Fintech Insider Podcast by 11:FS

Latest Episodes:

547. Insights: Is fintech ready for influencer marketing? Jul 23, 2021

Show notes

Our expert hosts, Adam Davis and Mariette Ferreira, are joined by some great guests to dive into all things influencer marketing.

Influencer marketing is something common in travel, fashion and beauty, but it’s also become a common phenomenon in the financial industries. We want to look at what influencer marketing looks like in the context of finance, how it is executed but also some of the barriers that surround it.

Listen in to find out more about this and much much more!

This week's expert guests include:

Alexandra Frean, Chief Corporate Affairs Officer, Starling Bank
Adam Hadi, VP Marketing at Current
AJ Coyne, Head of Marketing, Klarna

This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, helping over 3,000 banks serve over 1.2 billion people. Our purpose is to make banking better. Together with our community, we make banks more successful, individuals better banked, and society better served. With our software banks can create more human digital experiences, hyper-efficient business models, and transform their back-office. Our clients are the highest performing banks with cost-income ratios which are twice better than the industry average.
Learn more at Temenos.com.

This episode is sponsored by Blueshift.
Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift’s SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at[ blueshift.com](blueshift.com/11fs).

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

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Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Adam Hadi, AJ Coyne, and Alexandra Frean.

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546. News: Where there is a product, there is capital. Jul 19, 2021

Show notes

Our expert hosts, Sarah Kocianski and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Ali Niknam, Founder & CEO, Bunq
Nigel Verdon, CEO, Railsbank

We cover the following stories from the fintech and financial services space:

Bunq celebrates $228 million funding! 2:40
Railsbank raises $70m in global expansion plans 12:21
NatWest launches carbon footprint tracker for its mobile banking app 26:06
The BuyNowPayLater roundup, starting with: Apple partners Goldman Sachs for BNPL play 35:30
US proptech Better HoldCo has acquired UK mortgage provider Trussle 45:18
NAB invests A$160m in branch revamp 46:38
Tide banking valued at $650m, after securing $100m in funding 48:20
Nude lets couples ‘Team-up’ to see each other’s savings progress 50:36

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Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Ali Niknam and Nigel Verdon .

Links:

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545. Insights: How can tech and culture work together to shape the future of banking? Jul 16, 2021

Show notes

Our expert hosts, David Brear and Tim Heard, are joined by some great guests to dive into all thing new banking business models.

We start by looking at what the industry looks like now. Where are we, what are the banking models that we’ve seen come out and how has the industry changed due to them? What is driving transformation and new business models, is it new tech, or is it that banks are trying to keep up with others, or is it down to customer expectations?

The second part of this conversation focuses on looking at digital transformation in the financial industries, and how we best take advantage of these and what the bank of the future will look like. How do we best take advantage of new business models?

Listen in to find out more about this and much much more!

This week's expert guests include:

Janine Hirt, CEO, Innovate Finance
Sam Sidhu, President & CEO, Customers Bank

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Janine Hirt and Sam Sidhu.

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544. News: As RobinHood IPOs, how important is building a community around a brand? Jul 12, 2021

Show notes

Our expert hosts, Simon Taylor and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Billie Simmons, CCO and co-founder, Daylight
Peter Lord, CEO of Codat

Soundbite:

Daniel Marovitz, Senior Vice President of Fintech, Booking.com

We cover the following stories from the fintech and financial services space:

Robinhood files to go public 2:40
Daylight raises millions to build a digital banking platform designed for and by the LGBTQ+ community 14:58
Codat raises $40M from Tiger for its SMB-focused API service 27:54
Booking.com creates fintech unit 37:00
Nigeria's FairMoney raises $42m 48:02
Pleo raises $150M for managing expenses for SMBs 49:06
Barclays stops UK clients from sending funds to Binance 50:11
Chase customers become instant billionaires 51:26

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Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Billie Simmons, Daniel Marovitz, and Peter Lord.

Links:

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543. Insights: Why is the gig economy so underserved? Jul 09, 2021

Show notes

Our expert host, Sarah Kocianski, is joined by some great guests to dive into the gig economy.

The gig economy is en route to generate $455 billion globally by 2023, and in 2020 gig workers represented around 35% of the US workforce. There currently is no universal definition of a gig worker, but one common explanation is that gig workers are independent contractors or freelancers who typically do short-terms work for multiple clients.

Why is it so difficult for financial services companies to cater to gig workers? Are the workers' financial needs too unusual? What impact does a growing gig economy have on the financial services industry — does it force providers to look for ways to serve the market to avoid being left behind? These are some of the questions we try to answer on today's episode.

This week's expert guests include:

Craig Lewis, Founder & CEO, Gigwage
Oona Rokyta, Co - Founder & CEO, Lance
Atif Siddiqi, Founder & CEO, Branch

This episode is brought to you by Visa, one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn more about the possibilities at http://partner.visa.com/.

**This episode is also sponsored by YouGov. **With a global consumer panel of 15 million registered members, 11+ years’ historic single-source data, and proprietary technology that connects data and simplifies research, YouGov is home to the largest collection of constant, entirely permissioned consumer opinion and rich behavioural intelligence in the world.
YouGov’s latest report measures the effect of COVID-19 on consumer attitudes, behaviours, and preferences when it comes to financial services. Beyond the pandemic, it examines the payments landscape, investments, sustainability & ethics and more in 17 markets. Download On the money: YouGov’s Global Banking & Finance Report 2021

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Atif Siddiqi, Craig Lewis, and Oona Rokyta.

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542. News: Is Open Banking significantly eroding the dominance of card? Jul 05, 2021

Show notes

Our expert hosts, Ross Gallagher and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Gabriel le Roux, Co-founder of Primer.io
Joakim Sjöblom, Co-founder and CEO of Minna Technologies

Soundbites:

Oliver Prill, CEO Tide

We cover the following stories from the fintech and financial services space:

Visa to buy Swedish fintech Tink for $2.2 billion 3:51
Nordic mobile wallets Vipps, MobilePay and Pivo to merge 15:20
Tide prepares to enter India with a 5 year strategy 27:04
Financial watchdog bans crypto exchange Binance from UK 41:45
Mastercard and Ant back effort to get a billion people to take green action 49:52
Killer Mike's bank has to postpone its launch again to catch up to high customer demand 51:33
SoftBank shrinks robotics business, stops Pepper production 53:10
Fed official warns CBDCs could be an “embarrassing fad”and compares them to MC Hammer’s trousers 54:32

This episode is brought to you by Visa. one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn more about the possibilities at http://partner.visa.com/.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Gabriel le Roux, Joakim Sjöblom, and Oliver Prill.

Links:

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541. Insights: Why does crypto matter? Jul 02, 2021

Show notes

Our expert host, Simon Taylor, is joined by a great panel of guests to talk about all things crypto.

In the first part of the show, we want to take a look at just how far we’ve come. How far the crypto space has come in the last year - not just in terms of bitcoin surges but also the real steps forward in terms of adoption by big organisations, regulators and even central banks to start taking this crypto phenomenon seriously.

Why is it booming so much now? Does crypto matter more now than it ever has before? And last but not least, is crypto mainstream, and why should we care about it?

This week's expert guests include:

Shivani Siroya, CEO and founder of Tala
Diogo Monica, CEO of Anchorage
Cuy Sheffield, Head of Crypto, Visa

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Cuy Sheffield , Diogo Mónica, and Shivani Siroya.

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540. News: Why are American behemoths buying European fintechs? Jun 28, 2021

Show notes

Our expert hosts, Adam Davis and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Shane Happach, CEO Mollie
Emily Nicolle, Fintech Correspondent, Financial News

Soundbites:

Anna Irrera, Chief Fintech Correspondent, Reuters

We cover the following stories from the fintech and financial services space:

JPMorgan buys investment platform Nutmeg in UK retail push 1:43
Mollie’s Series C funding round puts it in the top 5 most valuable European startups, and top 20 worldwide 13:25
AML regulations driving up compliance costs across UK 29:26
Revolut's results show a “bumper year” as revenues grow… but so do losses 39:15
11:FS Foundry, the Financial Service Operating System built by 11:FS, has today released its first drop, 11:Money 50:32
YES Bank launches musical logo 55:06

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Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Anna Irrera, Emily Nicolle, and Shane Happach.

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539. Insights: Lending - the next evolution of fintech? Jun 25, 2021

Show notes

Adam Davis is joined by a fantastic panel of guests to discuss lending.
Lending has traditionally been the fastest and arguably most lucrative route for banks to make money, and we want to look at why so many new fintechs are turning to lending as the next product in their arsenal, and how competition is hotting up in this space.

We also want to take a look at the new lending models and companies coming onto the scene and how they are finding new and innovative ways to better serve the end customer or business, vs the traditional banks.

Our expert guests are:

Valentina Kristensen, Director of Marketing and Comms, OakNorth
Tucker Haas, CEO and founder, Quo
Mark Mullen, CEO Atom Bank

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Mark Mullen, Tucker Haas, and Valentina Kristensen.

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538. News: Are Stripe and Shopify THE biggest fintech companies right now? Jun 21, 2021

Show notes

Our expert hosts, Adam Davis and David Brear, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Gus Tomlinson, General Manager Identity Fraud Europe, at GBG
Sammy Fry, Net Zero Lead at Tech Nation

Soundbites:

Matt Henderson, EMEA Business Lead at Stripe
Kathryn Petralia, co-founder of Kabbage

We cover the following stories from the fintech and financial services space:

Stripe moves beyond payments with Stripe Identity 4:22
UK tech leaders team up to fight climate crisis 14:50
AmEx opens its first business accounts with Kabbage 29:01
Shopify expands its one-click checkout, Shop Pay, to any merchant on Facebook or Google 37:10
Laybuy brings in store BN/PL to the UK 44:50
Bitcoin tops $40,000 after Musk says Tesla could use it again 46:50
Fintech giant Wise push button on long-awaited listing 48:51
Web founder Berners-Lee to auction source code as NFT 51:09

This episode is also sponsored by YouGov. With a global consumer panel of 15 million registered members, 11+ years’ historic single-source data, and proprietary technology that connects data and simplifies research, YouGov is home to the largest collection of constant, entirely permissioned consumer opinion and rich behavioural intelligence in the world.
YouGov’s latest report measures the effect of COVID-19 on consumer attitudes, behaviours, and preferences when it comes to financial services. Beyond the pandemic, it examines the payments landscape, investments, sustainability & ethics and more in 17 markets.

Download On the money: YouGov’s Global Banking & Finance Report 2021

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Gus Tomlinson, Kathryn Petralia, Matt Henderson, and Sammy Fry.

Links: