Future Rich with Barbara Ginty, CFP®

Latest Episodes:

215 - May Pt. 1 "What Happens When You Have to Manage Your Parent's Funds" Aug 18, 2023

Show notes

There's so much to cover in today's episode that we've had to split it into two! This is part one. Next week on August 25th, part two will air.

Our guest today is the lovely May. She is located in a suburb of Kansas City. She is 36 years old, married, and works for a non-profit firm as a paralegal.

May has A LOT going on with her financial life. She got married, bought a house, her husband was recently laid off, her father passed away, she inherited money, and she is now responsible for her mother's finances because she has health issues. On top of all of that, she has had to take a pause on her master's degree in counseling and is looking at going back to school.

We hope you enjoy this episode today, and make sure to tune in next week for part two!

If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich. Check it out and directly support the podcast!

Visit the Future Rich Podcast website for Financial Freebies and Classes!

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

214 - Lola "When Childcare is the Same Cost as a Mortgage!" Aug 11, 2023

Show notes

In today's episode, CFP Barbara Ginty interviews the lovely Lola!

Lola works in the healthcare field as a nurse, is married, and has two children. She and her husband just sold their house and moved to a rental about a month ago to deep LA to be closer to work.

The most challenging part of Lola's budget is her childcare costs, which are up to around $2500 per month!! 🤯

Lola and Barb discuss...

Renting vs. Buyin in LA
Navigating Student Loans
Budgeting as a married couple with two children
The wild costs of childcare in 2023

We are looking for SIX people to share their personal finance stories on a video podcast with me and Lindsey Stanberry, author of the Refinery29 Money Diaries book. Spots are extremely limited, we only have six slots and will be recording in August.

Apply to be on this special limited podcast series here!

**Please note that for this series guests will not be anonymized and the podcast will be in video format.**

Visit the Future Rich Podcast website for Financial Freebies and Classes!

Advertising Inquiries: https://redcircle.com/brands

213 - Ruthie "205K in Savings at 35 Years Old!" Aug 04, 2023

Show notes

In today's episode, CFP Barbara Ginty interviews the fabulous Ruthie!

Ruthie lives in Brooklyn, New York, and works in Manhattan. She is thirty-five years old, single, and lives alone. She feels like she's constantly playing catch up from working in the non-profit world for 12 years of her life. She makes $104,000 per year at the first for-profit job that she's had.

Ruthie and Barb discuss...

Budgeting in one of the most expensive and highly taxed cities
Renting vs. Buying
FSA vs. HSA
Optimizing her taxes
... and so much more!

If you'd like to be a guest on the pod and get my thoughts on your own personal finances, we're accepting guests for the rest of the season! You can be anywhere in the world! If you're interested, send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.

Visit the Future Rich Podcast website for Financial Freebies and Classes!

Advertising Inquiries: https://redcircle.com/brands

212 - Social Security and the Million Dollar Decision YOU Need to Consider for Your Retirement Jul 29, 2023

Show notes

Hey Future Rich Fam! In today's solo episode, I do a deep dive on Social Security.

One of the key components of securing your retirement is through Social Security. There has also been a lot of news lately that Social Security Benefits might run out, which is why I wanted to hop on the pod and give you some insight into this fascinating program.

In this episode I discuss...

The fascinating history of Social Security
How Social Security works
The different types of Social Security
The changes I predict will happen to Social Security
And much more!

I also recently went on GoBanking Rates Live Richer podcast with Jaime Catmull and discussed how to optimize your Social Security benefits! This would be a great episode to check out if you'd like to learn even more about Social Security. Listen to this episode HERE.

Interested in learning even more? Enroll in my super extensive online class on Social Security in partnership with SUNY Ulster HERE.

Visit the Future Rich Podcast website for Financial Freebies and Classes!

Advertising Inquiries: https://redcircle.com/brands

211 - EXPERT Lindsey Stanberry - "Quitting Your Job and Taking Risks!" Jul 21, 2023

Show notes

In this week's extra special episode, Certified Financial Planner Barbara Ginty interviews the prolific author of the #MoneyDiaries book, Lindsey Stanberry!

Lindsey shares her personal experience of leaving her job as Executive Editor of Fortune with nothing else lined up and how she managed the financial stress and lifestyle changes that come with big career changes.

Watch the video version of this episode on YOUTUBE.

Subscribe to Lindsey's Newsletter, THE PURSE.

Lindsey Stanberry spent the last decade writing, editing, and building audiences for some of the biggest brands in digital media including Fortune, CNBC, and Refinery29.

Lindsey is also the author of Money Diaries: Everything You Want to Know About Your Finances…And Everyone Else’s.

If you're interested in being a guest on the pod and getting Barbara's thoughts on your own personal finances, we're accepting guests for the rest of the season! You can be anywhere in the world! If you're interested, email us (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.

If you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!

Download a free guide today to help plan your financial future!

Visit the Future Rich Podcast website for Financial Freebies and Classes!

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

210 - Stacy "Why You SHOULD Take That Sabbatical!" Jul 14, 2023

Show notes

In today's episode, CFP Barbara Ginty interviews the wonderful Stacy!

Stacy is our first guest coming from Puerto Rico! She is 29 years old and works in Marketing for Real Estate. Stacy's situation is unique because she inherited a large sum of money after her father passed away. She's interested in investing in sound, long-term investments and is also contemplating taking a sabbatical to reassess the career path she'd like to take.

Listen to find out what advice Barbara gives Stacy so she can find clarity in her finances!

I'm currently in second place for GOBankingRates Reader's Choice award for Top Money Expert 2023 right behind Dave Ramsey! I really can't thank everyone who's already voted for me enough, BUT time is running out! You can vote until 7/16!

Cast your vote for me here, and help me get to number one! You can also share my page if you'd like. I'd appreciate it so much.

Download a free guide today to help plan your financial future!

Visit the Future Rich Podcast website for Financial Freebies and Classes!

The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.

Advertising Inquiries: https://redcircle.com/brands

209 - Carrie "Neutralize Your Housing Costs" Jul 07, 2023

Show notes

Today’s episode is a really fun one! CFP Barbara Ginty interviews the wonderful Carrie!

Carrie is 36-years-old. She works in Nebraska as a paralegal and is currently in the process of becoming a first-time home owner. She makes $1900 per month and has some high expenses that are holding her back from reaching her financial goals.

Barbara and Carrie discuss...

If it's worth it for Carrie to have a car when the expenses are holding her back in other ways
The benefits of owning a home vs renting
How she can neutralize her housing costs
... and so much more!

I'm currently in FIRST place for GOBankingRates Reader's Choice award for Top Money Expert 2023 🥳 I really can't thank everyone who's already voted for me enough, BUT voting isn't over yet.

Voting is open until the end of the month, and you can vote every day. It doesn't cost anything and takes two seconds.

Cast your vote for me here, and help me get to number one! You can also share my page if you'd like. I'd appreciate it so much.

If you're interested in being a guest on the pod and getting Barbara's thoughts on your own personal finances, we're accepting guests for the rest of the season! You can be anywhere in the world! If you're interested, send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.

Download a free guide today to help plan your financial future!

Visit the Future Rich Podcast website for Financial Freebies and Classes!

Advertising Inquiries: https://redcircle.com/brands

208 - Barbara Answers YOUR Juicy Financial Questions! Jun 30, 2023

Show notes

Hey Future Rich Fam! In today's special Q&A episode, Barbara answers YOUR questions submitted through our Instagram, which if you aren't already following, you should!

We got some juicy questions ranging from figuring out what you can afford when buying a new home vs. what you're approved for, how and when to share expenses with your partner, and what is different when you're married/engaged, etc.

If you're interested in being a guest on the pod and getting Barbara's thoughts on your own personal finances, we're accepting guests for the rest of the season! You can be anywhere in the world! If you're interested, send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.

I'm currently in second place for GOBankingRates Reader's Choice award for Top Money Expert 2023 🥳 I really can't thank everyone who's already voted for me enough, BUT voting isn't over yet.

Voting is open until the end of the month, and you can vote every day. It doesn't cost anything and takes two seconds.

Cast your vote for me here, and help me get to number one! You can also share my page if you'd like. I'd appreciate it so much.

Download a free guide today to help plan your financial future!

Visit the Future Rich Podcast website for Financial Freebies and Classes!

Advertising Inquiries: https://redcircle.com/brands

207 - EXPERT Jeanne Kelly - "Starting a Successful Business and Why Credit Matters!" Jun 23, 2023

Show notes

On this week's episode of Future Rich, Barbara Ginty interviews Jeanne Kelly! Jeanne is a credit coach, healthy credit expert, motivational speaker, founder of The Kelly Group, and author of The Credit Training & The Credit Makeover.

What started as a single decision to pursue a better life for herself and her daughter has since become an empire raising awareness about healthy credit.

In this episode, Jeanne and Barb discuss all things credit and Jeanne's inspirational journey from being a broke, single mom to a successful business owner who has helped thousands reclaim financial freedom through education on credit reporting, identity theft, and achieving a higher credit score.

Find Jeanne Kelly's Website and more HERE.

If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich. Check it out and directly support the podcast!

I'm currently in the running for GOBankingRates Reader's Choice award for Top Money Expert 2023 🥳 I really can't thank everyone who's already voted for me enough, BUT voting isn't over yet.

Voting is open until the end of the month, and you can vote every day. It doesn't cost anything and takes two seconds.

Cast your vote for me here, and help me get to number one! You can also share my page if you'd like. I'd appreciate it so much.

Download a free guide today to help plan your financial future!

Visit the Future Rich Podcast website for Financial Freebies and Classes!

Advertising Inquiries: https://redcircle.com/brands

206 - Sarin A. Barsoumian CFP®, CRPC® - "Misconceptions About the Financial Services Industry" Jun 16, 2023

Show notes

On this week's episode of Future Rich, Barbara Ginty interviews CFP® and CRPC® Sarin A. Barsoumian! Sarin is a Financial Advisor & Founder at SMB Financial Strategies, LLC.

Since 2005, Sarin has been helping clients define and pursue their financial goals. She is currently licensed in multiple states including California, Connecticut, Florida, Georgia, Massachusetts, New Hampshire and New York.

In this episode, Sarin and Barb discuss…

Sarin's perspective as a successful female advisor
Misconceptions about the financial services industry in general
Why being a CFP is such a great career path for women in particular
... And so much more!

Follow SMB Financial Strategies, LLC LinkedIn HERE.

Follow Sarin's LinkedIn HERE.

Follow SMB Financial Strategies, LLC Facebook HERE.

Check out SMB Financial Strategies, LLC Website HERE.

If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich. Check it out and directly support the podcast!

I'm currently in the running for GOBankingRates Reader's Choice award for Top Money Expert 2023 🥳 I really can't thank everyone who's already voted for me enough, BUT voting isn't over yet.

Voting is open until the end of the month, and you can vote every day. It doesn't cost anything and takes two seconds.

Cast your vote for me here, and help me get to number one! You can also share my page if you'd like. I'd appreciate it so much.

Download a free guide today to help plan your financial future!

Visit the Future Rich Podcast website for Financial Freebies and Classes!

Advertising Inquiries: https://redcircle.com/brands