Invest Like a Boss

Latest Episodes:

162: Farmland Investing with AcreTrader CEO Carter Malloy Nov 20, 2020

Show notes

Carter grew up in a farming family and has a lifelong passion for investing and agriculture. Prior to AcreTrader, he was part of an equity investment firm for 5 years. Before joining in 2013, Carter was a Managing Director with Stephens Inc., a large private investment bank, where he was an equity research analyst focused on the Internet, Data & Analytics and Real Estate Processing sectors. Prior to Stephens, he owned small businesses focused on internet marketing and sustainable fuel technologies. He graduated from the University of Arkansas with a bachelor’s degree in Physics and has previously held Series 7, 63, 86 and 87 licenses with the Financial Industry Regulatory Authority (FINRA).

Listen to ILAB 162 on iTunes here or subscribe on your favorite podcast app.

Where we are:

Johnny FD – Sri Lanka / IG @johnnyfdk
Sam Marks – North Carolina / IG @imsammarks
Derek Spartz - Los Angeles / IG @DerekRadio

Sponsor:

Indeed
Get a $75 credit to boost your job post and find your next hire faster
Support Invest Like a Boss: Join our Patreon

Discussed:

AcreTrader

Like these investments? Try them with these special ILAB links:

ArtofFX – Start with just a $10,000 account (reduced from $25,000)
Fundrise – Start with only $1,000 into their REIT funds (non-accredited investors OK)
Betterment – Get up to 1 year managed free
Wealthfront – Get your first $15,000 managed free
PeerStreet – Get a 1% yield bump on your first loan

*Johnny and Sam use all of the above services personally.

Time Stamps:

07:50 – How did you get into farmland and agriculture?
08:30 – Before AcreTrader, how was farmland purchased?
10:22 – What is the usual size of these farms?
12:02 – Why farmland and not commercial or residential real estate?
15:15 – How does farmland outperform other asset classes?
18:25 – How long do you hold onto the land for?
18:39 – Are you concerned about the land depreciating because of bad farming practices?
20:26 – How long do farmers usually rent the land?
21:09 – How does it work for investors?
23:06 – How often does the investor get paid?
25:45 – Does the rental change depending on the farm?
27:03 – Do you normally list farms weekly?
28:09 – What is your investment range?
30:06 – What crops are the most profitable?
34:30 – How long are the investments?
37:48 – How are the taxes treated?
36:55 – Who can invest?
39:48 – Johnny & Derek Recap

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161: Investing in Fine Wine - Cult Wines CEO Tom Gearing Nov 13, 2020

Show notes

Tom Gearing is CEO and co-founder of Cult Wines Ltd, the world’s leading fine wine investment company with assets under management of £130 million. Founded in 2007 and headquartered in London, the company has offices in Hong Kong, Shanghai, Singapore and New York (late 2020). Cult Wines provides physical fine wine portfolio management services to private individuals and clients of family offices, wealth managers and private banks globally. Tom has overseen the growth of the business receiving a number of awards including appearing on the Sunday Times Fast Track 100 in 2015 and 2017, as well as receiving a Queens Award for International Trade. Tom regularly features as a market commentator appearing on media outlets such as Bloomberg, CNBC Europe, CITYAM and more. Tom is a former runner-up on the BBC’s Apprentice in 2012.

Listen to ILAB 161 on iTunes here or subscribe on your favorite podcast app.

Where we are:

Johnny FD – Sri Lanka / IG @johnnyfdk
Sam Marks – North Carolina / IG @imsammarks
Derek Spartz - Los Angeles / IG @DerekRadio

Sponsor:

Masterworks
At signup, go to Masterworks.io, select Podcast and use code BOSS to skip the 70,000 person wait list.
Support Invest Like a Boss: Join our Patreon

Discussed:

Cult Wines Ltd

Like these investments? Try them with these special ILAB links:

ArtofFX – Start with just a $10,000 account (reduced from $25,000)
Fundrise – Start with only $1,000 into their REIT funds (non-accredited investors OK)
Betterment – Get up to 1 year managed free
Wealthfront – Get your first $15,000 managed free
PeerStreet – Get a 1% yield bump on your first loan

*Johnny and Sam use all of the above services personally.

Time Stamps:

07:40 – How did you get started in Wines?
12:09 – What is a “fraud” wine?
15:44 – Is there a lot of money in owning and operating a vineyard?
19:28 – Which country sells the most wine by volume ?
22:00 – What is driving the price of wine?
25:56 – What happens when the bottle “goes bad”?
30:30 – Do wines differ with food pairing and ageing?
34:24 – How does Cult Wines Ltd engage with different investors?
42:16 – What are the range of portfolios with your investors?
44:04 – Are all your investors financial investors?
46:30 – Where do you have operational centers throughout the world?
47:27 – Are there any restrictions on who can invest?
48:15 – Could you see yourself doing anything different?
51:29 – Sam & Johnny Recap

If you enjoyed this episode, do us a favor and share it! Also if you haven’t already, please take a minute to leave us a 5-star review on iTunes and claim your bonus here!

160: 1 Euro Houses in Italy - Karl Pierre Nov 06, 2020

Show notes

Karl Pierre is a Real Estate Investor, serial entrepreneur and educator. He earns over 1,000,000 every month, manages more than 400 workers, and he owns and controls over 15,000,000 in real estate assets. He started In Healthcare Staffing in his family business at age 14. Doing everything from hiring, payroll, billing, and staffing, later went on to flipping salvage automobiles. In 2006 he participated in his first real estate transaction and has been growing his portfolio as an investor ever since.

Listen to ILAB 160 on iTunes here or subscribe on your favorite podcast app.

Where we are:

Johnny FD – Sri Lanka / IG @johnnyfdk
Sam Marks – North Carolina / IG @imsammarks
Derek Spartz - Los Angeles / IG @DerekRadio

Sponsor:

Indeed
ILAB listeners receive a $75 credit to boost their job post and help find more quality candidates faster
Support Invest Like a Boss: Join our Patreon

Discussed:

Like these investments? Try them with these special ILAB links:

ArtofFX – Start with just a $10,000 account (reduced from $25,000)
Fundrise – Start with only $1,000 into their REIT funds (non-accredited investors OK)
Betterment – Get up to 1 year managed free
Wealthfront – Get your first $15,000 managed free
PeerStreet – Get a 1% yield bump on your first loan

*Johnny and Sam use all of the above services personally.

Time Stamps:

06:49 – How did you get started in Real Estate?
13:38 – What was the first international property you got involved in?
22:36 – Why did you choose Sicily?
23:18 – What is the “catch” of this investment?
30:15 – What do you think your renovation cost will be?
32:58 – How did you find a contractor?
34:20 – How was the closing process ?
40:41 – Are you looking at acquiring more properties?
46:12 – Patreon Questions
52:57 – Sam & Johnny Recap

If you enjoyed this episode, do us a favor and share it! Also if you haven’t already, please take a minute to leave us a 5-star review on iTunes and claim your bonus here!

159: Q4 2020 Update Preview & Bill Perkins Follow-Up Oct 23, 2020

Show notes

In the first half of this episode, Johnny and Sam give you a preview of their 3rd quarter 2020 investments. If you want to hear the full episode and see the video including screenshots of both Johnny and Sam's accounts you must become a Patreon. Sign up for the Invest Like a Boss Patreon account for as low as $5 per month to gain access.

In the second half of the episode, Johnny follows up with Die With Zero author Bill Perkins. (Listen to his first ILAB interview in Episode 149).

There was a lot of interest in what MLPs (Master Limited Partnerships) that Bill invests in himself and he actually lists the exact ones he has positions in! Johnny even decided to mirror Bill's investments himself, you'll have to listen to find out what MLPs Bill is in!

Listen to ILAB 159 on iTunes here or subscribe on your favorite podcast app.

Where we are:

Johnny FD – Sri Lanka / IG @johnnyfdk
Sam Marks – South Carolina / IG @imsammarks
Derek Spartz - Los Angeles / IG @DerekRadio

Sponsor:

Our Crowd
Support Invest Like a Boss: Join our Patreon

Discussed:

Die with Zero

Like these investments? Try them with these special ILAB links:

ArtofFX – Start with just a $10,000 account (reduced from $25,000)
Fundrise – Start with only $1,000 into their REIT funds (non-accredited investors OK)
Betterment – Get up to 1 year managed free
Wealthfront – Get your first $15,000 managed free
PeerStreet – Get a 1% yield bump on your first loan

*Johnny and Sam use all of the above services personally.

Time Stamps:

2:29 – Quarterly Update preview
23:11 – How do you afford to have a yacht experience?
24:30 – Who paid for the yacht you are on?
25:45 – How much was it to rent a yacht?
26:05 – How big is the yacht?
26:50 – “I identify the experiences then allocate the money” - Bill Perkins
27:14 – What MLP’s are you invested in?
29:03 – Is this a Long-term hold for you?
29:49 – Do you worry about the price per share when it is time to sell?
31:11 – Would I be crazy to do 10% of my net worth in MLPs ?
32:38 – “I wasn’t put on this earth to make 4%” - Bill Perkins

If you enjoyed this episode, do us a favor and share it! Also if you haven’t already, please take a minute to leave us a 5-star review on iTunes and claim your bonus here!

158: Peter Mallouk Talks The Path with Tony Robbins Oct 15, 2020

Show notes

Peter Mallouk is the President of Creative Planning, named the #1 Independent Financial Advisory Firm in America by Barron’s (2017). Barron’s magazine named Peter the #1 Independent Financial Advisor in America three straight years (2013, 2014, and 2015). CNBC named Creative Planning the #1 Independent Wealth Management Firm in the United States on the only rankings the network ever released (2014–2015). Peter is featured on Worth magazine’s 2017 and 2018 Power 100 rankings, a list featuring the 100 most powerful men and women in global finance. In 2017, Peter was a recipient of the Ernst & Young Central Midwest Entrepreneur of the Year Award. Creative Planning provides comprehensive wealth management services to high-net-worth clients, including investment management, financial planning, charitable planning, retirement plan consulting, tax planning, and estate planning services. Creative Planning currently manages nearly $50 billion for clients in all fifty states.

Reach Out to Peter Mallouk

Listen to ILAB 158 on iTunes here or subscribe on your favorite podcast app.

Where we are:

Johnny FD – Sri Lanka / IG @johnnyfdk
Sam Marks – South Carolina / IG @imsammarks
Derek Spartz – Los Angeles / IG @derekradio

Sponsor:

Indeed
Support Invest Like a Boss: Join our Patreon

Discussed:

The Path: Accelerating Your Journey to Financial Freedom is Peter Mallouk & Tony Robbins'

Regardless of your stage of life and your current financial picture, the quest for financial freedom can indeed be conquered. The journey will demand the right tools and strategies along with the mindset of money mastery. With decades of collective wisdom and hands-on experience, your guides for this expedition are Peter Mallouk, the only man in history to be ranked the #1 Financial Advisor in the U.S. for three consecutive years by Barron’s (2013, 2014, 2015), and Tony Robbins, the world-renowned life and business strategist. Mallouk and Robbins take the seemingly daunting goal of financial freedom and simplify it into a step-by-step process that anyone can achieve.

Like these investments? Try them with these special ILAB links:

ArtofFX – Start with just a $10,000 account (reduced from $25,000)
Fundrise – Start with only $1,000 into their REIT funds (non-accredited investors OK)
Betterment – Get up to 1 year managed free
Wealthfront – Get your first $15,000 managed free
PeerStreet – Get a 1% yield bump on your first loan

*Johnny and Sam use all of the above services personally.

Time Stamps:

8:22 – Why the New Book?
9:26 – Why was it necessary to include “the 6 human needs” in the book?
14:06 – Why do people have financial success but still are not happy?
15:57 – What still drives you to grow your business?
17:14 – How did you get started and how did you meet Toni?
24:47 – What are your thoughts on the All Seasons portfolio?
29:03 – What are your thoughts going forward with the US Stock market?
31:08 – How are you personally invested?
32:30 – What are the advantages of using your company as opposed to going directly?
34:42 – How do you feel about crypto currency?
36:52 – What does financial freedom look like?
38:56 – Johnny and Derek Recap

If you enjoyed this episode, do us a favor and share it! Also if you haven’t already, please take a minute to leave us a 5-star review on iTunes and claim your bonus here!

157: Meet Derek Spartz: New Member of Invest Like a Boss Oct 08, 2020

Show notes

Meet Derek Spartz, the newest member of Invest Like a Boss. Derek has been a member of ILAB since March 2020, mostly behind the scenes, but will be taking on a larger role going forward. So, we decided to have him on the show to learn more about his career background and investment portfolio. Johnny speaks with Derek to learn how he went from a corporate job in the music/radio industry with near zero savings and buried in debt to becoming self-employed, debt-free and achieving a 50% savings rate in less than 2 years. Derek has done all this while continuing to live in one of the most expensive places in the United States - Venice Beach, California. Learn why he continues to live there, what his plan is going forward, and how he was inspired by ILAB and eventually came to work on the show.

Listen to ILAB 157 on iTunes here or subscribe on your favorite podcast app.

Where we are:

Johnny FD – Sri Lanka / IG @johnnyfdk
Sam Marks – South Carolina / IG @imsammarks

Sponsor:

MasterWorks
Select "Podcast" at signup and use code BOSS to skip the 70,000 person wait list and get direct access to invest.
Support Invest Like a Boss: Join our Patreon

Discussed:

Save up to $30,000 and delay your dues until you're ready to travel when you sign up Here

Like these investments? Try them with these special ILAB links:

ArtofFX – Start with just a $10,000 account (reduced from $25,000)
Fundrise – Start with only $1,000 into their REIT funds (non-accredited investors OK)
Betterment – Get up to 1 year managed free
Wealthfront – Get your first $15,000 managed free
PeerStreet – Get a 1% yield bump on your first loan

*Johnny and Sam use all of the above services personally.

Time Stamps:

12:32 – Derek’s Background
22:35 – Derek’s employment after radio
32:27 – “I’m at a 50% savings rate” - Derek Spartz
37:57 – Is there a city or country you would consider moving to?
39:19 – How did you start working with Invest Like A Boss?
40:19 – Is there a plan for an Invest Like A Boss meet up in 2021?
41:49 – When is the Tony Robbins interview?
43:56 – What is the most impactful book you read?
46:16 – Where do you invest your money?

If you enjoyed this episode, do us a favor and share it! Also if you haven’t already, please take a minute to leave us a 5-star review on iTunes and claim your bonus here!

156: How to Buy Real Estate Overseas in 8 Easy Steps Oct 01, 2020

Show notes

In Buying Real Estate Overseas For Cash Flow (And A Better Life): Get Started With As Little As $50,000, Kathleen Peddicord and Lief Simon explain how to incorporate an investment in foreign real estate into your portfolio for as little as $50,000. With a lifetime of experience on the subjects of living, retiring, and investing overseas, the authors delve deep into this complex topic. Simply put, this book is a practical guide to buying property overseas as a strategy for earning cash flow to fund your dream retirement.

Buying Real Estate Overseas includes a breadth and depth of information on the world’s best markets for investing in real estate for cash flow. Its up-to-date information about this investment category puts to bed much of the outdated advice and guidance currently available in published materials.

The authors identify several hot, new markets where currency valuations and market conditions make the purchase of real estate an extremely wise investment decision in today’s volatile investment climate.

Listen to ILAB 156 on iTunes here or subscribe on your favorite podcast app.

Where we are:

Johnny FD – Sri Lanka / IG @johnnyfdk
Sam Marks – South Carolina / IG @imsammarks

Sponsor:

OurCrowd
Support Invest Like a Boss: Join our Patreon

Discussed:

Buy Real Estate Overseas to Earn Cash Flow
Save up to $30,000 and delay your dues until you're ready to travel when you sign up Here

Like these investments? Try them with these special ILAB links:

ArtofFX – Start with just a $10,000 account (reduced from $25,000)
Fundrise – Start with only $1,000 into their REIT funds (non-accredited investors OK)
Betterment – Get up to 1 year managed free
Wealthfront – Get your first $15,000 managed free
PeerStreet – Get a 1% yield bump on your first loan

*Johnny and Sam use all of the above services personally.

Time Stamps:

07:58 – How do you get started in buying properties overseas?
15:10 – Is it easy to find local banks that are willing to lend you money for properties?
20:54 – After you are financed, what is the next step?
27:41 – With short term rentals, how do you address property management?
30:44 – How do you choose a property?
39:38 – What strategies do you use for negotiating on the property?
46:16 – How is it best to handle closing on the property?
49:04 – What are the ways you can manage your asset?
50:42 – Where do you have real estate, and what areas are you interested in?
53:50 – How many properties have you owned at a single time?
57:59 – What are the best value markets right now?
61:11 – Sam and Johnny Recap

If you enjoyed this episode, do us a favor and share it! Also if you haven’t already, please take a minute to leave us a 5-star review on iTunes and claim your bonus here!

155: Strip Club Economics - Rori Gordon Sep 24, 2020

Show notes

Rori Gordon attended the School of Hard Knocks. After high school Rori worked in several facilities as a bartender. She learned about operations and management at the various places she was employed. In 1980 Ms. Gordon was offered a position managing the Hollywood Motel. After two years the nightclub located at the Hollywood Motel became available for lease. Ms. Gordon started Rori Promotions. At the same time she signed a lease with the Motel owner for the nightclub space naming it Anvines. Anvines became an overnight success and remained in operation from 1982 until 1989. In 1988 Rori Gordon decided to enlist the services of Billy Deans Entertainment. She ultimately hired Billy Deans Male Revue every Friday night at Anvines. The following summer Billy Deans “Foxy Boxing” was created with sold out shows for a 16 week booking.

Ms. Gordon was at a crossroad in her career and had to make a decision. In 1989 she sold her interest in Anvines and became partners in Billy Deans Entertainment. Promoting, touring and booking shows resulted in an unbeatable team. After 5 years of working in clubs all over the world Billy Dean and Rori Gordon wanted to put their feet down in one local location. This prompted the purchase of 1998 Billy Deans Showtime Café. Rori Gordon is the promoter and marketer. For many years she has been the bartender, food preparer for all events at the club and has even swept the floors. There is no task too small for this woman.

Ms. Rori Gordon belongs to the club of the very few female gentlemen’s club owners in the world. She is active in ACE the Association of Club Executives, supports the Center for Constitutional Rights, and enjoys participating in charitable events for Cancer Care. She is a community advocate for rooting out corruption in the Town of Hempstead and Smithtown. She loves everything vintage. Rori collects Roseville Pottery, Vintage Luggage, Hammered Aluminum and Airline Memorabilia. Mid Century Modern is her new kick. Her style is eclectic.

Listen to ILAB 155 on iTunes here or subscribe on your favorite podcast app.

Where we are:

Johnny FD – Sri Lanka / IG @johnnyfdk
Sam Marks – South Carolina / IG @imsammarks

Sponsor:

Indeed
Support Invest Like a Boss: Join our Patreon

Discussed:

Billy Deans
Special ILAB Listener Offer for Equity Estates through October 1st, 2020
Save up to $30,000 and delay your dues until you're ready to travel when you sign up Here

Like these investments? Try them with these special ILAB links:

ArtofFX – Start with just a $10,000 account (reduced from $25,000)
Fundrise – Start with only $1,000 into their REIT funds (non-accredited investors OK)
Betterment – Get up to 1 year managed free
Wealthfront – Get your first $15,000 managed free
PeerStreet – Get a 1% yield bump on your first loan

*Johnny and Sam use all of the above services personally.

Time Stamps:

06:48 – Is it rare to be a female Gentlemans Club Owner?
09:19 – What are the pros and cons of buying a successful club or a club that needs work?
12:54 – Have you tried to calculate the lifetime value of a customer?
15:25 – Describe your clientele as it relates to girls and guys?
16:53 – Which is more profitable a dance club or a gentlemans club?
18:48 – What are your experiences with the strippers?
20:41 – How do the female clubs and male clubs compare?
22:19 – How does your income compare between bar sales and dances?
25:20 – What is the typical work schedule?
28:48 – How do you find a club for sale?
37:21 – Are there other options besides regular dances?
39:48 – What is the usual approach for girls to sell dances?
43:17 – Do club owners discuss strategies and other business?
45:16 – How do you handle pressure from the community?
50:12 – Is there anything you think you would have done differently?
51:23 – Are there any themes or marketing strategies that you use?
56:02 – Sam and Johnny Recap

If you enjoyed this episode, do us a favor and share it! Also if you haven’t already, please take a minute to leave us a 5-star review on iTunes and claim your bonus here!

154: Investment Returns for Ski-Country Vacation Rentals – Vacasa’s Shaun Greer Sep 17, 2020

Show notes

Shaun Greer serves as VP of Sales and Marketing for Vacasa and is responsible for short-term-rental portfolio growth and real estate sales/compliance. He brings extensive experience in mergers and acquisitions, joint ventures and public and private partnerships to his role.

Shaun has been with Vacasa since 2015 and has held several positions including Senior Director of Real Estate, Director of Corporate Development and Mergers and Acquisitions Manager. When not cultivating relationships within the vacation rental industry or building the Vacasa Real Estate network, he is enjoying time with his family and outdoor activities.

Listen to ILAB 154 on iTunes here or subscribe on your favorite podcast app.

Where we are:

Johnny FD – Sri Lanka / IG @johnnyfdk
Sam Marks – South Carolina / IG @imsammarks

Sponsor:

Indeed
Support Invest Like a Boss: Join our Patreon

Discussed:

Vacasa
Special ILAB Listener Offer for Equity Estates through October 1st, 2020
Save up to $30,000 and delay your dues until you're ready to travel when you sign up Here

Like these investments? Try them with these special ILAB links:

ArtofFX – Start with just a $10,000 account (reduced from $25,000)
Fundrise – Start with only $1,000 into their REIT funds (non-accredited investors OK)
Betterment – Get up to 1 year managed free
Wealthfront – Get your first $15,000 managed free
PeerStreet – Get a 1% yield bump on your first loan

*Johnny and Sam use all of the above services personally.

Time Stamps:

13:44 – How did Vacasa get started?
16:18 – Do you manage the entire building or just the units?
19:00 – Do you handle all the taxes on behalf of the homeowner?
20:10 – What has been the demand change due to the effect of Covid?
23:22 – What has been the favourite type of destination?
26:35 – Where do you have the most listings?
27:46 – How often do owners use the property?
29:15 – What are the revenues for the various seasons?
32:19 – Do owners do monthly or daily rate rentals?
36:31 – What to expect, investment wise, on the different types of rentals?
42:36 – Are you investigating the ski seasons long term with climate change?
44:04 – What are the top ski markets?
46:30 – Sam and Johnny Recap

If you enjoyed this episode, do us a favor and share it! Also if you haven’t already, please take a minute to leave us a 5-star review on iTunes and claim your bonus here!

153: Investing in MLPs; Is Now a Good Time To Invest? - Stacey Morris Sep 11, 2020

Show notes

Stacey Morris is the Director of Research at Alerian, which equips investors to make informed decisions about energy infrastructure and Master Limited Partnerships (MLPs). Ms. Morris was previously the Investor Relations Manager for Alon USA Energy, overseeing investor communications for the corporation and its variable distribution MLP, Alon USA Partners. Prior to Alon, she covered the integrated majors and refiners at Raymond James as a Senior Associate in the firm’s Equity Research Division. Ms. Morris graduated summa cum laude with a Bachelor of Science in Business Administration from Stetson University and is a CFA charterholder.

Listen to ILAB 153 on iTunes here or subscribe on your favorite podcast app.

Where we are:

Johnny FD – Sri Lanka / IG @johnnyfdk
Sam Marks – North Carolina / IG @imsammarks

Sponsor:

Our Crowd
Support Invest Like a Boss: Join our Patreon

Discussed:

Alerian
Special ILAB Listener Offer for Equity Estates through October 1st, 2020
Save up to $30,000 and delay your dues until you're ready to travel when you sign up Here

Like these investments? Try them with these special ILAB links:

ArtofFX – Start with just a $10,000 account (reduced from $25,000)
Fundrise – Start with only $1,000 into their REIT funds (non-accredited investors OK)
Betterment – Get up to 1 year managed free
Wealthfront – Get your first $15,000 managed free
PeerStreet – Get a 1% yield bump on your first loan

*Johnny and Sam use all of the above services personally.

Time Stamps:

09:07 – Were you always interested in energy growing up and when did you first learn about MLP?
11:05 – What is a MLP?
13:04 – Do MLPs have a regulation or restriction on their distribution of profits?
14:15 – Are all energy companies MLPs?
16:55 – Can you explain a hypothetical situation to explain tax exemption?
24:11 – What are the variables that move the price of a MLP?
28:17 – What are some of the big MLP companies?
29:43 – What are the easiest ways to invest in MLPs?
34:16 - Are high yields common?
37:28 – Is now a good time to invest in MLPs?
41:09 - Derek’s Recap
45:58 - Sam and Johnny Recap

If you enjoyed this episode, do us a favor and share it! Also if you haven’t already, please take a minute to leave us a 5-star review on iTunes and claim your bonus here!

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