Life of And

Latest Episodes:

How to Teach Kids Financial Literacy Through Everyday Money Decisions Aug 20, 2026

Show notes

Free download: 10 financial terms every woman should know: https://www.firstib.com/personal/savings/life-of-and/

Financial literacy is not something you either inherit or miss forever. It is a vocabulary you can learn, practice, and pass along to the people around you.

Tiffany Sauder shares how her father intentionally developed his financial knowledge and changed the starting point for their entire family. She also explains how she is continuing that work with her own daughters through conversations about college costs, 529 savings, taxes, interest, investing, and debt.

These lessons do not require formal classes or complicated systems. Everyday financial decisions can become opportunities to help children understand how money works, evaluate tradeoffs, and make future choices with greater confidence.

Tiffany also reflects on improving how she manages operating funds and why financial literacy deserves attention before money problems make it urgent.

What You’ll Learn

How one person can change a family’s financial vocabulary
Why children should understand the money saved on their behalf
How to discuss college costs, scholarships, and debt honestly
Ways everyday banking can teach children about interest

This episode is brought to you by First Internet Bank (Member FDIC). They're 100% virtual, which means you can open an account, move money, or reach a real person from your phone — at 9pm if that's what works. That's why I bank with them. Open your account here: https://www.firstib.com/personal/savings/life-of-and/

Timestamps:

(00:00) Intro

(00:27) Why financial literacy matters

(03:35) Where to start finance talks with your family

(07:54) On financing Element Three’s acquisition
(09:37) How to prepare for college decisions with your kids

(12:06) Weighing the real cost of college

(14:50) Make idle money productive for you

(17:15) Start working on your money before it feels urgent

(18:01) Practice talking about money

(19:00) Money as a tool for influence

For more from Tiffany:

Follow Tiffany on Instagram: https://www.instagram.com/tiffany.sauder

Learn more: https://www.tiffanysauder.com

Ready to build your own Life of And? Explore the program: https://www.tiffanysauder.com/Program

Check out the apps and sponsor of this episode:

Created in partnership with Share Your Genius
www.shareyourgenius.com

Learn more about First Internet Bank (Member FDIC): https://www.tiffanysauder.com/First-Internet-Bank

Find out more about Neighbor Serve here: https://neighborserve.com/life_of_and/

What to Say When You Freeze, Get Overlooked, or Get Underpaid Aug 13, 2026

Show notes

Free download: 10 financial terms every woman should know: https://www.firstib.com/personal/savings/life-of-and/

You've been told to "just be more confident." But confidence isn't something you either have or you don't. It's a muscle, and it gets built before the moment demands it.

In this episode, Tiffany sits down with Brian Kavicky, sales and leadership coach at Lushin and her mentor of fifteen years, to work through the questions women carry into every room but rarely say out loud: What do you do when you freeze mid-sentence? When someone takes credit for your idea? When you know you should speak up but can't make yourself do it? When the salary offer comes in low and you don't know if you're allowed to push back?

Brian breaks down the difference between feedback and criticism — one gives you something to fix; the other can't. He explains why ambition shows up in behavior while self-promotion shows up in posture, and why almost nobody is actually self-promoting even though almost everybody is worried about it. He also names the single behavior behind most of the gender pay gap: women accept the first offer. Men don't.

You'll walk away knowing how to:

Tell real feedback from criticism, and what to do with each
Speak up when your idea gets credited to someone else
State your accomplishments as fact without it feeling like bragging
Use "I am" statements to rewire how you show up under pressure
Ask for more money without risk

This is not a conversation about being more polished. It's about having the right words for the right moment.

Wish you could talk it out with BK? Good news, you can! Book time with Brian Kavicky here.

For more from Tiffany:

Follow Tiffany on Instagram: https://www.instagram.com/tiffany.sauder

Learn More: https://www.tiffanysauder.com

Ready to build your own Life of And? Explore the program: https://www.tiffanysauder.com/Program

Timestamps:

(00:00) Intro

(04:17) The difference between Too direct and too soft feedback

(07:12) How to ask for actionable feedback

(09:01) When criticism is about insecurity

(12:07) Being visible without self-promotion

(19:00) What to do when someone repeats your idea

(22:48) Calling out bias in the room

(24:56) How to stop freezing when challenged

(26:21) “I am” phrases for confidence

(30:26) What to do when self-doubt takes over

(32:40) Asking for more money

(36:26) Confidence comes from getting specific

Check out the apps and sponsor of this episode:

This episode is sponsored by Lushin. As part of our ongoing content partnership, Brian Kavicky joins the podcast monthly to share insights on leadership and sales. No compensation is received for referrals.
Created in partnership with Share Your Genius

Learn more about First Internet Bank (Member FDIC): https://www.tiffanysauder.com/First-Internet-Bank

Find out more about Neighbor Serve here: https://neighborserve.com/life_of_and/

Back-to-School Reset: A Working Mom's Playbook Aug 06, 2026

Show notes

Free download: 10 financial terms every woman should know: https://www.firstib.com/personal/savings/life-of-and/

What if the next season of your life felt less reactive and more intentional because you took time to prepare for it before it arrived?

In this solo episode, Tiffany shares the practical reset she uses whenever life shifts into a new season. Whether you’re heading into back-to-school routines, a busy quarter at work, or simply feeling stretched across career, family, and home, Tiffany offers a framework for creating stability before life starts making decisions for you. She also opens up about a recent season that forced her to trade long-term planning for daily progress, reminding us that recognizing whether you’re in survival mode or ready to build again is one of the most important forms of self-awareness.

Instead of chasing the impossible goal of “doing it all,” Tiffany explains how intentional priorities, weekly planning rhythms, family meetings, and supportive home systems can help ambitious women lead with more clarity and less chaos. This episode will leave you with practical tools to navigate transition, protect what matters most, and step into your next season with greater confidence and purpose.

What You’ll Learn

How to tell whether you’re in a season of triage or planning, and why it matters
A practical framework for turning your goals into priorities that actually fit your calendar and your life
Why weekly planning and family meetings reduce stress, improve communication, and keep everyone aligned
How to set up your home and routines to support your priorities, not create more chaos

Timestamps:

(00:00) Intro

(00:46) Reset your systems for back-to-school

(02:49) When life disrupts your plans

(04:20) Uncertainty requires shorter planning horizons

(05:40) Are you overwhelmed or simply disorganized?

(07:10) Shift from triage to intentional planning

(08:44) Turn goals into actionable priorities

(09:49) Align your family’s priorities together

(10:53) Plan next week before it starts

(11:49) Use family meetings to reduce anxiety

(13:16) Prepare your home for school routines

(18:00) Staying present for a milestone year

Like this episode? Check out more in the series:

The Two Essential Family Meetings You Need on Your Calendar: https://youtu.be/ayEsveaQ4-c
How to Set Real Priorities (Not Just More Goals) in 2026: https://youtu.be/G0oQjp39kho

For more from Tiffany:

Follow Tiffany on Instagram: https://www.instagram.com/tiffany.sauder

Learn more: https://www.tiffanysauder.com

Ready to build your own Life of And? Explore the program: https://www.tiffanysauder.com/Program

Check out the apps and sponsor of this episode:

Created in partnership with Share Your Genius
www.shareyourgenius.com

Learn more about First Internet Bank (Member FDIC): https://www.tiffanysauder.com/First-Internet-Bank

Find out more about Neighbor Serve here: https://neighborserve.com/life_of_and/

Stop Managing Money. Start Building Wealth. Jul 30, 2026

Show notes

Free download: 10 financial terms every woman should know: https://www.firstib.com/personal/savings/life-of-and/

What if building wealth is less about chasing a bigger number and more about creating stability, choices, and the freedom to say yes?

In this episode, Tiffany sits down with Nicole Lorch, President of First Internet Bank, to make conversations about money, wealth, and lending feel less intimidating. They explain the difference between managing what comes in and goes out each month and paying attention to the long-term stability you are building for yourself and your family.

Nicole shares why building wealth often requires choices that look different from what everyone else is doing. She also takes listeners behind the scenes of lending, explaining what bankers consider, why your financial history matters, and how a trusted lender can help you pursue opportunities like growing a business or buying an asset.

This conversation offers a welcoming starting point for women who want to feel more confident with money. You do not need to know every financial term. You can begin by learning the language, asking questions, and using money as a tool to create greater security, freedom, and abundance.

What You’ll Learn

The difference between managing income and building long-term wealth
Why financial stability can create more freedom, generosity, and choice
What lenders look for when deciding whether someone is bankable
How to build confidence by learning the language of money and asking better questions

Timestamps:

(00:00) Intro

(02:13) The shift from income to long-term wealth

(05:00) Defining what wealth means for your life

(08:05) Why different outcomes require different choices

(13:18) When the right decision still feels lonely

(17:23) What it really means to be bankable

(18:58) How lenders evaluate debt and income

(21:17) Using secured cards to build credit

(22:56) What happens behind a lending decision

(25:43) Why a fast answer matters in business

(32:01) The five Cs every borrower should understand

(37:16) Where women can begin building financial confidence

Ready to Put Your Money to Work?

Learn More About First Internet Bank Here: https://www.tiffanysauder.com/First-Internet-Bank

Join the Event Waitlist: https://www.tiffanysauder.com/event-waitlist

Like this episode? Check out more in the series:

The Budget Questions You’ve Been Too Afraid to Ask: https://youtu.be/QMeyEZXozAA
Stop Looking Wealthy. Start Building Wealth.: https://youtu.be/Cfwewqby9HE
Money Confessions: What Women Really Think About Time, Guilt, and Financial Freedom: https://youtu.be/m3fnoNDOp-A
How to Stop Doing It All and Start Living Your Life: https://youtu.be/MJLq7zdH2NU
Why Smart Women Still Feel Unsure About Money (And How To Change That): https://youtu.be/h5tayXL1HxI

For more from Tiffany:

Follow Tiffany on Instagram: https://www.instagram.com/tiffany.sauder

Learn more: https://www.tiffanysauder.com

For more from Nicole:

Follow Nicole on LinkedIn: https://www.linkedin.com/in/nicole-lorch/

Ready to build your own Life of And? Explore the program: https://www.tiffanysauder.com/Program

Check out the apps and sponsor of this episode:

Ready to Put Your Money to Work? Learn more about First Internet Bank (Member FDIC): https://www.tiffanysauder.com/First-Internet-Bank
Created in partnership with Share Your Genius
www.shareyourgenius.com

Learn more about First Internet Bank (Member FDIC): https://www.tiffanysauder.com/First-Internet-Bank

Find out more about Neighbor Serve here: https://neighborserve.com/life_of_and/

Replay: 5 Tools For When You Feel Scattered, Stuck or Behind Jul 23, 2026

Show notes

Free download: 10 financial terms every woman should know: https://www.firstib.com/personal/savings/life-of-and/

What if feeling scattered isn’t a sign that you’re failing, but a signal that your life needs better systems instead of more hustle?

In this episode, Tiffany shares five practical tools she uses when life feels overwhelming, priorities are competing, and she is no longer confident that her time is going toward the right things. From making the unknowns known and creating explicit expectations to defining personal minimums, setting clearer goals, and building a simple “cookbook” of repeatable behaviors, she explains how to move out of paralysis and back into focused action.

This conversation is not about doing more or creating a perfect routine. It is about building enough clarity and structure to keep moving forward when work, family, relationships, health, and household responsibilities all need your attention. Tiffany also shares how unrealistic goals can create a cycle of failure and restarting, why minimums help you stay consistent during difficult weeks, and how taking responsibility for your current outcomes gives you more power to change them.

What You'll Learn

How to make the unknowns known so overwhelm feels more manageable
Why personal minimums help you stay consistent during your hardest weeks
How to turn big goals into repeatable behaviors you can actually track
Why taking responsibility for your current outcomes gives you more power to change them

Timestamps:
(00:00) Intro
(02:03) When every priority starts competing at once
(03:54) How overwhelm turns into paralysis
(08:28) Making the unknowns known
(11:29) Why minimums work better than maximum effort
(14:32) The relationship minimums that keep you connected
(17:34) When specific goals create unnecessary pressure
(20:06) Building a cookbook for consistent progress
(23:23) The daily behaviors shaping your bigger priorities
(26:59) How taking responsibility gives you more agency
(33:11) Resetting your focus for a new season

For more from Tiffany:

Follow Tiffany on Instagram: https://www.instagram.com/tiffany.sauder

Learn more: https://www.tiffanysauder.com

Ready to build your own Life of And? Explore the program: https://www.tiffanysauder.com/Program

Check out the apps and sponsor of this episode:

Created in partnership with Share Your Genius
www.shareyourgenius.com

Learn more about First Internet Bank (Member FDIC): https://www.tiffanysauder.com/First-Internet-Bank

Find out more about Neighbor Serve here: https://neighborserve.com/life_of_and/

3 Steps to Nail Your Pricing Jul 16, 2026

Show notes

Free download: 10 financial terms every woman should know: https://www.firstib.com/personal/savings/life-of-and/

What if the price you’re afraid to say out loud is the thing keeping your work, your business, and your life smaller than they need to be?

In this episode of Life of And, Tiffany sits down with longtime mentor and executive coach Brian Kavicky of Lushin to talk about pricing, money, and the discomfort that comes with naming the value of your work. Together, they explore why capable women often undercharge, pre-discount, or accept what is offered instead of deciding what their time, skill, and impact are actually worth.

Tiffany and Brian get into how poor pricing creates downstream problems, why lowering your price can damage trust, and how setting a clear floor before the conversation helps you stop negotiating against yourself. This episode gives listeners a practical way to think about value, confidence, and market feedback so they can build more capacity, more sustainability, and a fuller Life Of And.

You’ll walk away with a framework to:

Build more confidence around naming the value of your work
Know your bottom line before you’re in a money conversation
Replace automatic discounts with smarter, value-based tradeoffs
Use the buyer’s perspective to price from impact, not insecurity

Wish you could talk it out with BK? Good news, you can! Book time with Brian Kavicky here.

For more from Tiffany:

Follow Tiffany on Instagram: https://www.instagram.com/tiffany.sauder

Learn More: https://www.tiffanysauder.com

Ready to build your own Life of And? Explore the program: https://www.tiffanysauder.com/Program

Timestamps:

(00:00) Intro

(01:49) Why pricing feels so personal

(03:43) Ability to pay vs. willingness to pay

(05:38) When bad pricing costs the business

(07:02) Setting your floor before the conversation

(08:35) Why discounting can break trust

(11:30) Trading terms without shrinking your value

(13:04) How to price in a new market

(13:58) Finding your real price ceiling

(16:25) Why women need to negotiate the number

(19:26) What your price communicates about quality

(24:09) Three steps to raise your rates

Check out the apps and sponsor of this episode:

This episode is sponsored by Lushin. As part of our ongoing content partnership, Brian Kavicky joins the podcast monthly to share insights on leadership and sales. No compensation is received for referrals.
Created in partnership with Share Your Genius

Learn more about First Internet Bank (Member FDIC): https://www.tiffanysauder.com/First-Internet-Bank

Find out more about Neighbor Serve here: https://neighborserve.com/life_of_and/

Replay: 5 Tips to Get Dressed with Confidence Jul 09, 2026

Show notes

Free download: 10 financial terms every woman should know: https://www.firstib.com/personal/savings/life-of-and/

What if getting dressed felt less like a daily struggle and more like a simple decision that helped you show up with confidence?

In this episode, Tiffany sits down with certified color analyst Maggie Link to share five practical ways to use color analysis after you've discovered your palette. From choosing the right hair color and makeup to shopping intentionally and building a wardrobe over time, Maggie explains how small changes can make getting dressed faster, easier, and more enjoyable.

This conversation is not about chasing trends or buying an entirely new wardrobe. It is about simplifying everyday decisions so you can spend less time second-guessing yourself and more time focusing on what matters most. Tiffany and Maggie also discuss why confidence starts with feeling comfortable in your own skin, how dressing in harmony with your natural features can remove unnecessary stress, and why the ultimate goal is to free yourself to give your attention, energy, and talents to the people around you.

What You'll Learn

Why your hair color and makeup are the best first steps after discovering your color palette
How to build a wardrobe in your season without replacing everything at once
Why shopping during your color season makes finding great pieces easier
How your color palette can simplify everyday style decisions and boost confidence

Timestamps:
(00:00) Intro

(00:45) Why Tiffany is replaying this episode

(01:45) Why color analysis is really about confidence

(03:19) Meet color analyst Maggie Link

(10:06) Tiffany's color reveal and why her closet wasn't quite right

(17:17) Why "wear black for formal" doesn't apply to everyone

(21:29) Start with your hair color

(25:27) Why makeup matters more than a new wardrobe

(27:54) How to build your closet one piece at a time

(30:18) Shop during your color season

(34:19) "Dress to forget yourself"

For more from Tiffany:

Follow Tiffany on Instagram: https://www.instagram.com/tiffany.sauder

Learn more: https://www.tiffanysauder.com

For more from Maggie:

Follow Maggie on Instagram: https://www.instagram.com/easecolorandstyle/?hl=en

Learn more: https://www.easecolorandstyle.com/services

Ready to build your own Life of And? Explore the program: https://www.tiffanysauder.com/Program

Check out the apps and sponsor of this episode:

Created in partnership with Share Your Genius
www.shareyourgenius.com

Learn more about First Internet Bank (Member FDIC): https://www.tiffanysauder.com/First-Internet-Bank

Find out more about Neighbor Serve here: https://neighborserve.com/life_of_and/

Replay: 4 Working Mom House Hacks Jul 02, 2026

Show notes

Free download: 10 financial terms every woman should know: https://www.firstib.com/personal/savings/life-of-and/

What if keeping your house peaceful had less to do with cleaning and more to do with creating simple systems that actually work?

In this episode, Tiffany shares four practical house hacks that help her manage a busy home with four daughters while keeping it calm, functional, and clutter-free. From her "one empty drawer, one empty shelf, one empty container" rule to treasure drawers, memory boxes, and no-play zones, she breaks down simple frameworks that reduce clutter and make family life run more smoothly.

This conversation is a reminder that an organized home is not about perfection. It is about creating systems that make everyday life easier. Tiffany explains how small habits can prevent clutter from piling up, why protecting adult spaces matters, and how simplifying keepsakes and toy storage can create more peace for working moms. If your home feels chaotic or overstimulating, these practical ideas can help you create a space that works for your family.

What You’ll Learn

How the "one empty drawer, one empty shelf, one empty container" rule prevents clutter before it starts
Why treasure drawers help kids keep favorite items accessible without taking over shared spaces
How memory boxes simplify keepsakes and eliminate the pressure of traditional scrapbooking
Why creating play zones and no-play zones can make your home feel more peaceful and intentional

Timestamps:

(00:00) Intro

(00:45) Why Tiffany is replaying this episode

(01:41) Four house hacks for working moms

(02:41) The one empty drawer rule

(04:19) How treasure drawers contain toy clutter

(07:26) The memory box alternative to scrapbooks

(09:28) Creating toy-free zones that stay peaceful

(11:22) Simple systems that keep homes organized

For more from Tiffany:

Follow Tiffany on Instagram: https://www.instagram.com/tiffany.sauder

Learn more: https://www.tiffanysauder.com

Ready to build your own Life of And? Explore the program: https://www.tiffanysauder.com/Program

Check out the apps and sponsor of this episode:

Created in partnership with Share Your Genius
www.shareyourgenius.com

Learn more about First Internet Bank (Member FDIC): https://www.tiffanysauder.com/First-Internet-Bank

Find out more about Neighbor Serve here: https://neighborserve.com/life_of_and/

The Budget Questions You’ve Been Too Afraid To Ask Jun 25, 2026

Show notes

Free download: 10 financial terms every woman should know: https://www.firstib.com/personal/savings/life-of-and/

What if getting better with money started with admitting you do not have to know everything yet?

In this episode, Tiffany sits down with Peter Dunn, CEO of Your Money Line and longtime personal finance expert known as Pete the Planner, and Nicole Lorch, President of First Internet Bank, for a practical and honest conversation about the money questions women are often carrying quietly. Together, they talk through the emotional side of financial confidence, how to think about time as one of your most valuable resources, why convenience can be a responsible choice, and how to start making smarter decisions without shame or overwhelm.

This conversation is a reminder that money is not just about budgeting, saving, or doing everything “right.” It is about understanding what you have, where you are going, and what kind of life you are trying to build. From outsourcing and emergency funds to long-term savings, financial literacy, AI tools, and family money conversations, Peter and Nicole offer clear language and practical next steps for women who want to feel more equipped, more confident, and more honest about their financial lives.

What You’ll Learn

How to use money as a resource for time, support, and a more sustainable life
Why financial confidence starts with asking better questions and facing where you are
How to build simple money systems that help you save, plan, and make decisions with more clarity

Timestamps:

(00:00) Intro

(02:41) Why women need more financial confidence

(05:15) Honest money confessions

(10:11) Using money to buy back time

(13:04) Finding an advisor you can trust

(16:20) Saving without feeling deprived

(19:22) How money follows us into relationships

(22:47) Why early college savings matter

(25:53) Building financial safety for yourself

(31:23) The real cost of kids’ activities

(38:43) Why emergency funds protect your options

(46:11) Using AI to ask better money questions

Like this episode? Check out more in the series:

Why Smart Women Still Feel Unsure About Money (And How To Change That): https://youtu.be/h5tayXL1HxI
How to Stop Doing It All and Start Living Your Life: https://youtu.be/MJLq7zdH2NU
Money Confessions: What Women Really Think About Time, Guilt, and Financial Freedom: https://youtu.be/m3fnoNDOp-A

For more from Tiffany:

Follow Tiffany on Instagram: https://www.instagram.com/tiffany.sauder

Learn more: https://www.tiffanysauder.com

For more from Peter:

Explore Your Money Line: https://www.yourmoneyline.com/

Listen to The Pete The Planner Show: https://podcasts.apple.com/us/podcast/the-pete-the-planner-show/id963768889

For more from Nicole:

Follow Nicole on LinkedIn: https://www.linkedin.com/in/nicole-lorch/

Ready to build your own Life of And? Explore the program: https://www.tiffanysauder.com/Program

Check out the apps and sponsor of this episode:

Ready to Put Your Money to Work? Learn more about First Internet Bank (Member FDIC): https://www.tiffanysauder.com/First-Internet-Bank
Created in partnership with Share Your Genius
www.shareyourgenius.com

Learn more about First Internet Bank (Member FDIC): https://www.tiffanysauder.com/First-Internet-Bank

Find out more about Neighbor Serve here: https://neighborserve.com/life_of_and/

The Secret to Selling More (It's Not Because They Like You) Jun 18, 2026

Show notes

Free download: 10 financial terms every woman should know: https://www.firstib.com/personal/savings/life-of-and/

What if the reason your conversations aren’t leading to decisions isn’t a lack of skill, but a sign that you haven’t fully understood what needs to happen next?

In this episode of Life of And, Tiffany sits down with longtime mentor and executive coach Brian Kavicky of Lushin to talk about how to move conversations from friendly chatter to real outcomes. Together, they explore why bonding and rapport alone aren’t enough, why trying too hard to impress or control can actually hold you back, and how adapting to the other person’s personality can remove friction and create genuine connection.

Tiffany and Brian dive into how slowing down, listening carefully, and framing decisions clearly can transform stalled projects and sales processes, why following a structured process paired with relational instincts builds trust, and how getting clarity on what the next decision should be keeps momentum alive.

You’ll walk away with a framework to:

Recognize when trying too hard is harming your influence and slow down strategically
Adapt your approach based on the other person’s personality and communication style
Facilitate decisions step by step to move projects and conversations forward
Pair relational instincts with process to create authentic, productive outcomes

Wish you could talk it out with BK? Good news, you can! Book time with Brian Kavicky here.

For more from Tiffany:

Follow Tiffany on Instagram: https://www.instagram.com/tiffany.sauder

Learn More: https://www.tiffanysauder.com

Ready to build your own Life of And? Explore the program: https://www.tiffanysauder.com/Program

Timestamps:

(00:00) Intro

(02:39) Good talk versus real decisions made

(04:49) Defining bonding and rapport

(05:34) Charisma vs learnable communication skill

(06:45) Using DiSC and communication styles toolkits

(10:06) Where bonding and rapport goes wrong

(12:56) Better conversation starters than small talk

(17:17) When desperation repels prospects

(21:01) Every sale is a sequence of smaller decisions

(25:10) Why "I'll think about it" is a pressure response

(27:51) The upfront contract explained

(32:20) Practical next step if a deal is stuck

Check out the apps and sponsor of this episode:

This episode is sponsored by Lushin. As part of our ongoing content partnership, Brian Kavicky joins the podcast monthly to share insights on leadership and sales. No compensation is received for referrals.
Created in partnership with Share Your Genius

Learn more about First Internet Bank (Member FDIC): https://www.tiffanysauder.com/First-Internet-Bank

Find out more about Neighbor Serve here: https://neighborserve.com/life_of_and/

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