HerMoney with Jean Chatzky

Latest Episodes:

Ep 145: Ring The Alarm! We’re Talking FIRE Jan 23, 2019

Show notes

Only you can prevent running out of money in retirement. OK, we’ll cool it with the fire and Smokey The Bear puns. This savings crisis is one we’ve covered before, but this week we’re discussing what thousands of people are calling the solution: The FIRE (Financial Independence Retire Early) Movement. Our two experts, Jonathan Mendonsa and Brad Barrett, co-hosts of the ChooseFi podcast, explain what it is, its “simple math” and why it’s so popular: “You know, I think all of us kind of understand the golden years are the years that you're allowed to do everything that you've really wanted,” says Jonathan. “Now society has given you the permission to go do that...I don't just want my golden years right—I want my best years.” Then, in Mailbag, we answer your questions on how college students can start investing and building credit when they have none. Plus, there’s another gap—not in our favor—we can add to the list: the stress gap. Sigh, and talk solutions with us in Thrive.

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Ep 144: The Emotional & Financial Debt From Being Duped Jan 16, 2019

Show notes

Double lives. Deception. Shame. Nope, it’s not an episode of “Dirty John” (though it could be)—it’s this week’s podcast. Abby Ellin, an award-winning journalist and author of the new book: “Duped: Double Lives, False Identities, and the Con Man I Almost Married,” is in the studio and does she have a story to tell! She also equips us with advice for how to be smarter even when we’re confronted with some of the most-skilled liars. Then, in Mailbag, we discuss how you can ask for more financial responsibility at home without implying you don’t trust your partner—and we answer your questions on long-term care policies for singles (plus other insurances singles should strongly consider) and the 4% retirement rule. In Thrive, staying on the theme of couples and money: Who do you think should pick up the check on a date? We discuss.

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Ep 143: For More Wealth, Freedom & Peace Of Mind in 2019, Practice The Art Of Abundance Jan 09, 2019

Show notes

We’re in the second week of 2019 — and with our New Year’s resolutions fresh in our minds — we thought it’d be an opportune time to talk about abundance. Or rather, the art of abundance with Leisa Peterson. Leisa is a wealth coach, business strategist, podcaster and author, who is known for her ability to quickly identify the exact issues that are holding us back from achieving our goals. She’s helped thousands of people (including us) develop practical skills for attracting greater wealth, freedom and peace of mind. In Mailbag, we cover your questions on refinancing student debt, aligning your budget with your ethics and exploring career opportunities in the financial services industry. Finally, have you heard of the FIRE movement? We’ve mentioned it on the show before and we have a podcast dedicated to it coming up soon. In the meantime, a FIRE 101 in Thrive.

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Ep 142: Your Investing Questions Answered with Fidelity’s Kathy Murphy Jan 02, 2019

Show notes

Happy New Year HerMoney! Goodbye 2018 and goodbye investing confidence gap. After decades of focusing on why women weren’t investing, the broader conversation is shifting to why — and how — women are growing their wealth. We’re kicking off another fantastic year of important conversations with HerMoney’s champion from day one, Kathy Murphy. She’s the president of personal investing at Fidelity, which is out with new research on women and investing. A finding we’re thrilled to hear: Over 70% of women say it’s time to demand more from their money and that they’re going to take action in the next six months. Let’s join them! Kathy tells us how. In Mailbag, Kelly and I answer your questions on Social Security, opening up a Roth IRA and buying a house in the current market. Plus: We know women are more likely to take career breaks for childcare — and now we have an idea of how much it can cost them. We discuss in Thrive.

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Ep 141: The Earlier You Start Talking Money With Your Kids, The Better Dec 26, 2018

Show notes

Too many of us can relate to the fact that personal finance wasn’t something we were taught growing up. It’s a big reason why this show exists and it’s also why Dina Shoman founded inherQuests, a company that creates financial education products for kids. She’s on a mission to increase financial literacy for our future generations, starting with little girls. She shares what’s working, what isn’t and how we can start talking to our kids about money in a way that sticks. In Mailbag, we answer your questions on getting out of debt, getting money in foreign countries and combining finances for newlyweds. Finally, you know we love highlighting gratitude practices, especially the simple ones, like writing thank-you notes. But it turns out if you’re writing one to a hiring manager, you might want to put away the pen and paper. Why in Thrive.

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Ep 140: Build Your Blueprint For Longevity & Vitality With Jillian Michaels Dec 19, 2018

Show notes

This week, we’re tackling the subject of aging, which, according to new research, more women are looking forward to. Excuse us? Yep, financial challenges aside, more women are excited about aging, particularly about what their lives will look like as they age. It’s rooted in the idea of, “The best is yet to come.” But the best will only come if you’re feeling your best, and that means taking care of yourself. Enter: The always-wonderful Jillian Michaels. Just days after losing her home in the California Camp Fire, Jillian spent time with us to discuss her latest book, “The 6 Keys: Unlock Your Genetic Potential for Ageless Strength, Health, and Beauty.” We run through all six and how you can apply them today, because “Aging gracefully doesn’t have to mean giving up and accepting decay,” writes Jillian. “It means keeping yourself in fantastic health, inside and out, for a hell of a long time …” In Mailbag, we answer your questions on union memberships, rebalancing 401(k)s and prioritizing HSAs. Then, if you’re like us — and many other rewards-points junkies — the allure of getting a new credit card with a big, fat rewards bonus sends your heart fluttering: 50,000 points, 70,000, 100,000, oh my! But, what then? How to maximize them in Thrive.

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Ep 139: Yes, Women Want & Need Different Financial Advice Dec 12, 2018

Show notes

We’ve got the O.G. B.F.F. (best financial friend) on the show this week. Shannon McLay is the founder and CEO of The Financial Gym, a financial services company that’s disrupting the industry’s approach with women (and some men) on how they overhaul their relationships with money and work towards financial success. We discuss why women want (and need) different financial advice, what's working, what isn't and how Shannon is successfully raising capital for her company from men who can't relate. In Mailbag, we answer your questions on finding a job in the financial services industry, balancing wants vs. needs and understanding an annuity alongside other retirement accounts. Finally, because there’s so much going on in our world that’s blazing a light on our differences rather than our similarities, we thought it would be nice to focus on something we all want: happiness. Join us in Thrive.

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Ep 138: All About 529 College Savings Plans Dec 05, 2018

Show notes

Earlier this year, America's student debt hit 1.5 trillion dollars — and guess who holds most of it? Yep, us ladies. We hold nearly two-thirds of all student loan debt in the United States. To bring it closer to home, the average graduate walked off campus with around $39,400 last year, which is up six percent from 2016. It's trending up, so what can we do for ourselves and our loved ones to lower the cost? One (big) option: 529 college savings plans. We have Abby Chao, co-founder and COO of CollegeBacker, to talk us through what they are, how they work and how you can easily get your loved ones on board. In Mailbag, we answer your questions on retirement planning for when you're out of work, credit cards for new adults and how to go from joint accounts to yours, mine and ours. In Thrive, HerMoney reporter Kathryn shares her coverage on the increase in workplace demotions. We discuss what to do and how to handle them.

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Ep 137: Be More Human, Erica Keswin Tells Us How Nov 28, 2018

Show notes

If you texted, emailed, Slacked and DM'd with people more than you talked to them face-to-face today, then this week's episode is for you. Erica Keswin, author of the new book, "Bring Your Human to Work: 10 Surefire Ways to Design a Workplace That Is Good for People, Great for Business, and Just Might Change the World," is all about learning how to speak in a human voice, finding the sweet spot between tech and connect and meetings that won't waste your time. She's our new girl crush. And we cover it all. In Mailbag, we answer your questions on selling stock, rolling over retirement accounts and dealing with medical collections. And, in Thrive, some great news: There are more 401(k) and IRA millionaires than ever before, according to a new report from Fidelity — woo-hoo! You can be one, too. Keep listening!

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Ep 136: Finding Roommates & Funding Businesses With Elien Becque Nov 21, 2018

Show notes

Finding roommates and funding businesses are no easy feats. Ask Elien Becque. She's the founder and CEO of RoomZoom, a roommate matching web app designed to take the stress, financial risk and guesswork out of finding a roommate. We’ve covered the trend of more couples cohabitating before marriage to save money, but we haven’t discussed a similar trend of more Americans — in non-romantic relationships — choosing to room together for the same reason. Elien is our new guide for how to find the perfect match. She also gets real on the highs and lows of running an early-stage company — her entrepreneurial story is both refreshing and relatable. In Mailbag, Kelly and I talk Venmo and answer your questions on retirement: saving strategies with a pension, saving strategies without a pension and whether or not it's OK to use them for paying off the mortgage. Plus: It's Open Enrollment time. Are you set for next year? We discuss health care in Thrive. Something easier than choosing a health care plan? Subscribing to our free weekly newsletters! Just text "HERMONEY" to 888-111 to subscribe.

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