Future Rich with Barbara Ginty, CFP®

Latest Episodes:

195 - Eva “The Pressure of Being the Breadwinner” Mar 31, 2023

Show notes

CFP Barbara Ginty interviews the lovely Eva this week on the Future Rich Podcast!

Eva is 37, married, and has one child and another on the way. She lives in the DMV area and works at a Biopharmaceutical Company in the Government Affairs Department. She feels a little more conservative with her finances as the main provider for her family of four and being responsible for her family's healthcare.

In this episode, Barbara and Eva talk about the temporal nature of certain expenses and how stressful saving for daycare is. They devise a plan for while the kids are young and daycare expenses are high. Once they’re out of daycare, Eva will re-evaluate her budget and change her savings ratio. They also discuss Roth In‐Plan Conversions, life insurance plans, 529s, and so much more!

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly support the podcast, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.

Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Download a free guide today to help plan your financial future!

Visit the Future Rich Podcast website for Financial Freebies and Classes!

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

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194 - Nacray Follow-Up - “So many buckets of money!" Mar 24, 2023

Show notes

This week on Future Rich, CFP Barbara Ginty follows up with Nacray from episode 43 of the podcast to find out what's changed in her life and finances over the last four years.

Nacray finished school, took a year off during Covid, then committed to a year of aggressive savings. She now works as an Architectural Designer at an Architecture Firm, teaches four months out of the year, and has a side hustle!

On top of all of that, she has done a fantastic job saving and has a fund for everything!

Barbara and Nacray talk about student loan deferment and the struggles of apartment hunting. They also come up with a game plan for Nacray to pursue her goal of becoming a Licensed Architect without sacrificing her savings or her sanity!

Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Download a free guide today to help plan your financial future!

Visit the Future Rich Podcast website for Financial Freebies and Classes!

Advertising Inquiries: https://redcircle.com/brands

193 - Should YOU be concerned about the Silicon Valley Bank failure? Mar 17, 2023

Show notes

We’re sure by now you’ve seen the news on the Silicon Valley Bank failure, but if you weren’t already aware, this past week we experienced the second-largest bank failure in history and the fastest bank failure in history. The last big bank failure we had was in 2008! So... how does the 16th largest bank in the country fail?

All of the information isn’t out yet, but this solo episode with CFP Barbara Ginty will help break down what is happening right now in the market.

Here are some links for you to learn more about FDIC Deposit Insurance:

Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Download a free guide today to help plan your financial future!

Visit the Future Rich Podcast website for Financial Freebies and Classes!

Advertising Inquiries: https://redcircle.com/brands

192 - Barbara - "When Do You Need a Financial Advisor?" Mar 10, 2023

Show notes

Where are you in your financial life? Do you want to pay for and need to pay for more specialized advice and education?

In today's episode, Barbara breaks down the differences between a Financial Coach and a Financial Advisor along with the top three things that you should look for when hiring a Financial Advisor.

Your finances have a HUGE impact on your entire life, so you want to make sure that who you choose aligns with your goals and values.

Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Download a free guide today to help plan your financial future!

Visit the Future Rich Podcast website for Financial Freebies and Classes!

Advertising Inquiries: https://redcircle.com/brands

191 - Nora - "The Desire of FIRE aka Financial Independence Retire Early" Mar 03, 2023

Show notes

Happy Friday! Today's lovely guest is Nora.

Nora is a super humble Software Administrator from Eastern PA. She is only 34 years old, has already paid off her house, and is completely debt-free.

In this episode, Barbara and Nora discuss...

Long-term financial planning
Barbara's suggestions for Nora to get the biggest bang for her buck from a tax standpoint.
Sneaking a Roth IRA inside of a 401k
Non-retirement savings accounts
The FIRE movement

Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Download a free guide today to help plan your financial future!

Visit the Future Rich Podcast website for Financial Freebies and Classes!

Advertising Inquiries: https://redcircle.com/brands

190 - Morgan "Pay Off Debt, Pay for Egg Freezing, and Ramp Up the Emergency Fund." Feb 24, 2023

Show notes

In today's episode, CFP and Future Rich Host Barbara Ginty is joined by Morgan, who lives in NYC.

Morgan has had a pretty wild few years. Pre-pandemic, she worked as an actress and server. During the pandemic, she started a sales position in the corporate sphere. She is 35 and is at the point in her life where she wants to stop living "hand to mouth."

Her major goals are...

To pay off her 13K in credit card debt
Save enough money to freeze her eggs
Ramp up her emergency fund
Feel stable enough to pursue acting again full-time

Find out what Barbara's plan is for Morgan to be out of credit card debt in an estimated 6 months AND be able to put enough a significant amount of money towards freezing her eggs in 12 months.

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and help support the podcast, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.

Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Visit Barb's website - Future Rich Podcast

Advertising Inquiries: https://redcircle.com/brands

189 - Amy "Consolidating Credit Card Debt" Feb 17, 2023

Show notes

In today's episode, CFP and Future Rich Host Barbara Ginty is joined by Amy, who lives in Brooklyn, NY, and works as a Speech Language Pathologist in the Public School System.

Amy is 32 and recently discovered Future Rich after hearing Barbara on the Break up Bestie podcast. She has done a great job sorting out her budget and consolidating her credit card debt which was at 11K and at the time of this recording is down to 9K.

Listen to this episode to learn about Amy's plan to up her savings ratio, get rid of her credit card debt and have more money each month to live life to the fullest. Barbara has a surprising idea that will help Amy get an estimated 12K in emergency fund after 12 months.

Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.

Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Visit Barb's website - Future Rich Podcast

Advertising Inquiries: https://redcircle.com/brands

188 - Jane "A story of perseverance!” Feb 10, 2023

Show notes

In today's episode, CFP and Future Rich Host Barbara Ginty is joined by the lovely Jane, who shares a story of true perseverance and strength. We're not kidding when we say that Jane should write a book on her experience!

Jane is 25 years old and based in Salt Lake City, Utah where she works as an office manager. She has overcome three major accidents with a super positive attitude. Her outlook on life is incredibly inspirational.

Jane also has a huge interest in financial health and has an impressive savings portfolio.

Listen to this episode to learn about Jane's story and how she's already saved over 30K for her retirement.

Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Visit Barb's website - Future Rich Podcast

Advertising Inquiries: https://redcircle.com/brands

187 - Barb and Potter "Still Successful, No Longer Single!" Feb 03, 2023

Show notes

Welcome to SEASON 6 of the Future Rich Podcast!!

Time flies! Thank you to everyone who has been with us since the beginning of the podcast :) We're so excited to be back for another season.

Floral, photography, venue, gifts, dresses, DJs, and cakes, oh my! In today's episode, CFP and Future Rich Host Barbara Ginty is joined by the show's producer, Potter to talk all things WEDDING! Barb is walking down the aisle in six months and has plenty of financial tips and tricks on where to spend and splurge on your wedding budget. Potter also shares some lessons she learned from her big day.

Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Visit Barb's website - Future Rich Podcast

Advertising Inquiries: https://redcircle.com/brands

THROWBACK 106 - Selena - "I've done a lot of stupid financial things." Jan 27, 2023

Show notes

Happy Friday, Future Rich Fam!

In episode 106 of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Selena, a Social Worker living in LA with her fiancé.

***We're posting fan-favorite pod episodes during our annual winter break. We'll be back with new episodes the first week of February 2023***

Barbara helps Selena develop a plan to get rid of her intimidating amount of student loan debt via the Public Service Loan Forgiveness Program and offers her advice on where to direct her savings (credit card debt or car loan?). Listen to find out where Barbara suggests Selena spend her money first; the answer may surprise you.

Here is an accompanying episode with expert guest Leslie H. Tayne Esq. that we think will benefit listeners with a substantial amount of student loan debt.

Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!

Visit Barb's website - Future Rich Podcast

Advertising Inquiries: https://redcircle.com/brands

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