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Extraordinary America

America has always been about freedom, opportunity, and the pursuit of happiness. However, most Americans are not free when it comes to the financial front. Most are under financial slavery due to losing their jobs, having stagnant wages due to outsourcing, inflation due to money printing, and debt of all kinds. Wealth and income inequality runs rampant across America while the middle class has all but disappeared! Where there is no freedom, there can never be opportunity nor happiness. Such a disconnect between who we are as Americans and our Financial reality cannot be allowed to continue.

Therefore, Extraordinary America is about the abolition of financial slavery. It is about the financial freedom of the 99%. It is about Americans awakening and unleashing the Extraordinary within themselves and setting themselves free!

The truth is Americans are Extraordinary. As immigrants and descendants of immigrants, they have overcome insurmountable obstacles and barriers with their pioneering and entrepreneurial spirit, and this time is no different. Americans should never give up or surrender to hopelessness and despair, no matter how bad the situation is, no matter how much the odds are stacked against them. Just as spring overcomes winter, Day overcomes Night, the light within us shall overcome the darkness around us. Its time for us to know that we are our own saviors, that there is an Extraordinary within us waiting to be unleashed, that freedom is our birthright and that we shall realize the American Dream!

The path to financial freedom is by educating and transforming ourselves into Entrepreneurs and Investors on the light side! In this podcast Cosmos Dar interviews Entrepreneurs and Investors who fought against the odds, and in many cases came from humble beginnings to attain financial freedom, to see how they did it. He hopes through all these stories that the Extraordinary within the audience shall awaken, that they shall take the actions necessary to abolish financial slavery from their lives and finally Realize the American dream!

Latest Episodes:

How To Attain Time Freedom With Brian Herriot Dec 04, 2025

Show notes

In this episode, we welcome Brian Harriet, an accomplished author, speaker, and financial advisor, who shares his insights on achieving both time and financial freedom. Brian discusses his journey from traditional financial planning to creating a lifestyle that prioritizes meaningful freedom and flexibility. He emphasizes the importance of aligning work with personal values and offers practical advice for managing finances and investments to support a life of choice. Tune in to discover how you can unlock your own extraordinary life!

Chapters:

(02:52) Financial advisor for entrepreneurs who want to achieve time freedom

(12:17) There's a time freedom formula that helps people manage their finances.

(19:57) The no-budget budget to help you manage your spending.

(24:08) Debt accumulated

(27:41) There's consumer debt, and there's good debt.

(33:15) Mark Zuckerberg says starting a business at an early age is important.

Sponsored by:

BLU Scholarship: https://www.blu.university/a/2147984849/YbykQKgP

Brian Herriot bio:

Brian is an author, speaker, three-time founder, entrepreneurship coach, and Registered Investment Advisor.

For years, Brian followed the conventional path to success, climbing the corporate ladder at Accenture and UCSF Health. He worked long hours, saved diligently, and did everything you’re supposed to do financially. He had security, but no freedom to live his best life–his time was not his own.

Brian has since built a lifestyle business that prioritizes flexibility but still supports his financial goals. He works on his terms—ramping up and down as he chooses. During the summer, you’ll find him at his cabin on Lake Seventeen in beautiful Hazelhurst, Wisconsin.

To make this new life possible, he leverages an investment strategy designed for entrepreneurs.

Connect with Brian:

https://www.herriotfinancial.com

https://www.linkedin.com/in/brianherriot

Brian Herriot: Preview Dec 02, 2025

Show notes

In this episode, we welcome Brian Harriet, an accomplished author, speaker, and financial advisor, who shares his insights on achieving both time and financial freedom. Brian discusses his journey from traditional financial planning to creating a lifestyle that prioritizes meaningful freedom and flexibility. He emphasizes the importance of aligning work with personal values and offers practical advice for managing finances and investments to support a life of choice. Tune in to discover how you can unlock your own extraordinary life!

You can hear the full episode on Thursday, December 4th

Financial Literacy and Social Change with Michelle Campbell Nov 27, 2025

Show notes

In this inspiring episode, we welcome Michelle Campbell, a passionate advocate for social change, personal transformation, and financial literacy. As the founder of the nonprofit Hashtag Stability, Michelle shares her journey from facing homelessness to empowering others through financial education. We discuss her entrepreneurial ventures, the impact of financial instability on mental health, and her new book, Bluebird, which reflects on her struggles and resilience. Tune in for a powerful conversation about purpose, community, and the importance of financial literacy!

Chapters:

(05:06) Starting a business in College

(11:38) Financial literacy- key to personal transformation

(17:25) Financial instability impacts mental health

(22:18) Most people go through life not knowing what their true purpose is

(25:34) God makes us go through hardships so that we can help others

(32:48) Starting small with budgeting and investing can help boost your financial stability

(36:01) The American dream is all of us helping each other

(42:19) The only way to get financial stability is to be financially literate

(44:04) Hashtag Stability is a non-profit that helps people with financial literacy

Sponsored by:

BLU Scholarship: https://www.blu.university/a/2147984849/YbykQKgP

Michelle Campbell bio:

Michelle Campbell is a passionate advocate for social change and personal transformation, bringing a wealth of experience and expertise to her writing and leadership roles. With a deep commitment to addressing pressing societal issues, she has dedicated her life to supporting the most vulnerable in our communities and promoting financial literacy.

As the visionary founder of #Stability, a pioneering social welfare non-profit, Michelle has played a pivotal role in addressing the challenges faced by homeless individuals and advancing financial literacy. Under her leadership, #Stability aims to provide critical support, resources, and advocacy for those struggling with homelessness, helping them regain their independence and self-sufficiency. The organization has launched numerous initiatives, including workshops, mentorship programs, and online resources that demystify personal finance topics such as budgeting, saving, investing, and debt management. Michelle’s innovative approach leverages both technology and community partnerships to make financial education accessible to all, regardless of socioeconomic background.

Michelle’s dedication to financial empowerment extends beyond her work with #Stability. She is an Enrolled Agent (EA) with over 20 years of experience in the financial services sector, specializing in tax planning, accounting, and financial consulting. Her expertise in federal taxation allows her to address financial and economic challenges on both personal and systemic levels, representing clients before the IRS and providing a robust foundation for the comprehensive financial literacy programs developed by her organization.

In addition to her advocacy work, Michelle is actively involved in supporting various organizations that focus on critical social services, homelessness, reproductive rights, and mental health. Her dedication to these causes extends beyond the written word, as she collaborates with these organizations to effect meaningful change in the lives of individuals and communities.

Michelle’s multifaceted background, unwavering commitment to social justice, and personal journey of resilience and transformation are powerfully conveyed in her memoir, "Blue Bird". As a highly skilled author and advocate, she continues to inspire and lead efforts to equip individuals with the knowledge and tools they need to achieve financial success. Her dynamic leadership and dedication to positive change make her a compelling voice in the worlds of advocacy and literature.

Connect with Michelle:

https://bymichellecampbell.com/my-company

https://www.amazon.com/Bluebird-Memoir-Trauma-Heartbreak-Struggle/dp/B0DM6QLB1F

Michelle Campbell: Preview Nov 25, 2025

Show notes

Michelle Campbell is a passionate advocate for social change, personal transformation, and financial literacy. As the founder of the nonprofit Hashtag Stability, Michelle shares her journey from facing homelessness to empowering others through financial education. We discuss her entrepreneurial ventures, the impact of financial instability on mental health, and her new book, Bluebird, which reflects on her struggles and resilience. Tune in for a powerful conversation about purpose, community, and the importance of financial literacy!

You can hear the full episode on Thursday, November 27th

Scaling, Exiting, and Investing Tips from a Billion-Dollar Business Coach with Monica Duggal Nov 20, 2025

Show notes

In this episode, we welcome the insightful Monica Garcia Degal, a viral financial expert and billion-dollar business coach. With over 30 years of experience in finance, she shares her journey from aspiring lawyer to investment banker and entrepreneur. Monica discusses her Whole Health Plan and Financial Bites method, offering practical advice on wealth building, smart investing, and achieving sustainable success. Whether you're looking to manage personal finances or scale your business, Monica provides invaluable insights to help you navigate the complexities of finance with clarity and confidence.

Chapters:

(04:57) Lessons learned about finance from working on Wall Street

(155:27) Advice on debt.

(19:32) Gold and silver, or cryptocurrencies

(25:27) Character traits that a successful business owner or investor should have

(27:25) Scaling a business

(32:08) The importance of trust

(40:35) Focus on what you really like will make you more successful

Sponsored by:

BLU Scholarship: https://www.blu.university/a/2147984849/YbykQKgP

Monica Duggal bio:

Monica Duggal is a financial strategist, bestselling author, and upcoming TEDx speaker with over 30 years of experience empowering high-achieving entrepreneurs to turn money into momentum and build wealth without burnout. Transitioning from a Wall Street strategist to a transformational wealth coach, Monica has become a trusted guide for entrepreneurs, advisors, and visionaries seeking to create powerful businesses and rich, fulfilling lives.

She is the creator of the Financial BITES Method™, a practical 5-step system that helps founders master Business Budgeting, Investing, Taxes, Exit Strategy, and SOPs. Monica’s approach blends financial clarity with nervous system wisdom, emphasizing that structure creates freedom and breath brings you back to center.

Driven by her own journey through the pressures of finance and entrepreneurship, Monica is passionate about helping others avoid burnout and align their businesses with their lives. Her mission is to transform pressure into power, money into momentum, and business into a sustainable force that supports personal freedom and purpose.

Connect with Monica:

https://www.monicagarciaduggal.com/

https://www.linkedin.com/in/monicagduggal

Monica Duggal: Preview Nov 18, 2025

Show notes

Monica Garcia Degal is a viral financial expert and a billion-dollar business coach. With over 30 years of experience in finance, she shares her journey from aspiring lawyer to investment banker and entrepreneur. Monica discusses her Whole Health Plan and Financial Bites method, offering practical advice on wealth building, smart investing, and achieving sustainable success. Whether you're looking to manage personal finances or scale your business, Monica provides invaluable insights to help you navigate the complexities of finance with clarity and confidence.

You can hear the full episode on Thursday, November 20th

Building a Firm with over $3 Billion in Assets with John Kailunas II Nov 13, 2025

Show notes

In this episode, we feature John Kailunas II, a first-generation immigrant who began his finance career in 1988 and now manages over $3 billion in assets. He discusses his journey, the role of mentorship, and the challenges of starting his own business.

John also shares insights on financial planning, creating a fulfilling retirement, and his podcast, C4G Sales Success, which aims to help sales professionals succeed. Don't miss this inspiring conversation!

Chapters:

(02:02) Who is John Kailunas II

(03:36) Fear of failure

(07:15) Handling money

(08:52) Hiring an advisor is key to investing successfully

(12:49) Trust but verify relationships

(21:24) Handle difficult employees

(24:26) You have to delegate to the right people

(29:31) The American dream

Sponsored by:

BLU Scholarship: https://www.blu.university/a/2147984849/YbykQKgP

John A. Kailunas II bio:

Early in his upbringing as a first-generation immigrant, John Kailunas II had ingrained in his very person the importance of hard work, commitment, and dedication to those who put their trust in him. John began his career in the financial industry in 1988 as a sales representative with Sun Life of Canada. That was all the opportunity he needed to leverage his drive and ambition to achieve the American dream. He was soon promoted to a sales management role, where he led and trained others to obtain their American dreams. John’s successful track record continued as he developed his entrepreneurial and leadership skills, including time at John Hancock’s General Agency system. As an Associate General Manager, his team became the number one recruiting office and the leading investment-producing office nationwide. The platform created by Kailunas served as the foundation for John Hancock to launch its national Community Bank Platform. Today, John leverages his three-plus decades of experience and successes that make him uniquely qualified to help Financial Professionals and businesses reach their own goals as a way of giving back.

John’s entrepreneurial spirit propelled him for the next two decades as he and his team built Regal Holdings and its subsidiaries: Regal Investment Advisors (2B+ AUM), LionShare (SMA Distribution), and Regulus Financial Group (Broker-Dealer 2B+ AUA), Regal Charitable, Regal Financial Group (Retail) and now Catalyst4Growth (Professional Development).

The Regal team has been honored to receive numerous awards, including E&Y Entrepreneurial Finalist, Top RIAs in the Country, Best Places to Work, and the Coolest Places to Work, among others. John is an active member of the West Michigan YPO Gold Chapter, having served as its Chairman for three consecutive terms and as Regional Deal Network Chairman. Kailunas takes great pride in building individual salespeople and distribution platforms with strategic thinking and pragmatic leadership. He would be honored to have the opportunity to discuss how he can leverage these resources to help you achieve your dreams.

Kailunas has been happily married to his wife, Deborah, for over 25 years and is the proud father of two children: his oldest, Courtney Kailunas, DNP, and his son, John “Trey” A. Kailunas III. John enjoys traveling and has visited all 50 states and 34 countries over six continents. John enjoys the outdoors, hunting, fishing, cigars, and bourbon.

Connect with John:

https://www.catalyst4growth.org

https://www.catalyst4growth.org/podcast

https://www.linkedin.com/company/catalyst4growth1

John Kailunas II: Preview Nov 11, 2025

Show notes

John Kailunas II, a first-generation immigrant who began his finance career in 1988 and now manages over $3 billion in assets. He discusses his journey, the role of mentorship, and the challenges of starting his own business.

John also shares insights on financial planning, creating a fulfilling retirement, and his podcast, C4G Sales Success, which aims to help sales professionals succeed. Don't miss this inspiring conversation!

You can hear the full episode on Thursday, November 13th

The Art of Franchising with Adam Goldman Nov 06, 2025

Show notes

In this episode, we welcome Adam Goldman, the nation's leading franchise coach and consultant, who shares his journey from corporate America to franchise ownership. Adam discusses the importance of pursuing one's dreams, the misconceptions surrounding franchising, and how it can provide financial independence.

He also dives into his book, 'The Franchise Lifestyle,' where he interviews franchisees about their experiences. Join us for insights on entrepreneurship, franchising, and achieving the American dream!

Chapters:

(03:20) Franchises appeal because of scalability

(11:31) What do you think a person needs to become an entrepreneur

(14:04) A lot of entrepreneurs struggle with balancing business and family life

(16:13) franchise visa program called E2

(19:03) The American dream is freedom and financial independence

(20:24) Having discipline is key to achieving the American dream

(21:52) Business owners need trust and delegation to grow their businesses

(23:58) American identity is also about the pursuit of happiness

Sponsored by:

BLU Scholarship: https://www.blu.university/a/2147984849/YbykQKgP

Adam Goldman bio:

Adam Goldman is a seasoned franchise consultant with over 20 years of experience as an investor, serial entrepreneur, franchisee, and Master Franchisor. With a proven track record of building successful businesses across two continents, Adam brings a global perspective and hands-on expertise to every client he serves.

His entrepreneurial journey began in Poland, where he founded a thriving IT company. After relocating to the United States, Adam launched a real estate investment firm in Texas, further cementing his reputation as a dynamic and resourceful business leader.

Most notably, Adam grew the Vanguard Cleaning Area Developer concept in Houston into a multimillion-dollar operation, overseeing over 30 franchisees and serving over 300 customers. Under his leadership, the business became a regional powerhouse in commercial cleaning before being successfully sold.

Today, Adam leverages his deep industry knowledge to guide aspiring entrepreneurs and investors toward the right franchise opportunities, helping them navigate the path to business ownership confidently and clearly.

Connect with Adam:

https://www.franchisecoach.net/about-me

Adam Goldman: preview Nov 04, 2025

Show notes

Adam Goldman, the nation's leading franchise coach and consultant, who shares his journey from corporate America to franchise ownership. Adam discusses the importance of pursuing one's dreams, the misconceptions surrounding franchising, and how it can provide financial independence.

He also dives into his book, 'The Franchise Lifestyle,' where he interviews franchisees about their experiences. Join us for insights on entrepreneurship, franchising, and achieving the American dream!

You can hear the full episode on Thursday, November 6th

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