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    Business

    Love, your Money – Wealth, Money, and Financial Advisor for Women

    If you are seeking your path to real financial success – this show is for you. Truly achieving financial freedom requires you master the “inner” world of money – your money mindset – and the “outer” world of money – consistently growing your net worth. One without the other is not enough. This show contains powerful systems and methodologies for women who run businesses and women who don’t. Love, your Money® with Hilary Hendershott tackles money beliefs and financial planning strategies like:

    • What your family life growing up may say about your credit card debt
    • What tax strategies make the most sense for business owners
    • How to leverage compound investments to build truly passive income
    • How the quality of your relationships rise and fall on your money habits
    • Whether index funds are better to invest in than actively managed funds
    • Taking charge of your income and cash flow so you have money for today and tomorrow

    Hilary Hendershott is a CERTIFIED FINANCIAL PLANNER™ professional with more than two decades of experience as a wealth manager. She’s NBC’s “Investor’s Voice of Reason”, an Investopedia Top 100 Financial Advisor five years running, and a TEDx speaker with her own personal experience of making money mistakes before multi-million-dollar success. Love, your Money With Hilary Hendershott is an ongoing conversation for you to improve your relationship with money, deepen your understanding of how money works in every area of life, and gain the clarity you seek about strategic wealth building and investing decisions and questions.

    Subscribe to Love, your Money® with Hilary Hendershott wherever you find your other favorite podcasts. And if you love what you hear, show some love with a five-star rating!

    For more information, visit https://hendershottwealth.com

    Advertise

    Copyright: © Hilary Hendershott Wealth Management Copyright 2018

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    Latest Episodes:
    155 | The ROI of Writing a Book: Self-Publish vs. Traditional Jan 21, 2020
    Show notes

    In this episode, we’re talking about writing and publishing books.

    Almost everyone has a book inside of them waiting to be written. You don’t have to be an entrepreneur who wants to spread your message and grow your empire to write a book, either. You could be a doctor looking to share nutritious recipes you’ve crafted for your patients. You could even have a full-time job and a great career, but want to write the Great American Novel to express your creative energy.

    No matter what you write about, you’ll ultimately have to choose how you’re going to share your book with the world. At that point, you’ll have to decide between self-publishing or working with an imprint of a publishing house.

    I’ve personally been thinking about writing a book for a very long time. I’ve attended a number of conferences, learned what it’s like to self-publish, and taken a $5,000 course on how to publish traditionally. After doing all of this research, I decided not to write a book at the time, but as my business has grown, I’m actually reconsidering.

    What I learned from my experience was this: there’s no 100% right way to go. There’s a lot to learn about both methods, and there’s no clear evidence that one is more profitable than the other. What you can clearly understand, however, is how to plan for what writing your book is going to cost you in terms of money and time.

    For today’s episode of Profit Boss® Radio, I’m speaking to two experts on this subject.

    First, I’m joined by Julie Broad. Julie is an Amazon Overall #1 bestselling author, an International Book Award Winner, and recipient of the Beverly Hills Book Award for Best Sales Book. Through her company, Book Launchers, she helps entrepreneurs and professionals write, publish, and sell business and brand boosting books without giving up their rights or royalties.

    After my conversation with Julie, I’m speaking with Joelle Hann. Joelle is the founder of Brooklyn Book Doctor. She’s ghostwritten, collaborated, edited and developed books with top CEOs and humanitarian activists, coaches and journalists, scholars and entrepreneurs, and many others. Joelle also actively writes and publishes her own work, so she knows what it means to be coached and edited. Her signature program, Book Proposal Academy, helps authors write winning book proposals that help them land agents and get attention from traditional publishing houses.

    Both Julie and Joelle are also currently available for consulting, and you’re going to hear an exclusive offer from each of them if you’re ready to bring your book into the world.

    So, are you ready to hear all about what it’s really like to publish a book, learn from the experts’ big wins, and find out about the mistakes you need to avoid? Then you don’t want to miss this episode. Tune in to Profit Boss® Radio today!

    Here’s what you’ll find out in this week’s episode of Profit Boss® Radio:

    • How to approximate the costs of writing a book - and why not to assume it will ever pay for itself.
    • Why authors need to be thinking like marketers regardless of whether or not they partner with a publisher.
    • Why writers who have had success with traditional publishers are now choosing to self-publish.
    • The difference between self-publishing and hybrid self-publishing - and why Julie isn’t a fan of hybrid.
    • How much you can expect to pay for a highly experienced ghost writer.
    • The difference between a developmental editor, a copy editor, and a proofreader - and why you need all three.
    • How the most successful self-published authors are achieving massive sales numbers - and how Julie’s book, after being rejected by a major publisher, generated six figures in revenue and attracted serious interest from future business partners.
    • The biggest mistakes that self-publishers make and how to avoid them.
    • What expenses to budget for in o

    Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.


    154 | Master Your Financials for Business Owners with Danielle Hayden Jan 07, 2020
    Show notes

    Today’s topic is one that is very close to my heart. I’ve worked with hundreds of business owners to increase their wealth. It’s something I’m very passionate about, and business financials are invariably intimidating. Honestly, I rarely meet a business owner who feels they have a good grasp on their costs, revenue sources, and profit, let alone what to do about any of that. The worst part is that I see so many business owners languish in “I’m still in ‘investing in my business’ mode” which is always code for “I’m not paying myself enough.” It’s a common, chronic condition that I’m out to cure!

    Business can be the golden road to an amazing lifestyle, but you have to PAY YOURSELF in order to accomplish that. Otherwise, you’ve simply built yourself a job.

    So, let’s get to work decoding your business numbers.

    In today’s episode, we’re digging into how to measure financial performance for three types of businesses: product businesses, brick-and-mortar businesses, and online businesses. You’ll learn what the most successful business owners I’ve worked with do (and look out for) to meaningfully measure performance, turn a profit, and consistently take home a paycheck.

    If you’ve struggled to measure your success by key performance indicators, or worse, struggled to use key performance indicators that simply didn’t apply, this approach will feel like a breath of fresh air - and can help you figure out exactly what you need to do to achieve smart, sustainable growth.

    Joining me for today’s conversation is Danielle Hayden. After 10 years in the boardroom as a CFO, she’s now the co-owner of Kickstart Accounting Inc, where she helps women get out of overwhelm, stop hiding in the dark, and take home the paychecks they deserve.

    So, are you ready to stop hiding from your financials so you can finally get to know your business, inside and out? Then you don’t want to miss this episode. Tune in to Profit Boss® Radio today!

    Here’s what you’ll find out in this week’s episode of Profit Boss® Radio:

    • Why women constantly struggle to pay themselves from their businesses.
    • Why the metrics and KPIs so many business coaches focus on don’t apply.
    • Why failing to understand financials makes it nearly impossible to achieve profitable growth.
    • Examples of great product businesses - and what makes them so good.
    • When owners of product businesses should think about shutting down or considering other avenues.
    • How to evaluate financial underperformance and determine if it’s time to reevaluate a business model.
    • Why being emotionally attached to an unsuccessful business can be financially devastating.
    • The unique metrics that make measuring brick-and-mortar business performance different from that of online businesses.
    • The KPIs I use to understand where to focus my energy and make sure my online service business is growing.
    • How online service businesses can effectively track time - even when they don’t bill clients by the hour.
    • What business owners should be paying themselves, and how payouts should work.
    • How people in their 30s and 40s should save for the future.
    • Why it’s so important to understand your numbers.
    • Why almost every business owner needs custom tools to measure their finances.

    Show Notes

    To get access to the full show notes, including resources mentioned, transcript, and a complete breakdown of the End of Year Wealth Building Checklist, visit HilaryHendershott.com/154.

    Follow Hilary on:

    Twitter
    LinkedIn

    Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.


    EP 153 | Doing Good While Doing Well Dec 24, 2019
    Show notes

    EP 153 | Profit Boss® Radio

    Welcome to episode 153 of The Retirement Years on Profit Boss® Radio! In this episode, you’re going to learn all about the unique, interesting, and inspiring ways that people are giving back and changing the world for the better.

    Believe it or not, you don’t have to wait to become a philanthropist in order to make a big difference. Doing Good While Doing Well is all about making a commitment today!

    If you want to learn how to give what you do have (whether it be time or money) in order to make the world a better place, today’s episode is for you.

    So, tune in to Profit Boss® Radio and get ready to discover the steps you can take right now to make things better for those around you - no matter what your budget is!

    Here’s what you’ll find out in this week’s episode of Profit Boss® Radio:

    • Why it’s important to get involved in your community right now instead of waiting to give in the future.
    • How to shift your mindset to make giving part of your monthly spending plan - no matter what your finances look like.
    • How two New Yorkers used leveraged giving to raise $12,500 to forgive over $1.5 million medical debt for vulnerable Americans.
    • How pooled giving can help you help others in your area.
    • What one of my clients did to give a single mom in her community a huge financial boost.
    • Why sponsoring a child is an easy way to change lives for the better.
    • What my husband and I did to say “THANK YOU” to everyone who provided our daughter with extraordinary medical care - and how you can give back to people who make a difference in your life as well.

    Show Notes

    To get access to the full show notes, including resources mentioned, transcript, and a complete breakdown of the End of Year Wealth Building Checklist, visit HilaryHendershott.com/153.

    Follow Hilary on:

    Twitter
    LinkedIn
    Instagram
    Facebook
    YouTube

    Subscribe to The Retirement Years on Profit Boss® Radio
    Apple Podcasts
    Overcast
    Spotify
    Stitcher
    Google Podcasts

    Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.


    EP 152 | Your End of Year Wealth Building Checklist Dec 10, 2019
    Show notes

    EP 152 | Profit Boss® Radio

    Welcome to episode 152 of The Retirement Years on Profit Boss® Radio! In this episode, I’m going to walk you through everything you need to do between now and December 31st to save literally thousands of dollars on your next tax bill.

    Right now, there are tons of money saving opportunities available to you that you might not know about, but they all expire at the end of this year. Though it may seem a little overwhelming at first, by being diligent and following my checklist, you can bulletproof your tax and financial situation - and even save more than you did if you stayed up all night (or got up way too early) to get a great deal on Black Friday.

    So, tune in to this episode of Profit Boss® Radio, marshal your resources, and get this done before January 1st. Your future self will thank you!

    Here’s what you’ll find out in this week’s episode of Profit Boss® Radio:

    • The five key areas of financial planning you need to handle.
    • Why market corrections aren’t necessarily a bad thing and how they can actually lead to higher returns.
    • Strategies you can use to invest successfully when markets are volatile.
    • How tax gain harvesting can help you capture gains in a lower tax bracket if you see your income increasing soon and need to sell an investment.
    • How tax loss harvesting can help you take advantage of a down market and offset losses on your investments.
    • How much you stand to lose when you don’t max out your IRA contributions.
    • The benefits of having balances in Roth IRAs as opposed to traditional IRAs.
    • The best way to gift appreciated stocks or investments without paying a 45% gift tax.

    Show Notes

    To get access to the full show notes, including resources mentioned, transcript, and a complete breakdown of the End of Year Wealth Building Checklist, visit HilaryHendershott.com/152.

    Follow Hilary on:

    Twitter
    LinkedIn
    Instagram
    Facebook
    YouTube

    Subscribe to The Retirement Years on Profit Boss® Radio
    Apple Podcasts
    Overcast
    Spotify
    Stitcher
    Google Podcasts

    Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.


    How to Master Healthy Living Nov 26, 2019
    Show notes

    EP 151 | Profit Boss® Radio

    Welcome to episode 151 of Profit Boss® Radio! In the last several episodes I have shared that my team and I have been doing some deep soul searching in a coached environment. We have been asking ourselves the following questions: What is our purpose? What fulfills us? What do we want people to have as a result of us being on the planet? As a direct result, we came to redefine our ultimate mission, which is “All people are thriving.”

    One of the many realizations that came from asking these critical questions is that I can speak to you about more than money. I can also cover topics that address ways to improve every aspect of your life. In this week’s episode, I am joined by Courtney Townley, host of Grace and Grit podcast. Tune in to hear ways you can focus on your health and learn the actionable steps you can take to achieve your healthiest life right now.

    Find out what healthy living truly means and glean practical tips you can apply to your own life in this exciting episode of Profit Boss® Radio.

    Here’s what you’ll find out in this week’s episode of Profit Boss® Radio

    • Hilary’s top three health practices for her life
    • What “healthy living” means today
    • The definition of stress and how it influences our lives
    • How acute inflammation can be positive or negative in our bodies
    • What the different types of stress are and how it affects our bodies
    • Why mental health is just as important as physical health

    For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/151-master-healthy-living/

    Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.


    EP 150 | Turn Life Goals into Financial Goals with George Kinder Nov 12, 2019
    Show notes

    EP 150 | Profit Boss® Radio

    Welcome to episode 150 of Profit Boss® Radio! What a massive milestone! We appreciate all your loyalty and support of Profit Boss® Radio over the years. In this episode, we discuss the powerful transformation you can create in your life when you turn life goals into financial goals with George Kinder - the father of the Life Planning movement.

    If you have ever found yourself getting stressed or stuck on the logistics side of money then this episode is for you. The details of everyday money management can get heavy at times, and if you are like many of my clients you may get to the point where you want someone to help make sure your financial house is in order and maintained.

    George Kinder joins us in this episode to offer his unmatched insights and experience with over 30 years of practice as a financial planner and tax advisor and over 50 years as a mindfulness practitioner. He is passionate about helping people achieve authenticity and freedom. He takes us through his journey of being an influential financial coach and best-selling author helping people understand the psychology of money. He is a global leader in the movement of helping people to visualize and create a better world better now.

    Tune in to Profit Boss® Radio today and learn how you can create mindfulness in your life that can turn life goals into powerful financial goals and achievements.

    Here’s what you’ll find out in this week’s episode of Profit Boss® Radio

    • What life planning is all about, and how it’s different from traditional financial planning
    • What “freedom” is according to George
    • The correlation between financial planning and heart transformation
    • What trait the best financial planners have in common
    • The infamous three questions George asks to help you identify your purpose on the planet
    • How you can begin a path to authenticity and freedom

    For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/life-goals-financial-goals/

    Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.


    EP 149 | 8 Investment Mistakes That Can Derail Your Retirement Oct 29, 2019
    Show notes

    EP 149 | Profit Boss® Radio

    Welcome to episode 149 of Profit Boss® Radio! In this episode, I’m taking a peek behind the curtain to reveal the top eight investment mistakes that can derail your retirement.

    Why am I covering this topic? Well, because if you are a listener of the show, not yet a client, there is a large possibility that you may be managing your investments on your own, or perhaps you have a relationship with a financial advisor who has saddled you with investments you have mediocre confidence in. If that is the case, I want to equip you with knowledge that can inoculate you against making these common investment missteps that can undermine your ability to reach your full wealth potential. You see, the financial mistakes that can negatively impact your financial trajectory are often the ones you don’t see coming or don’t know to watch out for.

    Lucky for you, you’re a listener of Profit Boss® Radio, and I’m about to blow the whistle on investment mistakes that can cost you significantly in retirement.

    Here is what you’ll find out in this episode:

    • Mistake #1: Making Investment Decisions Based on Emotion
    • There is a lot of chatter in the media about the markets. If you listen to what the pundits have to say, you may be swayed to make emotional reactions to the market rather than remaining objective and steadfast.
    • Find out why you should never make emotional investment decisions and how these sorts of decisions usually end up.
    • Mistake #2: Using Name Brand Mutual Funds that Cost Too Much
    • How to know if a mutual fund has high returns
    • Why you should pay attention to how a fund performs relative to the benchmark
    • Why name brand mutual funds are so expensive and who ultimately absorbs the costs

    For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/8-investment-mistakes/

    Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.


    EP 148 | Design Your Career for Wealth with Kim Bohr Oct 15, 2019
    Show notes

    EP 148 | Profit Boss® Radio

    Welcome to episode 148 of Profit Boss® Radio! In this episode, I had the opportunity to interview Kim Bohr. Kim Bohr is the CEO of The Innovare Group, a certified executive advisor, and a sought-after speaker. She combines 20 years of practical business experience as a cross-functional executive with her passion to make people and businesses better from the inside out.

    In today’s episode, Kim shares with us her 3A framework and how you can apply it to your career advancement goals. The 3A’s are: assess, align, and accelerate. Assess means taking an in-depth analysis of the different components within your career. Then, finding the gaps and creating a plan to align your career with your goals. Finally, being able to apply those things you have discovered to design and accelerate your career.

    Along with teaching us her 3A framework Kim shares practical tips on how to intentionally build your network. Oftentimes people can grow intimidated when you talk about networking. When utilized correctly networking can be incredibly valuable to accomplishing your career goals.

    So, are you ready to design your career for wealth? Then you don’t want to miss this information-packed episode with Kim Bohr. Tune in to Profit Boss® Radio today!

    Here’s what you’ll find out in this week’s episode of Profit Boss® Radio

    • The difference between men and women when it comes to applying for jobs
    • How men and women approach networking differently
    • How to develop your network to support your career goals
    • Why it is key to intentionally build a diversified network
    • How to spot gaps in your career goals
    • How your network can help you close those gaps

    For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/design-career-wealth/

    Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.


    EP 147 | Living Life on Purpose with Chris Farrell Oct 01, 2019
    Show notes

    EP 147 | Profit Boss® Radio

    Welcome to episode 147 of Profit Boss® Radio! In this week’s episode, I had the opportunity to interview Chris Farrell. Chris is an economics editor with Bloomberg and a senior contributor with NPR Marketplace. He brings a great perspective on purpose and careers regardless of your age.

    According to Farrell, creativity isn’t a skill you lose. If you are creative in your 20s, you can still be creative in your 60s as long as you are given the opportunity. Even though many people retire from the workforce at 55 and older, they oftentimes still feel that they have so much to offer and aren’t ready to hang their hat up completely. It should come as no surprise that many retirees still want to live productive lives - one that is purposeful and meaningful.

    Join us for today’s episode as Chris and I discuss how your second half of life can be just as fulfilling as your first half. Tune in to find out how you can create income and purpose in your life no matter your age.

    Here’s what you’ll find out in this week’s episode of Profit Boss® Radio

    • How retirement benefit packages are designed for older employees
    • How multi-generational teams can be effective
    • What sort of possibilities exist in your second half of life
    • Why it is so important to have a career that engages your skills and purpose
    • Some creative ways to fulfill your purpose without needing to further your education
    • Reasons why self-employment and entrepreneurship is on the rise

    For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/life-on-purpose/

    Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.


    EP 146 | Identity Protection Part 2: Step-by-Step Guide Sep 24, 2019
    Show notes

    Welcome to episode 146 of Profit Boss® Radio! Identity protection is so crucial in this day and age that I felt we needed two episodes to cover all the information. If you have been following the news, you have definitely heard countless stories of people falling prey to identity theft.

    According to Javelin Research, identity theft is on the rise and the most recent study shows the odds of you becoming a victim is now 1 in 3! With the increased usage of social media and online consumerism, people are sharing more information and, subsequently, becoming more vulnerable. Monitoring your identity is becoming a part of life, and there are methods you can use to make it a little bit easier to manage.

    This episode contains many pertinent tips and tactics that you can apply today to help safeguard your financial life. Tune in to this week’s episode as we continue our discussion about how to protect your identity.

    Here’s what you’ll find out in this week’s episode of Profit Boss® Radio

    • Adam Levin’s 3M identity theft protection framework and how to use it
    • Why it is important to use a password vault
    • Understanding the importance of checking your personal financial transactions daily
    • Why you should never throw away physical financial documents
    • How to protect your health plan and prescription information
    • Why it’s important to know who is asking for your personal information (and why) before you share it

    For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/protect-your-identity-2/

    Hendershott Wealth Management, LLC and Love, your Money do not make specific investment recommendations on Love, your Money or in any public media. Any specific mentions of funds or investments are strictly for illustrative purposes only and should not be taken as investment advice or acted upon by individual investors. The opinions expressed in this episode are those of Hilary Hendershott, CFP®, MBA.


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