Inspired Budget

Latest Episodes:

#181: How to Be More Sustainable with Your Money with Kara Perez Oct 31, 2024

Show notes

In this episode, Kara Perez, founder of Bravely Go and author of Green Money, joins me to talk about how we can align our financial decisions with sustainability. Kara breaks down simple steps you can take to make greener choices with your money, from switching banks to supporting local businesses.

She also shares why it's important to focus on systems rather than just individual actions when it comes to making a real impact. If you're curious about how you can be more eco-conscious with your finances, this episode is for you!

Kara also gives us a sneak peek into her new book, Green Money, and offers practical ways to start making small but impactful changes in how we handle our money.

Check out Kara’s Book: Green Money
Find out more about Kara Here: Bravely Go

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

#180: The Truth Behind MLMs: Why They’re Shifting to Affiliate Marketing Oct 24, 2024

Show notes

In this episode, we’re diving deep into the world of MLMs (multi-level marketing companies) and why so many of them, like Bodi (formerly Beachbody) and BeautyCounter, are switching to affiliate marketing models. What’s the difference between these models, and how does it impact the people who’ve built their income around MLMs?

We’ll cover:

What MLMs really are and why they target women
Why some MLMs feel eerily similar to pyramid schemes
The big shift to affiliate marketing and how it’s leaving many coaches blindsided

Plus, I share my thoughts on feeling torn: I empathize with people losing income, but I’m also relieved that some shady practices are coming to an end. Tune in to hear the full story!

Article: Breaking My Silence on Beachbody

Check out the Budget My Paycheck Spreadsheet

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

#179: How the “Do Both” Method Helped Germaine Foley Pay Off $200K Debt Without Sacrificing Joy Oct 17, 2024

Show notes

In this episode, Allison Baggerly chats with Germaine Foley about her remarkable journey to paying off $200,000 of debt while still enjoying life. Germaine shares the turning point that led her and her family to take control of their finances and how they achieved financial freedom without sacrificing the things they love.

What You’ll Learn:

The Turning Point: Discover the moment that motivated Germaine to take action on her family’s debt and why daycare costs were the final straw.
The “Do Both” Method: Learn how Germaine developed her unique approach to managing money, which allowed her to pay off debt while still taking vacations and enjoying life’s pleasures.
Practical Tips: Get actionable advice on how to balance paying off debt with living a fulfilling life, including setting financial goals and identifying what truly matters to you.

If you want to turn your financial life around without giving up what makes you happy, then this episode is for you.

Links Mentioned:

Listen to The Wealthy Woman’s Podcast

Check our her Instagram @germainefoleycoaching

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

#178: Hidden Costs Every Homeowner Needs To Know About Oct 10, 2024

Show notes

Thinking about buying a home? Already own one? In today’s episode, I’m breaking down the hidden costs of homeownership that most people don’t plan for. From unexpected maintenance costs (hello, $2,000 plumbing bill!) to rising insurance premiums and HOA fees, I’m sharing real-life stories and tips to help you prepare for the true cost of owning a home.

What You’ll Learn:

The surprising costs that hit homeowners (like repairs and rising property taxes)
How home insurance in some areas is becoming more expensive and limited
The golden rule for making sure your mortgage (and all its hidden costs) don’t break your budget

Don’t miss this episode—it could save you a ton of money and stress down the road!

Check out the Budget My Paycheck Spreadsheet

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

#177: How Jo Harris Paid Off $51K Thanks To Her Side Hustle Oct 03, 2024

Show notes

If you're on a debt-free journey, staying motivated is key—and one of the best ways to do that is by hearing from others who are right there with you!

In this episode, Jo Harris opens up about how she and her husband knocked out $51,000 in debt. She shares some great tips on boosting your income through side hustles, finding a budget that works for you, and getting on the same page with your partner when it comes to money.

If you're looking for inspiration and practical advice to keep going, then this episode is for you!

Links Mentioned:

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

#176: How to Manage Your Money When Everything Feels Too Expensive Sep 26, 2024

Show notes

In this episode, I’m tackling the financial pressure we’re all feeling as the cost of living keeps rising. From insurance premiums to everyday expenses, it can feel like we’re drowning. But you’re not alone—and you’re not powerless.

Join me as I share practical steps to help you take back control of your finances. I’ll show you how to reassess your budget, prioritize the essentials, shop around for better deals, and build an emergency fund—no matter how small. Plus, I’ll offer encouragement for anyone feeling overwhelmed, because better days are ahead.

What You'll Learn in This Episode:

How to adjust your budget to reflect rising costs
Tips for cutting back and prioritizing the essentials
How to shop around for lower insurance rates
Starting an emergency fund, even if you feel stretched thin
Encouragement for managing financial stress

Check out Allison's New Budget My Paycheck Spreadsheet

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

#175: Paying Off Debt & Dealing With Financial Anxiety with Zoe Pritchard Sep 19, 2024

Show notes

Zoe Pritchard, a YouTuber and personal finance content creator, shares her journey of paying off $35,000 of student debt and improving her relationship with money. Growing up, money was a tense topic in her family which had a direct impact on her own financial wellness.

In this episode you’ll learn:

What happened when Zoe started openly discussing her financial struggles on YouTube.
How she paid off $35,000 of student loan debt.
What she has done to alleviate her financial anxiety.

If you have debt, or struggle with stress around money then this episode is for you!

Check out Zoe's Youtube Channel
Catch up with Zoe on Instagram @zoexpritchard

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

#174: Is the TikTok Underconsumption Trend Actually Just Normal Spending? Sep 12, 2024

Show notes

In this episode, I’m diving into the TikTok trend of underconsumption and sharing my thoughts on why it’s actually just normal spending. We’ve been so influenced by social media to keep buying and upgrading that sticking to what we already have seems like a radical idea.

Let’s talk about what underconsumption really is, why it’s trending, and how it can change the way you think about money.

What you'll learn:

What underconsumption is and why it’s gaining popularity.
How social media pressures us to overspend and why that’s not sustainable.
The financial benefits of being more intentional with your spending.
How to balance spending on what you need and what brings you joy.

This episode is perfect for anyone who’s feeling overwhelmed by the constant pressure to buy more and wants to be more mindful with their money.

Links Mentioned: Budget My Paycheck Spreadsheet

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

#173: Building Unique Airbnb Rentals: Whitney Hansen's Journey Sep 05, 2024

Show notes

In this episode of the Inspired Budget Podcast, Allison Baggerly talks with Whitney Hansen about her exciting journey into owning unique short-term rentals in Idaho. Whitney shares how she built her properties from the ground up and the money strategies that helped her make it happen.

What You'll Learn:

Whitney’s Rental Adventure: Find out how Whitney turned her dream into reality by creating a one-of-a-kind geodome in the Idaho mountains and why she chose to make it unique.
Financing the Dream: Learn about the creative ways Whitney managed to fund her projects, using strategies like home equity lines of credit (HELOCs) and careful budgeting.
Advice for Future Hosts: Whitney shares practical tips for overcoming challenges like finding reliable caretakers and embracing the quirks that make her properties special.

Join us for this inspiring chat as Whitney Hansen shares her story of blending creativity with real estate and gives tips for anyone looking to follow in her footsteps.

Connect with Whitney Hansen: @whitney_hansen_co

Check out the Cascade Dome
Check out the Flower Pot

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

#172: Stop Making These 5 Budgeting Mistakes Aug 29, 2024

Show notes

Ever felt like your budget just isn't working, no matter how hard you try? You're not alone! In today’s episode, I'm diving into five common budgeting mistakes that are easy to make—and I've definitely made a few myself!

We'll explore why these mistakes can throw a wrench in your financial plans and how recognizing them can save you from a lot of headaches.

What You'll Discover:

The hidden traps in budgeting that can derail your financial goals.
Practical strategies to sidestep these pitfalls and keep your budget on track.
Personal stories from my own experiences, sharing what worked and what didn’t.

Listen in for actionable tips and a step-by-step guide to tweaking your budget like a pro. Perfect for anyone looking to make their money stretch further without the stress.

Loved the insights from this episode? Drop us a review on your favorite podcast platform. Your feedback helps us grow and reach more people just like you!

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

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