Investing Insights

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Kraft Heinz’s Top Line Soars on the Heels of Renewed Commitment to Brand Spending; Shares a Bargain

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Should You Fund Your 401(k) First or Your IRA? Feb 24, 2023

Show notes

Later this year, Vanguard’s hybrid ETF/MF patent is expiring, and this is likely to affect the fund market. We’re positive on Kraft Heinz and Cisco but expect Roku to lose money for a second straight year in 2023. And finally, to save for retirement, most of us have multiple vehicles at our disposal, including IRAs and 401(k)s. The order in which we fund these accounts matters. Find out more in this week’s episode.

Timestamps

00:06 Introduction

00:36 Kraft Heinz shakes off pressure from inflation

01:27 Roku exceeds Q4 expectations

02:29 Cisco Systems’ core networking business leads the way

03:27 Vanguard’s Unique Mutual Fund/ETF Structure

04:04 In your opinion, what will be the likely impact of this patent expiring on the U.S. ETF space?

04:57 How does this hybrid structure work, and what are some of its benefits

06:01 On the other hand, what are some of the disadvantages, or drawbacks of the structure?

07:31 What does this hybrid structure mean for investors, especially from a tax point of view?

09:31 How to Make the Most of Your Retirement

Read about topics from this episode.

Roku Posts Strong End to 2022, but Weak Ad Revenue Market Will Hurt 2023 Top-Line Growth

Is Cisco Stock a Buy Today?

Will Other Funds Adopt Vanguard’s Unique ETF/Mutual Fund Structure?

How to Make the Most of Your Retirement Accounts

What to watch from Morningstar.

With IRA Deadline Looming, Don’t Make These Mistakes

Could Meta Make a Comeback?

How Secure Act. 2.0 Changes RMD Rules

Should You Buy a House Right Now?

Read what our team is writing:

Daniel Sotiroff

Susan Dziubinski

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Ruth Saldanha on Twitter: @KarishmaRuth

Daniel Sotiroff on Twitter: @DanielSotiroff

Christine Benz on Twitter: @Christine_Benz 

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Disney Reports Decent Earnings With Iger Already Reapplying His Stamp

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With IRA Deadline Looming, Don't Make These Mistakes Feb 17, 2023

Show notes

In today’s episode, Keith Reid-Cleveland, an editor at Morningstar Inc., discusses Morningstar’s research on the racial wealth gap and a proposal to help close it known as baby bonds.

Timestamps

00:06 Introduction
00:36 Disney CEO Bob Iger Plans to Cut Billions
01:49 Uber’s Total Revenue Soars
02:39 PayPal Faces Tough Environment
03:34 AbbVie’s Long-Term Outlook
04:36 America’s Racial Wealth Gap and How to Shrink It
04:59 What has research shown about wage disparities when households are compared?
05:49 How are savings rates affected?
06:29 What’s the impact on building a nest egg?
06:59 What are some thoughts on building financial security through homeownership?
08:00 How could baby bonds help close the racial wealth gap?
09:15 6 IRA Mistakes to Avoid

Read about topics from this episode.

Uber Reports Impressive Q4; Strong 2023 Growth Expected

PayPal Remains a Unique Player in Payments

AbbVie Posts Solid Q4, but Competitive Pressures to Limit Long-Term Growth

11 Charts Examining Racial Wealth Gap

What to watch from Morningstar.

Could Meta Make a Comeback?

How Secure Act 2.0 Changes RMD Rules

Should You Buy a House Right Now?

Big Banks Bracing for a Recession

Read what our team is writing:

Keith Reid-Cleveland

Susan Dziubinski

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Ivanna Hampton on Twitter: @IvannaHampton 

Christine Benz on Twitter: @Christine_Benz 

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Meta’s Q4 Earnings Beat Expectations; Growth Likely to Return in the Second Half

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Could Meta Make a Comeback? Feb 10, 2023

Show notes

In today’s episode, Bryan Armour, director of passive strategies research for North America at Morningstar Research Services, talks about how SPDR S&P 500 ETF Trust—or SPY—revolutionized investing.

00:06 Introduction

00:38 Meta’s earnings beat expectations

01:53 Amazon tightens its belt

03:05 Pfizer posts record revenue for 2022

03:59 McDonald’s strong customer traffic offsets margins

05:07 SPY ETF celebrates 30th anniversary

05:36 What is an ETF?

06:18 How did index funds’ popularity help ETFs?

07:31 How has the ETF market evolved to include active ETFs?

08:38 Where does the ETF market stand today?

09:49 What's made SPY in particular so successful since its debut?

12:23 What do you think the future holds for SPY?

13:45 SPY holds the title as the world's largest ETF, but it's not the world's first, right?

14:36 3 Dividend Stocks for February 2023

Read about topics from this episode.

Amazon Q4 Sales Up, Earnings Drop on Lower Customer Spending

Pfizer Reports Solid Q4 Earnings But Offers Weaker Outlook

McDonald’s Margin Compression Sinks Shares After Q4 Results, but Long-Term Narrative Intact

How the World’s Largest ETFs Changed Financial Markets

3 Dividend Stocks for February 2023

What to watch from Morningstar.

How Secure Act 2.0 Changes RMD Rules

Should You Buy a House Right Now?

Big Banks Bracing for a Recession

Create a New Financial Plan For the New Year: Part 2

Read what our team is writing.

Bryan Armour

David Harrell

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Ivanna Hampton on Twitter: @IvannaHampton 

David Harrell on Twitter: @davidharrell

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Resilient Azure Helps Microsoft Drive Solid Results; Macro Drives Lower Outlook; FVE Cut to $310

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How Secure Act 2.0 Changes RMD Rules Feb 03, 2023

Show notes

In today’s episode, Dan Wasiolek, Morningstar Research Services’ senior equity analyst, discusses Morningstar’s travel outlook and cheap travel stocks.

00:06 Introduction

00:38 Long-term outlook on Microsoft

01:34 Tesla calls 2022 “best year ever”

02:40 Southwest takes $800M hit

03:31 Morningstar’s travel outlook and stock picks

10:02 New Rules for IRA Distributions

Read about topics from this episode.

Tesla Posts Solid Earnings, Reports Strong Orders to Start 2023

Southwest Reports Q4 Net Loss Due to December Operational Issue; We See Improving Margins Ahead

New Expense Management Survey From Center Reveals Uptick in Travel Spend Among SMEs Despite Inflation and Recession Concerns

Can the Travel Industry’s Recovery Continue?

3 Notable Changes in Secure Act 2.0 for Advisors

What to watch from Morningstar.

Should You Buy a House Right Now? https://youtu.be/8QBdK6pDAN4

Big Banks Bracing for a Recession https://youtu.be/Q3PSWIW73ME

Stock and Bond Markets’ Wild Ride in 2022 https://youtu.be/jbdn2aKt-2c

Create a New Financial Plan for the New Year: Park 2 https://youtu.be/uhulskyWqQE

Read what our team is writing.

Seth Goldstein

Dan Wasiolek

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Christine Benz on Twitter: @Christine_Benz

Seth Goldstein on Twitter: @SethGMStar1

Instagram: https://www.instagram.com/morningstar...  

Raising Apple Stock’s Fair Value Estimate to $150

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Should You Buy a House Right Now? Jan 27, 2023

Show notes

Real Estate is a hot topic for investors everywhere, but is a home the best possible investment right now? Plus, we’ve raised the fair value estimates for both Apple stock and Procter & Gamble stock – and we think Palantir’s has made some strategic missteps. Find out more in this week’s episode. 

Timestamps

00:06 Intro

00:36 Morningstar upgrades Apple's moat

01:46 Proctor and Gamble reports Q2 2023 earnings

02:44 Palantir makes strategic missteps

03:52 Owning a House or REITs intro

04:21What are some of the benefits of physical real estate vs REITs?

05:09 What are some of the benefits of REITs vs Real Estate?

05:48 In both cases, what are some of the cons?

06:24 From an investment standpoint, which is the better bet, and why?

08:12 What’s a safe withdrawal rate for 2023?

Read about topics from this episode.

P&G Announces Fiscal Year 2023 Second Quarter Results

Procter & Gamble’s Stock Looks Overheated After Effectively Weathering Headwinds in the Quarter

Cutting Palantir Stock Fair Value Estimate as Strategic Missteps Create a Plethora of Problems

Investing in REITs vs. Direct Real Estate

Retirement Income and Safe Withdrawal Rates in 2023

What to watch from Morningstar.

Big Banks Bracing for a Recession

Create a New Financial Plan for the New Year: Part 2

Create a New Financial Plan for the New Year: Part 1

Stock and Bonds’ Market Wild Ride in 2022

Read what our team is writing.

Follow us on social media.

Ruth Saldanha on Twitter: @KarishmaRuth

Christine Benz on Twitter: @Christine_Benz

Twitter: https://twitter.com/MorningstarInc  

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Trian Opens Proxy Fight With Disney; We Believe Peltz Could Add Value as a Board Member

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Big Banks Bracing for a Recession Jan 20, 2023

Show notes

In today’s episode, Eric Compton, a strategist with Morningstar Research Services, talks about banks saving for an economic downtown and where investors could find opportunities.

00:06 Intro

00:36 Disney Proxy Fight

01:48 Hanesbrands closes Q4 with positive news

02:38 Coinbase plans layoffs

03:46 What do JPMorgan, Bank of America, Citigroup and Wells Fargo's results tell us?

05:57 How do their current actions compare to what they've done before previous recessions?

08:00 How could a recession affect banks in the short term and the long term?

10:30 What's going on with Wells Fargo?

12:39 Citigroup is also in a turnaround mode. What's the upside and the downside from their fourth quarter?

15:05 If investors are looking for opportunities among the Big Four that we discussed today, what would you recommend?

18:00 The Best 529 Plans of 2023

Read about topics from this episode.

Coinbase to Lay Off More Workers in Second Round of Cuts

Hanesbrands Alleviates Some Concerns by Reaching Modest Q4 Expectations; Shares Very Undervalued

JPMorgan, Wells Fargo, Bank of America and Citi Beat Earnings Expectations, but Worries About Headwinds Remain

Wells Fargo’s 2023 Outlook Shows That the Net Interest Income Boom May Be Over

Bank of America Beats Fourth-Quarter Earnings; Net Interest Income Outlook is Disappointing

Solid Q4 Results for Citigroup; Stock Remains Most Undervalued Among Banks

Solid Q4 2022 Earnings for JPMorgan; 2023 Outlook Is Good

What to watch from Morningstar.

Create a New Financial Plan for the New Year: Part One

Create a New Financial Plan for the New Year: Part Two

Stock and Bond Markets’ Wild Ride in 2022

RMD Sticker Shock? How to Ease Your Tax Burden

Read what our team is writing.

Eric Compton

Follow us on social media.

Ivanna Hampton on Twitter: @IvannaHampton

Instagram: https://www.instagram.com/morningstar...

Hate Budgeting? Try Rethinking It.

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Create a New Financial Plan for the New Year: Part 2 Jan 13, 2023

Show notes

In this two-part episode, Sarah Newcomb, director of financial psychology for Morningstar Inc, explains how to rethink budgeting, overcome overspending, and stop fighting about money.

Timestamps

00:04 Introduction

00:37 What kind of financial habits or histories do people tend to bring into their relationships?

02:30 How do couples mesh their financial lives without fighting about saving or spending?

04:36 Why do emotions rise when couples talk about money?

05:36 What should people pay attention to if they feel themselves getting upset about someone else’s financial habits?

06:57 What are steps couples can take to understand each other?

09:33 We’ve talked about rethinking budgeting, overcoming overspending, and how to avoid arguing over money. What’s your advice to our audience if they experience a setback or win?

Read about topics from this episode.

Got the Urge to Splurge? 4 Steps to Overcome Your Overspending Habit

How to Avoid Arguing Over Money By Sarah Newcomb

What to watch from Morningstar.

Top Retail Stocks on Sale This Holiday Season

Should You Buy Dividend Stocks in a Recession?

Retiring Soon? Make Sure to Check Your Asset Allocation

Cheap Stocks For You to Consider

Read what our team is writing:

Sarah Newcomb https://www.morningstar.com/authors/1951/sarah-newcomb

Follow us on social media.

Ivanna Hampton on Twitter: @IvannaHampton

Sarah Newcomb on Twitter: @finance_therapy

Instagram: https://www.instagram.com/morningstar...

Hate Budgeting? Try Rethinking It.

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Create a New Financial Plan For the New Year: Part 1 Jan 06, 2023

Show notes

In this two-part episode, Sarah Newcomb, director of financial psychology for Morningstar Inc, explains how to rethink budgeting, overcome overspending, and stop fighting about money.

00:04 Introduction

00:43 Financial advice tends to tell people to break down their budgets into “wants versus needs”. What are your thoughts on this concept?

02:55 How should we think about our needs? What should we include? (basic categories from Maslow: survival, security, love and belonging, esteem, and meaning)

04:04 You’ve written that “our wants point to needs.” Can you explain that?

05:14 How should we rethink budgeting if we don’t follow needs versus wants?

08:04 What are some ways to identify possible strategies to meet a need and save money?

08:53 We know now how to meet our needs through strategies. What should people do if they tend to overspend?

11:01 How do we identify the emotion that’s driving the urge to spend too much?

12:14 Now, that the emotion is known, what do we do next?

Read about topics from this episode.

Got the Urge to Splurge? 4 Steps to Overcome Your Overspending Habit

How to Avoid Arguing Over Money By Sarah Newcomb

What to watch from Morningstar.

Top Retail Stocks on Sale This Holiday Season

Should You Buy Dividend Stocks in a Recession?

Retiring Soon? Make Sure to Check Your Asset Allocation

Cheap Stocks For You to Consider

Read what our team is writing:

Sarah Newcomb https://www.morningstar.com/authors/1951/sarah-newcomb

Follow us on social media.

Ivanna Hampton on Twitter: @IvannaHampton

Sarah Newcomb on Twitter: @finance_therapy

Instagram: https://www.instagram.com/morningstar...