Fintech Insider Podcast by 11:FS

Latest Episodes:

Ep. 235. News: Death is [still] no excuse! Jul 16, 2018

Show notes

Sarah and Simon sit down with Editor in Chief of Computer Weekly, Bryan Glick, Business Development at Bud, Nina Mohanty, and 11:FS Pulse Analyst, James Safford. The panel discuss the latest news hitting the fintech space this week, including:

Google Pay rolls out support for peer-to-peer payments and mobile ticketing, Zimbabwe's eco-cash two day crash exposes the vulnerabilities of going cashless, MasterCard suffering a glitch to Faster Payments with many payments delayed, TSB customers suffer yet again after an app update locked out users; Nordnet fire AI assistant Amelia after a poor performance review, Neobank Space was made in just 8 months, Open Banking is 6 months old and what it's achieved.

And finally, of course, death is no reason for breaking the rules according to Paypal.

All this and so much more on today's episode of Fintech Insider!

Subscribe so you never miss an episode, leave a review on iTunes and every other podcast app. Spread the fintech love by sharing or tweeting this podcast.

Let us know your thoughts @FintechInsiders and join the discussion by signing up at www.fintechinsidernews.com

This week's episode was produced by Laura Watkins and edited by Michael Bailey.

Special Guests: Bryan Glick, James Safford, and Nina Mohanty.

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Ep. 234. Insights: Legacy to Cloud Jul 13, 2018

Show notes

COBOL is a programming language that was ubiquitous to the programming world around 60 years ago. It's since been replaced by newer and more useful languages. Unfortunately, COBOL still underpins a great deal of the banking technology in the world, but no-one's trained in it. This has left to a rise in the number of 60-80 year olds who have come out of retirement to maintain the modern banking world. Cowboys who can do what they want because they're the ones maintaining current banking technology. We take a look at what happened to lead us to this point and interview Ewan Silver, CTO of 11:FS to shed some light on the issue.

Next up we interview Scott Seely, Principal Solutions Architect at Microsoft. He runs us through the complex process of untangling legacy systems to work with new technology and hopefully escape the COBOL cowboys. People are the main sticking point here, so Microsoft have come up with an ingenious solution to enable the financial industry to work with legacy systems while still engaging with the most modern technology and making APIs a much smaller sticking point by extending legacy systems out to them.

We also take a look at the AI problem. It's no secret that the industry has been going wrong with AI for a while now, using it in meetings to get budgets approved or used as a distance promise of results when numbers are flagging. We examine where the industry is making mistakes with AI.

This episode was written by Ollie Judge. Produced by Petrit Berisha & Laura Watkins. Edited by Holly Blaxill and hosted by Simon Taylor.

Legacy to Cloud was brought to you by Microsoft Azure. If you’d like to find out more how they could help you out leverage your existing systems for much more head on over to microsoft.11fs.com

Special Guests: Charlie Wood, Ewan Silver, and Scott Seely.

Sponsored By:

Microsoft Azure

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Ep. 233. News: We no longer need traditional banks Jul 09, 2018

Show notes

Sarah and David sit down with Forbes and The Economist journalist, Monty Munford, and CEO of Onfido, Husayn Kassai. The panel discuss the latest news hitting the fintech space this week. Including:

TSB could have up to $150m in debt after their IT systems meltdown back in April - the team discuss whether this amount is accurate (or indeed, even enough); Monzo's losses quadruple in 2017 - but is this in line with what our panel expected?

They also take a look at the FCA's latest cohort for their 4th sandbox, their review into “unfair fees” and yet another massive data breach, from a data broker no one has heard of.

We even have two "and finally" stories this week as we couldn't decide between them: Goldman Sachs is getting into EDM and rapper Big Sean raps about crypto on his latest album - has it finally gone mainstream?!

All this and so much more on today's episode of Fintech Insider!

Subscribe so you never miss an episode, leave a review on iTunes and every other podcast app. Spread the fintech love by sharing or tweeting this podcast.

Let us know your thoughts @FintechInsiders and join the discussion by signing up at www.fintechinsidernews.com

Special Guests: Husayn Kassai and Monty Munford.

Links:

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Ep. 232. 11:FS Presents One Fintech Nation - Bringing the Nation Together: The Network Effect Jul 06, 2018

Show notes

Today's insights show brings together how everything in the UK fintech space is working together to improve the industry.

We want to talk about how the whole nation can start talking about fintech, share knowledge, and work together in unity. But is it even possible in a nation with such strong individual identities?

Fantastic insights are given by fintech experts who are working across the UK to bring fintech to those who need it most:

Greg Michel, Fintech Lead at Tech Nation
John Glen, MP & Economic Secretary to the Treasury
Deb Harding, Head of Engagement in Financial Services for the Welsh Government
Ben Brabyn, CEO, Level 39
Chris Pond, Vice-Chair, Financial Inclusion Commission
Katia Lang, CEO, The Fintech TImes
Martin Cook, General Counsel at Funding Circle and founding member of the Fintech Delivery Panel
Paul Rippon, Co-founder, Monzo
Jon Bradford, Founding partner, Motive Partners
Wendy Jephson, Co-founder & Chief Behavioural Specialist, Nasdaq Sybenetix
Lisa Wood, CMO, Atom Bank

We hope you enjoyed the show! Don't forget to subscribe so you never miss an episode, and follow Fintech Insider on Twitter or Facebook.

If you really loved it, please leave us a review, we love reading them!

Special Guests: Anna Wallace, Ben Brabyn, Chris Pond, Debs Harding, Gregoire Michel, John Glen, Jon Bradford, Katia Lang, Lisa Wood, Martin Cook, Paul Rippon, and Wendy Jephson.

Sponsored By:

Tech Nation: Tech Nation believes the UK is the best place in the world to start and grow a digital business.Tech Nation is expanding their network of growth programmes, events, skills and data resources to reach all corners and clusters of the UK. Their newly launched Fintech programme is aimed at company founders. Through a 24 hour induction, series of in-depth learning sessions, networking events and a three-day international showcase trip, you'll become part of the very first Tech Nation Fintech cohort. Insights sessions will be delivered by some of the most established fintech entrepreneurs, investors and partners, who will cover topics such as regulation, partnering with banks and expanding internationally. Find out more here: https://technation.io/programmes/fintech/

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Ep. 231. News: Death is no excuse Jul 02, 2018

Show notes

Simon sits down with Freddy Kelly, Veronique Barbosa, Tanya Andreasyan, and Philip Clarke to discuss the latest news hitting the fintech space this week. Including: Amazon teaming up with American Express for SMBs, Nationwide launch their fintech fund, and Goldman Sachs predict the world cup final.

We also have a few great interviews with Emma Huntington from Nationwide, Nick Katz, CEO of Acasa, Harry Keen, CEO of Hazy, and Brian Barnes the CEO of M1 Finance.

All this and so much more on today's episode of Fintech Insider!

Subscribe so you never miss an episode, leave a review on iTunes and every other podcast app. Spread the fintech love by sharing or tweeting this podcast.

Let us know your thoughts @FintechInsiders and join the discussion by signing up at www.fintechinsidernews.com

Special Guests: Brian Barnes, Doug Bobenhouse, Emma Huntington, Freddy Kelly, Harry Keen, Nick Katz, Ollie Judge, Philip Clarke, Tanya Andreasyan, and Veronique Barbosa.

Links:

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Ep. 230. 11:FS Presents One Fintech Nation - Fintech for Good Jun 29, 2018

Show notes

Today's insights show shines a light on how fintech is making the world a better place.

We want to talk about what makes the UK fintech scene so useful for solving real problems that affect the lives of so many people.
We’re going to be taking a look at how customer-centricity helps fintechs cater better to their customers to ensure they have access to better services, and the impact financial education can have on financial inclusion and literacy.

Fantastic insights are given by fintech experts who are working across the UK to bring fintech to those who need it most:

Greg Michel, Fintech Lead at Tech Nation
Anish Kapoor, CEO of AccessPay
Jonathan Hollow, Head of Financial Capability, Strategy and Innovation at the Money Advice Service.
Richard Theo, CEO and founder of Wealthify
Stephen Ingledew, CEO of Fintech Scotland
Dr Sue Black, OBE
Virraj Jatania, CEO and founder of Pockit

We hope you enjoyed the show! Don't forget to subscribe so you never miss an episode, and follow Fintech Insider on Twitter or Facebook.

If you really loved it, please leave us a review, we love reading them!

Special Guests: Anish Kapoor, Dr. Sue Black, Gregoire Michel, Jonathan Hollow, Richard Theo, Stephen Ingledew, and Virraj Jatania.

Sponsored By:

Tech Nation: Tech Nation believes the UK is the best place in the world to start and grow a digital business.Tech Nation is expanding their network of growth programmes, events, skills and data resources to reach all corners and clusters of the UK. Their newly launched Fintech programme is aimed at company founders. Through a 24 hour induction, series of in-depth learning sessions, networking events and a three-day international showcase trip, you'll become part of the very first Tech Nation Fintech cohort. Insights sessions will be delivered by some of the most established fintech entrepreneurs, investors and partners, who will cover topics such as regulation, partnering with banks and expanding internationally. Find out more here: https://technation.io/programmes/fintech/

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Ep. 229. News: I wanna make Akoin right now now now Jun 25, 2018

Show notes

Simon and David sit down with Romi, Megan and Dave to discuss the intriguing and interesting stories from the fintech world this week, including: CYBG buys Virgin Money, Visa's broken switch, and Starling launches joint accounts.

Simon also has a quick interview with Francisco Carvalho Araújo, Product Manager at Monzo to learn all about Monzo Web.

All this and so much more on today's episode of Fintech Insider!

Subscribe so you never miss an episode, leave a review on iTunes and every other podcast app. Spread the fintech love by sharing or tweeting this podcast.

Let us know your thoughts @FintechInsiders and join the discussion by signing up at www.fintechinsidernews.com

Special Guests: Dave Cunningham, Francisco Carvalho Araújo, Megan Cooper, and Romi Savova.

Links:

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Ep. 228. 11:FS Presents One Fintech Nation - The UK as a Fintech Hotspot Jun 22, 2018

Show notes

Today's insights show shines a light on what makes the UK fintech scene so unique.

Fantastic insights are given by fintech experts who are working across the UK and influencing regulation in the fintech space:

Frank Jan Risseeuw, CEO of Yolt
Greg Michel, Fintech Lead at Tech Nation
John Glen, MP
Rajesh Agrawal, Deputy Mayor of London
Eileen Burbidge, Chair at Tech Nation and Partner at Passion Capital
Anthony Lesoismier, CSO and Co-founder at Swissborg
Vince Howard, Head of Marketing at Swissborg

We want to talk about what makes the UK fintech scene the home of so many success stories.
We’re going to be taking a look at the unique UK regulatory environment and why so many international players are keen to come to the country to invest in fintech.

We hope you enjoyed the show! Don't forget to subscribe so you never miss an episode, and follow Fintech Insider on Twitter or Facebook.

If you really loved it, please leave us a review, we love reading them!

Special Guests: Anthony Lesoismier, Eileen Burbidge, Frank Jan Risseeuw , Gregoire Michel, John Glen, Rajesh Agrawal, and Vince Howard.

Sponsored By:

Tech Nation: Tech Nation believes the UK is the best place in the world to start and grow a digital business.Tech Nation is expanding their network of growth programmes, events, skills and data resources to reach all corners and clusters of the UK. Their newly launched Fintech programme is aimed at company founders. Through a 24 hour induction, series of in-depth learning sessions, networking events and a three-day international showcase trip, you'll become part of the very first Tech Nation Fintech cohort. Insights sessions will be delivered by some of the most established fintech entrepreneurs, investors and partners, who will cover topics such as regulation, partnering with banks and expanding internationally. Find out more here: https://technation.io/programmes/fintech/

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Ep. 227. News: Pulse Team Takeover Jun 18, 2018

Show notes

Sarah and Ross sit down with James and Lisa and go over some of the weird and wonderful stories from the fintech world, including: SCB applying for a licence, Monzo's new IFTTT, and Danske bank attempts to predict the world cup.

All this and so much more on today's episode of Fintech Insider!

Subscribe so you never miss an episode, leave a review on iTunes and every other podcast app. Spread the fintech love by sharing or tweeting this podcast.

Let us know your thoughts @FintechInsiders and join the discussion by signing up at www.fintechinsidernews.com

Special Guests: James Safford and Lisa Matzi.

Links:

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Ep. 226. 11:FS Presents One Fintech Nation - Bursting the London Fintech Bubble Jun 15, 2018

Show notes

Today's insights show shines a light on the regional fintech spaces across the UK.

Fantastic insights are given by fintech experts who are working successfully outside of London and making waves in the fintech space:

Lisa Wood, CMO at Atom, the challenger bank based in Durham, in North East England
Chris Sier, Fintech Envoy for the North of England
James Varga, CEO and Co-founder of the ID Company, based in Edinburgh
Richard Theo, CEO and Co-founder of Wealthify, based in Cardiff, and newly appointed Fintech Envoy for Wales
Virraj Jatania, CEO and founder of Pockit
Paul Rippon, Deputy CEO at Monzo

We want to burst the London fintech bubble and talk about UK fintech successes across the whole country.
We’re going to be taking a look at the under the radar success stories across the UK, particularly those outside of the behemoth of the London bubble.

We hope you enjoyed the show! Don't forget to subscribe so you never miss an episode, and follow Fintech Insider on Twitter or Facebook.

If you really loved it, please leave us a review, we love reading them!

Special Guests: Chris Sier, Gregoire Michel, James Varga, Lisa Wood, Paul Rippon, Richard Theo, and Virraj Jatania.

Sponsored By: