unique message about money.

• Jen’s role as a military spouse led her to want to create the podcast platform and a career that offered flexibility.

• The services that Jen offers for finance coaching.

• Everybody writes a book, but Jen decided to take advantage of the opportunity.

• Why Jen parted ways with her traditional publisher, and how the hybrid approach was right for her.

• A day in the life of book launching author!

• What makes up a launch team.

• What is missing from traditional money advice?

• Since Jen had her “Aha Moment,” Jen has learned so many lessons about money.

• We often forget to acknowledge what we are doing well.

• There are different stages of budgeting.

• Your money mindset takes up 60%.

• Jen shares all about self-care.

• Let’s talk about Negotiating!

• Get clear about your Dream Budget.

Resources

Link to Her Money Matters® podcast:

Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

EP 104: The Self-Made Woman with Nely Galan Apr 10, 2018

Show notes

With hard work, a healthy money mindset, and the sheer force of determination, you can overcome insurmountable odds and find success. This is exactly the attitude of my guest, Nely Galan. Nely is a Latina media dynamo! As an immigrant with limited work experience, Nely worked hard to put herself through school and then rise through the ranks to become the media mogul she is today! Nely was the first female president of Telemundo, and she has produced over 600 episodes of television in both English and Spanish. She is an Emmy award-winning producer, working on shows like Fox’s The Swan. All of these accomplishments are indeed impressive, but most of that work went on behind the scenes. I am excited for you to hear why Nely is stepping onstage to become an advocate for women’s empowerment.

Nely’s new book, Self Made, chronicles her journey in the media business as she started from nothing. Now, Nely wants to show women across the globe that we are capable of more than our society tells us we are. When women earn more and advance in their careers, our culture flourishes. Nely is spearheading efforts to educate, empower, and mobilize women from all nationalities and backgrounds to begin making waves in their industry. Today, Nely will share some of her best tips and techniques for starting over and becoming self-made. Make sure you listen to find out how to get resources for women-owned businesses right in your mailbox!

With so much experience and wisdom to share, Nely embodies what it means to be a ProfitBoss. You do not want to miss out on the practical tools and mindset shifts Nely is bringing to the table today.

What you will learn in this episode:

What inspired Nely to move away from behind the scenes work to being an author and public speaker.
Nely started with nothing at all, and she worked hard to make her life happen.
Nely’s biggest advice is to live well within your means.
Going back to school inspired Nely to take part of the intercultural revolution of women in business.
Women need to learn how to take care of themselves.
Learn from the mistakes Nely made along the way.
Business failure is not a failed career.
Join professional organizations.
Being self-made is a day-by-day process.
How to be a woman in relationships and still have money.
Discover the benefits of being self made.
We are a culture that worries about money; declare your goals boldly.
How to combat fear.
Why Nely loves buildings more than shoes.
Who needs to use Becoming Self Made resources.

Resources from the Show

Get the Newsletter

Info@becomingselfmade.com

http://becomingselfmade.com/

Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

EP 103: The Million Dollar Asset You Didn’t Know You Had + #AskHilary Apr 03, 2018

Show notes

Many Americans are walking around with a million dollar asset they didn’t even know they had—Social Security. Love it or leave it, the U.S. has put Social Security in place to protect your future, and you need to be informed to make the most of it. My special guest today is Elaine Floyd. Elaine has made it her mission to make sure everyone knows how to utilize Social Security now to better ensure their future. She has spent much of her time assisting Baby Boomers when it comes to claiming benefits, but her years of experience have given her a perspective that is beneficial during every walk of life.

First up, in our newest edition of “Ask Hillary,” I tackle some of your questions from the private Facebook group. We will discuss everything from planning finances with an irregular income to tracking expenses through automation. Because of your excellent questions, we get to cover a lot of ground with practical tools you can use in almost any situation.

Next on the docket, Elaine starts off by dispelling some of the most common myths around Social Security. We will discuss what it might mean for Social Security to be “bankrupt,” and what some of the younger generations might expect in the future. Even though nothing is set in stone, Elaine believes that we need to be investing in and making the most of Social Security. On your path to financial freedom, you are going to want to utilize every asset you can. I am excited that Elaine is able to share her knowledge with the ProfitBoss Community today!

Elaine’s Top Tips for Social Security

Delay retirement if you can
Maximize Earnings
Understand the Survival Benefits

What You Will Learn from This Episode:

In our “Ask Hillary” segment, I talk about whether to incorporate and trusting your tax advisor.
My best financial planning tips for irregular income.
My favorite tool for tracking expenses.
Find an accountability partner!
Tips for listeners who have budding businesses.
A reminder of what Ignite membership is all about!
I chat with Elaine Floyd about the Social Security Program.
What it means when we say Social Security is “bankrupt.”
Discover how benefits are actually calculated.
Know what to expect from the Social Security program.
Elaine’s best tips for claiming Social Security
Social Security has tightened the rules on claiming spouse’s benefits.
Learn all about Survivor Benefits.
Common pitfalls to avoid with Social Security income.
What it’s like to actually work within the system.
How soon you can expect benefits.

Resources Mentioned

Elaine Floyd

https://www.savvysocialsecurity.com/

Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

EP 102: Creative & Flexible Ways to Make More Money Mar 27, 2018

Show notes

When it comes to taking control of your finances, many of us are seeking out new opportunities to make money. Flexible careers offer creative ways to make money on your terms. Thanks to technology, more and more companies are open to remote workers, telecommuting, or a hybrid between remote and in-office time. Now more than ever before, you can choose a career opportunity to fit your lifestyle so that you can finally have career happiness.

Here to help us better understand all of the flexible working opportunities available is Brie Reynolds. Brie represents FlexJobs.com, a website and job resource that curates all of the available flexible working opportunities from across the globe. You will be surprised to find that remote work opportunities are not just for transcription or customer service! You’ll find listings like “Remote Neurosurgeon” and “Hybrid Business Administration” among their wealth of listings. Today, Brie will explain Flex Job’s process, and why their site is unique. Flex Jobs truly has the job seeker in mind, so if you are looking for a bit more freedom in your schedule, this is the cite for you!

Flexible working is so much more than working from home. It also means that, if the employer is open, that you can work literally anywhere in the world. Financial freedom might look a lot like choosing your own schedule and work environment, and I think that is pretty great. Brie is on a mission to help you discover career happiness, and that is precisely what ProfitBoss Radio is all about!

What you will learn in this episode:

The most misunderstood aspects of flexible working.
There are surprising opportunities out there for you.
Usually, flexible working is a hybrid situation.
How to begin finding flexible jobs in your field.
The difference between telecommuting, working remotely, and a hybrid situation.
Discover the careers that seem to be growing the most when it comes to flexibility.
You open up your business for a wider variety of candidates when you hire remotely.
The downsides of working remotely.
Are flex working opportunities going away?
People are measurably happier when they get control over their time.
How to stand out in an online application.
Learn how to spot the scam jobs.
Compensation is usually the same for these flexible job opportunities.
Why Flex Jobs is different than other job sites.
Flex Jobs is all about the job seeker.

Resources from the Show

Flex Jobs

https://www.flexjobs.com/

Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

EP 101: From Losing a Record Deal to Millionaire Podcaster & Entrepreneur with Cathy Heller Mar 20, 2018

Show notes

Everyone loves an unlikely success story. We are often told that anything is possible and these success stories give us all home to chase our dreams. Still, we need to make money and pay the bills. Dreams just don’t feel very lucrative. Is it possible to turn your dreams into reality?

Today’s guest embodies what it means to be an unlikely success. Cathy Heller didn’t come from much, had a little education, and no idea about how to make it in a career. It wasn’t likely that she would make it big in her career as a songwriter, but Cathy persevered. Using her creativity, Cathy figured out a way to market her skills by selling songs to Fortune 500 companies. Now, she has an incredibly profitable podcast, Don’t Keep Your Day Job, where I have been a guest.

Today, I am turning the microphone on Cathy so that she can tell us how she found her unlikely success. Her biggest lesson for everyone is that, with a little ingenuity, we can turn almost any passion into a money-making enterprise. Cathy is going to share the scrappy actions and mindset shifts it took to make it in a competitive field. Never one to be content where she is, Cathy then turned her success into more opportunities to use her gifts. Now, Cathy represents other artists who want to license their music, teaches courses about licensing, and hosts a profitable podcast.

That may sound like a lot, but Cathy’s unlikely success is about small steps in the right direction. It’s about never settling for less than she is worth, and you and I can take that advice right to the bank.

What You Will Learn in This Episode:

Cathy shares how her finances developed over the course of her life.
Why Cathy turned to music as her saving grace.
Decide to see new opportunities, just like Cathy did when she needed a new way to make money songwriting.
Cathy learned how to use her talents in an authentic way that also helped film and ads.
Cathy did her research!
The scrappy move that set Cathy apart from the rest.
How Cathy knew she wasn’t done with just licensing music.
Cathy started representing other artists using the connections she made during her time as a songwriter.
Businesses can grow other businesses.
Discover the amazing story behind the podcast, including the ad revenue.
Cathy relies heavily on her teams in each of her endeavors.
Learn all about managing employees and setting boundaries.
We get what we allow to happen. Stand up for your standards!
Advice to fight back against self-doubt.
You have the ability to get paid to do what you love.
Pave the way to success through kindness, authentic relationships, and self-worth.
Cathy discusses her money resistance, and how she overcame self-sabotage.

Links in This Episode:

Don’t Keep Your Day Job Podcast

https://www.dontkeepyourdayjob.com/#home-2

http://www.cathyheller.com/

Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

EP 100: Announcing Ignite Investing! Mar 13, 2018

Show notes

Welcome to the 100^th episode! It feels surreal that my initial dream to start a podcast has transformed into a movement of women taking ownership of their finances. While more and more women are feeling empowered by their wealth, a whopping 71% of women still have all of their money in cash. Investing feels like some kind of impenetrable black box, and for many of our listeners in the middle of their financial growth journey, it can be cost prohibitive to take advantage of a financial planner. I’ve been listening to you, the ProfitBoss community, and I have developed a service that will start your investment journey with the same level of service and confidence I give my own clients. Here it is: Ignite Investing!

Ignite Investing would not exist without the dedication and hard work of Jen Rupp. Jen has a degree in Economics and Finance, over a decade of experience in financial planning, and the same vision to help women start their investments with a strong foundation. Over the past 9 months, Jen and I have developed the Ignite Investment platform, a space for women to get the exact same premium service that we provide at Hilary Hendershott Wealth Management without the $500,000 savings minimum. You will have access to a custom portfolio, real-time investment advice, and the backing of several investment agencies that have withstood the test of time. If this sounds like the next step in your journey to financial freedom, you do not want to miss this episode. Jen and I are going to explain how Ignite Investing is not only possible but an incredible value as well.

The vision of the ProfitBoss Radio community is to empower women with tools to start making decisions about their finances. Ignite Investing is the natural next step for many of our listeners. Apply today, and start making your money work for you.

What You Will Learn in This Episode:

Top 10 List of Milestones for ProfitBoss Radio.
Hear about why Jen is breaking through glass ceilings!
Why women aren’t investing and keeping their portfolios in cash.
In the long term, your investment numbers get really pretty!
Understand why you should be working with a fiduciary.
ProfitBoss is especially powerful for women who have savings but haven’t yet made it to the half-million mark to get that solid investing advice.
Technology and investing don’t always mix. Hear our perspectives on digital investment platforms
Ignite Investing is a true hybrid of in-person service and technology on the back end.
Let’s talk about value.
Learn how to make decisions with your money and a financial planner.
What to expect in your first year as an Ignite participant!
We want to make this process completely smooth and simple.
Discover the Investment Solution and mutual funds.
What the “Fund of Funds” can do for you.
How to combat anchoring bias.

Links Mentioned in the Show

http://igniteinvesting.com/

Loring Ward

https://loringward.com/

Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

EP 99: Sales Skills to Boost Your Income with Judy Hoberman Mar 06, 2018

Show notes

Everyone has an opinion about sales, and for many, that opinion isn’t very positive. However, if you’re an entrepreneur, you’re in sales! There’s no way around that! Despite some reservations about it, we all know that a career in sales can be very, very lucrative. So if you’re looking to increase your income this year, this episode of ProfitBoss Radio is a must-listen. Judy Hoberman is my guest today, and she is sharing with us her lessons learned from a 30-year career in sales.

What surprised me most about this interview is that Judy is very clear sales isn’t about kitschy closing lines or being manipulative, it’s about building a connection with people, asking the right questions and doing the right thing. You’ll love the way Judy makes sales seem warm, friendly and accessible. Judy has experience in just about everything from education to insurance. She even did a stint as a roofer!

Now, Judy is transforming her years of experience into actionable tools that her clients can do to boost their sales. As always, her focus is never on building a script or crafting closers. Instead, Judy wants to take the very natural way that women can build trusting relationships and turn that into a selling superpower. Judy believes that, in a sense, everyone is in sales in some capacity, so I think every ProfitBoss listener will benefit from the incredible advice Judy is bringing to the show today.

What You Will Learn in this Episode:

Judy started in sales as a Girl Scouts who built relationships with her customers.
The company where Judy learned her best sales lesson.
How Judy got her degree in Educated, got laid off, started as a roofer, and then landed in insurance.
Lessons we can learn from the glamorous world of insurance.
What women need to know about how sales actually work.
You don’t have to be slimy and manipulative as a salesperson.
The questions you need to ask in order to build trust.
Hire a coach or a mentor to help you reach those higher levels in your company.
How to run a one-woman show!
Have conversations, not closers.
Advice for people who aren’t “in sales.”

Links Mentioned in the Show

http://www.sellinginaskirt.com/

http://www.sellinginaskirt.com/on-the-radio/

@SellingInASkirt on Twitter and Instagram

Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

EP 98: How You Can Make a Profit Buying and Selling Real Estate Feb 27, 2018

Show notes

We all know that real estate is a worthy investment, and on your path to financial freedom, you will likely enter into the complex process of selling or buying a home. When it comes to real estate, knowledge is power. That being said, very few sellers or buyers are actually doing their homework. We are also battling cognitive biases that will lead us down a dangerous path if we aren’t careful. That is why I am so glad to have my guest, Aaron Hendon on the show today. Aaron is an award-winning, Seattle-based Realtor who is on a mission to educate buyers about the real estate process. His book, Shortchanged by Shortcuts? 44 Surprising Ways People Rip Themselves Off When Buying Or Selling Their Home outlines the common pitfalls we tend to fall into when buying and selling real estate.

You need to understand the transaction process in order to make the most out of real estate. When you think about choosing a Realtor, do you think about interviewing them as you would when hiring an employee? How do you know if your agent has your interests in mind? Is there such a thing as a discount broker? Aaron will answer these questions while busting a few real estate myths in today's informative episode. We will discuss the ways you can become a savvy home buyer and a confident home seller. A home is an enormous investment, and like all financial decisions, you want to be informed before you make your choice. Aaron is going to ensure that all ProfitBoss listeners stop making common real estate mistakes so they can start investing wisely.

What you will learn:

• Aaron is not trying to become a behavioral economist, but understanding the choices we make is still very important.

• How to understand cognitive bias.

• Aaron will teach you how to interview a Realtor.

• What you should do first when you want to sell your home.

• Why it is important to verify information your Realtors give you.

• How to think about the costs of selling a house and the merits of using an agent.

• The buyer is paying for the commission.

• It is critical to set the price of the home without the emotional weight of history.

• Aaron teaches us how to evaluate markets to compare the pricing of your house.

• How to consider all kinds of offers and how a good Realtor helps you navigate them.

• Understanding the asymmetry of information in the deal.

Links Mentioned

https://www.rationalrealestate.pro/book

Shortchanged by Shortcuts? 44 Surprising Ways People Rip Themselves Off When Buying Or Selling Their Home

Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.

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