HerMoney with Jean Chatzky

Latest Episodes:

Ep 491: You’re Doing Everything Right — So Why Aren’t You Being Promoted? Sep 03, 2025

Show notes

Are you doing everything right at work, meeting deadlines, showing up, delivering results, and still feeling stuck? This week, we’re welcoming back one of our favorite voices on workplace equity, Minda Harts, to dive into a topic that impacts every professional woman: trust. Trust at work isn’t just about your manager believing in you. It’s the key to feeling valued, getting promoted, and even building long-term wealth.

✨ Plus, stick around for a special segment with Armoire CEO Ambika Singh, who shares how fashion rental can cut the cost (and the guilt) of getting dressed. Sign up here for up to 60% off your first month of membership + two free bonus items!

In this episode, we discuss:

What trust really looks like in a healthy workplace
How to rebuild it when it’s been broken
Why women of color face unique challenges with trust at work
Scripts and strategies to help you advocate for yourself
And how AI, layoffs, and hybrid work are shifting the trust dynamic

📚 Read the book: Talk To Me Nice: The 7 Trust Languages for a Better Workplace

🎧 More from Minda: Episodes featuring The Memo and Right Within in our archives

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A Week In Her Wallet: How One Woman Saves 36% of Her Income While Living in Chicago Aug 29, 2025

Show notes

In this episode of A Week In Her Wallet, we head to Chicago to meet Zoe M., a 29-year-old accountant who tracks every dollar with care, not just to budget, but to live in full alignment with her values.

Zoe opens up about what it really means to spend with intention, how she and her boyfriend use a shared Google doc to manage finances together, and why she prioritizes saving 36% of her income each month — all while living in one of the most expensive cities in the country.

Tune in to hear:

How Zoe manages shared expenses in her relationship with fairness and flexibility
Her strategies for avoiding impulse purchases
Why spending money on values-aligned experiences is always worth it
What it looks like to balance short-term joy and long-term goals

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Ep 490: Protect What You’ve Built: Estate Planning Strategies Every Woman Should Know Aug 27, 2025

Show notes

When you hear the words estate planning, do your eyes glaze over? Or maybe you assume it's something you'll get to “one day”? In this episode, Jean Chatzky sits down with powerhouse elder law attorney and former New York State legislator Ann-Margaret Carrozza to explain why estate planning is not just for the wealthy, and why it matters way more than most of us think.

Ann-Margaret breaks down exactly what needs to go in your plan, how to avoid the biggest (and most expensive) estate mistakes, and how to protect your family from lawsuits, taxes, and unexpected drama.

You’ll learn:

What estate planning really means (and why it’s not just about having a will)
Why avoiding probate isn’t the only reason to consider a trust
The key documents every adult needs — even if you’re single and child-free
How to protect your legacy and your peace of mind

Learn more about Ann-Margaret Carrozza

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⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

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Your Money Map Replay: Jason Dorsey on Why Retirement Isn’t What It Used to Be Aug 22, 2025

Show notes

We’ve officially hit Peak 65, the historic moment when more Americans than ever are turning 65. But retirement in 2025 looks nothing like it used to.

In this eye-opening episode of Your Money Map, Jean Chatzky sits down with generational researcher Jason Dorsey to explore how Baby Boomers, Gen Xers, and even Millennials are rethinking retirement — financially, emotionally, and socially.

💬 Topics We Cover:

Why 65 is no longer the "retirement finish line"
The surprising truth about Gen X’s financial mindset
How social media is changing money conversations between generations
The rise of working later — not because people have to, but because they want to
What the data says about Social Security fears and long-term income planning
Why denial is one of the biggest threats to retirement readiness

🎯 Jason’s advice for pre-retirees is both practical and empowering — and it might just change how you think about your own future.

🔗 Resources & Links:

Learn more at ProtectedIncome.org
Explore Jason’s research at JasonDorsey.com
Sign up for the Alliance for Lifetime Income newsletter: protectedincome.org/subscribe

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Ep 489: Your Retirement, The Truth About Social Security, And How to Prepare NOW Aug 20, 2025

Show notes

Social Security is back in the headlines, and the news isn’t exactly comforting. Words like shortfall and cuts are sparking real fear among retirees, near-retirees, and younger workers who wonder if the program will even be there for them.

In this episode, Jean sits down with Michelle Singletary, nationally syndicated personal finance columnist for The Washington Post, to break it all down:

What a potential 20–25% shortfall in 2033 could actually mean for retirees.
Why your check won’t disappear entirely
The surge in early claims: Should you take the money now, or wait?
Why writing Social Security out of your retirement plan is a mistake for Gen X, millennials, and Gen Z.
Michelle’s must-do checklist for near-retirees: from eliminating your mortgage to building a realistic budget.

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⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

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Learn more about your ad choices. Visit megaphone.fm/adchoices

A Week In Her Wallet: How A 41-Year-Old Chiropractor Balances Family Life and Finances Aug 15, 2025

Show notes

This week, we’re bringing you the first episode of our new series: A Week In Her Wallet, where real women track their spending for seven days — every swipe, tap, and temptation — and then reflect on not just what they bought, but why.

In this episode, we're joined by Lizzie, a 41-year-old chiropractor, mom of two, and small-town New Englander who is all about spending with intention. She's self-employed, passionate about local businesses, and has a refreshing perspective on budgeting for real life.

Lizzie walks us through:

Why she skipped $1,000 concert tickets — and doesn’t regret it
How her family handles finances and decision-making together
What self-care looks like to her
Her candid thoughts on gift-giving pressure from her family
Why her week felt like a love letter to her town

Plus, she reflects on where money seems to “leak” most easily and why she doesn’t mind spending on the things that truly bring value.

… Does more financial confidence sound good to you, then you might want to try:

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Have a question for us? Write to us (or send us a voice note!) at mailbag@hermoney.com. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter atHermoney.com/subscribe!

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Ep 488: 18k In Credit Card Debt: Why I Was Finally Honest Aug 13, 2025

Show notes

Debt isn’t just a number on a statement — for so many of us, it’s tied to shame, secrecy, and the pressure to keep up. This week, Jean sits down with Jamie Feldman, writer, producer, and co-host of the Debt Heads podcast, who went from ignoring her $18,000 in consumer debt to tackling it head-on… and talking about it openly with the world.

If you’ve ever felt alone in your money struggles, this conversation will remind you: you’re not. And the first step toward a different future might be as simple as talking about it.

If more financial confidence sounds good to you, then you might want to try…

4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Mailbag with Tori Dunlap: “$100K in Debt, $180K Income, Now What?” Aug 08, 2025

Show notes

In this special HerMoney Mailbag episode, Jean Chatzky is joined by financial feminist icon Tori Dunlap, founder of Her First $100K and host of the Financial Feminist podcast. Tori returns to tackle some of your most pressing financial dilemmas.

💳 One listener is drowning in $100,000 of credit card debt despite making $180K/year. What can she do next when consolidation loans and HELOCs are off the table?

✈️ Another wants to know if her premium travel credit card is still worth the sky-high fee now that her lifestyle has changed. Should she downgrade and preserve her credit?

💼 And a couple wonders if their $4 million net worth (including real estate) means they're ahead of retirement benchmarks or behind.

Whether you're reevaluating your spending, saving for retirement, or simply wondering if you're doing enough with your money, this episode is full of insight, empathy, and financial empowerment.

… Does more financial confidence sound good to you, then you might want to try:

🚀 FinanceFixx – HerMoney’s 4 or 8-week Money Makeover financial coaching program that will help you get your finances on track!

📈 InvestingFixx – HerMoney’s investing club for women who are ready to learn market lingo, and grow their wealth. Your first month with us is completely free!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Jobs Numbers, Inflation & Your Money With Economist Kathryn Edwards Aug 07, 2025

Show notes

This week, we’re sounding the alarm on a story that hasn’t gotten nearly enough attention but could have major consequences for your paycheck, retirement, taxes, and future.

Jean sits down with HerMoney favorite and leading labor economist Kathryn Edwards to unpack the recent firing of the Bureau of Labor Statistics (BLS) chief and why it could undermine the very data we rely on to understand inflation, jobs, and the strength of our economy.

Also in this episode:

💥 What’s really happening in the job market

📉 Why the economy may be weaker than it looks

📊 How inflation and revisions to labor data could hit your investments

🏡 A candid, eye-opening investor playbook for navigating today’s economic uncertainty

If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Ep 487: From $100k to Millions: Tori Dunlap on Building Wealth That Lasts Aug 06, 2025

Show notes

Women are building wealth like never before and doing it with confidence, strategy, and purpose. In this episode, Jean sits down with Tori Dunlap, founder of Her First $100K and host of the Financial Feminist podcast, to talk all things investing, financial power, and the game-changing “Great Wealth Transfer” that’s already underway.

Whether you’re ready to invest for the first time, build better financial systems, or just stop apologizing for your ambition, this episode is for you.

What You’ll Learn:

Why index funds are Tori’s go-to investment strategy
The emotional weight of inheriting money and how to handle it with grace
How to set up systems that make your money work for you
Smart credit card point strategies that won’t wreck your credit
How financial self-care can change your life

If more financial confidence sounds good to you, then you might want to try…

⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money.

⁠6-Week Pre-Retirement Program⁠: We’ll help you prepare financially and emotionally for this exciting milestone.

📈⁠InvestingFixx⁠: Learn, connect, and start investing—your first month is completely free.

💬 Connect with Tori: herfirst100k.com/quiz

🎙️ Rate and Review: If you loved today’s conversation, please leave us a 5-star review.

Learn more about your ad choices. Visit megaphone.fm/adchoices

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