Inspired Budget

Latest Episodes:

#141: How to Start Travel Hacking with the Travel Hacking Moms Jan 25, 2024

Show notes

Unlock the world of nearly free travel and learn how disciplined budgeting can actually boost your credit score! The fantastic trio from Travel Hacking Mom, including Alex, Pam, and Jess, join us to reveal how they've turned credit card points and miles into a passport for global adventure.
Their stories are as inspiring as they are practical, from Alex's serendipitous discovery to Pam's evolution from coupon queen to travel hacking royalty, and Jess's quest for affordable family vacations. They not only share their escapades but also the strengthened bonds and cherished memories made along the way.
We dissect the fundamentals of starting your own travel hacking voyage with sage advice on the significance of a solid credit score and the benefits of focusing on one points currency to start. We wrap up with strategic tips on maximizing credit card rewards and a sneak peek into the infectious excitement of planning the next thrifty yet luxurious getaway.
Whether you're new to the game or looking to refine your travel hacking skills, this episode guarantees a treasure trove of insights to fuel your wanderlust without draining your wallet.
Explore the Travel Hacking Mom Blog
Listen to the Travel Hacking Mom Podcast
Follow Travel Hacking Mom on Instagram

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

#140: How To Make Saving Money a Priority in Your Life Jan 18, 2024

Show notes

Feel the weight of financial stress lifting off your shoulders as I, Allison, guide you through my personal financial renaissance. It's a journey from sleepless nights peppered with anxiety to a serene state of mind, all thanks to the art of saving. I unravel the rich tapestry of strategies that have seamlessly integrated savings into my life, even as I navigated the murky waters of debt.
Discover the magic of sinking funds, my ace in the hole for dealing with those unexpected, yet inevitable, expenses. We'll share stories and tips on how you can begin to weave this powerful financial tool into your own life, transforming potential disasters into mere inconveniences with the help of a well-planned budget.
Our conversation goes beyond the basics, delving into the trinity of savings. Once you've got your emergency fund buttoned up, it's time to play offense with your finances.
We'll discuss how to strike a balance between stashing cash for predictable costs with sinking funds, saving for the sunny days with aspirational funds for those life-enhancing experiences, and setting aside a few pennies for the proverbial rainy day. Learn how to enjoy guilt-free spending on the things that matter most to you and make saving second nature with the strategic deployment of automated transfers.
Wrapping up, we underscore the importance of prioritizing savings by making it a habitual action. Whether it's earmarking funds for that festive holiday season, covering annual dues, or planning for a well-deserved getaway, I break down how automating your savings can safeguard your budget from the temptation of impulse buying. We also touch on the allure of high-yield savings accounts and how they can elevate your savings game.

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

#139: Teachers' Guide to a Successful Career Pivot with Daphne Gomez Jan 11, 2024

Show notes

Embarking on a new career path can be a daunting venture, especially for those stepping out of the realm of teaching. In our latest conversation with Daphne Gomez of Teacher Career Coach, we unearth the gains and challenges of shifting careers, and how educators can thrive in uncharted territories.
Daphne doesn't just share her story; she equips teachers with the compass for navigating through the stigma and practicalities of career reinvention. If you've ever felt the pull to explore life beyond the classroom, this episode promises to light your path with actionable advice on resume building and the art of transferring your teaching prowess to the corporate world.
As we break down the process of career change, we address the Tarzan tactic—why it's vital to secure a new professional branch before letting go of the old. Diverse insights pave the way for a journey marked by strategic timing, financial foresight, and the willingness to start anew, possibly even at a lower rung to climb faster later.
Daphne delves into the importance of self-awareness in this transition, driving home the message that understanding your strengths is the foundation for success, whether you're aiming for a role in instructional design, sales, or any other field. Through this episode's rich dialogue, teachers will find the encouragement and tools needed to turn the page and begin a fulfilling chapter in the story of their careers.
Check out Daphne's website here: Teacher Career Coach
Hear her podcast here: Teacher Career Coach Podcast
Follow her on Instagram: @teachercareercoach

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

4 Goals to Set in 2024 Jan 04, 2024

Show notes

Embarking on a new year, my husband and I have always found solace and direction in carefully charting our family's course with goals that touch every aspect of our lives. As we open the doors to our tradition, we invite you along to explore setting personal benchmarks within the realms of faith, family, fitness, and finances.
We believe that by sharing our process, we might inspire you to craft your own compass for the year, whether you're navigating these waters alone or with your crew. In this episode, we're not just talking theory; we're giving you a candid glimpse into how these goals manifest in our lives.
We weave the thread of physical health through the tapestry of our family life, embracing chores as a means to teach our children the value of contributing to our household. And as we cast our gaze toward the horizon of retirement, we share insights on nurturing investments that promise a future of passive growth.
Remember, your insights fuel our journey, so as you tune in, we're eager to hear your stories and successes, all in the spirit of fostering a thriving and supportive community.
To Check out the Inner Circle: Click Here

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

Special Series Part 3: Massive Mistakes To Avoid With Your Money Dec 28, 2023

Show notes

Do you find yourself dodging your bank statements like they're cursed scrolls? Fear not, for our Inspired Budget podcast's finale of the three-part series is your beacon to financial courage! We're tackling the daunting beast of money avoidance, understanding why ignoring your finances can snowball into an avalanche of stress.
Remember, knowledge is power, and you could be starting your own saga of fiscal freedom. Tune in and equip yourself with the tools to face your finances head-on, because on the other side of fear lies financial confidence waiting to be claimed.
To sign up for my free live class: Sign Up Here

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

Special Series Part 2: Massive Mistakes To Avoid With Your Money Dec 27, 2023

Show notes

Ever found yourself haunted by financial decisions from yesteryear? You're not alone, but it's time to break free from the chains of regret and move onwards and upwards. In our latest episode, we unpack the damaging habit of dwelling on past financial missteps and how it stifles your growth. It's a candid discussion filled with 'aha' moments that will leave you ready to embrace a future where your bank balance blossoms and your money mistakes are just a blip in the rearview mirror.
Join us as we equip you with the tools to transform your relationship with money, all while maintaining the lifestyle you cherish. Don't miss the chance to turn the page on financial worry and start authoring your success story with savvy spending, saving, and self-care.
To sign up for my free live class: Sign Up Here

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

Special Series Part 1: Massive Mistakes To Avoid With Your Money Dec 26, 2023

Show notes

Have you ever felt like your financial goals are just fantasies? I've been there, setting my sights high only to crash into the reality of unmet expectations. We often find ourselves aiming for the moon with our money, only to end up lost in space.
In this revealing discussion, you'll learn how to anchor your financial aspirations in the realm of the possible and why it's essential for a stress-free and shame-free journey to monetary success.
To sign up for my free live class: Sign Up Here

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

#137: Balancing Finances and Values in Relationships with Karina F Daves Dec 21, 2023

Show notes

Ever found yourself bickering over budgeting with your partner? Allow relationship coach Karina F Daves to shed some light on this all-too-common issue.
Karina's poignant insights about the significant role of aligning values when it comes to spending, and her personal experience of transitioning from a full-time tech gig to entrepreneurship, promise to offer a fresh perspective on money and relationships. She encourages taking a step back from the nitty-gritty of financial decisions, instead focusing on the clash of values that often fuels money disagreements.
Karina's journey isn't just about balancing a job and a passion project; it's a story of resilience, setting boundaries, and effective communication within a partnership. Working through the challenges of a demanding tech job while building her coaching business, she is finding the right moment to make a leap of faith into full-time entrepreneurship.
Together with Karina, we explore the nuances of managing finances within a relationship, especially when one partner is on the cusp of a career transition. This episode is a call to action for couples to start those crucial money conversations and create a strong financial foundation for their relationship. So tune in, you might just find the key to transforming your perspective on money, relationships, and life transitions.
Find out more about Karina here
Follow her on instagram @karinafdaves
Check out her podcast here

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

#136: Effective Money Strategies When Everything Costs More Dec 14, 2023

Show notes

Facing rising costs with stagnant income? Feel like you're swimming against a financial tide? We are here to help. In the latest episode of Inspire Budget Podcast, we talk candidly about the realities of our economy.
We shed light on how you can make your money work for you by understanding your spending patterns and making informed decisions. We'll share practical strategies to manage your money effectively, from overhauling your budget to being intentional with your spending. It's all about working smarter, not harder, to ensure your financial stability amidst economic uncertainty.
As if that wasn't enough, we also share innovative ways to boost your income and cut back on costs. Wondering how to keep your finances afloat? We'll give you insights on auditing subscriptions, making little changes in utilities, and renegotiating bills. And if you're open to exploring side hustles, we got you covered. From freelance work to online selling, we'll talk about how you can turn your skills into an income stream.
Remember, you're not alone on this money journey, and together, we can navigate the stormy seas of personal finance. Stay tuned for more actionable tips and strategies, as we continue to make the complex world of finance simple.
Check out Quicken
Episode #132: How to Handle Unexpected Expenses
Episode #87: Negotiate Your Way To Wealth with Mandi Woodruff-Santos
Debt Free Roadmap

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

#135: Turning Fear Into Financial Control: Erika Cruz's Inspiring Story Dec 07, 2023

Show notes

Buckle up for an incredible journey with Erika Cruz, a former tech professional turned successful business owner. Erika's story stands as a testament to courage, resilience and the power of a shifted mindset.
She shares liberating insights on how she overcame her battles with self-doubt, navigated the financial roller coaster of entrepreneurship, and turned her business into a multi-six figure success - all within a year! More than that, she reveals her passion for empowering Latinas to step up with courage and live lives they adore.
We'll also be getting deep into the nitty-gritty of money mindsets, unearthing their pervasive influence on our financial habits and goals. By challenging the narratives we've been led to believe about money, we can create a more positive and empowering dialogue, one that drives us towards financial well-being.
Listen in as we share a personal story of financial turnaround, offering insights on how you could mirror this success. Towards the end, we'll delve further into Erika's journey towards financial freedom, the strategies she used to pay off debt, save money, and manage her finances. This episode is an invitation to take control of your financial narrative and take steps towards a brighter future. You can't afford to miss it!
Find Erika on Instagram: @theerikacruz
Find out more about Erika here: theerikacruz.com
Listen to her podcast here: Ch*ngona Revolution

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

Our TOPPODCAST Picks

Follow Us

Stay Connected

Related Podcasts

Links

Stay Connected