Inside The Vault with Ash Cash

Latest Episodes:

ITV #279: She Turned a 30-Second TikTok Into $5K Then Built a Six-Figure Business | Inside The Vault Nov 05, 2026

Show notes

Most people are already creating content.

They’re posting videos, sharing their lives, getting views, likes, comments and attention — but they have no idea how to turn any of it into money.

Coach King figured it out by accident.

One of her early 30-second TikTok videos reached more than 2 million views and generated roughly $5,000 in its first month. That moment changed how she looked at social media — and eventually helped her build a six-figure business around content.

In this episode of Inside the Vault, Ash Cash sits down with Coach King to break down how creators, entrepreneurs and everyday people can turn their phones, personalities and daily lives into income.

From TikTok Shop and affiliate marketing to live selling, digital products, personal branding and content monetization, Coach King explains why you don’t need millions of followers to start making money online.

Her message is simple: If you already have a phone and you’re already creating content, you should understand how to monetize it.

In this episode:

• How a 30-second TikTok made Coach King roughly $5K

• Turning accidental income into an intentional business

• How she built a six-figure business through content

• Why “content is king” really means content is currency

• How TikTok Shop affiliate marketing works

• Why you should promote products that already fit your lifestyle

• How everyday activities can become profitable content

• Why followers don’t matter if you don’t know how to monetize them

• Fans vs. building a real community

• Why views can matter more than follower count

• Selling without constantly “selling”

• Entertainment → education → monetization

• How Coach King would monetize a brand-new TikTok account

• Why TikTok LIVE can outperform a large following

• The psychology behind live selling

• How to find products your audience will actually buy

• Why consistency alone isn’t enough

• Studying your viral content and running the play again

• Turning one winning content idea into a repeatable series

• Why business owners need personal brands

• How to build an audience you actually own

• Collecting emails and phone numbers outside social media

• Why creators need systems beyond TikTok and Instagram

• Using AI to create hooks, scripts and product content

• Why you don’t need advanced editing skills to make money

• How to turn your everyday life into a profitable activity

Coach King says the biggest mistake people make is treating content like entertainment without realizing it can also be a business asset.

You don’t have to quit your job.

You don’t have to become famous.

You don’t need a massive audience.

But if you’re already online, you should understand how to turn attention into ownership and content into cash.

Connect with Coach King:

Instagram: @officially_king

Inside the Vault:

@insidethevault

InsideTheVaultShow.com

Host:

@iamashcash

IAmAshCash.com

ABUNDANCE IS YOUR BIRTHRIGHT.

Join Ash Cash and a community focused on building wealth, increasing income, strengthening your mindset, and creating a more abundant life:

TheAbundanceCommunity.com

DISCLAIMER: This episode is for educational and informational purposes only. Income, affiliate commissions, content performance, business growth and social media results are not guaranteed. Results vary based on audience, platform, strategy, consistency, execution, market conditions and other factors.

Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy

ITV #278: She Says You Can Make $100K in 90 Days With a Tax Business | Inside The Vault Nov 03, 2026

Show notes

Kayla Joshua has seen the financial system from both sides — as a banker working with wealthy clients and as a welfare caseworker helping families navigate public assistance.

Now, as a financial social worker and tax strategist, she teaches people how to use tax preparation as a business opportunity, including a path she says can produce $100K in 90 days for those who build the skills, market consistently, and do the work. Results are not guaranteed.

In this episode of Inside the Vault, Ash Cash sits down with Kayla to unpack taxes, credit, business structure, financial literacy, welfare dependency, entrepreneurship, resilience, and what it really takes to change your financial life.

Kayla shares how she became a mother at 16, worked in banking, raised her credit score from 424 to 836, became a welfare caseworker, and eventually left her government job after growing her income through tax preparation.

Her story goes far beyond money. Kayla also opens up about lupus nephritis, dialysis, two kidney transplants, working on tax returns while connected to a dialysis machine, and completing a return after her 2025 transplant.

In this episode:

• Kayla’s $100K-in-90-days tax business strategy

• How she made in one tax season what she once made all year

• What working in banking taught her about wealth

• Going from a 424 to an 836 credit score

• What she learned inside the welfare system

• Why mindset matters when leaving financial dependency

• Who can succeed in the tax business

• How to structure and manage your business money

• Budgeting, business credit and financial discipline

• Life insurance, credit and taxes as financial tools

• Building a business while battling lupus

• Working through dialysis and two kidney transplants

• Why making money means nothing if you can’t manage it

• Credit-report mistakes people overlook

• Kayla’s vision for helping teen mothers build financial independence

• Faith, resilience and creating a different future

Kayla’s story is proof that your current situation does not have to become your permanent situation.

Connect with Kayla Joshua:

Instagram: @thefinancialsocialworker

JoinKayla.com

KnowledgeFinancialSolutions.com

Inside the Vault:

@insidethevault

InsideTheVaultShow.com

Host:

@iamashcash

IAmAshCash.com

ABUNDANCE IS YOUR BIRTHRIGHT.

Join Ash Cash and a community focused on building wealth, increasing income, strengthening your mindset, and creating a more abundant life:

TheAbundanceCommunity.com

DISCLAIMER: This episode is for educational and informational purposes only and is not individualized tax, financial, credit, legal, business, or medical advice. Income and business results are not guaranteed and depend on many factors, including skill, effort, market conditions, compliance, and execution.

TIMESTAMPS

00:00 – Kayla’s story, taxes & surviving two kidney transplants

01:11 – Ash Cash book CTA

02:09 – Meet Kayla Joshua

04:19 – How Kayla teaches $100K in 90 days with taxes

06:28 – Why traditional financial literacy isn’t enough

08:05 – Teen mom to banker

09:02 – Credit score: 424 to 836

10:02 – From banking to welfare casework

11:31 – How household income affects public benefits

14:25 – The mindset shift from dependency to ownership

15:52 – The $100K-in-90-days tax business strategy

17:13 – Who can succeed in the tax business?

18:01 – What does it cost to get started?

19:08 – How to manage the money after you make it

20:21 – Turning a side hustle into a real business

22:12 – Financial tools beyond taxes

23:13 – Kayla’s lupus and kidney transplant journey

25:21 – Why Kayla has four kidneys

25:36 – Running a business while on dialysis

27:21 – How lupus first showed up

30:34 – How money created breathing room during illness

31:49 – How to start learning from Kayla

33:40 – It’s not what you make, it’s how you manage it

35:47 – What wealthy people do differently

37:20 – Is the credit system designed to profit from mistakes?

38:00 – How Kayla went from 424 to 836

39:15 – Legacy Lockbox

39:50 – Credit mistakes people overlook

42:13 – “Your current situation doesn’t have to stay that way”

43:41 – Kayla’s deeper story of survival

45:14 – Teaching entrepreneurship after incarceration

46:21 – Lupus, dialysis, family & refusing to quit

48:13 – Kayla’s legacy for teen mothers

49:47 – Faith, God & “crazy faith”

50:28 – Kayla’s purpose

54:22 – Make, manage & multiply your money

55:22 – Connect with Kayla

55:30 – Closing the Vault

Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy

ITV #277: He Built a $100M Business by Following This Wealth Blueprint for 30 Years | Inside The Vault Oct 29, 2026

Show notes

Everybody wants to build wealth. Very few people create a real plan and stick with it long enough to see what happens.

In this episode of Inside the Vault, Ash Cash sits down with entrepreneur, investor, author, and wealth educator Cedric Nash, who became a millionaire by age 32 and went on to build a technology company generating more than $100 million in revenue.

Cedric breaks down the blueprint he has followed for nearly 30 years — and why becoming wealthy had less to do with chasing the next opportunity and more to do with focus, process, discipline, mentorship, relationships, and strategic planning.

Starting his career as a software engineer earning roughly $36,000, Cedric made an early decision to specialize in technology that would eventually become the foundation of his business. Years later, that same expertise has helped him win major government contracts, including deals worth tens of millions of dollars.

But Cedric says the numbers are only the result.

The real strategy is learning how to create a plan, measure your progress, build the right relationships, develop sales systems, reinvest your money, and stay focused long enough for your decisions to compound.

In this episode:

• How Cedric became a millionaire by age 32

• The blueprint behind building a $100M+ business

• Why strategic planning changed his company

• How he grew from commercial business into government contracting

• Winning $50M, $84M and $130M contracts

• Why business owners must become great at sales

• How to build and manage a sales team

• The KPIs Cedric uses to measure performance

• Sales: effort, process and relationships

• Why you should stop chasing every new opportunity

• How Cedric has stayed in the same core business for nearly 30 years

• Why mentorship is one of the missing ingredients to wealth

• Focus vs. distraction in the social media era

• Why reading still matters in the age of AI

• How Cedric uses time-blocking to manage multiple businesses and investments

• Cash flow vs. building assets

• Why he believes you should invest while paying down debt

• Good debt vs. bad debt

• Building real estate, stock and business assets

• Why getting rich can take 5, 10 or even 15 years

• Closing the racial wealth gap through ownership and entrepreneurship

• Why Black businesses need to focus on scale, revenue and employees

Cedric’s message is simple: Stop chasing waterfalls. Pick the right path, create a process, stay focused, and give your decisions enough time to compound.

Connect with Cedric Nash:

Instagram: @MillionaireMoneyMoves

Learn more about the Black Wealth Growth Challenge, Cedric’s books, mentorship, investing education and wealth-building work through his platforms.

Inside the Vault:

@insidethevault

InsideTheVaultShow.com

Host:

@iamashcash

IAmAshCash.com

ABUNDANCE IS YOUR BIRTHRIGHT.

Join Ash Cash and a community focused on building wealth, increasing income, strengthening your mindset, and creating a more abundant life:

TheAbundanceCommunity.com

DISCLAIMER: This episode is for educational and informational purposes only and is not individualized financial, investment, tax, legal, or business advice. Investment returns, business growth, contract awards, and financial results are not guaranteed.

Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy

ITV #276: She Produces Events for 80,000 People—And Says Event Planning Can Make 7 Figures | Inside The Vault Oct 27, 2026

Show notes

Behind every massive conference, sold-out arena, and unforgettable live experience is somebody making sure thousands of moving pieces actually work.

In this episode of Inside the Vault, Ash Cash sits down with Ashley Adana, owner and CEO of BEC Productions, to break down the business, money, systems, and mindset behind producing high-level events.

With more than 15 years in the industry, Ashley went from planning weddings to producing major experiences for brands and personalities including Rick Ross, Pinky Cole, Earn Your Leisure, and more. She has helped execute events ranging from intimate masterminds to arena-size experiences with tens of thousands of attendees.

Ashley explains why event production can become a six- or seven-figure business, how experienced producers structure their pricing, and why large events require a completely different approach than simply charging a flat fee.

She also breaks down the systems behind massive events: vendor management, security, registration, speakers, walkthroughs, crisis management, budgeting, revenue strategy, and building a team you can actually trust.

But this conversation goes beyond events.

Ashley shares why she puts her team before clients, why every entrepreneur doesn’t need to build the biggest company possible, how she created a lifestyle business that supports the life she wants, and why protecting her peace is one of her greatest priorities.

In this episode:

• How Ashley went from wedding planner to major event producer

• What it takes to manage events with thousands of attendees

• The systems behind large-scale event production

• Why event day is really crisis management

• How event producers can make six and seven figures

• Flat fees vs. percentage-based pricing

• Why many event planners are undercharging

• Event planner vs. event producer

• How to budget a profitable conference or mastermind

• Why starting small can be the smartest strategy

• How Invest Fest grew from thousands to 20K+ attendees

• Why live events aren’t going anywhere

• Building a trusted team that can scale with you

• Why Ashley puts her team and vendors before clients

• Building a lifestyle business instead of chasing endless growth

• Ashley’s approach to saving, investing, and living below her means

• Protecting your peace as an entrepreneur

• Self-prioritization and giving from your overflow

• Event Creators Academy and training the next generation

Ashley’s philosophy is simple: Know who you are, build the right team, prepare for the chaos, and show up consistently.

Connect with Ashley Adana:

Instagram: @ashley_adana

Learn more about Event Creators Academy and BEC Productions through Ashley’s platform.

Inside the Vault:

@insidethevault

InsideTheVaultShow.com

Host:

@iamashcash

IAmAshCash.com

ABUNDANCE IS YOUR BIRTHRIGHT.

Join Ash Cash and a community focused on building wealth, increasing income, strengthening your mindset, and creating a more abundant life:

TheAbundanceCommunity.com

TIMESTAMPS

00:00 – Why live events aren’t going anywhere

00:59 – Ash Cash book CTA

02:00 – Meet Ashley Adana

05:10 – How Ashley entered the event industry

07:23 – The mindset needed to produce massive events

08:47 – Every person on the event team matters

10:33 – Event day is crisis management

11:45 – Preparing for problems before they happen

13:17 – Producing major arena events

14:49 – Nearly 40K people across one major experience

15:36 – Legacy Lockbox

16:13 – Can event planning make seven figures?

17:11 – How event producers should charge

18:34 – Why many event planners are undercharging

19:25 – Becoming the go-to producer for major brands

20:59 – Authenticity attracts the right clients

22:07 – Working with high-profile personalities

24:18 – How Ashley scaled her service business

26:01 – Why her team comes before clients

27:11 – Event planner vs. event producer

28:56 – What does a high-level event really cost?

30:13 – How to make an event profitable

31:26 – Know the purpose before spending money

32:00 – Why it’s okay to start small

32:24 – How Invest Fest grew

33:48 – The future of the event industry

35:42 – Do you actually need to scale your business?

36:36 – Building a lifestyle business

39:43 – When money stops being the motivation

40:31 – Ashley’s money story

43:26 – Saving, investing & living below your means

44:44 – “What’s your biggest struggle?”

46:06 – Slow mornings & designing a peaceful life

46:59 – How Ashley handles difficult situations

47:36 – Releasing people and situations that create stress

48:29 – “Life happens around me, not to me”

49:06 – Other people’s problems aren’t yours

50:04 – Spirituality, manifestation & needing nothing

52:00 – Why self-prioritization matters

57:02 – The legacy Ashley wants to leave

57:52 – Her dream: Oscars & Grammys

58:36 – Event Creators Academy

1:00:33 – Advice to her 18-year-old self

1:01:28 – “Be you and do you”

1:02:41 – Connect with Ashley Adana

1:03:08 – Closing the Vault

Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy

ITV #275: Celebrity Lawyer Reveals How AI Can Steal Your Brand & How to Turn It to MILLIONS | Inside the Vault Oct 22, 2026

Show notes

AI can clone your voice, recreate your face, copy your content, and make it look like you endorsed something you’ve never seen.

So the question is no longer just, “Do you own your brand?” It’s “Have you actually protected it?”

In this episode of Inside the Vault, Ash Cash sits down with celebrity brand protection attorney Kendra Stephen (@kendrastephen) to break down how entrepreneurs, entertainers, athletes, influencers, and creators can protect their intellectual property — and turn those assets into long-term wealth.

Kendra explains why your name, logo, voice, likeness, catchphrases, domains, social handles, and even the way you sound can become valuable intellectual property.

With AI making it easier to clone voices, create deepfakes, and recreate someone’s likeness, entrepreneurs have to think beyond simply forming an LLC.

Ash even shares what happened after he created an AI-generated image with Jay-Z that looked so realistic people questioned whether the interview actually happened.

In this episode:

• How AI can put your name, face & voice at risk

• Why an LLC does NOT mean you own your brand

• When entrepreneurs should trademark

• Common-law vs. federal trademark rights

• Protecting your digital twin from AI

• How trademarks become income-producing assets

• Licensing your intellectual property

• How catchphrases can generate millions

• Why contracts are as important as trademarks

• What happens when partners fight over ownership

• Why you must monitor and enforce your trademarks

• Building a full brand portfolio

• Protecting domains, handles, slogans & colors

• Copyright questions surrounding AI-generated work

• Why protecting your brand can become part of your legacy

Kendra’s message is simple: Your intellectual property isn’t just paperwork — it’s an asset.

The goal isn’t only to protect what you create. It’s to build intellectual property that can be licensed, transferred, monetized, and passed down.

Connect with Kendra Stephen:

Instagram: @kendrastephen

Brand protection:

BrandProtector.com

Inside the Vault:

@insidethevault

InsideTheVaultShow.com

Host:

@iamashcash

IAmAshCash.com

ABUNDANCE IS YOUR BIRTHRIGHT.

Join Ash Cash and a community focused on building wealth, increasing income, strengthening your mindset, and creating a more abundant life:

TheAbundanceCommunity.com

DISCLAIMER: This episode is for educational purposes only and is not individualized legal advice. Trademark, copyright, licensing, AI, and contract issues vary. Consult a qualified attorney for your specific situation.

TIMESTAMPS

00:00 – Why your brand is more valuable than followers

01:24 – Ash Cash book CTA

02:25 – Meet Kendra Stephen

05:11 – Protecting brands to build wealth

05:41 – Ash’s viral AI Jay-Z photo

08:14 – Can AI images get you in legal trouble?

09:22 – Protecting your voice & likeness

10:17 – AI, digital twins & the No Fakes Act

11:23 – Someone using Ash’s AI voice for crypto ads

13:14 – What entrepreneurs need to protect now

14:38 – Your trademark is an asset

15:13 – When should you trademark your brand?

17:43 – When talent isn’t enough to protect ownership

18:54 – Common-law vs. federal trademark rights

19:30 – The LeBron James trademark example

20:55 – What happens when you lose your brand

22:15 – A trademark battle that lasted years

25:45 – Inside the Vault’s own ownership dispute

26:45 – Why contracts & licensing matter

28:18 – Kendra’s approach to brand strategy

31:16 – Brand vs. followers: what matters more?

32:51 – The catchphrase reportedly worth $400M

33:46 – Protecting “Abundance Is Your Birthright”

34:55 – Why you MUST enforce your trademark

38:24 – What can you copyright when using AI?

41:02 – Building a real brand portfolio

42:46 – Protecting colors, domains & social handles

43:22 – How Kendra got a $150K domain for $50

45:37 – How much should brand protection cost?

47:41 – Trademark classes explained

48:41 – Why owning an LLC doesn’t mean you own the domain

50:31 – Brand assessments & trademark costs

53:44 – The future of influencers, AI & IP protection

57:33 – Kendra’s final advice to entrepreneurs

57:45 – Trademark, trademark, trademark

59:35 – Connect with Kendra Stephen

1:00:42 – Closing the Vault

Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy

ITV #274: The Wealthy Use These Tax Strategies to Keep Millions — Here's How You Can Too | Inside The Vault Oct 20, 2026

Show notes

Making money is one thing. Keeping it, protecting it, and passing it down is another.

In this special Inside the Vault panel, Ash Cash sits down with Chenise Anderson, Carlton Dennis, and Shaquer Brooks aka Miss Business to break down how wealthy families and business owners legally reduce taxes, protect assets, and build wealth that can last for generations.

From tax planning and business deductions to real estate depreciation, cost segregation, trusts, retirement accounts, family foundations, and the Augusta Rule, this conversation goes far beyond filing a tax return once a year.

The panel explains why wealthy people approach taxes proactively instead of waiting until tax season, why business owners and investors may have access to different strategies than W-2 earners, and why understanding where your income comes from matters before choosing a tax strategy. Pasted text

Carlton breaks down real estate depreciation, cost segregation, short-term rentals, and the Augusta Rule. Chenise explains revocable vs. irrevocable trusts, asset protection, estate planning, dynasty trusts, and the concept of “own nothing, control everything.” Miss Business explains tax planning, hiring your children, retirement contributions, entity structure, and why wealthy people build a team instead of relying on one professional. Pasted text

In this episode:

• Tax planning vs. tax preparation

• W-2 income vs. business-owner tax advantages

• Revocable vs. irrevocable trusts

• Real estate depreciation & cost segregation

• Short-term rental tax strategies

• Private family foundations

• Hiring your children through your business

• Roth IRA strategies for the next generation

• Dynasty trusts & generational wealth

• The Augusta Rule

• Why an LLC is NOT a tax strategy

• Why wealthy people use teams of experts

• Why you shouldn’t blindly rely on AI for tax advice

• Building, keeping, protecting & transferring wealth

The key question isn’t only “How much did I make?” It’s also: “How much can I legally keep, and what am I doing with the money I save?”

PROTECT YOUR LEGACY

Visit LegacyLockbox.io to organize important information your family may need if something happens to you.

Connect with the panel:

Carlton Dennis

@CarltonDennis

Miss Business — Shaquer Brooks, CPA

@MsBusiness101

Chenise Anderson

CheniseAndersonLaw.com

Inside the Vault:

@insidethevault

InsideTheVaultShow.com

Host:

@iamashcash

IAmAshCash.com

ABUNDANCE IS YOUR BIRTHRIGHT.

Join Ash Cash and a community focused on building wealth, increasing income, strengthening your mindset, and creating a more abundant life:

TheAbundanceCommunity.com

DISCLAIMER: This episode is for educational purposes only and is not individualized tax, legal, accounting, investment, or estate-planning advice. Strategies and qualifications vary. Consult qualified professionals before implementing any strategy discussed.

TIMESTAMPS

00:00 – How much are you actually paying in taxes?

01:10 – Ash Cash book CTA

02:12 – Secrets of wealthy tax strategies

02:29 – Meet Chenise Anderson

03:18 – Meet Carlton Dennis

04:18 – Meet Miss Business

05:32 – Is estate planning only for wealthy people?

07:42 – Why the tax code rewards owners & investors

08:42 – W-2 vs. business-owner tax advantages

09:31 – Legacy Lockbox

10:12 – Tax preparation vs. tax planning

12:38 – Understand where your income comes from

14:11 – Revocable vs. irrevocable trusts

15:19 – Asset protection strategies

18:00 – Real estate tax strategies

18:32 – Depreciation explained

19:20 – Cost segregation & paper losses

20:01 – Short-term rental strategy

21:01 – Private family foundations

22:20 – Strategies wealthy entrepreneurs use

24:23 – Hiring your children

24:41 – Building wealth through a Roth IRA

25:47 – Retirement planning

26:54 – Dynasty trusts & Rockefeller-style wealth

28:30 – Life insurance & generational wealth

30:07 – The Augusta Rule

31:43 – Can ChatGPT replace your tax professional?

33:31 – Why wealthy people build expert teams

34:57 – Know your tax liability before year-end

35:51 – Own nothing, control everything

37:49 – Why an LLC is NOT a tax strategy

38:23 – Getting your entity structure right

38:39 – What to do with your tax savings

38:59 – Connect with Chenise Anderson

39:07 – Connect with Carlton Dennis

39:21 – Connect with Miss Business

39:41 – Closing the Vault

Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy

ITV #273: AI Is Creating Millionaires FAST! How to Build Business w/ AI Agents (No Coding) | Inside The Vault Oct 15, 2026

Show notes

AI is moving faster than almost any technology shift we’ve seen before — and according to Justin Burns, the biggest opportunity isn’t just using AI. It’s building with it.

Justin Burns returns to Inside the Vault with Ash Cash to break down the rise of AI agents, no-code technology, and the “Agentic Age” — where AI can move beyond answering questions and actually perform tasks for your business.

Justin explains how he currently uses dozens of AI agents across marketing, sales, customer support, operations, research, and content — all while building technology that once would have required large teams and major development budgets. Pasted markdown

In this episode, Ash and Justin break down how everyday entrepreneurs can use AI to identify profitable problems, validate business ideas, build apps without traditional coding experience, automate repetitive work, and create businesses around changing consumer behavior.

Justin also shares real-world examples of how AI has dramatically reduced the cost and time required to build technology — including replacing processes that once required developers, editors, marketers, and support teams.

They discuss:

• What the “Agentic Age” actually means

• How AI agents can perform work instead of just answering prompts

• Why Justin says he has roughly 50 AI agents working across his business

• How entrepreneurs can find profitable problems using AI

• Building apps and technology without knowing how to code

• Why every business may eventually need a technology layer

• Creating a complete tech ecosystem instead of just one product

• Using AI agents for marketing, sales, operations, and customer support

• How AI can research customers and identify what they actually want

• Turning one-person businesses into highly automated companies

• Why execution matters more than simply having access to AI

• How one founder from Justin’s ecosystem is reportedly pursuing a seven-figure acquisition

• Why the future belongs to the builders

Justin’s message is simple: AI isn’t only changing jobs — it’s changing who has the ability to build businesses.

If you’ve been sitting on an idea because you thought you needed developers, a massive budget, or years of technical experience, this episode is for you.

BUILD WITH JUSTIN BURNS

Join the Apps Built With AI Build-A-Thon:

https://appsbuildathon.com/ticket-page?rootabl=iamashcash&lid=ogi2Tnnn

Learn more about Apps Built With AI:

AppsBuiltWithAI.com

Connect with Justin Burns:

Instagram: @ceojustinburns

OfficialJustinBurns.com

Inside the Vault:

@insidethevault

InsideTheVaultShow.com

Host:

@iamashcash

IAmAshCash.com

ABUNDANCE IS YOUR BIRTHRIGHT.

Join Ash Cash and a community focused on building wealth, increasing income, strengthening your mindset, and creating a more abundant life:

TheAbundanceCommunity.com

AI tools, business results, income examples, acquisition discussions, and case studies discussed in this episode reflect the guest’s experiences and perspectives. Results are not guaranteed, and specific tools, pricing, features, and availability may change over time.

Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy

ITV #272: How to Get Up to $250K for a Startup With a 620 Credit Score | Inside The Vault Oct 13, 2026

Show notes

What if you didn’t need years in business, six figures in revenue, or perfect credit to fund your idea?

Stormi Banks and Trishonna return to Inside the Vault with Ash Cash to break down The Startup Formula — using private lending and grants to access capital when traditional banks may not be an option.

Trishonna explains how some private lending programs can offer $50,000 to $250,000 in startup funding with credit scores around 615–620, while other programs may work with lower scores for smaller amounts. She shares how private lending helped her open an ice cream shop that went on to generate six figures in its first 60 days. Pasted text

Stormi, a certified grant writer whose company says it has helped secure more than $23 million in grant funding, breaks down why grants can be powerful for startups, how to position your business to compete, and why getting funded requires more than simply filling out an application. Pasted text

They also explain why entrepreneurs need multiple sources of capital, how to approach lenders, why you shouldn’t spend business funding on lifestyle expenses, and how faith, discipline, and taking action can change the trajectory of your business.

In this episode:

• How startups may access up to $250K in private funding

• Why a 620 credit score may open more options than you think

• Private lenders vs. traditional banks

• Startup funding without giving away equity

• How grants work and why they’re competitive

• How Stormi’s company helped secure $23M+ in grants

• Why businesses need multiple streams of OPM

• Grant matching and funding strategies

• How Trishonna found the lender that changed her life

• Why faith and action matter in entrepreneurship

• $60K reportedly funded on Day One of their accelerator

• Knowing when distractions are keeping you from your assignment

• Why “delayed obedience is still disobedience”

STARTUP FORMULA CHALLENGE

Text ASH START to 833-461-0471 to learn more about the 2-Day Startup Formula Challenge.

Connect with the guests:

Trishonna: @trishonna

Stormi Banks: @iamstormibanks

Inside the Vault:

@insidethevault

InsideTheVaultShow.com

Host:

@iamashcash

IAmAshCash.com

ABUNDANCE IS YOUR BIRTHRIGHT.

Join Ash Cash and a community focused on building wealth, increasing income, strengthening your mindset, and creating a more abundant life:

TheAbundanceCommunity.com

Funding availability, approval criteria, interest rates, repayment terms, and grant awards vary by lender, program, applicant, and business. The discussion is educational and does not guarantee funding or approval.

TIMESTAMPS

00:00 – The startup funding myths holding people back

01:08 – Ash Cash book CTA

02:10 – Welcome to Inside the Vault

03:55 – Meet Stormi Banks & Trishonna

04:12 – $23M+ in grant funding

05:17 – Why startups think they can’t get funded

06:56 – Private lending for new businesses

07:31 – Starting an ice cream shop with no money

08:06 – Up to $250K with around a 620 credit score

08:56 – Private lenders vs. traditional banks

09:59 – Interest rates, equity & repayment terms

10:50 – Grants you don’t have to repay

11:52 – How Stormi discovered business grants

12:14 – Why most people lose grant competitions

14:20 – Why businesses need multiple sources of OPM

15:23 – The 8-hour wait that changed Trishonna’s life

16:12 – How private lenders can grow with your business

17:06 – Grant matching explained

18:18 – Why helping others became the mission

20:49 – Faith, purpose & the fear of God

23:26 – Praying for the capacity to handle more

27:28 – $60K funded on Day One

28:07 – Who the Startup Formula is for

29:17 – When the distraction is someone you love

32:04 – Why you have to “starve the flesh”

38:49 – How Stormi & Trishonna became partners

49:41 – Turning imagination into a business

52:15 – How to join the Startup Formula Challenge

53:08 – “If you can’t beat the CEO, be the CEO”

56:30 – Delayed obedience is still disobedience

57:17 – Connect with Stormi & Trishonna

57:42 – Closing the Vault

Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy

ITV #271: She Went From Making $10K a Day to Building a Seven-Figure Tax Business | Inside The Vault Oct 08, 2026

Show notes

Cheyenne Drayton’s story is bigger than taxes.

Before becoming a multi-seven-figure business owner, Cheyenne says she was making roughly $10,000 a day in the streets. But behind the money was survival mode, instability, and a life that almost cost her everything.

After being robbed, raided, spending five days in jail, and losing custody of her children, Cheyenne made a decision: there was no Plan B.

She went all in on the tax industry.

In her first year, Cheyenne says she built a team of more than 300 tax professionals and generated approximately $464,000. Pasted text

Inside the Vault, Cheyenne opens up to Ash Cash about growing up homeless, becoming a teenage mother, rebuilding her life after the streets, learning how to manage money, creating income beyond tax season, and using AI and automation to build a business that gives her more time with her three sons.

She also shares why her greatest wins aren’t always the million-dollar results — sometimes it’s watching someone on her team go from sleeping in a car to finally being able to support themselves.

In this episode:

• Making $10K a day in the streets

• The robbery that made her question everything

• Getting raided, going to jail, and losing her children

• Making $464K her first year in taxes

• Scaling to 300+ tax professionals

• Creating income outside of tax season

• Monthly recurring revenue and digital products

• Using AI to answer client and team questions 24/7

• Automating a business so you can get your time back

• Motherhood, faith, and raising three boys

• Supporting her son through Duchenne muscular dystrophy

• Why your past does not have to determine your future

• Learning to love yourself instead of searching for it in others

Cheyenne’s message is simple: sometimes nobody is coming to save you — and your future does not have to look like what you’ve been through. Pasted text

Connect with Cheyenne Drayton:

Instagram / TikTok / YouTube: @thecdrayton

Website: NextLevelWealth.us

Free Tax Industry Masterclass: Every Tuesday

Inside the Vault:

@insidethevault

InsideTheVaultShow.com

Host:

@iamashcash

IAmAshCash.com

ABUNDANCE IS YOUR BIRTHRIGHT.

Join Ash Cash and a community focused on building wealth, increasing income, strengthening your mindset, and creating a more abundant life:

TheAbundanceCommunity.com

TIMESTAMPS

00:00 – Cheyenne’s story in her own words

01:02 – Ash Cash book CTA

02:03 – Welcome to Inside the Vault

04:48 – Meet Cheyenne Drayton

05:50 – Becoming a multi-seven-figure entrepreneur

06:30 – Growing up homeless and in survival mode

07:28 – Getting into the streets

08:15 – 300 tax professionals & $464K her first year

10:36 – Making $10K a day in the streets

11:10 – The robbery that changed everything

12:06 – Her son’s diagnosis and reconnecting with God

12:40 – The raid she saw as an answered prayer

12:56 – “God, give me one more chance”

13:50 – How she found the tax industry

15:52 – Five days in jail to tax season

17:05 – Learning how to manage legitimate money

19:42 – Why she pours into other women

25:35 – From the streets to multimillionaire

26:46 – Making money beyond tax season

27:28 – Monthly recurring revenue & digital products

29:54 – The wins that matter most to Cheyenne

33:12 – Why she recommends the tax industry

35:35 – How Cheyenne uses AI in her business

36:40 – Automating a team of 300+ tax professionals

38:26 – Buying back time as a mother

40:05 – Her son’s battle with Duchenne muscular dystrophy

45:17 – Your future doesn’t have to look like your past

47:09 – What she would tell her 18-year-old self

48:19 – Cheyenne’s free tax masterclass

49:12 – Next Level Wealth

51:20 – Connect with Cheyenne

51:30 – Closing the Vault

Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy

ITV #270: The $10 Trillion Wealth Transfer Most People Don’t Even Know Is Happening | Inside The Vault Oct 06, 2026

Show notes

One of the largest wealth transfers in American history is happening right now — and most people are too distracted to see it.

Derek Boone, Joy Hunt, and Ramel Newerls return to Inside the Vault with Ash Cash for a special conversation about what they call The Wealth Code: how to build income, protect it, leverage it, and pass it down.

Ramel breaks down why thousands of baby boomers retiring every day could create one of the biggest ownership opportunities in history as profitable small businesses change hands. Instead of starting from scratch, he explains how everyday people may be able to acquire businesses that already have customers, cash flow, and systems in place.

Derek shares how he says he created approximately $2 million in wealth for his son in 12 months through real estate, reinvestment, and compounding assets — and why waiting for the perfect opportunity can keep people stuck. Pasted text

Joy explains the other side of wealth: protection. Making money and acquiring assets means little if improper business structure, lawsuits, probate, or poor estate planning can take away what you worked to build.

Together, they break down business acquisitions, seller financing, real estate, grants, life insurance, leverage, mindset, environment, estate planning, and why generational wealth requires more than simply making more money.

In this episode:

• The $10 trillion wealth transfer they believe most people are missing

• Why retiring baby boomers may create opportunities to buy existing businesses

• Buying profitable businesses instead of starting from scratch

• How seller financing works

• How Derek says he built $2M in wealth for his son in 12 months

• Why starting small can still create major wealth

• Trusts, holding companies, and protecting assets

• Using 401(k)s, HELOCs, grants, insurance, and partnerships as leverage

• Why they prefer “our people’s money” over “other people’s money”

• How one student reportedly received a $200K nonprofit grant

• Why environment can change your financial trajectory

• What happens when family or your partner doesn’t understand your vision

• Why estate planning matters before it’s too late

• Financial independence for women

• Legacy and financial responsibility for men

• Why mindset starts the process and momentum keeps it going

• How identity, consistency, and small daily actions can change your future

Financial, legal, tax, real estate, insurance, and investment strategies discussed in this episode reflect the guests’ experiences and perspectives. Outcomes are not guaranteed. Consult qualified professionals for advice specific to your situation.

CONNECT WITH THE WEALTH CODE TEAM

Derek Boone

Instagram: @dsbone

Joy Hunt

Instagram & TikTok: @joyhunt_esq

Ramel Newerls

Mogul Lifestyle — all platforms

The Wealth Code 5-Day Challenge:

Text WEALTH to 347-429-6496 Pasted text

Inside the Vault:

@insidethevault

InsideTheVaultShow.com

Host:

@iamashcash

IAmAshCash.com

ABUNDANCE IS YOUR BIRTHRIGHT.

Join Ash Cash and a community focused on building wealth, increasing income, strengthening your mindset, and creating a more abundant life:

TheAbundanceCommunity.com

TIMESTAMPS

00:00 – Small progress beats no progress

01:30 – Ash Cash book CTA

02:32 – Welcome to Inside the Vault

03:30 – Meet Derek Boone, Joy Hunt & Ramel Newerls

05:57 – What is the Wealth Code?

06:27 – 10,000 baby boomers retiring every day

06:43 – The $10 trillion wealth transfer

07:22 – Derek built $2M in wealth for his son

09:49 – Protecting assets with trusts and holding companies

11:23 – Why buying a business can beat starting one

12:15 – Build it, protect it, pass it down

12:48 – Seller financing explained

13:21 – Buying a business with the owner still coaching you

16:38 – How Derek created $2M for his son in 12 months

17:19 – Why reinvesting changes everything

18:23 – Turning a $36K house into bigger opportunities

20:29 – Why your environment matters

21:51 – Friends and family can become dream killers

23:06 – What if your partner is holding you back?

25:26 – The 50+ things you can leverage right now

26:40 – A student who reportedly got a $200K grant

27:38 – “Other people’s money” vs. “our people’s money”

30:02 – A $700K real estate deal with almost no down payment

31:18 – Using family credit to keep a deal alive

32:03 – Why proof of concept matters

33:45 – How to find business grants

34:38 – A grant that doesn’t require an LLC

38:18 – Wealth doesn’t have to mean waiting 10 years

39:16 – Join the 5-Day Wealth Code Challenge

41:09 – The estate-planning mistake that changed Ramel’s family

42:35 – Losing access to money because paperwork wasn’t right

44:39 – Mindset starts it, momentum keeps it going

46:31 – While you’re arguing, somebody else is buying assets

49:28 – Why women need financial independence

51:01 – A man’s responsibility to build legacy

52:16 – The $50K mastermind and four-generation thinking

53:13 – What to do when you feel financially stuck

56:22 – How the right room can change your life

57:20 – The decision that changes everything

58:27 – Small progress beats no progress

59:37 – Stop focusing on the goal, focus on the actions

1:02:58 – Michael Jordan’s 40-point mindset

1:04:04 – Comfort can kill your growth

1:05:09 – Final lessons from the Wealth Code team

1:10:03 – The more you learn, the more you earn

1:10:35 – Connect with Derek, Joy & Ramel

1:11:13 – Wealth Code 5-Day Challenge

1:11:31 – Closing the Vault

Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy

Our TOPPODCAST Picks

Follow Us

Stay Connected

Inside The Vault with Ash Cash

PROTECT YOUR LEGACY

BUILD WITH JUSTIN BURNS

Related Podcasts

Links

Stay Connected