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    Investing Insights

    A thoughtful look at investing opportunities and risks beyond the market headlines, plus personal finance and retirement tips, from Morningstar.

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    Copyright: © 2022 Morningstar, Inc.

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    Latest Episodes:
    It's Getting Easier to Invest in Private Assets. What Does That Mean for Investors? Jan 10, 2025
    Show notes

    Jack Shannon, senior manager research analyst for Morningstar Research Services, discusses how fund companies are looking to put private assets in the hands of everyday investors. He explains the risks and opportunities in private equity and private credit, and where this trend could go in 2025.
    What Are Private Assets?

    Risks of Private Assets vs. Public Assets

    Why Fund Companies Want to Give Retail Investors Access to Private Assets

    How Investors Can Access Private Assets Today

    Why Funds Choose Private Credit Instead of Private Equity

    Why Companies Stay Private

    How the Lack of Liquidity in Private Assets Plays Out in Interval Funds

    How Funds Provide Exposure to Private Equity

    Do Funds with Private Equity or Private Credit Exposure Have Better Performance?

    Would Holding Private Assets in an ETF Work?

    Opportunities for Investors in Private Asset Funds

    Private Asset Fund Outlook

    Read about topics from this episode.

    Morningstar's 2025 Outlook: Future Market Investment Strategies

    When Will Public and Private Equity Markets Finally Converge?

    DXYZ: This Closed-End Fund Is Not Destiny’s Child

    Invest in SpaceX Alongside Elon Musk? Why This Closed-End Fund Is Not Worth the Ride

    Private Credit: Avoid This Common Asset Allocation Mistake

    2025 US Private Credit Outlook: More M&A, Larger Lenders, Bigger Market

    Ask Your Advisor These Questions Before Investing in Private Credit

    What to watch from Morningstar.

    Where Investors Can Find the Highest Bond Yields in 2025

    How the Fed's Surprise Outlook Adds to Market Uncertainty for 2025

    How to Diversify Your Portfolio to Handle a Market Correction

    What Higher Bond Yields Mean for Markets in 2025

    Read what our team is writing:

    Jack Shannon

    Margaret Giles

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    Where Investors Can Find the Highest Bond Yields in 2025 Jan 03, 2025
    Show notes

    Dominic Pappalardo, chief multi-asset strategist for Morningstar Investment Management, discusses where to find the highest bond yields this year and whether corporate bonds are still attractive.
    Why Cash is No Longer King

    Is a 3% Interest Rate Forecast a Wake-Up Call?

    Why It's a Good Time for Investors to Move Out of Cash

    Why Investors Should Move Longer Term in Fixed Income

    Are Corporate Bonds Still Attractive?

    Where We Are Seeing Promising Yields From Global Bonds

    What to Keep in Mind When Investing in Global Bonds

    Where to Invest in 2025

    Read about topics from this episode.

    Where to Find Returns When Interest Rates Fall

    Morningstar's 2025 Outlook: Future Market Investment Strategies

    Morningstar’s 2025 Investment Outlook for Financial Advisors

    Why Our Best Investment Ideas for 2025 Are Outside the US

    What to watch from Morningstar.

    How to Diversify Your Portfolio to Handle a Market Correction

    What Higher Bond Yields Mean for Markets in 2025

    Yes, You Can Still Find Tax-Loss Harvesting Opportunities in 2024

    Read what our team is writing:

    Dominic Pappalardo

    Ivanna Hampton

    Follow us on social media.

    Facebook: https://www.facebook.com/MorningstarInc/

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    How the Fed's Surprise Outlook Adds to Market Uncertainty for 2025 Dec 20, 2024
    Show notes

    Tom Lauricella, Morningstar Inc global markets editor, explains why the market reacted poorly to the Federal Reserve’s interest-rate outlook. The Smart Investor newsletter editor also discusses some of 2024’s biggest headlines such as inflation, the broader stock market rally, and new leadership in Washington.
    Why the Fed Scaled Back from Four Interest-Rate Cuts to Two for 20255

    Did the Market Bounce Back After the Drop Following the Fed Rate Decision?

    Why the Fed Isn’t Saying They Are Seeing a Stronger Economy in 2025

    Will Trump’s Tariffs Cause Inflation to Rise?

    Will the Market’s Momentum Continue into 2025?

    High Yields in the Bond Market Are Benefitting Investors

    Will the Trump Administration Boost Bitcoin’s Growth?

    How Investor’s Should Approach Trump’s Second Term

    5 Stories Investors Should Watch for in 2025

    Read about topics from this episode.

    Subscribe to Morningstar’s SmartInvestor newsletter.

    Stocks Tumble on New Fed Rate Forecast—Here’s Why

    Fed Sets Stage For Fewer (or Possibly No) Rate Cuts in 2025

    Forecasts for November PCE Preview Show More Moderation in Inflation

    What to Expect From Bitcoin in 2025

    What Higher Bond Yields Mean for Markets in 2025

    What to watch from Morningstar.

    How to Diversify Your Portfolio to Handle a Market Correction

    What Higher Bond Yields Mean for Markets in 2025

    Yes, You Can Still Find Tax-Loss Harvesting Opportunities in 2024

    A Simpler Medicare Part D Is Coming. Here's How It Could Save You Money

    Read what our team is writing:

    Tom Lauricella

    Ivanna Hampton

    Follow us on social media.

    Facebook: https://www.facebook.com/MorningstarInc/

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    Instagram: https://www.instagram.com/morningstar...

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    How to Diversify Your Portfolio to Handle a Market Correction Dec 13, 2024
    Show notes

    Russel Kinnel, director of ratings for Morningstar Research Services, discusses large growth’s impressive run in 2024 and why it might be time to rebalance if you haven’t in a while.

    What is Driving Growth’s Impressive Run?

    Why Is it Important to Rebalance Now

    What Triggered Growth’s Largest Selloffs Since 2000

    What Was Unusual About the Growth Correction in 2022

    Top-Rated Bond Funds that Could Help with Saving for an Emergency Fund

    Bond Funds that are Defensive if Growth Gets Crushed

    Small-Value Funds Out of Sync With Large Growth

    Mid-Growth Funds that are Good Diversifiers

    Read about topics from this episode.

    Subscribe to the Morningstar FundInvestor newsletter.

    6 Top-Performing Large-Growth Funds

    Is It Time to Diversify Beyond US Large-Cap Growth Stocks?

    How to Rebalance Your Portfolio Before 2025

    The Best Funds for Rebalancing in 2025

    The Best Bond Funds

    What to watch from Morningstar.

    What Higher Bond Yields Mean for Markets in 2025

    Yes, You Can Still Find Tax-Loss Harvesting Opportunities in 2024

    A Simpler Medicare Part D Is Coming. Here's How It Could Save You Money

    A Better Way to Use Leverage in Your ETF Portfolio

    Read what our team is writing:

    Russel Kinnel

    Ivanna Hampton

    Follow us on social media.

    Facebook: https://www.facebook.com/MorningstarInc/

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    Instagram: https://www.instagram.com/morningstar...

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    What Higher Bond Yields Mean for Markets in 2025 Dec 06, 2024
    Show notes

    Dominic Pappalardo, chief multi-asset strategist at Morningstar Investment Management, discusses why long-term yields spiked in the wake of the election, what's next for fixed-income in 2025, and how investors can take advantage of higher yields in their portfolios.
    Why Did Bond Yields Rise in the Wake of the Election?

    How Investors Are Thinking About Rising Bond Yields

    What the Current Run-Up in Bond Yields Tells Us About the Markets

    How Do Today’s Yields Compare to History?

    Will the Flat Yield Curve Start to Steepen?

    How Bond Yields Affect the Stock Market

    How Long Can the Market Withstand a Higher Interest Rate Environment?

    How Bond Yields Affect Mortgages

    How Today’s Bond Yields Can Benefit Investors When Looking at Portfolio Construction

    Economic Outlook 2025 Key Takeaways

    Read about topics from this episode.

    Postelection Deficit Concerns Fuel Jump in Bond Yields

    Trump’s Tariffs: A Wild Card for the Markets in 2025

    Fed Sticks to Rate Cut Plans, for Now

    ‘Diversification Is Back’—Why 60/40 Portfolios Are Working

    What to watch from Morningstar.

    Yes, You Can Still Find Tax-Loss Harvesting Opportunities in 2024

    A Simpler Medicare Part D Is Coming. Here's How It Could Save You Money

    A Better Way to Use Leverage in Your ETF Portfolio

    Apple Earnings Are on Deck. Will Apple Intelligence Help Drive iPhone Sales?

    Read what our team is writing:

    Sarah Hansen

    Follow us on social media.

    Facebook: https://www.facebook.com/MorningstarInc/

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    Yes, You Can Still Find Tax-Loss Harvesting Opportunities in 2024 Nov 22, 2024
    Show notes

    Christine Benz, Morningstar’s director of personal finance and retirement planning, discusses the ins and outs of tax-loss selling and where investors can look for potential opportunities to harvest losses in their portfolios.

    What is Tax-Loss Selling?

    Are There Limits to How Much You Can Offset Capital?

    How to Evaluate Your Cost Basis to Find Loss Opportunities

    What is the 30 Day Rule for Tax-Loss Selling?

    Why Investors Should Think About Tax-Loss Selling When Markets Are Up

    How to Make Tax-Loss Selling a Part of Your Portfolio Maintenance Strategy

    Why Tax-Loss Selling is a Bear Market Strategy

    Read about topics from this episode.

    How You Could Benefit from Tax-Loss Selling This Year

    Are Active ETFs Truly More Tax-Efficient?

    Ready for a Big Capital Gains Tax Bill?

    What You Need to Know About Capital Gains Distributions

    Which Investments to Keep Out of Your Taxable Account

    What to watch from Morningstar.

    A Simpler Medicare Part D Is Coming. Here's How It Could Save You Money

    A Better Way to Use Leverage in Your ETF Portfolio

    Apple Earnings Are on Deck. Will Apple Intelligence Help Drive iPhone Sales?

    Is Your Portfolio Built to Withstand a Market Rotation?

    Read what our team is writing:

    Christine Benz

    Margaret Giles

    Follow us on social media.

    Facebook: https://www.facebook.com/MorningstarInc/

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    Instagram: https://www.instagram.com/morningstar...

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    What You’re Getting Wrong About Dividend Investing Nov 15, 2024
    Show notes

    David Harrell, editor of Morningstar’s DividendInvestor newsletter, makes the case for dividend investing. However, he also points out the pitfalls, like dividend fallacy, that income-focused investors should watch out for.
    Why Investors Are Divided About Dividend Investing

    The Pitfall of Dividend Fallacy

    Warning Signal for Dividend Traps

    Should Investors Focus on Total Return Rather Than Dividends Alone?

    How a Dividend-Focused Investment Strategy Can Help with Safe Withdrawal Rates

    Why Investors May Not Want to Create Their Own Dividend

    Why Long-Term Performance Matters When Looking at Dividend Stocks Versus the Broder Market

    Are Share Repurchases Better Than Dividends at Returning Capital to Stock Owners? (This part of the episode includes a clarification: Taxes on qualified dividends can be avoided if your AGI is below certain levels.)

    Drawbacks of a Dividend-Focused Investment Strategy

    Has Dividend Investing Created Bad Investor Behavior?

    Read about topics from this episode.

    Subscribe to the Morningstar DividendInvestor newsletter.

    3 Dividend Stocks for November 2024

    Are Better Days Ahead for Dividend Investors?

    Is a Dividend Stock Comeback Around the Corner?

    New Dividend Stocks: Can Meta and Salesforce Help Revive the Classic Strategy?

    There Is Nothing Special About Dividends

    What to watch from Morningstar.

    A Simpler Medicare Part D Is Coming. Here's How It Could Save You Money

    A Better Way to Use Leverage in Your ETF Portfolio

    Apple Earnings Are on Deck. Will Apple Intelligence Help Drive iPhone Sales?

    Is Your Portfolio Built to Withstand a Market Rotation?

    Read what our team is writing:

    David Harrell

    Ivanna Hampton

    Follow us on social media.

    Facebook: https://www.facebook.com/MorningstarInc/

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    A Simpler Medicare Part D Is Coming. Here's How It Could Save You Money Nov 08, 2024
    Show notes

    Mark Miller, Morningstar contributor, talks about the new $2,000 out-of-pocket cap for Medicare Part D coming in 2025. Plus, learn what you should know before switching between Medicare Advantage and traditional Medicare during open enrollment.

    Traditional Medicare vs. Medicare Advantage

    Why Seniors Shouldn’t Just Roll Over Their Plans in 2025

    2025 Medicare Part D Changes

    Medicare’s New Prescription Payment Plan

    What Should Seniors Do If Their Medicare Advantage Plan is Being Eliminated?

    What You Need to Know About Switching Between Traditional Medicare and Medicare Advantage

    Where You Can Go to Get Help Choosing a New Medicare Plan

    Read about topics from this episode.

    Medicare Open Enrollment: What to Know as You Enroll for 2025

    I’m 65 and Still Working. Should I Enroll in Medicare?

    Are Consumers Better Off With Medicare Plus a Medigap Plan?

    What to watch from Morningstar.

    A Better Way to Use Leverage in Your ETF Portfolio

    Apple Earnings Are on Deck. Will Apple Intelligence Help Drive iPhone Sales?

    Is Your Portfolio Built to Withstand a Market Rotation?

    Inherited IRA Rules: What You Need to Know Before 2025

    Read what our team is writing:

    Mark Miller

    Ivanna Hampton

    Follow us on social media.

    Facebook: https://www.facebook.com/MorningstarInc/

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    Instagram: https://www.instagram.com/morningstar...

    LinkedIn: https://www.linkedin.com/company/5161/


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    A Better Way to Use Leverage in Your ETF Portfolio Nov 01, 2024
    Show notes

    Bryan Armour, director of passive strategies research for North America for Morningstar Research Services, talks about the best way for most retail investors to leverage and which leveraged ETFs look promising. Travis Miller, strategist for Morningstar Research Services, discusses how tech companies are looking to nuclear energy to fuel data centers’ surging demand.
    Why Leverage Has a Debatable Reputation in Investing

    Volatility Drag and Leveraged ETFs

    Why Does Leverage Kill ETFs?

    What Are ETPs?

    A Better Way for Investors to Use Leverage in Their Portfolio

    How Can Investors Add Leverage to Their Portfolio Without Volatility Drag?

    Costs of Leveraged ETFs

    How Most Investors Should Gain Exposure to Leverage

    Do Leveraged ETFs Show Promise?

    What’s Coming Up in the Markets?

    How Much Energy Does a Data Center Need to Run?

    Why Small Modular Reactors Could Be Key to Powering Data Centers

    Are Carbon-Free Pledges Driving Companies Toward Nuclear Energy?

    Which Utilities Companies Are Next to Sign Data Center Deals?

    Is This Shift Toward Nuclear Energy Larger Than Just AI?

    What to Look for in Utilities Companies’ Earnings

    Utilities Stock Picks

    Read about topics from this episode.

    Subscribe to Morningstar's ETFInvestor Newsletter.

    The AI Revolution Is Ready to Power Up. It Just Needs Electricity

    Utilities: Falling Interest Rates, Growth Outlook Boosting Stocks

    What to watch from Morningstar.

    Apple Earnings Are on Deck. Will Apple Intelligence Help Drive iPhone Sales?

    Is Your Portfolio Built to Withstand a Market Rotation?

    Inherited IRA Rules: What You Need to Know Before 2025

    How to Find the Best Health Savings Account

    Read what our team is writing:

    Bryan Armour

    Travis Miller

    Ivanna Hampton

    Follow us on social media.

    Facebook: https://www.facebook.com/MorningstarInc/

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    How to Retire: Understand and Plan for Long-Term Care Oct 30, 2024
    Show notes

    Christine Benz, Morningstar’s director of personal finance and retirement planning, interviews financial experts about different aspects of retirement in ‘How to Retire,’ the companion podcast to her book of the same name. In this episode, Christine talks with author and researcher Howard Gleckman about long-term care.
    How Long-Term Care Differs from Conventional Healthcare

    Why Americans Need More Long-Term Care Than Ever Before

    Long-Term Care Isn’t Just in Nursing Homes

    Does Medicare Cover Long-Term Care Costs?

    Who Should Consider Long-Term Care Insurance?

    The Financial Implications of Continuing Care Retirement Communities

    Howard Gleckman’s Experience with Long-Term Care

    Key Takeaways

    Hi, I'm Christine Benz from Morningstar and welcome to the How to Retire podcast. It's a companion to my book, which is also called How to Retire. Each episode will provide a bite-sized lesson about how to do some aspect of retirement well.

    If you read my work regularly, you know that I'm a little bit obsessed with the topic of long-term care, not just how to pay for it, but also all of the other dimensions of it, like the impact on families. To help discuss that topic, I reached out to Howard Gleckman. He is the author of a book called Caring for Our Parents, and he is also a Senior Fellow at the Urban Institute, where he is affiliated with the Tax Policy Center and the Program on Retirement Policy. He also writes a great blog for Forbes. I asked him to discuss the basics of long-term care, as well as the financial ramifications and implications for caregivers.

    More from Howard Gleckman

    Bio

    Forbes Column

    Urban Institute

    TaxVox blog

    Caring For Our Parents, by Howard Gleckman

    Howard Gleckman on The Long View: ‘We Pretend This Isn’t a Problem’

    Read more from Christine Benz.

    How to Retire: Tips for Entering Retirement

    The Hidden Crisis in Long-Term Care

    How Likely Are You to Need Long-Term Care?

    6 Steps for Smart Long-Term-Care Planning

    Worried About Long-Term Care Expenses? Let’s Do Something About It.

    Watch more from How to Retire.

    How to Retire: Prioritize Tax Planning in Retirement

    How to Retire: Transition from Saving to Spending

    How to Retire: Consider a Retirement Bucket Portfolio Strategy

    How to Retire: Know What ‘Enough’ Means in Retirement

    How to Retire: Understand the Role of Working Longer

    How to Retire: Stay Flexible with Your Retirement Spending

    Read what our team is writing:

    Christine Benz

    Follow Christine Benz on social media.

    X: https://x.com/christine_benz

    LinkedIn: https://www.linkedin.com/in/christine-benz-b83b523


    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.


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