Journey To Launch

Latest Episodes:

048- From Unemployed and Broke to a Millionaire in 5 years w/ Grant Sabatier Jun 06, 2018

Show notes

There is an art to making money and developing your side hustle muscle and Grant Sabatier from Millennial Money is definitely an expert. As a 24-year-old unemployed college grad living at home with his parents with less than $3 to his name, Grant became determined to find success and reach major financial goals. He set out on a self-taught journey to learn Google AdWords as a result of a simple Google Search. While working at a Digital Ad Agency, Grant acquired the knowledge and connections necessary to build a side hustle that allowed him to leave his 9 to 5 and allowed him to reach Financial Independence within 5 years.

Today, Grant is now Financially Independent and he had used his knowledge of making money to create a blog and podcast that is dedicated the helping others build a successful business and become Financially Free.

In this episode we discuss:

How Grant Used Google AdWords to build a successful future
What Helped Grant to Stay Focused on his Financial Independence Goals
How Reaching Financial Independence Transformed His Life
Why Grant Started Millennial Money
Why Focusing on the Present Provides More Balance on the FI Journey
Tips to Help Propel Journeyers in their FI Journey
The Mindset Shift Required to Find a Side-Hustle and Create More Income
The Importance of Mentors and Connections
The Factors of Becoming Successful in Making Money

At the end of the podcast, I also talk about the waitlist to the soft launch of my monthly membership program. Get monthly tips, tools, and classes to help you launch to Financial Freedom. Click here to sign up and be the first to be notified when the doors open in Summer/Fall 2018.

Other related blog posts/links mentioned in this episode:

Grant's new book, 'Financial Freedom: A Proven Path to All the Money You Will Ever Need'
Your Money or Your Life by Vicki Robin and Joe Dominguez
My interview with Vicki Robin, the co-author of Your Money or Your Life
Tim Ferriss' episode 'How To Design A Life' with Debbie Millman
Join The Weekly Newsletter List
Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
Watch me on News12 Watch my latest segments on News12
My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals
YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Grant:

Connect with me:

Journey To Launch Instagram
Journey To Launch Twitter
Journey To Launch Facebook Page
Join the private Facebook Group

047- Sylvia's Journey To Paying Off 6 Figures of Law School Debt & Becoming Financially Independent May 30, 2018

Show notes

Sylvia accrued six-figures of debt from law school and her life was greatly impacted by Hurricane Katrina while living in Louisiana. With discipline, determination, and the help of financial books such as Your Money or Your Life, Sylvia made the decision to take control of her personal finances. She took on a side-gig as a pizza delivery driver to bring in an extra $2,000 a month and adopted a frugal lifestyle to aggressively tackle her debt. Today, Sylvia has paid down a majority of her student loan debt, owns her own law firm, and is about 3 years away from Financial Independence.

In this episode we discuss:

Sylvia's story of how she accrued six-figures in debt
How she used a side-gig and a plan to pay off her student loans
How she managed her finances and saved without an actual budget
Why she continued to invest with a significant amount of debt
Her big move to Seattle
Her plans after retirement
Her current investments
The difference between a Real Estate Investment Trust (REIT) and actual real investment
How her family has affected her decisions on the journey to financial independence

Other related blog posts/links mentioned in this episode:

Bigger Pockets
Your Money or Your Life by Vicki Robin and Joe Dominguez
My interview with Vicki Robin, the co-author of Your Money or Your Life
Automatic Millionaire by David Bach
The Money Book for the Young, Fabulous, and Broke by Suze Orman
Join The Weekly Newsletter List
Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
Watch me on News12 Watch my latest segments on News12
My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals
YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Journey To Launch Instagram
Journey To Launch Twitter
Journey To Launch Facebook Page
Join the private Facebook Group

046- How to Start and Run a Successful Side Hustle w/ Dr. Maria James May 23, 2018

Show notes

Science and the experimental process have several parallels to the management of our personal finances. Dr. Maria James, also known as the Money Scientist™, spent more than 10 years in Finance while pursuing her degree in Cellular and Molecular Medicine. Now she is applying some of the skills that she had learned in the science world to teaching business owners about finance.

During her time in college, she maximized her resources and developed side hustles that brought in an extra $10,000. Since moving away from science, she has developed Pocket of Money and the Pocket of Money podcast to provide financial advice and resources for entrepreneurs and business owners.

In this episode we discuss:

How to manage a full-time job and side hustle
How to turn a side-hustle into a successful business
How science can be applied to money principles
Creating protocols to reach your financial goals
Tips for managing your side-hustle
Outsourcing and automation for productivity
How to plan for business expenses and consider the return on your investment
The benefits of networking and the proper way to find valuable connections
The difference between passive income and earned income
Creating Sales Funnels to bring in customers

(YNAB, my favorite budgeting app is giving Journeyers a 2-month free trial, no credit card required to try their amazing budgeting system, check it out here!)

Other related blog posts/links mentioned in this episode:

Pocket of Money Podcast
PocketofMoney.com
Join The Weekly Newsletter List
Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
Watch me on News12 Watch my latest segments on News12
My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals
YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Dr. Maria on:

Connect with me:

Journey To Launch Instagram
Journey To Launch Twitter
Journey To Launch Facebook Page
Join the private Facebook Group

045- Becoming a Financial Grownup w/ Bobbi Rebell: How To Live Your Dreams and Have Financial Freedom May 16, 2018

Show notes

Success, whether in achieving your financial goals or advancing in your career, comes with tons of hard work, dedication, and sacrifice. Bobbi Rebell, an award-winning TV anchor, personal finance columnist, Certified Financial Planner, Best-selling Author, and now the host of The Financial Grown-Up podcast, is no stranger to all of the above and more.

As a communications major in college, Bobbi made her big break as a financial news TV anchor by making tough decisions and dedicating lots of time and effort. This same focus helped her to author the best-selling self-help/personal finance book " "How to Be a Financial Grownup: Proven Advice from High Achievers on How to Live Your Dreams and Have Financial Freedom,".

The book combines unique personal financial stories from inspirational leaders with targeted and relatable advice to help readers take charge of their money. It features stories from big names such as Drew Barrymore, Tony Robbins, and Cynthia Rowley. Bobbi now hosts her podcast, Podcast Financial Grown Up with Bobbi Rebell, which features several amazing guests that share their financial stories, including yours truly.

In this episode we discuss:

How Bobbi got started in the finance industry
Her book "The Financial Grown Up" and the featured celebrity "grown-up" financial stories
Drew Barrymore and Tony Robbin's stories in 'The Financial Grown Up'
How Bobbi created more time in her schedule as a wife and mother
Overcoming Mom-Guilt
Her new podcast, Financial Grown Up with Bobbi Rebell
Bobbi's tips for finding deals and discounts for immediate savings and payoff

Other related blog posts/links mentioned in this episode:

The Financial Grownup Podcast
Join The Weekly Newsletter List
Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
Watch me on News12 Watch my latest segments on News12
My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals
YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Bobbi on:

Connect with me:

Journey To Launch Instagram
Journey To Launch Twitter
Journey To Launch Facebook Page
Join the private Facebook Group

044-Rewrite Your Money Story & Propel Your Way To Financial Success w/ Jen Hemphill May 09, 2018

Show notes

For every philosophy, belief, and attitude about money management, there is an underlying money story. Everything from the way that our parents dealt with money to our past financial struggles can have a huge effect on how comfortable we are when it comes to our finances.

Jen Hemphill, a Money Confidence Coach, AFC® (Accredited Financial Counselor) and host of the Her Money Matters Podcast, inspires women from all different walks of life to move beyond their money story and become confident in making sound decisions about their money. In her new book, 'Her Money Matters', she provides tips, tricks, and good practices to find your financial confidence and ensure that it stays.

In this episode we discuss:

What inspired Jen to teach about the confidence behind finance
How a scarcity mentality held her back from her financial goals
Managing money expectations with your partner
How to cultivate money confidence
Ways to increase your financial confidence
The importance of financial confidence check-ins
How she became confident with money
Jen's Book, 'Her Money Matters' and how her tips can help others reach their financial goals
Money actions and skills
The value of accountability and budgeting
Budgeting based on where you are in your journey

Other related blog posts/links mentioned in this episode:

Abraham-Hicks Prosperity Game
7 Ways To Improve Your Financial Confidence Podcast Episode
'Her Money Matters' Book
Join The Weekly Newsletter List
Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
Watch me on News12 Watch my latest segments on News12
My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals
YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Jen on:

Connect with me:

Journey To Launch Instagram
Journey To Launch Twitter
Journey To Launch Facebook Page
Join the private Facebook Group

043- Being Rich & Regular: A Couple's Journey To Reaching Financial Independence May 02, 2018

Show notes

There a few things more inspirational than hearing about another family's real-life experience. Kiersten and Julien Saunders, the couple behind the finance blog, Rich and Regular, provide real-life inspiration to other couples and families on the journey to Financial Independence.

As marketing professionals, the Saunders used their income to aggressively eliminate their debt. Over the course of 5 years, they have been able to pay off more than $200,000 of consumer debt. More recently, they have paid off the mortgage on their home and they have added a new addition to the family, 11-month old Baby Bo. As lovers of life and travel, the Saunders are proof that the road to Financial Independence doesn't have to absent from the simple pleasures of life.

In this episode we discuss:

How the Saunders started their FI journey
The Steps that they took to save money and eliminate debt
How visually mapping out their progress allowed them to stay focused on their financial goals
Why they made the decision to pay off their mortgage
How becoming parents has affected their FI journey
Their goals for achieving financial independence
How to manage workplace burnout with marriage and children and use it as motivation
The flexibility within achieving financial independence
The significance of still living a life you love while saving and preparing for the future
Implementing planning days to plan for savings and budgeting
The next steps for their blog, Rich and Regular

Check out the sponsor for this episode, YNAB and sign up for a free 2-month trial!

Other related blog posts/links mentioned in this episode
- Join The Weekly Newsletter List
- Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
- Watch me on News12 Watch my latest segments on News12
- My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals
- YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.
Connect with The Saunders on:
Connect with me:
- Journey To Launch Instagram
- Journey To Launch Twitter
- Journey To Launch Facebook Page
- Join the private Facebook Group

042- Balancing Pregnancy, Motherhood, a Growing Business & Everything In Between Apr 25, 2018

Show notes

Is it possible to "have it all" and still be happy, better yet sane? Join me in today's solo episode where I am discussing how I balancing my pregnancy, motherhood, growing my business and everything in between.

Specifically, I discuss:

Being pregnant and attempting to juggle it all
The importance of my support system and why you too should build up your relationship currency
Becoming a mom of 3 kids and how we plan to save on kid-related expenses
Ways in which you can take more control of your life
Plans for Journey To Launch while on maternity leave

I also talk about the waitlist to the soft launch of my monthly membership program. Get monthly tips, tools, and classes to help you launch to Financial Freedom. Click here to sign up and be the first to be notified when the doors open in Summer/Fall 2018.

Other related blog posts/links mentioned in this episode:

Join The Weekly Newsletter List
Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
Watch me on News12 Watch my latest segments on News12
My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals
YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Jamila Souffrant on Instagram
Journey To Launch Instagram
Journey To Launch Twitter
Journey To Launch Facebook Page
Join the private Facebook Group

041- How To Change Your Mindset, Habits & Beliefs To Reach Your Financial Goals w/ Jim Fortin Apr 18, 2018

Show notes

There are many factors to consider on the journey to becoming wealthy but shifting your mindset is by far one of the most important. Several studies show that psychological factors have a tremendous effect on our behaviors, habits, and our ability to adapt to new circumstances.

Jim Fortin, the Subconscious Selling & High-Performance Expert, knows and understands what it means to shift your internal dominant thoughts to manifest the wealthy lifestyle that you desire. As a former foreign exchange day trader that fell on hard times, Jim is no stranger to poverty and the scarcity mindset. After losing nearly $1 million in one night, he sought after knowledge that went beyond motivational teachings such as hypnosis and Neuro-Linguistic Programming (NLP) which highlighted the power of the mind.

Through the inspiration of his brother-in-law, a spiritualist, Jim has adopted the mindset that wealth starts in the mind. This is the premise behind his teachings and the knowledge that he shares with us on the show:

In this episode we discuss:

The Be, Do, Have Model
How having a scarcity mindset can be counterproductive while building wealth
Why Effort does not necessarily make you more money
Why your dominant thoughts are directly related to wealth
Changing your identity in relation to money
The Law of Attraction
How happiness relates to abundance
How Internal, Mindset Changes can affect your Income
Why Gratitude and Giving Helped Jim to Become Wealthy

(YNAB, my favorite budgeting app is giving Journeyers a 2-month free trial, no credit card required to try their amazing budgeting system, check it out here!)

Other related blog posts/links mentioned in this episode:

The Complete Works of Florence Scovel Shinn
Jim's 20-Minute Training on Habits
JimFortin.com
Join The Weekly Newsletter List
Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
Watch me on News12 Watch my latest segments on News12
My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals
YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Jim on:

Connect with me:

Journey To Launch Instagram
Journey To Launch Twitter
Journey To Launch Facebook Page
Join the private Facebook Group

040- All About The Health Savings Account (HSA) The Ultimate Retirement and Investment Account W/Jackie Koski Apr 11, 2018

Show notes

The Health Savings Account, introduced in the early 2000's, has proved to be the ultimate retirement and investment account–particularly for those on the road to early retirement. Certified Educator in Personal Finance (CEPF®) and Health Saving Account (HSA) expert, Jackie Cummings Koski, joins us on the show to discuss everything from how to obtain an HSA account to how to invest the money that you contribute.

As one of 6 children raised by a single father, Jackie knows firsthand what it means to struggle financially. As a result, she made educating herself about finances and investing her personal mission. From the knowledge that she acquired, she wrote her book "Money Letters 2 My Daughter" as a way to educate her then 14-year-old daughter on what it means to be financially savvy. Today, Jackie has grown her HSA account to more than $100,000 as is on track to retire early in her 40's.

In this episode we discuss:

The definition and benefits of the Health Savings Account (HSA)
How to enroll in an insurance plan with an HSA
Things to consider when enrolling in an insurance plan
When to consider enrolling in a traditional plan vs. a high-deductible plan
Annual contribution guidelines
How and when to access the money within your HSA
Shopping around for the right provider
Inheritance of an HSA account
The expenses that you can use HSA money for (qualifying reimbursements)
Jackie's early retirement plan

(YNAB, my favorite budgeting app is giving Journeyers a 2-month free trial, no credit card required to try their amazing budgeting system, check it out here!)

Other related blog posts/links mentioned in this episode:
- Jackie's book "Money Letters 2 My Daughter"
- IRS Publication 969, Health Savings Accounts and Other Tax-Favored Health Plans
- IRS Publication 502, Medical and Dental Expenses
- Join The Weekly Newsletter List
- Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
- Watch me on News12 Watch my latest segments on News12
- My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals
- YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.
Connect with Vicki on:
Connect with me:
- Journey To Launch Instagram
- Journey To Launch Twitter
- Journey To Launch Facebook Page
- Join the private Facebook Group

039- Your Money or Your Life: Transforming Your Relationship with Money and Achieving Financial Independence with Vicki Robin Apr 04, 2018

Show notes

Vicki Robins, the co-author of the very popular book, "Your Money or Your Life" has been one of the most influential visionaries of the Financial Independence movement.

In the late 1960's, with the advice of the late Joe Dominguez, Vicki reached Financial Independence and together they began to teach their revolutionary methods all over the nation. Their workshops featured the famous 9 steps to reach Financial Independence and eventually, Vicki and Joe were approached to turn their teachings into the book that we know today, "Your Money or Your Life".

The book went on to be wildly popular, encouraging people to fight against the weight of consumerism and become a New York Times bestseller. Vicki also made two appearances on the Oprah Show with Oprah declaring that the book "would change your life". More than 25 years later, Vicki has written an updated version of the book for a new generation of people on the path to Financial Independence.

I'm so honored to have Vicki on the show to discuss:

How Vicki met the late co-author Joe Dominguez and how they worked to create the Financial Independence movement
How their book "Your Money or Your Life" came to fruition and became popular.
Why Vicki set out to create an updated version of the book
The importance of relationships and how they create community wealth
Why "freeing your mind" is the cornerstone of Financial Independence
The definition of the "Enough Point"
How to calculate your life energy and true hourly wage
What Vicki believes to be the most transformational steps of the 9 steps from the book
How Vicki believes the new version of "Your Money or Your Life" will impact the world in this new age
The bigger picture of systemic barriers in the United States that make achieving Financial Independence more difficult

Also, find out how you can be one of 3 Journeyers, to win a free copy of the updated book, "Your Money or Your Life". Click here for your chance to win!

(YNAB, my favorite budgeting app is giving Journeyers a 2-month free trial, no credit card required to try their amazing budgeting system, check it out here!)

Other related blog posts/links mentioned in this episode:

Life Energy Calculator
How We Saved $169,000 in 2 Years With the Help of This Budgeting System
Join The Weekly Newsletter List
Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
Watch me on News12 Watch my latest segments on News12
My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals
YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Vicki on:

Connect with me:

Journey To Launch Instagram
Journey To Launch Twitter
Journey To Launch Facebook Page
Join the private Facebook Group

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