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    Kids & Family

    Financially Ever After Widowhood

    Widowhood is the state of being a widow or widower: a person whose spouse has passed away. This is a situation that no one wants to be in, but it is something that can happen, and that you and your family should be prepared for financially. When this kind of painful, life altering event occurs, it’s important to have the structure in place for you and your family to be protected, and this year on Financially Ever After Widowhood, Stacy Francis is going to be talking to a diverse lineup of experts, and individuals who have gone through it themselves, to give you the tools and information you need to be prepared.

    Prior to this year’s series on Widowhood, Financially Ever After covered topics related to divorce. We invite you to check out these fantastic episodes if they are relevant to you.

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    Latest Episodes:
    Financing A Longer Life: Plan now to safeguard your health and happiness May 08, 2018
    Show notes

    This week, Stacy is joined by Joy Loverde, a consultant on active aging and the elder-care industry. She’s the author of, “Who Will Take Care of Me When I’m Old” and “The Complete Eldercare Planner.” It’s important to think about what you can be doing to age as active and happy as possible. In this episode, Joy highlights how important it is to have an insurance policy that will allow you to remain independent. In order to support family, women are constantly putting their own financial well-being in jeopardy. What you may fail to realize is if you can’t take care of yourself, you won’t be able to take care of those dependent on you. You will gain insight on: What to put in a long-term plan (05:18) Medicare (05:55) Insurance policies for long-term care and what isn’t covered in Medicare (12:20) Spousal discount on your long-term care (12:20) Community and Caring (16:55) Joy Loverde | W: www.elderindustry.com E: jloverde@elderindustry.com Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com


    Learning from your financial mistakes in your second marriage Apr 24, 2018
    Show notes

    This week Stacy is joined by successful business woman, Jenny Powers. Jenny married her childhood sweetheart and then found herself filing for divorce, mainly due to issues around money. When Jenny’s divorce attorney asked her basic questions related to her financial situation and she realized she couldn’t answer them, she decided things needed to change. Jenny is someone who has learned from her mistakes and is now happily re-married and having smart money conversations with her husband. In this episode, Stacy and Jenny will share helpful tips on how to have the money conversation with your partner. Jenny shares her insight on all of the below questions: Do you feel like your ex-husband had a handle on the household finances? (04:34) Do you feel that the lack of conversation about money led to your decision about the divorce? (06:29) How long did your divorce take? (08:46) How did you choose a lawyer? (11:12) How did you manage to support yourself afterwards? (12:36) What did you take away from your marriage regarding finances? (15:33) What is your strategy in your new marriage? (21:08) Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com Jenny Powers | W: http://www.running-with-heels.com/


    The Chapter After Divorce: Returning to “Me” with Randi Levin Apr 10, 2018
    Show notes

    Nationally recognized transitional life strategist, author, keynote, and reinvention expert, Randi Levin joins Stacy this week on Financially Ever After. Randi’s core belief is that women have the choice and the power to carve out and curate their own legacy based on embracing their ongoing evolution. This inspiring episode is for individuals who are going through a major life transition and are struggling with how to navigate it. Stacy and Randi stress how “Now” is the time to start your new chapter with no regrets, especially if you find yourself sacrificing the things you enjoy for the sake of others. You will gain insight on: ü How you can stand up and take care of yourself first (10:05) ü How to own your past and not feel like it needs to be erased (13:14) ü How to move forward in your life with more courage and less fear (16:25) ü The blocks that hold you back when contemplating divorce (23:38) We guarantee you will leave this podcast episode feeling fulfilled and empowered. Visit Randi’s website for upcoming workshops and more information on tools to help you navigate difficult life transitions. Randi Levin | W: www.randilevincoaching.com P: 201-803-1333 E: Randi@randilevincoaching.com Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: Stacy@francisfinancial.com


    Do It Yourself (DIY) Divorce with Lara Kisielewska Mar 26, 2018
    Show notes

    This week Stacy is joined by successful business woman, Lara Kisielewska. You will gain insight on a whole new, cheaper and quicker approach to divorce. Do It Yourself (DYI) is a technique that eliminates the need to hire outside professionals, making the process extremely cost-effective. Lara met her current husband on a volunteer trip and highly recommends volunteer based travel as one of the best things you can do when you find yourself in a rut. She claims, “you may not find a husband, but you're definitely going to break your patterns, get a new perspective and heal in some ways large and small.” In this episode, we will focus on: ü When you should use a DIY approach (04:42) ü Where to get a DIY guidebook (11:16) ü Who is the DIY approach most suitable for? (12:45) ü How does having children impact this decision? (18:34) ü Tips and tricks when going through divorce (29:55) Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com


    Approaching Financial Decisions in Divorce Dispassionately Mar 14, 2018
    Show notes

    This week, Stacy is joined by attorney, social worker, and founder of DLM Divorce Mediation, Debra Mechanick. Debra clearly understands the clinical dynamic of family relationships, and will advise you on how to take a peaceful approach to separation and divorce. How does one make well-reasoned, logical financial decisions when in the midst of what, arguably, is one of the most emotionally-traumatic experiences a family can go through? In this episode, Stacy and Debra will provide you with tools for approaching the divorce process by separating emotions from rational decisions. You will gain insight on: Three big mistakes women make when rushing through the divorce process (6:29)Understanding new laws (12:31)How to separate emotions from the decision-making process (19:18)Techniques for avoiding unhealthy communication that may influence negotiation (23:10)How to compartmentalize the divorce process into 3 components (28:32)Taking care of yourself (36:41)Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E:stacy@francisfinancial.com Debra Mechanick | W: http://www.dlmdivorcemediation.com/ P: (646) 428-5151 E: debra@dlmdivorcemediation.com


    Divorced or Married: Becoming Financially Knowledgeable and Independent Feb 27, 2018
    Show notes

    Mali List Mayer, a single mother and solopreneur, who has launched her life independently, joins Stacy this week. Mali hones in on the importance of educating yourself financially from a young age. From learning how to budget to choosing the right adviser for you. Stacy and Mali provides savvy tips to get on top of your investments and not rely on your other half for help. In this episode, you will gain insight on: Educating yourself on financial terminology and concepts – 8:17 Choosing the right portfolio and adviser for you – 11:32 Approaching your adviser in the most effective way – 15:23 Understanding how advisers charge – 21:50 Teaching the next generation about your values of money – 28:17 Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com


    Valentine's Special: Feeling fulfilled in your relationship with yourself and with others Feb 14, 2018
    Show notes

    This week Stacy is joined by psychiatrist and author of Fulfilled for a valentine’s day special about finding yourself before you find your soulmate. Fulfilled illustrates how the science of spirituality helps you live a happier, more meaningful life. In this episode Stacy and Anna provide you with real life examples and exercises focusing on four important points during a divorce: relinquishing victim mentality, having faith and giving/offering forgiveness, rising above indecision and owning your thoughts & feelings. You will gain insight on: What made Anna decide to write Fulfilled? (3:03)How to start healing yourself (5:38)The Mirror Principle (6:28)What are some of those tools that women can work through to start to find that nugget that might not be fully ready in themselves? (8:07)Harnessing your personal power (16:05)How do you move beyond feeling like a victim in a divorce? (16:48)Faith and forgiveness (18:29)What would Queen Elizabeth do in this situation? (24:06)

    Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com

    Anna Yusim | W: https://www.annayusim.com/ P: (917) 727-9437 E: annayusim@gmail.com


    A Child's Perspective On Divorce Jan 30, 2018
    Show notes

    This week, Stacy is joined by Francis Financial’s very own, Davon Barrett. Davon shares his personal story of growing up in a divorced family and how it’s impacted him today. This powerful episode brings to light a child’s perspective and provides key takeaways for what parents can be conscious of when bringing up their children in a split home. Stacy touches on the following questions: What worked well with your mom and dad? How did they try and make you feel comfortable at each of the new homes? (5:30) How did you deal with the compromise and change? (7:08) Did you notice any differences with regard to money? (11:14) Do you ever find yourself having to make uncomfortable decisions on who to spend time with? (13:30) Has your parent’s relationship taught you lessons for when you might get married someday? (30:50)


    Getting The Right Financial Support For Your Child with Special Needs Jan 16, 2018
    Show notes

    This week, Stacy and matrimonial attorney, Randi Karmel, dive into the importance of preparing a divorce settlement that incorporates planning for your special needs child’s financial future. Randi shares words of wisdom, pulling from her extensive experience, to ensure you are supporting your child, regardless of potential disagreements in parental decisions. In this episode, Stacy and Randi focus on cases where divorcing parents must work collaboratively to do what’s in the best interest of the child and find a middle ground, financially. You will gain insight on: Dealing with contradicting opinions for your child’s treatment (05:10) What expenses need to be planned for (09:46) How to financially care for your adult children with special needs (14:59) Who becomes the trustee during a transition (18:18) (20:20) Randi Karmel | W: www.randikarmel.com P: 212-755-0224 E: Upon request Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com


    New New Year's Resolution: Find the perfect divorce support team Jan 02, 2018
    Show notes

    Stacy is joined by Publisher and Editor in Chief of The New York Amsterdam News, Elinor Tatum. Elinor is a single mom to her 7 year old daughter, and has been divorced for 5 years, and in this episode, she talks about the importance of taking care of yourself and building your support team for life. There may be weeks where you need 24/7 support, and it is important to recognize how much stress you, personally, can take on, and who you should go to for the advice you need, whether it be your attorney, financial advisor, mental health professional, or friend. Elinor and Stacy specifically touch on the following topics: Who does the most supportive team consist of? (7:19) Finding the perfect attorney/ financial advisor/ mental health professional (9:50)(12:36)(13:25) How to not break the bank on legal costs (16:47) What to do when the relationship with your attorney isn’t working (28:14) Top consideration for your mental health during the divorce process (33:04) Elinor Tatum | W: www.amsterdamnews.com E:elinor.tatum@amsterdamnews.com Stacy Francis | W: www.francisfinancial.com P: 212-374-9008 E: stacy@francisfinancial.com


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