Journey To Launch

Latest Episodes:

136- How Anita Paid Off $95,000 of Debt in One Year and Retired Early at 33 Years Old Jan 22, 2020

Show notes

This week's Journey to Launch podcast episode features Anita Dhake, also known as Thriftygal. Creator of the blog The Power of Thrift, Anita, worked as a corporate attorney for several years. Then, one day she committed to her dream to retire early and live her best life. In one year she paid off $95,000 of student loan debt and started aggressively saving 85 to 95 percent of her income. By age 33, Anita was able to retire with over a half of million dollars in investments.

For the last few years, Anita has been traveling the world and doing what makes her happy. On her blog, she shares stories about crossing items off her bucket list, her latest reads, and her daily successful habits. Previously featured in Forbes, Crain's Chicago Business, and the ABA Journal, Anita's has also been on television twice. Anita's FI story can be found in her book, Operation Enough! How to Retire Remarkably Early.

In this episode you will learn:

How to accelerate your path to financial freedom and early retirement
The benefits of applying stoicism to your financial journey
Several inspiring books you should read now
It is about how much you make and how much you save
Where to easily invest your money and watch it grow, and so much more

Other related blog posts/links mentioned in this episode:

Anita is an avid reader and below are a few great books we mentioned in the podcast episode.

Operation Enough! How to Retire Remarkably Early by Anita Dhake

Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin

How Not to Die: Discover the Foods Scientifically Proven to Prevent and Reverse Disease by Michael Greger and Gene Stone

The Four Tendencies: The Indispensable Personality Profiles That Reveal How to Make Your Life Better (and Other People's Lives Better, Too) by Gretchen Rubin

The Geometry of Wealth: How To Shape A Life Of Money And Meaning by Brian Portnoy

A Guide to the Good Life: The Ancient Art of Stoic Joy by William B. Irvine

Vicki Robin has been on the Journey to Launch podcast. Check out her episode below:

Your Money or Your Life: Transform Your Relationship With Money & Achieve Financial Independence W/ Vicki Robin

I use Michael Hyatt's Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May!

Also check out Grant and I Youtube channel, The Money Collective. To watch more, check out the channel and subscribe.

Connect with Anita Dhake:

Website

Twitter: @PowerofThrift

Facebook:@ThePowerofThrift

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

135- Your Student Loan Questions Answered: Refinancing, PSLF, Common Misconceptions, & More w/ David Carlson Jan 15, 2020

Show notes

David Carlson is answering all your student loan questions on this week's episode of the Journey to Launch podcast. Previously featured in The Washington Post, The New York Times, Forbes, Slate, and NBC's KARE 11, David is a personal finance author and speaker.

In this week's episode, David is discussing the truth and misconceptions about student loan debt, loan forgiveness programs, debt consolidation and more.

In 2012, David launched his website Young Adult Money with a mission to help millennials earn more, save more, and live better lives. He recently started focusing on student loan debt because he and his wife had a combined balance of $100,000 after graduating college. David is on the path to becoming debt-free and is sharing his story and student loan debt advice with others along the way.

In this episode you will learn:

Several misconceptions about student loans
The truth about student loan refinancing
The good, bad, and ugly about the Public Service Loan Forgiveness Program
How taxes and forgiveness of loan debt are related
The pros and cons to Parent Plus Loans, and more

Get a custom student loan payoff plan by clicking here and check out what my buddy Travis over at Student Loan Planner has to offer

135- Your Student Loan Questions Answered: Refinancing, PSLF, Common Misconceptions, & More w/ David Carlson Jan 15, 2020

Show notes

In this week's episode, David is discussing the truth and misconceptions about student loan debt, loan forgiveness programs, debt consolidation and more.

In this episode you will learn:

Several misconceptions about student loans
The truth about student loan refinancing
The good, bad, and ugly about the Public Service Loan Forgiveness Program
How taxes and forgiveness of loan debt are related
The pros and cons to Parent Plus Loans, and more

Get a custom student loan payoff plan by clicking here and check out what my buddy Travis over at Student Loan Planner has to offer

134- Buying the Block and Creating Legacy Through Real Estate Investing with Kyara and Khalil, the Charm City Buyers Jan 08, 2020

Show notes

Kyara and Khalil Uqdah of Charm City Buyers started investing in real estate right after college in September 2012. Their first property was in a depressed neighborhood in Connecticut. However, with a vision, networking, and creative financing they turned that one property, which they still own, into over 20 properties in Baltimore, Maryland. They have literally bought a block and are now focused on community development, mentoring other real estate investors, and building an empire and generational wealth.

In this week's podcast episode both tell their story of humble, hustle beginnings, and share tips on how to get into real estate investing, set goals, and run a business that thrives.

Kyara and Khalil have built a results-based system that allows them and others to experience success in real estate investing. They retired from the rat race a few years ago and now enjoy life as full-time entrepreneurs and loving parents.

In this episode you will learn:

Several ways to get started and build your real estate empire
How to creatively buy your first investment property
What's life like pursuing entrepreneurship with your partner
The importance of relationships and networking in real estate investing
Steps you can take to exit the rat race and become an entrepreneur
Why real estate isn't for everyone and so much more

Learn how to use Other People's Money in real estate through Charm City Buyer's course, OPM Is King Introductory

Check out Charm City Buyer's mentorship program - the NEXTGen Accelerator, Use code "Journey2launch" for a discount. For those who are looking for tons of guidance, full cycle and detailed information on investing and are interested in Baltimore - this is a great way to join a community of folks accomplishing their real estate goals!

Other related blog posts/links mentioned in this episode:

I use Michael Hyatt's Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Kyara and Khalil:

Website

Instagram:@CharmCityBuyers

Twitter: @CharmCityBuyers

Facebook:@CharmCityBuyers

Youtube

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

133- You Can't Afford the Luxury of a Negative Thought, 2020 Here We Come! Jan 01, 2020

Show notes

In 2020, you cannot afford the luxury of a negative thought. This is just one of the amazing takeaways I discovered in my latest read, You Can't Afford the Luxury of a Negative Thought: A Book for People with Any Life Threatening Illness--Including Life. This podcast episode will arm you with confidence, motivation, and knowledge to have your best year yet!

Reaching a goal starts in the mind. Therefore, negative thoughts are too expensive and could cost you your dream or your purpose. In this week's episode I share 13 takeaways from this book, as well as, my thoughts on how you can stay motivated to create and accomplish your goals in 2020.

In this episode you will learn:

The power of positive thinking and how to combat negative thoughts
What it means to take responsibility
How to be open to all methods and schools of thought
Ways to combat fear
How preparing for death is actually living and so much more

Other related blog posts/links mentioned in this episode:

If you enjoyed these takeaways, check out the book by John Roger and Peter McWilliams.

I use Michael Hyatt's Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

132- 2019 Year End Review & How Investing in Yourself is the Greatest Gift Dec 25, 2019

Show notes

I made it through my first year as a full-time entrepreneur! Check out solo episode 132 where I dive into the business side of Journey to Launch and explain why I spent most of this year investing in myself.

As I reflect on 2019, I share more about the financial impact of going from a corporate job to full-time entrepreneur, and how we prepared for this moment. I also report how I tripled Journey to Launch's income since last year. Lastly, the episode wouldn't be complete without highlights from this year and a sneak peek about what's next for Journey to Launch.

In this episode you will learn:

The importance of investing in YOU
How to increase your business income as an entrepreneur
Methods to help you to reflect and how to say no
How planning and budgeting can maximize your finances and your time
My realities of being a full-time entrepreneur
The real deal about business income, expenses, taxes, and so much more

Other related blog posts/links mentioned in this episode:

I use Michael Hyatt's Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

131- From Broke & Living In A Car to Traveling the World With Kierra Asnauskas Dec 18, 2019

Show notes

This week's Journey to Launch podcast episode features, Kierra Asnauskas, who shares her amazing story on how she went from broke and homeless to a six-figure salary and living abroad. On her journey, Kierra taught English overseas, boosted her salary from $31,000 to $182,000 a year, and received free housing and healthcare. With fewer expenses, Kierra knocked out $49,000 in debt and started investing.

Today, Kierra and her husband are living overseas while she takes her first mini-retirement. Listen to the full episode to learn how you can live your best life abroad and build wealth too.

In this episode you will learn:

How Kierra went from broke and homeless to a six-figure salary
Opportunities overseas where you can get free rent, healthcare, and more
All about mini-retirements and how you can take one now
How to minimize taxes when living and working overseas
What is geoarbitrage and how you can use it to get an affordable degree
The difference between lazy investing and value investing, and much more

Other related blog posts/links mentioned in this episode:

Kierra mentioned so many good reads in her interview. Check out the list below.

The 4-Hour Workweek by Timothy Ferriss

The Miracle Morning by Hal Elrod

How to Build Wealth Teaching English Overseas by Ben Stout

The Simple Path to Wealth by JL Collins

Want to take your own mini-retirement and enjoy life now? Hear how it's done in episode 54 with Carl Seidman. Carl took his first mini-retirement at age 32.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Kierra:

Website

Instagram:@Mrs.Unconventional

Facebook: @MissUnconventional

Twitter:@MsUnconvention

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

130- Your Guide to Earning More Money with Kathlyn Hart Dec 11, 2019

Show notes

Learn how to boost your income in your career or business in this week's Journey to Launch podcast episode with Kathlyn Hart. Kathlyn Hart is a coach who helps ambitious women dream big, live boldly, and earn more money. Kathlyn and I have an insightful and amazing conversation that will inspire you to earn more whether you have a 9 to 5 or your own business.

This episode is packed full of tips to help you change your mindset and earn the money you deserve.

In this episode you will learn:

How to accelerate your path to financial freedom by earning more money
Steps to take before you ask for more money
The importance of a money mindset and how to shift your money beliefs
Tactics to set your prices and services as an entrepreneur
Sites to research the going salary for your market and so much more

Other related blog posts/links mentioned in this episode:

Are you earning your optimal salary based on your experience and skills? Find out by doing your research on three sites Kat mentioned in the episode.

Glassdoor

Payscale

Salary

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Kathlyn:

Website

Instagram:@IAmKathlynHart

Facebook:@IAmKathlynHart

Twitter:iamkathlynhart

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

129- Don't Keep Your Day Job. How to Turn Your Passion Into Your Career with Cathy Heller Dec 04, 2019

Show notes

You have something to share with the world! It's time to turn your passion into your career. Listen to this week's Journey to Launch podcast episode for inspiration and tactics to manifest your dreams.

In episode 129, Cathy Heller who is an author, podcast host, speaker, songwriter, and coach, talks about her new book and how to make your passion a reality. This episode provides concrete tips to start your own business, create your dream job, and make your own path. Check out Cathy's interview and discover how you can make an amazing living serving the world and fulfilling your purpose.

In this episode you will learn:

Four types of creative stages
How to view your dream from different perspectives
The importance of letting yourself be messy
How to nourish your dream job and use your day job as your investor
Tips to increase your network and net worth
The human approach to entrepreneurship
Steps to take before you quit your job and so much more

Other related blog posts/links mentioned in this episode:

Get your copy of Cathy's book, Don't Keep Your Day Job: How to Turn Your Passion Into Your Career, today!

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Cathy:

Website

Instagram:@Cathy.Heller

Facebook: DontKeepYourDayJob

Dont Keep Your Day Job Facebook Group

Twitter:NoDayJobs

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Get on the Money Launch Club Waitlist

128- Self Education and Ultralearning as a Means to Reach Your Financial Goals & More with Scott Young Nov 27, 2019

Show notes

To compete in today's world of rapid technology changes and fierce job competition, you must become an ultralearner and self educator. his week on the Journey to Launch podcast, Scott Young shares how you can master new ideas, subjects, and skills to stay ahead in your career.

Scott is the author of Ultralearning, a book that outlines how to boost your learning so you can win at life and accomplish your goals. In the podcast episode, Scott discusses the most effective learning methods, stories of successful ultralearners, and shares examples of how self-learning can improve your life.

Listen to this episode to learn how to maximize how you learn and execute a plan. Whether your goal is to travel the world and learn foreign languages, earn a debt-free degree, or improve your income and finances, Ultralearning and the tips in this podcast will guide you to success.

In this episode you will learn:

Methods to optimize what you learn and how to impact your life
Ways to get a degree for free
The benefits of making a plan before executing a project
How to raise ultralearner children plus so much more

Other related blog posts/links mentioned in this episode:

For more productivity tools and tips check out Scott's website with over 1,000 articles.

You should also check out his book here. The audiobook is also available if you prefer to listen versus reading.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12 Watch my latest segments on News12

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Scott Young:

Website

Instagram:@ScottHYoung

Twitter:@ScottHYoung

Facebook:@AuthorScottYoung

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Money Launch Club