How to Money

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Latest Episodes:

Crucial Credit Card Benefits You Aren’t Using #386 Jul 21, 2021

Show notes

You’re missing out! Imagine using your smartphone only for making phone calls. What if you didn’t know you could use your phone to listen to podcasts, text, interact with friends on social media, or even to use the built in flashlight? What a shame that would be since your phone is capable of so much more than what it’s name implies! Now let’s imagine you’re only using your credit card to make purchases. Are you aware of the long list of benefits and rewards that are provided by some great credit cards out there? Did you realize that debit cards don’t offer the same protections that credit cards have automatically built in? Not to mention that we dive into the ethical question of credit card rewards- is it possible to utilize rewards and points with a clean conscious? During today’s episode, we’re going to convince you to start using your credit cards much more effectively.

During this episode we enjoyed a Chief of Chiefs by Bearded Iris! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

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See omnystudio.com/listener for privacy information.

The Art of Gaining Peace with Your Money with Ken Honda #385 Jul 19, 2021

Show notes

Here on the podcast we often talk about how to do smart things with your money, but we also try not to neglect the why behind our actions as well as our attitudes that have a massive impact on our overall approach to personal finance. Today on the show we’re talking with Ken Honda about his book “Happy Money” which is all about the mindset and attitude that we bring to our money which directly impacts our happiness. After a very successful business career, becoming an author was essentially a second career that Ken discovered and developed after retiring before he was 30. Ken’s writings bridge the topics of finance and self-help, focusing on creating and generating personal wealth and happiness through deeper self-honesty. Happiness and handling your money well takes more than just understanding the nuts and bolts, so listen as we talk about the art of gaining peace with your money!

During this episode we enjoyed a Black Widow by Original Sin Cider- thanks to the folks there at Original Sin for sending this one our way! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

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See omnystudio.com/listener for privacy information.

Friday Flight - Getting Paid On Demand, Sneaky Internet Bill Increases, & New Cheap Drugs #384 Jul 16, 2021

Show notes

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: opting out of housekeeping to save money, child tax credits have arrived, getting paid on demand, living paycheck to paycheck, new affordable discounted drugs, sneaky internet bill price hikes, getting your wifi to work better, cell phone upgrade cycles, and where inflation impacts you the most.

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

Breaking Down More Common Money Phrases #383 Jul 14, 2021

Show notes

There’s no such thing as a free lunch. Don’t put all your eggs in one basket. You’ve heard phrases like this your entire life but are they true? And how can we specifically apply them to our personal finances? We had fun talking about some common money phrases earlier this year, but since then we’ve realized that there were a bunch of good ones we didn’t cover! So we figured it was a good idea to hit up even more common money phrases that we’ve all heard and dissect them. And the reason we feel this is surprisingly important is because the sayings we hear can often bore into our brains and if we hear them enough we believe them as fact. But many of these common sayings have flaws in them or are just downright wrong. So have a listen as we think through some more money sayings and how they apply to our personal finances.

During this episode we enjoyed an Elderberry Northwest Sour Ale by Cascade Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

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See omnystudio.com/listener for privacy information.

Ask HTM - Hanging with Friends on the Cheap, Assisting Parents with Their Money, & Smart Contributions to Both an HSA and FSA #382 Jul 12, 2021

Show notes

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!

1 - Is my job worth the awful commute?

2 - How can I hang out with my friends without spending a ton of money?

3 - Does it make sense to contribute to both an HSA (Health Savings Account) and FSA (Flexible Spending Account)

4 - Should I pay off my mom’s credit cards or car in order to help her with her finances?

5 - What’s the best way to grow money that I’ll need in 2 or 3 years?

During this episode we enjoyed a 2017 Kriek by Cascade Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

Friday Flight - New Cheap Travel Hacks, Borrowing is Back, & Beware of Neobanks #381 Jul 09, 2021

Show notes

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: reevaluating 2021 goals, new cheap travel hacks, the price of gasoline, federal unemployment benefits ending for some, scoring sweet hiring bonuses, teenage hiring boom, borrowing is back, whether you should take on debt in order to invest, expected returns in the stock market, & customer service problems with neobanks.

Best friends out!

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See omnystudio.com/listener for privacy information.

FIRE: Choose Your Own Adventure #380 Jul 07, 2021

Show notes

This episode is all about FIRE which stands for Financial Independence Retire Early. This movement came about as an entire generation began to push back against the notion of traditional retirement- working hard in a job you hate so that you can kick back when you’re 65. Thanks, but nah. We have friends who have completely rejected that idea and have retired in their 20s and 30s, but the most important thing to keep in mind is that the pursuit of financial independence doesn’t have to look a specific way. Just like those books we loved in the 90’s you get to choose your own adventure! From leanFIRE to fatFIRE and everything in between, there are a variety of lifestyles we can aspire to. So we’ll talk about the different types of FIRE and then some of the most important tactics to consider on your path to achieving financial independence.

During this episode we enjoyed a Smells Like Bean Spirit Double Maple by Mikerphone Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

Financial Independence at 27 via Passive Income with Rachel Richards #379 Jul 05, 2021

Show notes

Since yesterday was the 4th of July, we’re talking about financial independence with someone who has achieved it at the young age of 27. Rachel Richards is a former financial advisor, a real estate investor with almost 40 rental units, and the bestselling author of “Money Honey.” She has also written “Passive Income, Aggressive Retirement” which we’re covering today as we discuss the lessons Rachel has learned on her way to financial independence. Rachel quit her 9-5 job and now lives off over $15,000 a month in passive income and she spends her time doing whatever she feels like- whether that’s traveling the world with her husband or hiking the Rockies with her dog. Learn how setting up streams of passive income to achieve financial independence is more attainable than you think!

During this episode we enjoyed a M-43 Tart Strawberry by Old Nation Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

Friday Flight - Peak Inflation, Saving Money Sucks, & Insurance Scams #378 Jul 02, 2021

Show notes

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: Bobby Bonilla made the wrong decision, keeping utility costs low during scorching heat, peak inflation with costs coming down, appreciating used cars, personal rates of inflation, saving money sucks, Peloton disabling treadmills, new Venmo fees, Gen Zers and Millennials are being targeted with new scams, high costs of title insurance, avoiding extended car warranties, student loan interest rates have increased, & book giveaway winners!

Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

How To Pay Less For Almost Everything #377 Jun 30, 2021

Show notes

Nobody enjoys paying full price- who doesn’t like scoring a sweet deal?! Yet many of us don’t think to do what it takes to pay less for the things that we buy. Whether it’s the fear of rejection or not wanting to be perceived as a cheapskate, there are a number of false narratives at play that are keeping us from pouncing on discounts. And it’s important to simultaneously keep in mind that, in the words of Michelle Singletary, “discounts make us dumb!” In the quest to pay less, it’s important to not fall victim to the ploys of marketers and advertising! We discuss all of these patterns of thinking, as well as the steps that we need to take in order to ensure that we’re getting the absolute best deal on almost everything.

During this episode we enjoyed an Origins by Crooked Stave! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

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