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Latest Episodes:

A Nasty Case of Healthcare Costs with Dan Weissmann #106 Jul 22, 2019

Show notes

The leading cause of bankruptcy in America is the inability to pay medical bills- an estimated half a million people file for this reason every year! Almost no one is immune to the rising cost of healthcare, and fellow podcaster Dan Weissmann is here to commiserate. Dan’s podcast, An Arm and a Leg, is part journalism part personal narrative as he dives into real life experiences of Americans with their health coverage. Healthcare is definitely confusing, and based on the fact that our country spends almost 20% of our GDP on medical spending- it is also clear that costs are out of control.

During this episode we each enjoyed an SKB IPA by Sun King Brewery- a big thanks to James for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you.

Best friends out!

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Are HSAs the Best Retirement Account? #105 Jul 17, 2019

Show notes

Health Savings Accounts aren’t just for paying your medical bills- when used properly, they are pure retirement gold! If you have a qualifying healthcare plan and aren’t taking advantage of an HSA, you’re missing out on massive amounts of money that you could be socking away. This is because an HSA is the most tax advantaged retirement account that exists, maybe even dethroning the Roth IRA as our favorite retirement account! Have a listen as to why we think you should seriously consider opening a Health Savings Account.

If you want to learn more, head over to Lively as they have lots of helpful information and answers to your eligibility questions. It's completely free for individuals and families and they make it easy to open your HSA to start investing today.

During this episode we enjoyed a Mirror Universe by Fair State Brewing Cooperative- another big thanks to Riley in Minnesota for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts- we’d love to hear from you.

Best friends out!

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See omnystudio.com/listener for privacy information.

Ask HTM - Cutting Costs by Replacing Light Bulbs, Negotiating a Lower Credit Card APR, and Peer to Peer Lending #104 Jul 15, 2019

Show notes

This week on the pod we’re answering your questions! 1 - Should I keep my car payment around in order to boost my credit score? 2 - When does it make sense to replace old light bulbs with new LEDs? 3 - Is it worth disputing my property tax bill? 4 - How can I negotiate a lower APR on my credit cards? 5 - I’m considering joining Lending Club as an alternative way to invest my money- is this a good idea?

And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask

During this episode we enjoyed A Visit to My Crazy Aunt by Insight Brewing- a big thanks to Riley in Minnesota for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts- we’d love to hear from you.

Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

Before You Click 'Buy' On Your Next Online Purchase #103 Jul 10, 2019

Show notes

Whether you’re planning to score a deal on Amazon Prime day or not, chances are you do a good bit of purchasing online. Obviously we love getting a great deal and the convenience of online shopping is unmatched, but what other considerations should be taken into account? Just because we’re getting a deal now, does that mean we’re spending less money in the long run? During this episode we cover when shopping at a local brick and mortar is better, some serious downsides of shopping online, and then we wrap things up by covering our favorite ways to get deals buying online using deal sites, techniques, and our favorite Chrome extension.

During this episode we enjoyed a Fort by Dogfish Head- another big thanks to our friend Tyler here in Atlanta for donating this rare (to us!) beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you.

Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

Avoiding Money Fights, with Andy Hill #102 Jul 08, 2019

Show notes

Getting your significant other on-board when it comes to personal finance goals may be no small task- which is just one of the reasons we’re excited to have Andy Hill join us for this episode. Andy and his wife started their life together 50k in debt. They put in the hard work of confronting their individual unhealthy financial patterns, set some serious goals, and in just 4 years were completely debt free (including a 195k mortgage!) and now 8 years later have grown their net worth to over 750k! Andy’s podcast is called Marriage, Kids, & Money, and today we’re excited to talk with him about a variety of topics including clever ways he’s been able to diversify his income, as well as some tips for avoiding money fights with your partner and communicating well with regard to money and goals.

During this episode we each enjoyed a Cream Weaver by Three Taverns Brewery - a big thanks to our friend Tyler here in Atlanta for donating this tasty beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you.

Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

Celebrating Diverse Views of Financial Independence #101 Jul 03, 2019

Show notes

Many of us have our own personalized, specific goals when it comes to our money, so it’s no surprise that we also have many different views of what financial independence means to each of us. Since tomorrow is the 4th of July, we wanted to take a moment and reflect on how our views of financial independence have changed over the years. We also posted this question in the How To Money Facebook group, and we look forward to digging into and sharing your wisdom regarding what financial freedom means to you! Just like we often discuss regarding knowing the ‘why’ behind our money, when we’re able to identify why it is we’re seeking after financial freedom, we can endure almost any ‘how.’ Happy 4th!

During this episode we each enjoyed an Order of Magnitude by Edmund’s Oast which you can find on Untappd. A big thanks to Andrew in South Carolina for donating this amazing beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you.

Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

Ask HTM - Paying Off a Debt in Collections, Investing via Fundrise, and Buying a New Electric Truck #100 Jul 01, 2019

Show notes

This week on the pod we’re answering your questions! 1 - What does it mean to put index funds in my Roth IRA? 2 - Should I invest in Fundrise and REITs in order to learn more about real estate investing? 3 - Should we consider getting a home warranty? 4 - How will my credit score be impacted if I pay off a debt in collections? 5 - Am I crazy to consider buying a new $65,000 electric truck?

And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask

During this episode we enjoyed a Ninja vs Unicorn Double IPA by Pipeworks Brewing Co which you can find on Untappd. Another big thanks to Russ for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you.

Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

The Benefits of Knowing Your Hourly Rate #099 Jun 26, 2019

Show notes

Understanding what our time is worth allows us to make more informed decisions regarding our time and money. Your hourly rate informs your decision to DIY a project at home, determine whether you’re spending too much time searching for a deal, or whether its time to negotiate a raise or other benefits at work. Your personal hourly rate shouldn’t be the only consideration but understanding the relationship between our time and money will allow us to live more meaningful and optimized lives.

During this episode we enjoyed a Seismic Positivity by Pipeworks Brewing Co which you can find on Untappd. A big thanks to Russ here in Atlanta for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you.

Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

A Game Changing Approach to Financial Education with Dan LaSalle #098 Jun 24, 2019

Show notes

So many of us grew up without any sort of formal or informal education about personal finance. Few states offer a personal finance course in their public schools and even fewer participate in any sort of standardized testing for the courses they do offer. That’s why we’re really excited to have Dan LaSalle join us for this episode. Dan saw a need for this type of education in the high school where he was teaching and four years ago he took it upon himself to create a personal finance program that not only teaches students the importance of budgeting, saving, and investing, but also gives them the opportunity to earn up to $5,000 a year, and put that money into a bank account of their own. We truly believe that this kind of approach could be the future of financial education!

During this episode we enjoyed a Happy Trees by ANXO which you can find on Untappd. A big thanks to good buddy Andrew for donating another tasty beer cider to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you.

Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

Socially Responsible Investing #097 Jun 19, 2019

Show notes

More and more investors want their money to be going to companies who are doing good in the world, or at least to companies who are being responsible when it comes to the environment, social issues, and governance. Companies who are leading in this front may also be better positioned for future challenges and experience fewer instances of bribery, corruption, and fraud (bonus: giving you better returns on your investment)! Unfortunately, with socially responsible investing being fairly new on the scene, definitions can be unclear and terms are often used interchangeably. Listen as we dive into this topic, giving you the knowledge to help you decide what socially responsible investing means to you.

During this episode we both enjoyed a Toffee Stout by Carolina Brewery which you can find on Untappd. Another big thanks to Emma in NC for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you.

Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

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