How to Money

Copyright: 2024 iHeartMedia, Inc. © Any use of this intellectual property for text and data mining or computational analysis including as training material for artificial intelligence systems is strictly prohibited without express written consent from iHeartMedia

Latest Episodes:

Money, Your Brain, and Buying Happiness #046 Nov 28, 2018

Show notes

Buying new stuff makes us happy, right? Yeah for a minute, but you may have noticed how quickly you get used to all that new stuff! Hedonic adaptation, or the hedonic treadmill, helps us understand the effect of consumption. Coming to grips with that can help us end unhealthy cycles of mindless consumerism and set us on a path to a healthier way of thinking about money, spending, and saving for the future. Listen to the full episode to learn how hedonic adaptation can be terrible, how it can actually be a good thing, and then finally to learn how to hack it and truly control how happy you really are.

During this episode we enjoyed a Mangifera Flux by Marz Community Brewing which you can find and learn all about on Untappd. A huge thanks to our buddy Andrew for bringing this beer all the way back from Chicago. And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts!

Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

Avoiding the Holiday Shopping Hangover #045 Nov 21, 2018

Show notes

Shopping and overspending dominates the holiday season, and we want to make sure you’re not rolling into the new year with that holiday shopping hangover. Honestly, how much more stuff do we really need?! Consumers are expected to spend over 1 trillion dollars during this Christmas shopping season. It’s unfortunate how much emphasis is placed on high ticket gifts to supposedly prove how much you care. Listen as we cover some overall strategies that will help you become a better gift giver, how communication with friends and family is so important, and then we dive into some specific tips that will help keep you from overspending this season.

And during this episode we enjoyed a Narwhal Imperial Stout by Sierra Nevada which you can find and learn all about on Untappd. If you enjoyed this episode, be sure to subscribe and review us in Apple Podcasts, Castbox, or wherever you get your podcasts!

Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

Introducing How to Money Nov 14, 2018

Show notes

A personal finance show that doesn't suck!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

The Easiest Ways to Screen Tenants #044 Nov 07, 2018

Show notes

You’ve gone through all the hard work of saving your money for a down payment, you’ve spent countless hours searching for the right investment property, and now it’s time to find the right tenant! It can be pretty tempting to cut some corners on that last step, but the type of tenant who signs your lease can be the difference between that rental being a blessing or a curse. The good news is that as a landlord, it’s much easier than you think it is to take the right steps to ensure that you do a proper job screening applicants.

And even if you’re a renter you might find this episode particularly helpful as you try to snag that next place that you call home for the next 12-24 months!

And during this episode we enjoyed a Raspberry Johnny Cashmere by Variant Brewing Company which you can find and learn all about on Untappd. If you enjoyed this episode, be sure to subscribe and review us in Apple Podcasts, Castbox, or wherever you get your podcasts!

Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

Are You Frugal or are You Cheap? #043 Oct 31, 2018

Show notes

Nobody ever wants to be called cheap- it’s an insult and brings all sorts of negative connotations with it. However, being frugal is a badge of honor and something worth striving towards. There is a temptation to become cheap when you are looking to get your finances in order, but instead we would encourage frugality over being a cheapskate. In this episode we break down the differences between the two as well as share some stories from when we’ve attempted to be frugal but it ended with us being cheap! In our lives, we’ve found it’s pretty dang hard to label something as cheap vs. frugal because one person’s ‘cheap’ is another’s ‘frugal’. That’s why we discuss our 5 principles or guidelines that will help you determine: are you frugal or are you cheap?

And during this episode we enjoyed a Stiegl Grapefruit Radler which you can find and learn all about on Untappd. If you enjoyed this episode, be sure to subscribe and review us in Apple Podcasts, Castbox, or wherever you get your podcasts!

For specific links and additional information about this episode, head over to our site: HowToMoney.com . Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

Aren’t Wills for Old People? #042 Oct 24, 2018

Show notes

Over half of Americans don’t have a will- and this is a huge problem. You might think you don’t really need a will, but if you have any assets, a spouse, or kids you most definitely do. Wills aren’t just for old people! Most often people feel that they can always put it off until a little bit later, but the best time to go ahead and create a will is right now. It can be an unsettling topic as most folks don’t enjoy talking about their mortality, but having the peace of mind in knowing that your children and assets are in the right hands after your untimely death is worth any short term discomfort. In this episode we cover the big reasons why you need to have a will, why you likely don’t need a lawyer involved, and how to create a will for free.

And during this episode we enjoyed a Sweet Leilani by Cherry Street Brewing which you can find and learn all about on Untappd. If you enjoyed this episode, be sure to subscribe and review us in Apple Podcasts, Castbox, or wherever you get your podcasts!

For specific links and additional information about this episode, head over to our site: HowToMoney.com . Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

All About That Peace Out Money Oct 17, 2018

Show notes

Imagine that you have a well paying job but otherwise it sucks and you wish you could leave. And now imagine that an amazing opportunity comes along for you to start your dream business- that thing you’ve always wanted to do, but the problem is that you know you won’t be able to pay yourself for a solid year. What you need is peace out money to keep you afloat! Or maybe some family or health issues have come up and you want to be able to spend time with family, or maybe you just want to take some time off and road trip it for 6 months. Either way, the answer is peace out money! We’re defining this as having enough money on hand to leave situations or jobs where you could technically stay, but you’re choosing not to because you’d rather do something else. You have that peace out money to bridge you to the next job or opportunity that you really want to pursue. Listen to the full episode to hear the additional benefits of peace out money, how it's different than reaching financial independence, and then finally the steps you can take to make sure you have your own peace out money set and ready for when you need it.

And during this episode we enjoyed a 2014 Oud Bruin by yEast Atlanta Brewers which you can find and learn all about on Untappd. A big thanks to our friend John for brewing, aging, and donating this beer! If you enjoyed this episode, be sure to subscribe and review us in Apple Podcasts, Castbox, or wherever you get your podcasts!

For specific links and additional information about this episode, head over to our site: HowToMoney.com . Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

Jumping on a Low Cost Cell Phone Plan #040 Oct 10, 2018

Show notes

Most folks are paying more than twice as much as they need to for cell phone service! The biggest reason for that is because they haven't shopped around- they're blindly paying the overpriced plans from 5 years ago. The average monthly cell phone bill is $73 and by the end of this episode, you’ll know how to get that down drastically- closer to the $25 per month mark which is the new golden standard. Plus, you’ll be able to do that without having to be on a massive friends and family plan like we are (seriously, it’s like we’re playing a game of sardines!).

And during this episode we enjoyed a Zarza Marrón by Casa Agria Specialty Ales which you can find and learn all about on Untappd. A big thanks to our friend Josh for trekking this beer all the way to Atlanta. If you enjoyed this episode, be sure to subscribe and review us in Apple Podcasts, Castbox, or wherever you get your podcasts!

For specific links and additional information about this episode, head over to our site: HowToMoney.com . Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

How to Save on a Phone Upgrade #039 Oct 03, 2018

Show notes

The newest iPhones that were just released are anywhere from $1,000 to $1,500 - that is a ton of money!!! With all the different functions and duties that our smartphones are able to perform, it’s no surprise that the prices are continuing to climb but don't pay full price! Regardless if you’re getting the latest and greatest iPhone release, or if you’re buying last year’s Moto, you want to be getting a deal. In this episode we cover a bunch of different ways to save on your phone upgrade including where and when to buy, how to easily reset your phone of personal information before selling it, and some alternatives to getting a new phone altogether!

And at the beginning of this episode we enjoyed a French Oak Saison by New Belgium which you can find and learn all about on Untappd. If you enjoyed this episode, be sure to subscribe and review us in Apple Podcasts, Castbox, or wherever you get your podcasts!

For specific links and additional information about this episode, head over to our site: HowToMoney.com . Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

You Need to Freeze Your Credit! #038 Sep 26, 2018

Show notes

After the Equifax data breach where 148 million people’s personal information was compromised, it's especially easy to see how vulnerable we are as consumers. So now more than ever, is the time to freeze your credit! A new federal law has made it completely free to freeze and thaw your credit, so you don't have any more excuses. In this episode we talk about why this is so important, we cover what a freeze does (and what it doesn't do), and then we tell you exactly how to do it. Seriously it's so incredibly easy that it shouldn't take you more than about 5 minutes from start to finish!

And at the beginning of this episode we enjoyed a Focal Banger by the Alchemist which you can find and learn all about on Untappd. A huge thanks to our friend and pastor Matthew for donating this beer and supporting the show! If you enjoyed this episode, be sure to subscribe and review us in Apple Podcasts, Castbox, or wherever you get your podcasts!

For specific links and additional information about this episode, head over to our site: HowToMoney.com . Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

Our TOPPODCAST Picks

Follow Us

Stay Connected

Related Podcasts

Links

Stay Connected