Everyone's Talkin' Money - TopPodcast.com

September Is the New January: How to Set a Money Goal and Actually Crush It by Year-End. Back to School, Back to Budget Series (Part 4 of 4) Sep 23, 2025

While everyone else is waiting for January to set resolutions they won’t keep, savvy money managers know the real financial new year starts in September.

In this final episode of the Back-to-School, Back-to-Budget series, Shari Rash shows you why fall is the perfect time to reset your money goals—and how to make them stick through the holiday season and beyond.

You’ll learn:

Why September has natural momentum that January can’t match
How to harness “fresh start” energy to set one powerful financial goal
The exact framework for choosing, sizing, and sticking to that goal
How to avoid the 3 most common mistakes people make when setting money goals
Why finishing the year strong can completely transform your financial confidence

Forget failed resolutions. September gives you the time, structure, and energy to create real change. Whether your goal is saving, paying off debt, or finally building that emergency fund, this episode will help you focus, follow through, and step into the new year already ahead.

If this series helped you, now’s the perfect time to binge all four episodes:

Part 1: resetting your money routine

Part 2: checking your money basics

Part 3: building a smart seasonal spending plan, and

Part 4: finishing the year strong with a financial goal that actually sticks.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Boring Money Moves That Actually Work - 40 Money Lessons at 40, Part 2 Sep 19, 2025

Mindset is important, but here’s the truth: without strong cash flow systems and habits, you’ll always feel like you’re spinning your wheels with money.

In Part 2 of my 40 Money Lessons at 40 series, I’m walking you through the practical routines that form the backbone of financial stability.

You’ll hear:

Why paying yourself first (even $25 at a time) guarantees your future gets funded
How to set up a monthly “money date” to check in without shame or stress
The life-changing peace of living one month ahead on bills
Why multiple bank accounts simplify money management and stop overdraft chaos

These aren’t flashy hacks — they’re the proven, boring-but-brilliant moves that build real wealth and lower money stress.

If you’ve been craving control over your finances, this episode is your blueprint for a rock-solid foundation.

You’ll walk away knowing:

Why paying yourself first flips the savings script (and why “leftover money” never works).
How a monthly money date can transform shame into clarity.
The underrated power of living one month ahead on bills — and the instant stress relief it creates.
Why multiple checking accounts aren’t obsessive, they’re smart structures.
How saving monthly for big expenses stops predictable bills from wrecking your budget.
The real cost of oversized housing — and how to keep it in check.
Why talking about money out loud is the fastest way to get unstuck.
And the 3-month pause rule that will save you from emotional, expensive mistakes.

Next episode, we’re talking protection — debt elimination, credit management, insurance. The shields that keep your financial house safe.

If this episode hit home, share it. Screenshot your favorite lesson, tag me @everyonestalkinmoney⁠. And remember: money doesn’t demand perfection. It just wants you to show up.

Build the foundation. Your future self will thank you.

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

40 Money Lessons at 40: Real-Life Wins, Mistakes and What Actually Matters - Part 1 Sep 18, 2025

What does turning 40 teach you about money? A lot. In this special series, Shari Rash shares 40 money lessons she’s learned over two decades in personal finance — from the cringe-worthy (financing a couch for three years) to the life-changing (automation beats motivation every single time).

This episode kicks off the first set of lessons, where Shari covers why:

Saving only for the future leaves you broke in the present
Confidence matters more than perfection when it comes to money decisions
Consistency beats intensity every single time
Money is forgiving — you can mess up and still recover
Independence doesn’t mean doing it all alone

Whether you’re 25 and just starting out, or 55 and saying “better late than never,” these lessons will shift how you think about money — and how you use it.

You’ll walk away knowing:

The dangers of over-saving for retirement while neglecting cash flow today
How to move from research paralysis to confident action
Why automation is your secret weapon for building wealth
The truth about financial independence (it doesn’t mean going solo)
How to reset when mistakes happen, without shame or guilt

If you’ve ever wondered what really matters when it comes to money — not the Instagram hacks, not the one-hit-wonder success stories, but the everyday strategies that actually work — this is the episode for you.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Smart Spending for Fall: Holiday Budgeting, Sinking Funds, and Stress-Free Money Moves - Back-to-School, Back-to-Budget Mini-Series (Part 3 of 4) Sep 16, 2025

The next three months—Halloween, Thanksgiving, and the holidays—are basically a budgeting minefield. Even if you’ve been disciplined all year, this season can throw your money game completely off.

In Part 3 of our Back-to-School, Back-to-Budget series, I’m giving you a clear strategy to holiday-proof your wallet and make sure your spending reflects your priorities—not panic.

We’re talking sinking funds for things you know are coming—gifts, school events, sports travel—and how to build a 3-month forecast that gives you room to breathe and room to celebrate.

This episode isn’t about being the holiday Grinch—it’s about putting boundaries in place so you can actually enjoy the season without carrying guilt or a January credit card hangover into the new year.

You’ll learn:

how to map out your fall spending from Halloween through New Year’s
how to budget for all those "surprise-but-not-really" expenses
how to shift your mindset from restrictive to intentional.

By the end, you’ll walk away with a simple fall money plan, sinking funds set up for what’s ahead, and the confidence to celebrate without sabotaging your financial goals.

If you’re a busy professional or parent who dreads the financial chaos of the holidays but still wants to enjoy every bit of it—this one’s for you.

And if this episode gives you the holiday money reset you’ve been craving, share it with a friend and make sure you’re subscribed so you don’t miss the final episode in this series: Building Momentum for Year-End Success.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Attracting Wealth Like a Lover: Rewiring Your Money Mindset with Morgana Rae, the Money Goddess Sep 13, 2025

What if your biggest money blocks aren’t in your bank account—but in your unconscious relationship with money?

In this powerful and deeply personal episode, I’m joined by Morgana Rae, internationally recognized money mentor, bestselling author of Financial Alchemy: Twelve Months of Magic & Manifestation, and the woman her clients call the Money Goddess.

Morgana’s unconventional (and wildly effective) approach has helped clients generate five, six, and even seven figures—sometimes within hours of doing this work.

We’re not just talking mindset here—we’re talking total transformation. Morgana shares how she went from making $100/month in Los Angeles to generating millions by decimating her old toxic money narrative and replacing it with love, worthiness, and intentional action.

If you’re a high-achieving woman who’s done all the “right” things—budgeted, invested, hustled—but still feels like wealth is a moving target or doesn’t stick… this episode will change the game.

You'll walk away with:

A completely new perspective on what it means to have a relationship with money
The 6-step Financial Alchemy® process to eliminate hidden blocks and attract aligned abundance
Why “hustling harder” actually repels money—and what to do instead
How to use visualization, emotional safety, and self-worth to magnetize wealth
What it means to love money without greed, guilt, or scarcity
How unresolved family trauma, fear of betrayal, and emotional avoidance show up in your bank account
Practical actions to reset your money energy—whether you’re struggling to make ends meet or managing millions

Grab Morgana’s 10-Year Anniversary Edition of Financial Alchemy: Twelve Months of Magic & Manifestation: https://amzn.to/3IHRUen

Follow the show on your favorite podcast app so you never miss an episode.

Keep the conversation going on Instagram @everyonestalkinmoney

Leave a quick rating and review to help others discover the show.

And remember: money should be a tool to live life on your terms.

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Is Emotional: Values-Based Spending, Social Pressure, and Financial Confidence with Jack Howard (of Ally Bank) Sep 11, 2025

Financial wellness isn’t just math—it’s mindset. Today, Jack Howard, strategic program and communications lead at Ally and secretary of the Ally Charitable Foundation, joins me to unpack money psychology, values-based spending, and why “financial confidence” has very little to do with your income bracket.

We break down social spending, the Gen Z impulse loop fueled by Instagram/TikTok, and how to start having real money conversations with your friends—without tanking your budget or your relationships.

You’ll hear:

How your earliest money memories quietly drive adult decisions—and what to do about it

The “money wellness chain reaction” to interrupt anxiety and take action today

Social spending vs. social connection: lower-cost ways to get a higher “return on joy”

Why women (especially high earners) still feel financially fragile—and how to fix it

A values-based alternative to traditional budgeting that actually sticks

What women of color need to hear about building real, generational wealth—on their terms

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Reset for Fall: Cash Flow, Emergency Fund, Sinking Funds + a No-Stress Budget. Back-to-School, Back-to-Budget Series (Part 2 of 4) Sep 09, 2025

Feeling that late-summer bank account hangover? In Part 2 of my Back-to-School, Back-to-Budget mini-series, we run a Fall Financial Checkup—so you stop flying blind and start making confident money moves before holiday spending hits.

I walk you through a 30-minute cash-flow audit, a ruthless subscription/money-leak review, and a realistic September budget using either the 50/30/20 rule or my BFF Budget (Budgeting Financial Friend).

We’ll firm up your emergency fund, set sinking funds for predictable costs (gifts, travel, winter gear, annual bills), and choose a debt payoff strategy (snowball vs avalanche) you can actually stick with.

You’ll learn:

How to calculate true cash flow (not just salary) and spot hidden spending
A 15-minute subscription audit to kill money leaks fast
The difference between needs, wants, and “future you” (savings/debt)
How to build sinking funds to holiday-proof your budget
Debt snowball vs avalanche: which to use and when
The weekly money check-in ritual that keeps you out of panic mode

Perfect for: anyone craving a September budget reset, prepping for holiday spending, or ready to ditch autopilot and build an intentional fall budgeting routine.

Share this with a friend who needs a money cleanup, follow us on Instagram @everyonestalkinmoney for more tips and subscribe so you don’t miss Part 3: Smart Spending for a Busy Season.

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

The High-Earner’s Paradox: Why Six Figures Don’t Equal Financial Freedom with Linda Grizely Sep 06, 2025

So you’re making six figures (or more)… but why does financial confidence still feel out of reach?

In this episode of Everyone’s Talkin’ Money, I’m joined by personal finance speaker and educator Linda Grizely, creator of The MeMoney™ Method, to talk about what really holds successful women back from prioritizing themselves financially.

We unpack why hitting income milestones doesn’t automatically translate into security or self-trust, how to spot the biggest money lies high-achieving women tell themselves, and the guilt that sneaks in when you finally start spending on yourself in bigger, bolder ways.

You’ll hear:

Why the “High-Earner’s Paradox” keeps women stuck in scarcity thinking even after they’ve “made it”

What it really means to build a life you love on a budget you don’t hate

How values-based money decisions can transform your financial confidence

The first step you can take today if you’re crushing it at work but not with your money

Linda’s personal money decision that changed her life forever

This conversation is about moving past survival, shame, and self-doubt into a financial strategy that actually feels aligned with your values—and your success.

Follow Linda on Instagram.

Hit follow on Everyone’s Talkin’ Money so you never miss smart, shame-free conversations about wealth.

Leave a quick rating and review—it helps more successful women like you find the show and build their own money confidence.

Join the conversation on Instagram @everyonestalkinmoney and share the money lies you’ve told yourself—and how you’re rewriting the script.

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Break the Golden Handcuffs: Fearless Career Transitions, Executive Resumes & LinkedIn Strategy with Amy Adler Sep 04, 2025

Thinking about a career move but worried about trading stability for growth? In this episode, Shari Rash sits down with Amy Adler (CMRW, CERM, NCOPE)—president of Five Strengths Career Transition Experts—to unpack fearless career transitions, executive résumé writing, LinkedIn strategy, and career portfolio development.

You’ll learn how to position your impact, optimize for ATS keywords without losing your voice, and build a personal brand that opens doors to C-suite roles, board seats, and better compensation.

You’ll hear:

How to reframe the “golden handcuffs” and evaluate real earning potential in a new role
The resume art + science formula: metrics that matter, language that passes ATS, copy that sounds human
What actually belongs in an executive career portfolio (résumé, LinkedIn, bio, thought leadership, more)
When to tailor a résumé (and why tweaks should take minutes, not hours)
The truth about networking vs. cold applying, and building relationships before you need them
Personal branding on LinkedIn without the cringe—rules that keep your reputation clean and compelling
Résumé “rules” that are outdated (one-page mandates, graduation years, GPA) and what to do instead
How to identify your five strengths and translate them into executive-level language

Guest: Amy Adler — President, Five Strengths Career Transition Experts; author of Courageous Career Change.

Website: fivestrengths.com

LinkedIn: linkedin.com/in/amyladler

Podcast: How I Hire

Listener Perk: Amy is offering a complimentary résumé or LinkedIn review for our audience! Sign up here: https://fivestrengths.com/letschat

Be sure to follow the show on Instagram@everyonestalkinmoney!

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Resetting Your Money Routine After Summer: Back-to-School, Back-to-Budget Series (Part 1 of 4) Sep 02, 2025

Summer was fun—your bank account says otherwise.

In this kickoff to our Back-to-School, Back-to-Budget mini-series, Shari lays out a simple, no-shame plan to reset your budget after summer, rebuild your money routine, and set up a fall financial reset that actually sticks.

If camps, travel, iced lattes, and “just this once” dinners left you with a summer spending hangover, this episode gives you five practical moves to get back on track before holiday spending hits.

In this series, you’ll learn how to run a fast cash-flow audit, spot money leaks (hello, unused subscriptions), build realistic September budgets, and create fall financial containers for predictable expenses—so you walk into Q4 confident, not scrambling.

You’ll hear:

Why routines (not willpower) drive real financial confidence

The honest summer spending reality check—and how to stop the shame spiral
A step-by-step cash-flow review you can do in 30 minutes
The One-Cut Challenge to reclaim cash this week (subscription audit, anyone?)
How to build a realistic September budget you’ll actually follow
“Financial containers” for fall: back-to-school, holidays, travel, winter wear
The weekly money check-in that keeps you out of panic mode

You’ll walk away with:

A clear, judgment-free picture of where your money went this summer
One recurring expense canceled—and dollars redirected to what matters
A realistic September budget (not perfection—direction)
A simple system to prep for fall + holiday costs before they hit
A 15-minute weekly check-in ritual to stay accountable

This episode is perfect for: Anyone feeling behind after summer who wants a fresh start for fall, listeners prepping for holiday spending, and busy adults who need a budget reset they can keep up with.

Series note: This is Part 1 of 4. Next up: Your Fall Financial Checkup—cash flow, savings, debt, and the sneaky leaks draining your budget.

If this helped, share it with a friend who needs a post-summer money reset, follow the show so you never miss an episode, and come hang with me on Instagram @everyonestalkinmoney for weekly tips and prompts.

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Escape the Clock: FIRE, Financial Freedom, and Redefining Work with Daniel C. Rodgers Aug 30, 2025

What does life look like when you stop trading time for money and start living on your own terms?

In this episode of Everyone’s Talkin’ Money, I sit down with Daniel C. Rodgers — award-winning author of Escape The Clock: Your Program Guide for Financial Freedom and Early Retirement and host of the Escape the Clock Podcast.

After 20 years in tech, Daniel walked away from the 9-to-5 grind to design a life filled with purpose, freedom, and impact. Today, he teaches financial literacy, coaches people one-on-one, and helps others create personalized roadmaps to financial independence.

You’ll hear:

Why the traditional retirement model no longer works — and what’s replacing it
The truth about FIRE (Financial Independence, Retire Early) and whether it’s realistic
How to calculate your number instead of chasing someone else’s formula
The psychology of money, golden handcuffs, and what really holds people back
Why financial freedom isn’t about escaping work — it’s about choosing purpose

If you’ve ever dreamed of retiring early, ditching the clock, or simply creating more freedom in your life, this conversation will give you both the mindset and the practical steps to make it happen.

Keep up with all things Everyone’s Talkin’ Money by following us on Instagram @everyonestalkinmoney.

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Shove Your Shoulds: The Real Cost of Indecision and How to Trust Yourself with Money with Jessica Frew Aug 28, 2025

What if the biggest thing holding you back from making bold money moves... was your own inner voice saying you should be doing something else?

In this episode, I’m joined by Jessica Frew—mom, stepmom, ex-wife, wife, and the bold action-taking creator of The BOLD Logic and author of Shove Your Shoulds.

We’re unpacking the hidden price tag of indecision and the financial weight of those “shoulds” that keep so many women stuck in careers, relationships, and money patterns that no longer serve them.

Jessica shares her personal journey through divorce, remarriage, and entrepreneurship, and how she learned to break free from inherited money beliefs and make aligned financial choices that feel good and make sense.

If you're constantly second-guessing your financial decisions or over-researching every move, this episode is the permission slip you’ve been waiting for.

You’ll walk away with:

Why “shoulds” cost you money, energy, and confidence
How to spot decision debt and what it’s doing to your financial progress
The 3-step method Jessica teaches to make bold, aligned decisions
Why waiting for “clarity” might be costing you more than you think
How to create emotional safety around money decisions
What it actually means to make confident, values-aligned financial moves

Be sure to follow the podcast so you never miss an episode. Follow us on Instagram @Everyonestalkinmoney to stay in the know of everything ETM.

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Stop Being Mean to Your Money: Mindset Shifts for Financial Freedom Aug 26, 2025

Are you mean to your money? If money were a person, would it actually want to hang out with you—or would it be ghosting your calls?

In this episode of Everyone’s Talkin’ Money, Shari Rash takes you on a deep dive into the surprising ways we mistreat our money without even realizing it—and how to turn things around.

From ignoring bank statements to impulse spending to never asking for the money you’re owed, these everyday habits can add up to what Shari calls financial neglect and abuse.

But here’s the good news: money doesn’t hold grudges. The moment you start treating your money with attention, respect, and consistency, it begins to show up for you in powerful ways.

You’ll hear:

Why thinking of money as a relationship changes everything
The sneaky ways you might be disrespecting your money (and yourself)
How financial avoidance, inconsistency, and comparison keep you stuck
Practical strategies to build trust and treat your money like a valued friend
A simple reflection exercise to reframe your money habits without shame

If you’ve ever felt like your financial life is chaotic, avoidant, or just plain complicated, this conversation will help you reset your mindset and build a healthier, more supportive relationship with your money.

Keep up with the show by following us on Instagram @everyonestalkinmoney

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

What is the Cost of FOMO | Talkin’ Money Unfiltered with Rachel Duncan Aug 23, 2025

What do Ponzi schemes, emotional spending, and IKEA shopping trips have in common? More than you think.

In this Talkin’ Money Unfiltered conversation, I sit down with financial therapist Rachel Duncan to explore the wild history of Charles Ponzi, why scams like Bernie Madoff’s still happen today, and how “easy money” myths lure even the savviest investors.

We also get personal about the emotional side of money—FOMO spending, consumerism as a hobby, and why it feels so intimate (and brave) to finally talk about money with friends.

You’ll walk away learning:

Why Ponzi schemes are built on trust, community ties, and the promise of high returns
Red flags to watch for when evaluating an investment opportunity
How FOMO spending silently taxes your wallet and relationships
Why patience—not quick wins—is the real path to financial security
How talking openly about money can actually deepen friendships and relieve financial shame

Listen to the podcasts we talked about:

Easy Money: The Charles Ponzi Story

Debt Heads

Whether you’ve ever wondered how smart people get caught in scams, or you just want to feel less alone about your own money choices, this episode is a must-listen.

Instagram @everyonestalkinmoney

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Break the Mental Loop: How to Rewire Your Brain, Win Daily, and Build Wealth with Less Effort – with Alex Feinberg Aug 21, 2025

What if success wasn’t about doing more—but about thinking differently?

In this episode, performance expert Alex Feinberg shares his unconventional but wildly effective approach to rewiring your brain, optimizing your energy, and achieving real success—without the burnout.

Drawing from his experiences as a pro athlete, hedge fund analyst, and executive coach, Alex breaks down how to build daily wins that reinforce your belief in yourself, why perfectionism keeps you poor, and how to train your mind to outlast any setback.

You’ll walk away with:

The truth about why your brain is wired to sabotage your goals—and how to override it
Why most high achievers confuse productivity with progress
A new way to think about financial risk, daily discipline, and dopamine management
How to use the “King Pin” mental model to get more done with less stress
The mindset shifts that separate successful people from those who burn out

Whether you're an entrepreneur, a career climber, or just someone chasing a better way to live and work—this is your blueprint to staying in the game long enough to win. http://www.feinbergsystems.com Listen to Alex's podcast.

Get Alex's cookbook.

Keep up with podcast on Instagram @everyonestalkinmoney

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Clear to Create: How Riana Malia Helps High-Achieving Women Break Cycles, Align Goals, and Unlock Extraordinary Success Aug 19, 2025

On this episode of Everyone’s Talkin’ Money, I sit down with Riana Malia—Speaker, Author, and Reinvention Strategist—who helps high-achieving women stop recycling old patterns and start creating extraordinary results in life, love, and money.

Riana shares how subconscious cycles quietly hold us back, why most goal-setting strategies fail, and what it really takes to move from “goal setter” to “goal getter.”

We dive into her signature Clear to Create™ Method and Quantum Pattern Protocol™, which use neuroscience, quantum healing, and emotional re-patterning to clear out the “junk” that keeps you stuck.

You’ll hear:

Why 90% of your thoughts are recycled—and how that sabotages success

The hidden patterns that cause women to repeat the same money, career, and relationship struggles

How to clear emotional blocks so you can finally set goals that stick

Why reverse-engineering your goals is more powerful than traditional “SMART” goal-setting

What it means to live in “full-spectrum self-expression” and align with your true identity

If you’ve ever felt successful on paper but unfulfilled in reality, this episode will give you both the tools and the permission to create something different.

https://quiz.rianamalia.com
Be sure to keep up with the show on Instagram @everyonestalkinmoney

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Breaking Free from the Obligation Trap: 4 Steps to Reclaim Your Time, Energy, and Money Aug 16, 2025

If part one revealed how obligations are draining your life, part two is your roadmap out.

In this follow-up, we move from awareness to action with a practical, four-step framework designed to help you reclaim your time, energy, and money without guilt.

From learning how to audit your calendar to mastering the graceful no, this episode is about building a life full of intentional yeses instead of draining shoulds.

You’ll walk away with:

A step-by-step framework for breaking free from the obligation trap

Scripts you can actually use to say no without guilt or excuses

A strategy to prioritize relationships that truly matter

Practical tips for building a calendar (and life) that reflects your values

This is part two of our deep dive into obligation-based living — because you don’t just deserve more free time, you deserve a life that feels like it’s actually yours.

Keep the conversation going with us on Instagram @everyonestalkinmoney.

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Obligation Trap: How Saying “Yes” to Everything Is Draining Your Money, Energy, and Happiness Aug 16, 2025

Are you living your life on other people’s terms?

In this episode, we unpack the obligation trap — the endless cycle of weddings, work happy hours, family gatherings, and social “shoulds” that drain your money, your energy, and your joy.

You’ll hear why so many of us say yes when we want to say no, what it’s actually costing us financially and emotionally, and how obligation-driven living keeps us disconnected from what really matters.

You’ll walk away with:

A clear understanding of how obligations hijack your time, money, and energy

The hidden opportunity cost of living by “shoulds” instead of values

The cultural, social, and psychological roots of people-pleasing

Real-life examples that show how obligation fatigue shows up in everyday life

This is part one of a two-part series. Next time, we’ll dive into the practical steps you can take to break free and start living on your own terms. Keep the conversation going with us on Instagram @everyonestalkinmoney

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

From Survival to Significance: How to Unlock Purpose-Driven Prosperity with Brandon Broadwater Aug 14, 2025

What if financial success wasn't the finish line—but the launching pad? In this powerful episode, Shari sits down with Brandon Broadwater, founder of Zallevo and creator of the Master Your Power Within framework, to unpack what it really means to live a purpose-driven life of prosperity.

From breaking free of the middle-class mindset to building sustainable wealth that aligns with your deeper purpose, Brandon shares how to go from survival mode to a life of contribution, energy, and clarity.

You'll walk away with:

The three levels of living: Worldly, Honorable, and Valiant—and how to close the gap between them
Why many financially “successful” people still feel unfulfilled
A breakdown of the Prosperity Quadrant: poor, middle class, rich, and abundant
The myth of “money’s not important” and how that belief keeps you stuck
Why residual income (not just more hustle) is key to freedom
How to build prosperity through purpose—not burnout
The #1 mindset shift that changes everything

Follow Brandon on Instagram @broadwater.brandon

Website: https://www.zallevo.com/

Follow Zavello on Instagram @zavello

Keep up with Everyone’s Talkin’ Money on Instagram @everyonestalkinmoney

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Mindset vs. Circumstance — Why Your Money Stress Isn’t Always About the Numbers, Talkin’ Money Unfiltered with Scarlett Stanhope Aug 12, 2025

In this first Talkin’ Money Unfiltered episode, Scarlett Stanhope (aka The Biz Hippie) joins me for a no-script, no-rules conversation about a question we should all be asking: is your money stress really about your circumstances… or is it about your mindset?

We dig into the difference between what you can control and what you can’t, why reframing sacrifice as choice changes everything, and how to stop feeling like a victim of your bills, grocery prices, or rent. Along the way, we share real-life examples — from CSA memberships to Cheez-It snack hacks — that prove small decisions can shift your whole financial perspective.

You’ll hear:

How to tell if your money struggles are mindset-driven or truly circumstantial
The hidden power in recognizing your everyday financial choices
Why “sacrifice” can be a mindset trap — and how to turn it into empowerment
Real-world examples of finding flexibility without feeling deprived

Did you enjoy our unfiltered talk?! Let us know, leave a comment on Instagram @everyonestalkinmoney

Follow Scarlett Stanhope and The Biz Hippie:

Instagram: @scarlettthebizhippie

Website: thebizhippie.com Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

"Kids These Days" Aren’t Broke Because of Avocado Toast: The Real Story Behind Generational Money Gaps Aug 09, 2025

Every generation loves to complain about the next one—lazy, entitled, wasting money on gadgets and brunch. But here’s the truth: young adults today aren’t just making different choices—they’re playing a completely different financial game.

In 1970, over half of 30-year-olds in America were married and owned a home. Today? Less than 15%. And it’s not because everyone suddenly decided marriage and mortgages were overrated. It’s the fallout from decades of policy decisions, wage stagnation, and skyrocketing costs that have made the old “American Dream” a whole lot harder to reach.

In this episode, we’re pulling back the curtain on the real reasons why hitting financial milestones looks different now, and why “just work harder” is the worst advice you can give someone trying to buy a home in today’s economy.

You’ll hear:

The shocking drop in homeownership rates for 30-year-olds since the 1970s

How wages, housing prices, and student debt have completely shifted the financial landscape

Why avocado toast is not the problem (and what actually is)

How generational misunderstanding keeps us from creating solutions that work

Practical ways both older and younger generations can bridge the gap

It’s time to stop blaming brunch and start looking at the real math.

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is Over-Saving Hurting You? How Money Dysmorphia Hides in Habits That Look ‘Responsible’ Aug 07, 2025

We often applaud people who save aggressively, track every penny, and avoid debt at all costs. But what if those habits are actually symptoms of something deeper—something that’s quietly holding them back?

In this third episode of our Money Dysmorphia series, I’m joined by Ashley Franklin, Vice President of Branch Operations at SchoolsFirst Federal Credit Union, who breaks down the hidden emotional roots of financial behaviors that look healthy on the outside but may be quietly sabotaging our well-being.

From over-saving and chronic budgeting to the fear of investing and the myth of “having enough,” this conversation is a powerful reality check. We talk about growing up with layaway, modern-day buy-now-pay-later traps, and the impact of comparison culture on our financial choices—especially for Millennials and Gen Z navigating money in an always-on, influencer-saturated world.

You’ll walk away with:

A new understanding of how over-saving can create financial stress instead of security

Why budgeting to the extreme can backfire—and how to build in breathing room

The emotional roadblocks behind fear of investing

How income ≠ wealth, and why self-worth often gets tangled in both

The power of creating a “Board of Directors” for your life—and how to pick the right financial confidantes

Why separating fact from feeling is the real key to healing money dysmorphia

This one’s for anyone who’s ever wondered, “Am I being smart with my money… or just scared?” Let’s unpack it together.

Follow the show on Instagram @everyonestalkinmoney

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s Not Just the Budget: The Emotional Math Behind Money Dysmorphia Aug 05, 2025

We don’t just have money problems—we have money perception problems.

In Part 2 of our three-part Money Dysmorphia series with Backbone, I’m joined by Melissa Burleson, a certified financial counselor at Tarrant County’s Credit Union, who brings nearly 20 years of wisdom, service, and heart to this conversation.

Melissa knows firsthand how money dysmorphia—our distorted view of our financial reality—can sabotage even the smartest budgeter or most determined saver.

We talk about how money dysmorphia can swing both ways—from feeling constantly behind despite doing all the right things, to overspending and living beyond your means to project financial success. And Melissa shares powerful personal stories, real-life coaching moments, and practical tools to start shifting from emotional chaos to financial clarity.

You’ll walk away with:

A deeper understanding of the emotional triggers behind overspending and avoidance

How generational money beliefs and social media comparison fuel money dysmorphia

Why many people tie their self-worth to a credit score—and how to break that cycle

How to recognize when emotional thinking is clouding financial decisions

What it takes to move from “I’m bad with money” to “I trust myself with money”

Keep up with all things Everyone's Talkin' Money by following us on Instagram. If you loved what you heard, rate us 5 stars and like and follow us on your favorite podcast app!

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Am I Actually Broke? The Truth About Money Dysmorphia Aug 02, 2025

Do you feel broke, even when your finances say otherwise? Or maybe you’ve been spending like you’ve already “made it”—but your bank account hasn’t caught up? That distorted perception has a name: money dysmorphia.

In this first episode of our special three-part series, I’ve partnered with Backbone, a national coalition of credit unions, to explore how emotional and psychological misperceptions around money are impacting millions of Americans—especially Millennials and Gen Z.

Our guest is Nicole Andrushko, VP of Marketing at Westerra Credit Union, who’s on the frontlines of financial storytelling and education.

Nicole unpacks how social media, comparison culture, and pressure to hit traditional milestones are warping our self-perception—and how credit unions are stepping in to help people see the truth of their financial health and take confident steps forward.

You’ll walk away with:

A clear understanding of what money dysmorphia is and how to spot it in yourself or others
The real reason high-achieving, financially stable people still feel “behind”
How credit unions are uniquely equipped to help people shift their mindset
Simple, habit-based ways to start repairing your relationship with money
Why emotional support is just as critical as financial tools in combating distorted financial thinking

Keep up with everything Everyone's Talkin' Money by following us on Instagram. If you loved what you heard, give us a 5 Star review on your favorite podcast app and be sure to like and follow the show so you never miss an episode!

Thank you to our sponsors!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Emotional Spending, Identity Loss & Cupcakes: How to Make Peace with Your Money Story with Shannah Game (Part 2) Jul 31, 2025

In Part 2, we go even deeper into the emotions that drive our financial behavior—especially when life doesn’t go as planned. Shannah Game joins me to talk about emotional spending, identity confusion, and how to unlearn shame-filled money patterns.

Plus, she shares her new creative direction: baking cupcakes named after emotions to spark real conversations about money, grief, and reinvention.

You’ll walk away learning

How to recognize and reset emotional spending habits
Why shame is the most expensive emotion we carry
How grief and money are deeply intertwined
How to reconnect with your creative self—even if it feels lost

Get Shannah's Book: Unraveling Your Relationship with Money. Follow Shannah on Instagram @shannahgame.

Keep up with Everyone's Talkin' Money on Instagram.

Thank you to our sponsor!

Policygenius - Head to ⁠policygenius.com⁠ to compare free life insurance quotes from top companies and see how much you could save.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Messy Middle: Money, Hormones & the Real Cost of Midlife with Shannah Game (Part 1) Jul 29, 2025

What happens when you hit midlife and everything starts to shift—your hormones, your finances, your sense of self?

In Part 1 of this two-part series, I sit down with former Everyone’s Talkin’ Money host Shannah Game for an unfiltered conversation about the emotional and financial realities of your 40s.

From the unexpected cost of just trying to feel normal, to why massages and therapy are not "frivolous" expenses, we’re breaking down the invisible taboos around women, money, and aging.

You’ll walk away learning:
How perimenopause and midlife identity shifts affect your money
Why it’s okay to spend on your emotional well-being—and how to do it intentionally
What the financial industry gets wrong about this chapter of life
How to create a “midlife money buffer” and budget for your future self

Check out Shannah's new website heyshannah.com and follow her in Instagram for cupcakes, street convos and guidance on how to sort our the Messy Middle.

As always, to keep up with everything Everyone's Talkin' Money follow us on Instagram.

Thank you to our sponsor!

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Rich Girl Summer: How to Make Your Home Feel Luxe on a Budget Jul 26, 2025

You've been living your Rich Girl Summer — rooftop drinks, spontaneous getaways, joy on tap. But what happens when you come home... and your space just doesn’t match the vibe? If walking through your front door makes you feel like the vacation ended the second you stepped inside, it’s time for a home glow-up — without blowing your budget.

In this episode, we’re taking the Rich Girl Summer energy indoors with my signature system for creating a space that looks, feels, and smells like luxury — even if you're working with a Target budget and a thrift store aesthetic.

I’m giving you the exact mindset shift and room-by-room strategies to elevate your home, plus the real timing secrets behind scoring designer-worthy pieces for less.

You’ll walk away learning:

Why luxury is a feeling, not a price tag
The “Rich Girl Home Audit” that instantly tells you what’s off in your space
How to make your bedroom feel like a boutique hotel (yes, even on a Tuesday)
My monthly shopping calendar to snag the best deals all year long
The 70-20-10 rule for home spending that saves you from buyer’s remorse
DIY and thrifting hacks that actually look expensive
How to maintain a luxe vibe with just 10 minutes a day

Whether you're a DIY queen or allergic to a glue gun, this episode will help you create a home that supports the life you’re building — one intention, one pillow fluff, and one well-timed Facebook Marketplace find at a time.

Keep the conversation going on Instagram @everyonestalkinmoney.

And remember, your money should be a tool to live life on your terms — starting with where you wake up every single day.

Learn more about your ad choices. Visit megaphone.fm/adchoices

From Side Hustle to CEO: Real Talk on Confidence, Branding, and Building a Business That Lasts with Melissa Pepin and Corry Frazier of the Business Reboot Jul 24, 2025

What does it really take to go from a side hustle to a thriving, full-time business—especially when you’re juggling a million other responsibilities?

In this episode, I sit down with business coaches Melissa Pepin and Corry Frazier, founders of The Business Reboot, to unpack the mindset shifts and tactical moves every side hustler needs to start thinking like a CEO.

You’ll walk away learning:

How to treat your side hustle like a real business, even while working full-time
Why “just telling people once” doesn’t count as marketing
What branding actually means—and how to make it work for you
How to start showing up online without feeling fake or performative
Why midlife might be the best time to finally start that business
And the one step to take this week to make your business vision real
This is your roadmap to building something sustainable—without burnout, without perfection, and without waiting for someone to give you the green light.

Learn more about Melissa and Corry at the Business Reboot

Keep up with Everyone's Talkin' Money by following us on Instagram

Learn more about your ad choices. Visit megaphone.fm/adchoices

Lumpy Income, Smooth Life: Income Strategies for Creatives with Dylan Snowden Jul 22, 2025

Dylan Snowden's path to financial coaching wasn’t exactly traditional—he went from disaster zones to comedy clubs to helping creatives stop the financial chaos. And thank goodness, because his insight on managing lumpy, unpredictable income is exactly what so many of us need.

In this episode, Dylan breaks down how to make irregular income feel sustainable, why avoiding your money never helps, and how to finally feel in control—even if you’re a freelancer, artist, or entrepreneur living project to project.

We talk about the real cost of financial shame, setting up savings buckets (trust me, this one tip will change your life), and what to do with those “unusual months” with big expenses.

Dylan is offering Everyone's Talking Money listeners ⁠ 20% discount on my two-session financial strategy package⁠.

You’ll walk away learning:

How to create financial systems that work with irregular income—not against it Why your spending isn't actually unpredictable (you just haven't been tracking it right) How to use savings buckets to stop surprise expenses from blowing up your budget Why your financial habits won't magically improve when you earn more—and what to do instead A kinder way to start planning for future-you, one small step at a time

Follow Dylan on Instagram

Watch Dylan's episodes on YouTube

Follow us on Instagram @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Science of Happiness: How Hope, Hunger, and a Simple Formula Can Redefine Your Financial Life with Dr. Alphonsus Obayuwana Jul 19, 2025

What if happiness isn’t just a feeling — but a formula?

In this mind-expanding episode, I sit down with Dr. Alphonsus Obayuwana — physician, scientist, happiness coach, and founder of the Triple-H Project — to break down his 30+ years of research into human hope, emotional well-being, and what really drives lasting happiness. We are discussing his new book: The Happiness Formula.

He introduces the groundbreaking Triple-H Equation: Hope over Hunger = Happiness — and explains how it can reshape your relationship with money, your goals, and your emotional peace.

You'll walk away learning:

How happiness and hope are scientifically connected — and why one can't exist without the other
What the five “human hungers” are and how they silently shape your financial stress
How to calculate your Personal Happiness Index — and what your score says about your well-being
Why people with financial success still feel unfulfilled — and how to change that
Practical ways to increase your hope and reduce your emotional “hunger” starting today
Why measuring your happiness is the key to improving it

This is one of the most profound conversations I’ve had — and one that could completely reframe how you think about wealth, success, and peace of mind.

Be sure to keep up with everything Everyone’s Talkin’ Money on Instagram.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Raising Junior Moguls: How to Build Financially Confident Kids with April Taylor Jul 17, 2025

What if your child’s allowance could be the launchpad to lifelong wealth?

In this episode of Everyone’s Talkin’ Money, I sit down with April Taylor—financial coach, educator, and creator of the Junior Moguls Entrepreneur System to explore how parents can raise financially confident, entrepreneurial kids even if they don’t have a business background themselves.

You’ll walk away knowing:

-How kids naturally understand money—and when that relationship starts to shift -Why the way we talk about money shapes our kids’ entire financial future -Creative ways to make saving fun in a cashless, digital world -The link between financial literacy and self-worth (and how early to start teaching it) -How to build new wealth traditions in your home, even if you're starting from zero -Why “we can’t afford that” might be the most damaging phrase in your money vocabulary
And the surprising financial habit that April swears by—even if it makes experts cringe

Whether you're parenting a preschooler or a teenager, this episode will change the way you talk about—and teach—money at home.

Be sure to keep up with Everyone's Talkin' Money on Instagram.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Rich Girl Summer Travel Part 2: Advanced Hacks & Money Moves for Bougie Travel on a Budget Jul 15, 2025

Think traveling on a budget means sacrificing joy, spontaneity, or luxury? Think again.

In Part 2 of our Rich Girl Summer Travel series, we’re leveling up. I’m walking you through my favorite advanced travel strategies—ones that make you feel like a savvy world traveler, not a spreadsheet-toting tourist.

You’ll hear:

How to travel hack like a pro (without becoming a full-time points nerd)
Simple ways to stay on budget while living your best life on vacation
How to actually enjoy your trip without bringing home financial regret
The post-travel money moves that help you plan smarter next time
How to start a travel fund this week—yes, even with just $10

If you’ve ever wondered how some people seem to travel all the time without going broke, this is the episode that spills the (very budget-friendly) secrets.

Make sure to catch Part 1 if you haven’t already—and next week we’re taking it home (literally) with Rich Girl Summer: Home Edition.

Because coming home should feel just as luxe as your time away.

Don’t forget to follow the show on your favorite podcast app so you never miss an episode, also, please leave a quick 5-star rating and review to help reach more people. Keep the conversation going on Instagram @everyonestalkinmoney.

It’s not about spending less—it’s about spending right. Let's get you on that plane.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Demystifying Money Myths & Building a Real-Life Money Plan with Misty Lynch, CFP® Jul 12, 2025

Ever feel like you’re following all the “right” financial steps and still feel stuck? You’re not alone — and today’s episode proves it.

Shari sits down with Misty Lynch, CFP®, the powerhouse behind Demystifying Money and the reality show HEARTBROKE, to talk about how to ditch stale money myths and build a money plan that actually fits your life.

You’ll walk away knowing:

Why traditional financial advice often backfires for real people
The #1 thing to do first if you feel overwhelmed by money
How your money mindset shapes your financial confidence
Why money fights with your partner usually aren’t about money at all
How to balance saving for tomorrow and enjoying your life today

Don’t miss Part 2 of this conversation on Misty’s podcast, Demystifying Money. Follow it wherever you get your podcasts so you can catch the rest of our chat!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Rich Girl Summer: Travel Edition Part 1 - How to Vacation Without the Credit Card Hangover Jul 10, 2025

Learn how to travel like you're rich without the rich girl budget!

In this episode, we break down the 5 mindset shifts that transform expensive vacations into affordable luxury travel experiences.

Discover the complete planning framework that saves hundreds on flights, accommodations, and activities. From off-season travel secrets to the 50/30/20 budget rule, get the exact strategies to plan bougie getaways without credit card debt.

Perfect for budget travel beginners, digital nomads, and anyone who wants to travel more for less.

For more money talk and tips, follow us on Instagram @everyonestalkinmoney

Topics include: travel budgeting tips, cheap vacation planning, luxury travel hacks, off-season destinations, house swapping, Airbnb alternatives, flight booking strategies, and debt-free travel planning.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Work Less, Make More: Dr. Nona Djavid’s Blueprint for the 1-Week-a-Month Lifestyle Jul 08, 2025

What if the real secret to growing your business and your bank account isn’t more hustle, but less? In this mind-expanding conversation, Dr. Nona Djavid breaks down how she turned a burned-out chiropractic practice into multiple seven-figure ventures — all while working just one week a month.

You’ll walk away knowing:

How to collapse time and get bigger results in half the time you think you need

Why your nervous system — not your to-do list — might be your biggest growth bottleneck

The four steps to aligning your identity, frequency, and vision for true financial freedom

How to spot your hidden wealth ceiling and reprogram it for your next level

What it really takes to become the CEO of your vision instead of the overworked operator of your business

This one is for every entrepreneur, side hustler, or closet visionary who’s ready to stop trading time for money and start designing life on their terms.

Check out Nona's podcast, The Unreasonable Life. Follow Nona on Instagram @nonadjavid

Be sure to keep up with everything Everyone's Talkin' Money by following us on Instagram @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

Everyone’s Talkin’ Money: Where Real Life Meets Real Money Jul 08, 2025

Ready to break up with boring money talk? Welcome to Everyone’s Talkin’ Money — your new go-to for honest, jargon-free conversations about money and life. Hosted by an award-winning financial advisor, Shari Rash, who actually gets your real life (no latte-shaming here!), this show goes way beyond budgets and spreadsheets.

Tune in for smart solo episodes and unfiltered expert interviews that decode how money really impacts your stress, happiness, relationships, and dreams. You’ll learn how to take care of your money without giving up what makes life sweet. New episodes drop three times a week — hit follow and get one conversation closer to living life on your terms.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Buy It Right or Buy It Twice: The Smart Girl’s Guide to Spending Intentionally Jul 05, 2025

Ever catch yourself staring at your overstuffed closet thinking, “How did I spend so much and still feel like I have nothing to wear?” Or scrolling your Amazon order history and realizing half of it is basically regret with free shipping? You’re not alone — and you’re definitely not the only one tossing money at quick fixes that don’t last.

In this episode of Everyone’s Talkin’ Money, Shari breaks down the timeless truth behind “buy it right or buy it twice.” We’re tossing out the guilt and rewriting your spending strategy — because you deserve purchases that actually hold up and hold meaning. From shoes that save your back to greeting cards that should never cost seven bucks, this episode is your permission slip to blend value and values, spend intentionally, and stop wasting your money on stuff you secretly hate.

You’ll walk away knowing:

Where it makes sense to splurge so you’re not replacing junk every year
When “cheap and cheerful” is actually the smarter move
How to build a personal spending filter you’ll actually stick with
Why buying better is really about your future self — not the price tag

Ready to spend with confidence and stop the “buy it twice” cycle? Press play — your wallet will thank you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Destination Dupes and Dream Trips: How Americans Are Redefining Travel in the Age of Rising Costs with Bank of America's Mary Hines Droesch Jul 03, 2025

Are Americans sacrificing their financial future for Instagram-worthy experiences? Not quite.

In this episode, Mary Hines Droesch, head of Consumer, Small Business & Wealth Management Banking at Bank of America reveals surprising data about how consumers are navigating the tension between rising living costs and their desire to travel and attend live events.

You'll discover:

Why 74% of Americans still plan summer vacations despite inflation
How "destination dupes" are changing the travel landscape
The real reason people are choosing road trips over flights (hint: it's not just about money)
Why concerts and sporting events have become travel destinations
Whether Americans are going into debt to fund their wanderlust
Smart strategies for reverse budgeting your next trip

You'll walk away learning:

The shift from goods to experiences isn't just a trend—it's a fundamental change in how we value money

Social media is driving the "escapism economy" more than we realize

Americans are proving to be surprisingly resilient and responsible with their finances

The rise of "experiential gifts" is changing how families think about spending

Whether you're trying to plan your next vacation on a budget or wondering if your travel spending is getting out of hand, this episode offers practical insights backed by real consumer data.

Be sure to keep with with Everyone's Talkin' Money by following us on Instagram @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

Breaking Free from the Consumption Hamster Wheel: How Minimalism Can Transform Your Money Mindset with Stephanie Seferian Jul 01, 2025

What if the key to financial freedom isn't earning more money, but buying less stuff? In this eye-opening conversation, which is part two of a two-part episode, Stephanie Seferian, host of Sustainable Minimalists podcast, reveals how our culture has trained us to work harder just to afford things we don't actually need.

Be sure to check out part one of our conversation on Stephanie’s podcast Sustainable Minimalists.

From targeted algorithms that prey on our insecurities to the myth that "new is always better," Stephanie breaks down the psychology behind overconsumption and shares her incremental approach to minimalism that doesn't require dramatic lifestyle changes.

We explore how minimalism isn't about deprivation—it's about intentional curation and remembering that stuff exists to serve us, not the other way around.

Whether you're drowning in clutter, struggling with the mental load of managing endless possessions, or just tired of working to pay for things that don't add real value to your life, this episode offers practical strategies to break free from the consumption cycle and use your money more intentionally.

You’ll walk away learning:

Why we've been trained to buy new (and why secondhand is actually better)
The connection between mental load and physical clutter
How to put barriers back up to mindless purchasing
The difference between needs and manufactured desires
Practical strategies for breaking the buy-declutter-repeat cycle

Learn more about Stephanie by visiting her website mamaminimalist.com

Keep up with Everyone’s Talkin’ Money on instagram @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

Breaking the Breadwinner Mold: How Role Reversal Can Supercharge Your Wealth with Tiffany Irving Jun 28, 2025

In this candid conversation, wealth advisor Tiffany Irving shares her journey as the breadwinner in her family while her husband has been a stay-at-home dad for over 20 years. We explore the financial strategies, mindset shifts, and relationship dynamics that make this arrangement work.

You’ll walk away learning:

How role reversal can accelerate career growth and wealth building
Financial protection strategies for stay-at-home partners
Navigating judgment and social stigma around non-traditional family roles
Money management tips for breadwinner women
The importance of financial education and emergency planning
Finding the right financial advisor when you're a high-earning woman
Protecting yourself legally and financially in relationships with income gaps

This episode is perfect for: High-earning women, couples considering role reversals, anyone interested in modern approaches to financial partnerships, and those seeking expert wealth management insights.

Be sure to follow us on Instagram @everyonestalkinmoney to keep up with everything Everyone’s Talkin’ Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Taming Your Money Monster: How Your Enneagram Type Shapes Your Financial Life with Doug Lynam Jun 26, 2025

In this episode of Everyone’s Talkin’ Money, I sit down with Doug Lynam — Marine Corps officer turned monk turned financial advisor — to explore how your Enneagram type influences your financial habits.

Doug unpacks how your core personality patterns, fears, and emotional wiring shape everything from your earning style to your giving habits.

You’ll walk away learning:

Why your Enneagram type can help you stop self-sabotaging your financial goals
How money wounds form — and why they show up in your daily spending, saving, and earning choices
What “money monsters” are and how to spot yours before they take the wheel
How to use wealth as a force for good and break generational cycles of money trauma

Doug also shares powerful insights from his upcoming book Taming Your Money Monster: 9 Paths to Money Mastery with the Enneagram, including practical ways to identify your type and create a plan for ethical wealth building. Pre-order now for July 2025.

Get Doug’s first book From Monk to Money Manager: A Former Monk’s Financial Guide to Becoming a Little Bit Wealthy-and Why That’s Okay

Stay in the know with everything ETM by following us on Instagram @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Millennial Caregiver: How to Juggle Aging Parents, Kids, Work, and Your Sanity with Dr. Rachel Piltch-Loeb Jun 24, 2025

In this deeply honest episode of Everyone’s Talkin’ Money, Shari sits down with Dr. Rachel Piltch-Loeb — public health expert and author of The Millennial Caregiver — to explore the hidden reality of caregiving during the busiest years of your life.

You'll walk away learning:

You’re not alone — why millennials are increasingly becoming caregivers and why it feels so shocking
How to have critical conversations with aging parents early, before a crisis hits
Practical strategies for balancing caregiving, parenting, and work without burning out
The financial truths of caregiving — what you need to budget for now and how to set boundaries
Skills caregiving builds that you should add to your resume
How to use social media thoughtfully on your caregiving journey

Whether you’re already in a caregiving role or know it’s on the horizon, this episode will help you feel seen, supported, and prepared.

Buy Rachael’s Book: The Millennial Caregiver:

Caring for Loved Ones in the Busiest Years of Your Life

Learn more about Rachael at: https://www.rpiltchloeb.com/

Stay up to date with everything Everyone’s Talkin’ Money on Instagram at @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

Rich Girl Summer: Social Edition — Fun, Low-Cost Ways to Connect Without Going Broke Jun 21, 2025

When did having fun start feeling so damn expensive?

From $80 dinners to group trips that quietly blow your budget, summer socializing can leave your wallet crying in the corner. But guess what? You don’t need to overspend to feel connected, joyful, or rich in your relationships. In this episode, we’re redefining luxury and reclaiming connection—without the credit card hangover.

This is Rich Girl Summer: Social Edition—your ultimate guide to fun, fulfilling, and financially aligned social moves. We’re talking progressive potlucks, walk + talk therapy, beauty swaps, game nights that slap, and how to gracefully opt out of overpriced plans that don’t serve you.

We also dive into the powerful role your inner circle plays in your financial health—and how to build friendships that fill you up instead of draining your time, money, and emotional energy. And for the cherry on top? We’re romanticizing the everyday. Because free joy? Still rich girl energy.

You’ll walk away learning:

How to create fun, low-cost social plans that feel luxe
How to say “no” to expensive invites—without guilt
How to audit your friendships for alignment and mutual support
Creative ways to connect that support your financial goals
How to turn solo time and small rituals into luxury experiences

This episode is part inspiration, part pep talk, part practical guide to having a rich summer in every sense of the word—without going broke in the process.

Follow the show on your favorite podcast app so you never miss an episode.

Leave a quick rating and review to help us reach more amazing listeners.

Keep the conversation going on Instagram @everyonestalkinmoney.

Remember: Money should be a tool to live life on your terms.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Breaking the Burnout Loop: Ambition, Identity & the Cost of Overachievement with Amina AlTai Jun 19, 2025

What happens when you get everything you thought you wanted—and you still feel exhausted, invisible, or like it’s not enough?

In this episode, I sit down with executive coach, author, and chronic illness advocate Amina AlTai to talk about the ambition trap that so many women find themselves stuck in.

We’re talking burnout, people-pleasing, invisible labor, and the deeply ingrained systems that convince us our worth is tied to how much we produce.

Amina shares insights from her new book The Ambition Trap: How to Stop Chasing and Start Living, including why redefining ambition is key to healing, how codependency and chronic overachievement are related, and what high-performing women often get wrong about success.

If you’ve ever felt like you're doing everything and it’s still not enough—this conversation is your wake-up call and your permission slip to do it differently.

In this episode, you'll walk away learning:

How the cultural definition of ambition keeps women stuck in burnout cycles
Why burnout isn’t a personal failure—it’s a systemic setup
The hidden cost of invisible labor, especially for women and mothers
How your core wounds shape your ambition, your money mindset, and your relationships
A practical framework to move from painful ambition to purposeful ambition
Why even women who “have it all” still struggle to believe in their zone of genius—and how to reclaim it

Follow Amina on Instagram @aminaaltai

Stay up to date with everything Everyone's Talkin' Money on Instagram @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

Negotiate Like a Pro: How to Persuade with Confidence, Strategy, and Results with Andres Lares Jun 17, 2025

In this powerful conversation, Shari sits down with Andres Lares, Managing Partner and CEO of Shapiro Negotiations Institute (SNI), to talk about what it really takes to become a confident, skilled negotiator in both business and life. From teaching at Johns Hopkins to consulting with major sports franchises and leading tech companies, Andres brings a unique perspective on persuasion, performance, and practical success.

In this episode, we discuss:

– Why negotiation isn’t about being aggressive—it’s about being strategic

– The science behind persuasion (and how to use it ethically)

– The one mindset shift that will instantly make you a better negotiator

– How to overcome negotiation anxiety and self-doubt

– Real-world negotiation tips you can use in your next raise request, contract discussion, or tricky conversation

– How virtual reality and AI are transforming the way we train negotiation skills

You’ll walk away with:

A framework for approaching every negotiation with confidence and clarity

Tools to communicate your value without second-guessing yourself Insights from one of the most respected negotiation experts in the country

Permission to stop winging it—and start negotiating with purpose

Learn more about your ad choices. Visit megaphone.fm/adchoices

Rich Girl Summer: The Money & Lifestyle Moves That Actually Make You Wealthy Jun 14, 2025

What if this summer wasn’t just about Aperol spritzes and beach days—but also about building the kind of wealth that sticks?

In this solo episode, Shari kicks off your Rich Girl Summer with real-talk financial and lifestyle moves that boost your net worth and your peace of mind. Forget the hype around luxury for show—this is about intentional habits, small wins, and making your future self proud.

You’ll walk away with:

A smarter system for managing your bank accounts and subscriptions
Easy, impactful upgrades to your Roth IRA, emergency fund, and insurance
Practical tips for decluttering your closet, your calendar, and your mind
Low-key life tasks that save you real money (like getting your taxes in order now)
Mindset shifts that turn therapy, boundaries, and maintenance into financial power moves

This isn’t about deprivation—it’s about alignment. And it’s your permission slip to spend your summer building a life that feels rich in every way.

Follow the show on your favorite podcast app so you never miss an episode.

Leave a quick rating and review to help us reach more amazing listeners.

Keep the conversation going on Instagram @everyonestalkinmoney.

Remember: Money should be a tool to live life on your term

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why More Money Isn’t Making You Happier — And How to Reclaim What Really Matters with Jeff Golden Jun 12, 2025

If wealth is up, why is happiness down?

In this soulful episode of Everyone’s Talkin’ Money, Shari sits down with educator and award-winning author Jeff Golden to explore one of the biggest contradictions in modern life: we have more money than ever, yet we’re more disconnected and unfulfilled.

Drawing from his book Reclaiming the Sacred, Jeff shares how we’ve been conditioned to chase the wrong things—and how to realign with what truly matters.

You’ll hear:

Why money only accounts for 2–4% of happiness

What really drives our well-being (and it’s not what you think)

How our culture of consumption is numbing us, not fulfilling us What “enough” actually looks like—and how to know when you’ve reached it

Why micro-actions are more powerful than big life overhauls

How to model a healthier money narrative for your kids (and yourself)

Reclaiming the Sacred, Healing Our Relationships with Ourselves and the World was named Best Environmental Book of 2023 by IndieReader, and winner of the Grand Prize at the Nautilus Book Awards (previous winners include the Dalai Lama, Brené Brown, and Barbara Kingsolver).

Buy Jeff's Book: Reclaiming the Sacred

Follow us on Instagram: @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

You’re Not Broke, You’re Pre-Rich: Rachel Rodgers on Making Wealth Inevitable at Any Age Jun 10, 2025

What if you’re not broke—you’re just pre-rich?

In this powerhouse episode of Everyone’s Talkin’ Money, Shari sits down with Rachel Rodgers—CEO and founder of Hello Seven, wealth coach to thousands, and bestselling author of We Should All Be Millionaires and her latest, Future Millionaire—to talk about what it really takes to create wealth in a world that wasn’t built for you.

Rachel is a trailblazer helping women, BIPOC, and LGBTQIA communities build seven-figure businesses and dismantle the generational cycle of overworking and under-earning. Her latest book, Future Millionaire, is designed to empower the next generation with the tools, mindset, and strategy to make wealth inevitable—and trust me, it’s not just for the teens. You’re going to want this roadmap too.

We talk about abundance without delusion, raising money-smart kids in a cashless world, and how to finally stop shrinking your dreams to fit your paycheck.

YOU’LL WALK AWAY LEARNING:

Why Rachel says wealth is a choice—but not without calculated risk
How to talk to your kids about money in a way that’s real, relatable, and builds financial confidence
Why Gen Z isn’t lazy—they’re overwhelmed, and what they need instead of shameHow to use a job as seed capital—not a financial destination
What Rachel means by “million dollar decisions” and how to start making them now
How parents can shift from financial gatekeepers to financial guides
Why saving isn’t the only goal—and sometimes spending is the smarter move
What it takes to build wealth as an adult when you feel like you’re already behind
The money conversations every family needs to start having ASAP

CONNECT WITH RACHEL RODGERS:

Website: https://www.helloseven.co

Instagram: @rachrodgersesq

Book: Future Millionaire (Available wherever books are sold)

More Books & Resources: We Should All Be Millionaires, Million Dollar Habits, Plan Your Year Like a Millionaire, Six Figure Side Hustle

Follow the show on your favorite podcast app so you never miss an episode!

Please leave a quick rating and review to help us reach more listeners like you

Keep the conversation going on Instagram @everyonestalkinmoney

And remember: money should be a tool to live life on your terms—not a source of guilt or confusion

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why You Overspend, Procrastinate, and Compare: 6 Money Biases That Are Sabotaging Your Financial Goals Jun 07, 2025

You’ve got the budget app. You’re reading the personal finance books. You know what you should be doing with your money—so why does it still feel so hard to follow through?

In this episode of Everyone’s Talkin’ Money, Shari breaks down six sneaky psychological biases that shape your money decisions without you even realizing it. From anchoring to optimism bias, these aren’t personal flaws—they’re predictable brain glitches. But once you spot them, you can stop them.

You’ll walk away understanding:
What anchoring bias is and why it makes that $100 dress feel like a steal (when it’s not)
Why the fear of losing money feels worse than actually losing it—and how that keeps you stuck
How your brain protects old money stories through confirmation bias
Why instant gratification keeps winning, even when your future self is begging you to chill
How optimism bias tricks you into thinking “next month” will magically fix everything
Why social proof bias is fueling lifestyle creep—and what to do instead

This is the episode that will make you pause mid-scroll, mid-spend, or mid-self-doubt and say, “Ohhhh, that’s what’s going on.”

If any of these biases hit home, share the episode with a friend and DM Shari @everyonestalkinmoney to keep the conversation going

Learn more about your ad choices. Visit megaphone.fm/adchoices

A Guide to Pricing Your Worth and Healing Your Money Mindset with The Biz Hippie: Scarlett Stanhope Jun 04, 2025

Scarlett Stanhope, better known as The Biz Hippie, helps coaches, creatives, and conscious entrepreneurs heal their relationship with money and finally feel supported by their businesses.

In this raw and powerful conversation, Scarlett opens up about the dark side of doing everything “right” financially—and how it nearly broke her.

In this episode, we discuss:

How childhood experiences shaped Scarlett’s perfectionism and money patterns
Why saving without purpose is just another form of self-protection
The real reason making more money doesn’t fix money problems
How unspoken scarcity beliefs show up in your pricing, marketing, and sales calls
Scarlett’s 3-part framework for identifying and healing money scarcity at its root
How to align your pricing with your value (without fear, guilt, or second-guessing)
Why “legit business owner energy” starts with knowing your numbers
And how to balance intuitive money decisions with strategic action

You’ll walk away learning:

How to uncover and challenge your internal “scarcity seeds”
Why being good at saving doesn’t always mean you’re good with money
What “energetic alignment” has to do with pricing your services
Why you might be repelling clients without even knowing it
The difference between hustle energy and grounded abundance
How to finally feel safe in your business—even during a slow month

Follow Scarlett Stanhope and The Biz Hippie:

Instagram: @scarlettthebizhippieWebsite: thebizhippie.com

Let’s keep the conversation going on Instagram @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

From Broke to Empowered: Mindset Shifts, Money Habits, and Using Credit Wisely with Tiffany Grant, AFC® Jun 03, 2025

Is feeling “broke” a mindset—or a money problem? In this eye-opening episode of Everyone’s Talkin’ Money, I’m joined by Tiffany Grant, AFC®, creator of Money Talk With Tiff and a nationally recognized voice in personal finance education.

Tiffany gets honest about what it really takes to move from financial anxiety to clarity—and how to stop letting shame or unrealistic goals derail your progress.

We talk about the emotional baggage we bring to our finances, the myths about debt and income that need to die already, and how a little creativity—hello, gamification—can completely change your budgeting experience.

Tiffany also opens up about her own debt journey, including what happened when she didn’t hit her goal of being debt-free by 30—and why she now sees that as a win.

If you’re tired of “six-figure salary” hype, comparison traps, or beating yourself up for not being perfect with money, this episode is the mindset reset you didn’t know you needed.

You'll walk away with:

A new perspective on what being “broke” really means
Tactical ways to document and take inventory of your finances
How self-talk impacts your money habits and confidence
Why gamifying your budget could be the trick to staying consistent
The power of redefining financial goals when life throws curveballs
The difference between using credit as a tool versus as income
Permission to ditch the shame and take small, intentional steps forward
How to personalize your path to financial freedom
Tips for questioning financial advice that doesn’t fit your life
A reminder that kindness to yourself is key on this journey

Resources + Connect with Tiffany:

Website: moneytalkwitht.com

Podcast: Money Talk With Tiff

Instagram: @moneytalkwitht

YouTube: Money Talk With Tiff

Twitter: @moneytalkwitht

TikTok: @moneytalkwitht

Facebook: Money Talk With Tiff

Pinterest: Money Talk With Tiff

Instagram@everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

Minimalism Is a Mindset: How Decluttering Can Create Time, Wealth, and Emotional Freedom with Shira Gill May 31, 2025

Minimalism isn’t about cold white walls, tossing your kid’s favorite toys when they’re not looking, or never buying another throw pillow again. It’s about being radically intentional with your space, your time, and your money — and learning how to clear what’s cluttering your life, both physically and emotionally.

In this episode of Everyone’s Talkin’ Money, Shari sits down with globally recognized home organizing expert and bestselling author Shira Gill, whose books Minimalista, Organized Living, and LifeStyled have transformed how people across the world think about clutter.

Together, they unpack what minimalism really looks like (hint: it’s not about deprivation), how to raise kids who value their things without hoarding them, and how simplifying your home can lead to greater financial confidence, more time, and more freedom.

Whether your kitchen counter is your current catch-all or your closet is basically a time capsule, this episode will help you get unstuck and start fresh — no color-coded labels required.

In this episode, we discuss:

How minimalism is actually about radical intention, not restriction
Shira’s "one in, one out" rule that keeps chaos in check
The hidden emotional and financial costs of clutter
How disorganization leads to overbuying, time scarcity, and missed bills
Simple organizing systems you can implement today (hello, action basket!)
Why letting go of items can actually create abundance
How to involve kids in the decluttering process without the meltdowns
The connection between a clean space and better decisions — even with food and money

You’ll walk away with:

An empowering definition of minimalism that doesn’t require a beige aesthetic
One simple habit to stop the clutter before it starts
Why the “one in, one out” rule is a game-changer — especially with kids
How clutter leads to overbuying, time stress, and even financial disorganization
The emotional cost of keeping stuff “just in case”
How to set up an action basket and donation system that creates instant relief
Why getting organized boosts confidence, wellness, and even helps you eat better
How to finally let go of items you think you might sell — without guilt

Learn more about Shira

Check out her bestselling books:

Minimalista

Organized Living

LifeStyled

Follow Shira on Instagram: @shiragill

Let’s keep the conversation going! Follow Everyone’s Talkin’ Money on Instagram: @everyonestalkinmoney

Visit everyonestalkinmoneypodcast.com for more episodes, resources, and to join our email list!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Your Brain is Hardwired to Make Bad Money Decisions – And How to Rewire It with Hanna Horvath May 29, 2025

Why do we keep making money decisions that go against our best interests? In this episode, I’m sitting down with Hanna Horvath, Certified Financial Planner (CFP®) and financial psychology expert, to unpack why our brains are literally wired to sabotage our financial goals—and what we can do to change that.

Hanna shares powerful insights from her work as the creator of “Your Brain on Money,” explaining how cognitive biases like loss aversion and decision fatigue impact everything from investing to impulse spending. We also dive into why more money doesn’t automatically equal more peace, how to align your financial habits with your core values, and practical strategies to work with your brain rather than against it.

Plus, Hanna reveals the simple mindset shifts that can help you spend without guilt, stop financial perfectionism in its tracks, and finally break free from those unconscious money scripts that are keeping you stuck.

You’ll hear:

Why our brains are wired to make terrible financial decisions
The connection between money anxiety and identity
How to set up financial guardrails that align with your values
The role of decision fatigue in impulsive spending
How to separate self-worth from net worth

You’ll walk away knowing:

Our brains are hardwired to make poor money choices.
Loss aversion can lead to irrational financial behaviors.
Understanding the emotional aspects of money is crucial.
Automating financial decisions can reduce decision fatigue.
Creating guardrails helps in making better financial choices.
The digital age has made spending frictionless and impulsive.
Investing can feel less tangible and more emotional than spending.
Self-compassion is key in financial decision-making.
Recognizing the disconnect between financial reality and emotions is important.
Labeling oneself as 'bad with money' can be counterproductive.
Practice self-compassion in financial behavior.
Financial habits are a journey, not a destination.
Social media heightens financial anxiety.

Follow Hanna for more financial psychology insights.

https://yourbrainonmoney.substack.com/

Website: https://www.hannahorvath.com/

Instagram: https://www.instagram.com/yourbrain_onmoney/

Youtube: https://www.youtube.com/@yourbrainonmoney

LinkedIn: https://www.linkedin.com/in/hanna-riley-horvath/

Tiktok: https://www.tiktok.com/@yourbrainonmoney

Don’t forget to follow us @everyonestalkinmoney for more money mindset content.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Untangle Your Identity from Your Finances: The Separation Process (Part 2) May 27, 2025

Welcome to Part 2 of one of the most important and personal episodes of Everyone’s Talkin’ Money. In Part 1, we exposed the damaging belief that your self-worth is tied to your net worth—and now, it’s time to do something about it.

In this episode, I walk you through my four-part Separation Process—a framework to help you shift from financial shame to clarity, resilience, and empowerment.

You’ll learn how to rewire the way you see yourself in relation to money, so you can stop letting your bank balance dictate your self-esteem and finally take back your financial power.

You’ll walk away with:

The Separation Process:Step 1 – Separate the Math from the Meaning. Learn how to treat your finances as data—not a moral scorecard—so you can make money decisions without shame.

Step 2 – Inventory Your Non-Financial Value. Make a list of 10 ways you add value to the world that have nothing to do with money—and keep it close for tough days.

Step 3 – Redefine Success on Your Terms. Ditch society’s hustle metric and reimagine what success looks like when it aligns with your values.

Step 4 – Practice Compassionate Reality. Handle financial challenges with truth and grace, so you're solving problems—not attacking your own self-worth.

Plus:

The Worth Resume – a powerful tool to track the value you bring to the world that’s not on a spreadsheet

Self-Worth Buffers – five daily practices that build emotional resilience and protect your identity from financial stress

Real-Life Scenarios – practical scripts and strategies for common situations where self-worth and money get tangled:

We will discuss:

Social comparison on Instagram
Financial setbacks or mistakes (like missed payments)
Saying “no” to spending you can’t afford
Having hard money convos with partners or family
Even celebrating financial wins without letting them define you

This episode is your emotional toolkit for making money decisions from strength, not shame. You are not your balance sheet—and today, we’re putting that truth into action.

Follow us on Instagram: @everyonestalkinmoney

Create your Worth Resume and tag us using #WorthBeyondWealth

Missed Part 1? Go back and start there—it lays the emotional groundwork for everything you hear today

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Your Self-Worth Is Not Your Net Worth: The Real Cost of Financial Shame (Part 1) May 27, 2025

We need to talk about the belief that’s quietly running the show in so many of our financial lives: the idea that your bank account determines your value as a person.

In Part 1 of this two-part solo episode, we’re digging deep into the emotional roots of this toxic money narrative—and why it’s costing you far more than just dollars.

If you’ve ever avoided checking your bank balance out of shame, felt behind because of debt, or judged your worth by your income—this episode is for you.

You’ll walk away with:

A clear understanding of how our culture ties money to identity—and why that’s so damaging
Examples of how financial shame sabotages your decisions, relationships, and confidence
Validation that your money story is not your fault—but it is something you can rewrite
The first powerful mindset shift you need before making any lasting financial change

This episode is the foundation—the truth-telling, soul-stirring conversation that sets the stage for healing.

In Part 2, we’ll dive into the actionable tools and practices to reclaim your worth and start making empowered money choices.

Follow us on Instagram: @everyonestalkinmoney

Share your thoughts using the hashtag #WorthBeyondWealth

Want to start separating your worth from your finances? Make your non-financial value list and tag us in it!

Don’t miss Part 2 where we walk through the full Separation Process—subscribe now so it drops right into your feed.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Vision Before Budget: The Wealth Framework That Helped Dr. Annie Cole Retire 20 Years Early May 24, 2025

What if the reason you’re stuck isn’t your budget—but the fact that you started with one?

I’m joined by Dr. Annie Cole, founder of Money Essentials for Women, who turned a $26K social work salary into $1 million in real estate, nearly $400K in investments, and shaved 20 years off her retirement date—all before turning 40.

Her secret? A radically different approach to wealth building that doesn’t start with pinching pennies. Annie walks us through her 5-Step Wealth Framework, including how to create a financial vision that actually aligns with your life, the real reason high-earning women still feel broke, and why investing just $1 could be the best place to start.

In this episode we discuss:

A clear understanding of why budgeting is not your starting line
The mindset shift that took Annie from broke to financially free
Three different ways to structure your budget based on your life goals
Why your income isn’t the biggest factor in wealth-building—and what is
How to start investing today (even if you're scared and have no idea where to start)
How to break free from outdated financial beliefs that keep women playing small
The #1 habit that accelerated Annie’s wealth and financial freedom
How to spend under your means without feeling restricted
Why financial planning > penny pinching
How to release shame and take control, even if you’re starting from zero

Learn more and connect with Annie:

Website: https://money-essentials.com

Instagram: @moneyessentialsforwomen

You’ll Walk Away Knowing:

Budgeting is often seen as restrictive and can keep people stuck.
A life vision is essential for effective financial planning.
Financial goals should align with personal values and aspirations.
Income alone does not equate to financial freedom.
Investing is crucial for building wealth and passive income.
Creating a financial plan can empower individuals to make intentional decisions.
Unexpected expenses are a part of life; having a buffer is important.
Mindset shifts are necessary for overcoming financial limitations.
Women often hold outdated beliefs about money and work.
Money coaching fills the gap between financial advice and personal finance education.

Here is that blog post I wrote that answers the question "How Do I Start Investing?"

If you love what you heard, please be sure to rate and review the podcast. Also, keep in the loop by following us on Instagram at @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

Breaking the Money Mindset Loop: How Childhood Beliefs Shape Financial Success with Angela Williams May 22, 2025

In this episode of Everyone’s Talkin’ Money, I sit down with Angela Williams, a licensed therapist, leadership mindset coach, and founder of AngelaMarie.co.

Angela specializes in helping high-profile leaders break through emotional and financial barriers to reach their full potential.

We dive deep into how childhood beliefs around money can unknowingly drive financial habits in adulthood—and how to rewrite those scripts for good.

You’ll hear:

How subconscious money beliefs formed in childhood can sabotage financial success in adulthood
Why high-achieving women often struggle to feel financially “enough” despite their outward success
How unresolved emotional wounds can manifest as financial overspending, burnout, or playing small
A practical exercise to identify the limiting beliefs that are blocking you from financial freedom

You’ll walk away learning:

Why the concept of legacy extends far beyond money—and how to create impact that lasts for generations
How subconscious beliefs around money formed in childhood can silently drive financial habits in adulthood
Why striving for financial success can actually be a way of avoiding unresolved emotional wounds
How to identify the sneaky money beliefs that keep high-achievers feeling financially “not enough”
Practical steps to uncover and reframe limiting beliefs about money, wealth, and self-worth
Why your financial legacy isn’t just about money—and how to redefine what impact looks like for you

Get your Money Blueprint, follow Angela’s work at AngelaMarie.co and tune into her podcast, The Bigger Braver Life Show, where she explores how leaders can step into their next level with confidence.

And don’t forget—hit that follow button so you never miss an episode, leave a quick rating and review, and join us on Instagram @everyonestalkinmoney for more money conversations that matter.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Debt Detox: Why Paying Off Debt Doesn’t Always Feel Like Freedom – Insights from Experian’s Rod Griffin May 20, 2025

I’m joined by Rod Griffin, Senior Director of Public Education and Advocacy at Experian, to unpack some surprising insights from their latest survey on paying off debt.

You’d think paying down debt would instantly feel like a weight lifted – but for many, it’s not that simple. Rod shares why some people don’t feel that immediate impact and what you can do to make the most of your financial progress.

In this episode we discuss:

The unexpected emotional disconnect some people experience after paying off debt.
Why a three-month period may be key to fully feeling the benefits of being debt-free.
How mindset shifts – not just willpower – are essential for staying out of debt.
Why having cash on hand might not prevent people from taking on more debt.
How social media can fuel unnecessary spending and financial pressure.
The concept of quiet debt and why so many people struggle to talk about it.
How open conversations about money can alleviate shame and guilt.
The critical difference between credit and debt – and why that distinction matters.

You’ll walk away knowing:

Paying off debt can have emotional benefits, but not everyone feels a significant change immediately.
A three-month period is often needed to fully feel the impact of paying off debt.
Mindset shifts are crucial for staying out of debt; willpower alone isn't enough.
Having cash on hand may not prevent people from taking on debt.
Social media can create pressure to keep up with others, leading to unnecessary spending.
Finding personal anchors and understanding true needs can help manage debt.
People are looking for ways to both reduce expenses and increase income to manage debt.
Quiet debt refers to hidden financial struggles that people often don't discuss.
Shame around money is common, but open conversations can relieve that pressure.
Credit and debt are different; understanding this can help manage finances better.

Follow the show so you never miss an episode, and keep the conversation going on Instagram @everyonestalkinmoney.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Reclaiming Your Self-Worth: How to Silence Imposter Syndrome and Stop Outsourcing Your Value with Kamini Wood May 17, 2025

Ever feel like you’re wearing a mask of success but underneath, you’re drowning in self-doubt? You’re not alone. In this episode, I sit down with Kamini Wood, CEO of Live Joy Your Way and founder of AuthenticMe® Life Coaching, to uncover why so many of us feel like imposters despite our accomplishments.

Kamini shares her personal journey from chronic people-pleaser to self-worth advocate and the strategies she uses to help high achievers reclaim their power and stop outsourcing their value. We dig into why imposter syndrome isn’t just a buzzword, how to break free from the trap of perfectionism, and why acknowledging your wins is more than just self-care — it’s self-leadership.

You’ll hear:

The truth about imposter syndrome and why it’s more common than you think
How Kamini shifted from feeling like she wasn’t enough to embracing her worth
The surprising connection between perfectionism and financial stress Why we struggle to celebrate our wins — and how to start doing it right now
How to turn self-doubt into self-leadership without toxic positivity

You’ll walk away with:

An understanding of how imposter syndrome is holding you back financially and emotionally
Practical ways to identify and reframe limiting beliefs
A simple gratitude practice that helps calm your inner critic and boost self-worth
The importance of acknowledging your wins — and a powerful way to start doing it today
Kamini’s top tip for building self-leadership that aligns with your true values

Connect with Kamini Wood:

🌐 Website: https://www.kaminiwood.com/6-ways-to-improve-your-relationship-with-money/

📸 Instagram: @itsauthenticme

📘 Facebook: @itsauthenticme

🎥 YouTube: Kamini Wood - AuthenticMe

🎧 Podcast: Rise Up, Live Joy Your Way

Follow Everyone’s Talkin’ Money on Instagram @everyonestalkinmoney for more financial insights and behind-the-scenes content.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Stop Budgeting Like a Broke Girl: Build a Spending Plan that Honors Your Life May 15, 2025

Does the word “budget” make your skin crawl? You’re not alone – but it doesn’t have to be that way. In this episode, we’re flipping the script on traditional budgeting and showing you how to build a spending plan that empowers rather than restricts.

You’ll hear:

Why most budgeting systems are set up to fail – and how to create one that actually works for you.
How to identify your core money values and align your spending with what truly matters.
The Three-Bucket Spending Plan that turns your budget into a tool for growth, security, and joy.
Powerful mindset shifts that transform financial scarcity into abundance.
Shari’s personal story of breaking the scarcity cycle and embracing a values-based spending plan.

You’ll walk away learning:

Your financial reality will always align with your financial energy
Common money values include:

Freedom and flexibility
Security and stability
Growth and learning
Comfort and well-being
Impact and contribution
Recognition and status

How to reframe budgeting from a punishment to a powerful tool for aligning your spending with your values.
Why most budgeting systems set you up for failure – and the three critical mindset shifts that will transform your financial approach.
The Three-Bucket Spending Plan that simplifies money management without sacrificing what you love.

How to identify your top money values and use them to build a spending plan that actually sticks.

Why emotional spending isn’t just about lack of discipline – it’s about unaddressed financial traumas and how to heal them.
How to stop saying “I can’t afford that” and start saying, “I’m choosing to spend differently.”
How to recognize the scarcity mindset patterns that keep you stuck – and practical steps to break free.

Whether you’re tired of feeling guilty every time you spend or you’re ready to start building wealth without sacrificing your sanity, this episode is for you.

Tune in, take notes, and get ready to reframe how you manage your money.

Follow us on Instagram @everyonestalkinmoney for more money mindset shifts and practical tips!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Breaking Free from Golden Handcuffs: How to Align Your Career with Your Values and Financial Goals with Eliana Goldstein May 13, 2025

Are you trapped in a career that pays well but leaves you feeling unfulfilled? In this episode, career coach Eliana Goldstein reveals why so many ambitious professionals find themselves in the 'golden handcuffs'—high-paying jobs that don't align with their values—and how to break free without sacrificing financial security.

You'll hear:

Why the 'golden handcuffs' trap so many high achievers
The common financial and emotional patterns Eliana sees in her clients
How to identify your career values and align them with your financial goals
The importance of strategic career pivots and side hustles
How to quantify your 'enough' number and avoid the endless money chase

You’ll Walk Away Learning:

Many high achievers feel trapped in unfulfilling careers.
The 'golden handcuffs' create financial and emotional conflict.
Societal expectations can lead to career dissatisfaction.
Mindset shifts are crucial for career fulfillment.
The Career Upgrade Framework helps align values with career choices.
Financial stress often impacts career decisions.
People often assume they must take a pay cut for fulfillment.
Comparison with peers can lead to dissatisfaction.
Side hustles can provide purpose and confidence.
Self-auditing is essential for understanding career engagement.

Follow Eliana on Instagram for daily career tips, and check out her Career Upgrade Framework at ElianaGoldsteinCoaching.com and use the code TALKIN on the checkout page to get $150 off! Here is the link to the course.

And don’t forget to follow us @everyonestalkinmoney for more money mindset insights and behind-the-scenes content.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money, Motherhood, and Rediscovering Yourself After Years as a SAHM — Insights from Karen Johnson, the 21st Century SAHM May 10, 2025

In this episode of Everyone’s Talkin’ Money, we’re diving into the untold story of stay-at-home moms and financial independence with Karen Johnson, also known as The 21st Century SAHM. Karen opens up about her powerful new book, What Do I Want to Be When They Grow Up?, and the identity crisis many mothers face when they step away from a paycheck to raise their kids.

You’ll hear:

How to reclaim your financial worth as a stay-at-home mom — even if you’re not bringing in income
The emotional and financial cost of sacrificing your career for your family and how to rebuild your sense of self
Why investing in yourself isn’t selfish — and how to do it without the mom guilt
How to have honest money conversations with your partner when you’re not earning a paycheck
Karen’s top advice for women in their 40s navigating big life pivots and financial decisions

Whether you’re a stay-at-home mom, a working mom, or somewhere in between, this conversation will remind you that your worth isn’t defined by a paycheck — and that it’s never too late to invest in you.

You’ll walk away learning:

Many women feel guilt about pursuing interests outside of motherhood.
Motherhood can feel like a death of previous identity.
Social media often portrays an unrealistic view of motherhood.
Women are conditioned to feel guilty about not enjoying every moment.
Perfectionism can negatively impact mental health in motherhood.
It's important to focus on accomplishments rather than shortcomings.
Unpaid labor in the household is valuable and should be recognized. Women should feel empowered to ask for what they deserve.
Many women handle day-to-day finances but lack knowledge of larger financial matters.
It's crucial for both partners to be educated about household finances.
Financial literacy can prevent future hardships in case of unexpected events.
Women often feel guilty about spending money on themselves.
Selfishness in financial decisions can be redefined as self-care.
Finding personal hobbies is essential for mental well-being.
Aging can bring a sense of freedom and acceptance.
Conversations about money should be open and honest, without guilt.

Follow Karen on social media @21stcenturysahm and visit the21stcenturysahm.com to pre-order her book, What Do I Want to Be When They Grow Up?

And don’t forget to follow us on Instagram @everyonestalkinmoney for more real talk about money, motherhood, and finding your power.

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Heal Your Relationship with Money: Rachel Duncan on Budget Burnout, Spending Addiction & Financial Compassion May 08, 2025

Are budgets making you feel trapped instead of empowered? In this episode of Everyone’s Talkin’ Money, Shari sits down with Rachel Duncan, a financial therapist and founder of the Money Healing Club, to discuss why traditional budgeting often backfires — and how to break free from the binge-and-restrict cycle for good. Rachel reveals how emotional spending can spiral into spending addiction, why self-compassion is the missing link in most financial plans, and how to create a spending plan that actually aligns with your life.

You’ll hear:

Why Rachel believes traditional budgeting is a recipe for financial burnout

How to spot the emotional triggers behind spending addiction and take control

The real reason emotional spending can feel impossible to stop — and how to heal it

Rachel’s practical tips for building a spending plan that’s flexible, sustainable, and guilt-free

Ready to take the first step toward financial healing? Rachel is offering 50% off the Money Healing Club for all listeners for their first month. Just use the code TALKIN at MoneyHealingClub.com and start transforming your money mindset today.

You’ll walk away learning:

Rethinking budgeting can lead to financial peace.
Emotional triggers play a significant role in spending habits.
Flexibility in financial planning is crucial for success.
Understanding needs versus wants is essential for budgeting.
Spending addiction often stems from emotional triggers.
Self-compassion is a key skill in financial management.
Traditional budgeting methods can lead to burnout.
Planning for annual expenses can prevent financial stress.
Open conversations about money can reduce shame.
Creative solutions can help maintain social connections while spending less.

And don’t forget to connect with us on Instagram @everyonestalkinmoney for daily money mindset tips, behind-the-scenes content, and episode updates.

Tune in, take notes, and get ready to rethink your relationship with money. Because financial healing isn’t about restriction — it’s about building a plan that actually works for you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Frugal Feminista Way: Kara Stevens on Emotional Spending, Avoidance, and Financial Freedom May 06, 2025

In this episode of Everyone’s Talkin’ Money, I’m joined by Kara Stevens—founder of The Frugal Feminista, personal finance coach, and unapologetic advocate for women healing their relationship with money.

Kara opens up about her journey from earning six figures while buried in $65K of debt to building a life centered around emotional well-being, financial clarity, and aligned values. We talk about how money avoidance shows up in sneaky ways, why emotional spending isn’t just about impulse, and how to demolish debt without feeling like you’re in financial lockdown.

You’ll hear:

Why income doesn’t equal financial confidence
How generational money trauma impacts Black women in particular
What “values-based budgeting” actually looks like in real life
The difference between being rich and feeling rich
Why healing—not hustling—is the real secret to long-term wealth

We also dive into Kara’s approach to parenting around money, navigating side hustles while holding a 9-to-5, and the mindset shifts that turn shame into strategy.

Whether you’re staring down your own debt, trying to break a financial cycle, or just ready to feel more in control of your money—this conversation is a must-listen.

You'll walk away knowing:

Many women face hidden struggles with money and debt.
Shame and confusion often accompany financial challenges.
Teaching children about money can create a positive relationship with finances.
Debt repayment should be approached with compassion and understanding.
Balancing work and side hustles requires strategic planning.
Income does not equate to wealth; understanding assets is crucial.
Finding fulfillment beyond spending is essential for financial well-being.
Aligning spending with personal values can lead to better financial decisions.
Creating sustainable financial goals involves understanding one's pace and needs.
Healing one's relationship with money is key to achieving financial success.

Resources & Links: Heal Your Relationship With Money by Kara Stevens

Visit Kara at The Frugal Feminista

Follow @frugalfeminista on Instagram

Don't miss out on any of the money talkin' fun! Follow us on Instagram @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

30 Is Not the Deadline: Kate Berski on Beating Financial Anxiety and Growing Real Wealth May 02, 2025

Feeling like you’re running out of time to “get it together” financially? You’re not alone—and more importantly, you’re not behind.

In this episode of Everyone’s Talkin’ Money, host Shari Rash sits down with author, entrepreneur, and creator of The 30Phobia Project, Kate Berski, who went from broke at 29 to millionaire by 39. She’s proof that financial timelines are made up—and that it’s never too late to take charge of your money, your mindset, and your future.

Kate gets real about the financial anxiety so many of us feel in our 30s, the pressure to hit unrealistic milestones, and the myth that saving alone will get you to wealth. Instead, she shares how shifting her mindset, increasing her income, and letting go of comparison unlocked the life—and bank account—she always dreamed of.

What you’ll learn in this episode:

Why your 30s (and 40s!) are the perfect time to build real wealth
The most common money lies we believe—and how to replace them
How to earn more without burning out or starting over
The truth about social media, comparison, and financial shame
How short-term risks can lead to long-term financial wins

Whether you're stuck in a job that doesn’t pay you what you’re worth, struggling with financial insecurity, or just tired of feeling “behind,” this conversation will inspire you to rethink your path—and start building wealth on your timeline.

Download Kate’s free Mind Hacker Cards
Order Kate’s book: 30Phobia: Why Your 20s Suck and How to Get UnStuck→ link to buy
Connect with Kate on Instagram: @kateberski
Learn more: kateberski.com

📩 Loved this episode? Rate, review, and share it with someone who needs to hear: you’re not behind—you’re just getting started.

Learn more about your ad choices. Visit megaphone.fm/adchoices

If You Think You’re Bad With Money…Listen to This May 01, 2025

If you’ve ever said, “I’m just bad with money,” this episode is your wake-up call.

Money isn’t just math—it’s emotion, memory, survival, and shame. And chances are, you were never taught how to have a healthy, empowered relationship with it. In this solo episode, Shannah peels back the emotional layers of what it really means to be “bad with money” and guides you through a powerful reframe that can shift everything.

You’ll laugh, maybe cry (in a good way), and definitely leave with a new perspective—and actual tools—to stop spiraling and start rewriting your money story.

This is your financial reset, your pep talk, and your permission slip to stop carrying money shame and start stepping into money power.

Why you’re not actually bad with money (and who taught you that you were)
How to uncover your “Money Origin Story”
Three simple, powerful money exercises that go beyond budgeting
The truth about emotional spending—and how to stop sabotaging yourself
How to rewrite your internal money script and finally feel in control

Be sure to like and subscribe! Follow us on Instagram @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Is Self-Love: Redefining Wealth, Worth, and Receiving with Elizabeth Ralph Apr 29, 2025

What if money isn't just about budgeting, saving, or grinding harder—but instead, a form of radical self-love? In this powerful episode of Everyone’s Talkin’ Money, Shari sits down with Elizabeth Ralph—wealth strategist, intuitive investor, and host of The Spiritual Investor podcast—to completely rewire how we think about money.

A former financial executive turned energetic wealth mentor, Elizabeth shares how money and love operate on the same frequency—and how learning to receive is just as important as learning to earn. They dig into why we confuse discipline with deprivation, how spiritual people accidentally block abundance, and why aligning your financial decisions with your values is one of the most loving things you can do for yourself.

This isn’t your typical money advice. This is money through a soul-aligned, energetically expansive lens. Whether you’ve been stuck in scarcity, avoiding your bank account, or wondering why things still feel tight despite "doing everything right"—this episode is your reset.

You’ll learn:

Why money is an act of self-love—not sacrifice

How to shift from lack-based goals to aligned wealth creation
The trap of spiritual bypassing in money work
What “money normalization” is and why it keeps you stuck
How to create abundance without hustle or shame

Plus, Elizabeth shares what intentional investing really looks like—beyond portfolios and into your purpose.

Ready to shift your relationship with money for good? This is the conversation you didn’t know you needed.

Elizabeth is gifting the ETM audience a free month of SI Club (normally $17/month). This includes investing tools, energetic money teachings, and a supportive community space. Sign up here: Free Month of SI Club

Learn more about Elizabeth Ralph: Website: thespiritualinvestor.com

Podcast: The Spiritual Investor Podcast

Instagram: @elizabethralph

Learn more about your ad choices. Visit megaphone.fm/adchoices

Talking About Death, Planning for Peace: Dr. Kimberly Harms on Grief, Legacy & the Money Conversations We Avoid Apr 25, 2025

Let’s face it—most of us would rather do anything than talk about death. But avoiding the conversation doesn’t make it go away—it just leaves your loved ones drowning in decisions, grief, and sometimes financial chaos.

In this episode of Everyone’s Talkin’ Money, I sit down with Dr. Kimberly Harms, a grief counselor, death doula, mediator, author, and former national spokesperson for the American Dental Association, who has lived through more loss and reinvention than most of us can imagine. From losing her son to suicide, her husband to a broken heart, and her career to injury, Kim rebuilt her life by embracing the hardest conversations—and now she teaches others how to prepare emotionally and financially for the inevitable.

We talk about:

Why open conversations about death and money reduce family conflict and emotional trauma
The importance of legacy planning, estate organization, and writing a “love letter” binder
Common financial regrets people share at the end of life—and how to avoid them
What every member of the sandwich generation needs to know about long-term care and expectations
How to talk to your kids (and grandkids! and parents!) about death without fear or shame
Why grief + money = explosive—and how to avoid drama by planning ahead
The surprising role of hospice, and why dying on your terms can be the greatest gift you give

Kim’s wisdom will leave you inspired to tackle your own plans, have those long-overdue conversations, and rethink what a “wealthy” life really means.

You’re going to walk away knowing:

Financial planning is crucial for emotional preparedness in end-of-life scenarios.
Hospice care focuses on comfort rather than prolonging life.
Many families experience conflict after a death due to lack of communication.
Leaving a legacy of love is the most important aspect of life.
Planning for retirement and end-of-life care can alleviate burdens on family members.
Kim encourages writing love letters to family members as a lasting legacy.
Conversations about death should be normalized to reduce fear and discomfort.
Joy and resilience are essential themes in navigating life's challenges.

If you just want to make life easier for your loved one, or yourself - this is your must-listen episode.

Connect with Dr. Kimberly Harms: https://drkimberlyharms.com

Learn more about her book Are you Ready? How to Build a Legacy to Die For

Rethinking Death.Life podcast

Connect with me (Shari!) on Instagram: @everyonestalkinmoney

Subscribe to Everyone’s Talkin’ Money and leave a review if this episode moved you

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Raise Money-Smart Kids: What a Middle School Class Taught Me About Money Apr 24, 2025

What happens when you hand a mic to a room full of 8th graders and start talking about money? You get insights that are smarter, bolder, and more financially sound than you’d expect — and in some cases, more than most adults can offer.

In this episode of Everyone’s Talkin’ Money, I’m taking you behind the scenes of my daughter’s middle school Career Day, where I spoke about being a money expert and podcaster. But instead of just lecturing, I flipped the script and asked them the big money questions. What I heard blew me away.

We’ll explore:

How a one-quarter financial literacy class (just 45 days!) is shaping the way kids think about saving, spending, and investing
Why kids associate money with freedom — and adults with stress
Actionable ways parents, guardians, and educators can start real money conversations with kids (without eye rolls or lectures)
The simple frameworks I use to teach kids how to spend, save, and give with purpose
What my first job as a “toast girl” taught me about assigning value to every dollar

Whether you’re a parent, educator, or just someone who wants to raise a generation of money-smart kids, this episode will leave you inspired — and ready to start the conversation.

Tune in to hear how just a little bit of financial education can go a very long way.

What you'll walk away with:

Money is about feelings, mindset, and not just spreadsheets.
Kids can have a strong financial foundation if taught early.
Engaging kids in money conversations empowers them.
Every dollar should have a purpose to instill confidence.
Teaching kids about money can prevent future mistakes.
Financial literacy classes in schools make a difference.
Kids understand concepts like delayed gratification and impulse spending.
Adults should share their money mistakes to teach wisdom.
Saving and budgeting are essential skills for kids.
Money management is about balance between spending and saving.

Follow us on Instagram @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

Broke Presidents, Big Mistakes: Real Money Lessons from the White House (with Megan Gorman) Apr 22, 2025

Money is the great equalizer—even for U.S. presidents. In this episode, bestselling author and financial expert Megan Gorman joins me to reveal the surprising, messy, and totally relatable financial stories of America’s commanders-in-chief.

Shannah and Morgan dig into how student debt, budgeting failures, and quiet financial panic have shaped the men who shaped the country. And trust me—these aren’t the stories you learned in history class. From Thomas Jefferson’s spending addiction to why Herbert Hoover might be your new financial role model, we uncover the real money lessons hiding behind the White House curtains.

Whether you’re in debt, rebuilding, or just trying to get a grip on your finances, this episode will leave you feeling a little less alone—and a lot more empowered.

What We Cover:

Why money worries don’t stop at the Oval Office
Which presidents were surprisingly bad with money (and who got it right)
The role women played in financial decision-making behind the scenes
What presidential money mess-ups can teach us about resilience and leadership
Why financial literacy should be considered a leadership skill
How student loans haunt even the most powerful
And the budgeting habits worth stealing from history

About Megan Gorman:

Megan Gorman is the author of All the Presidents’ Money, a fascinating dive into how U.S. presidents handled their personal finances—and what it reveals about power, failure, and money myths. She’s also a financial strategist, speaker, and contributor to major outlets like Forbes and The Wall Street Journal.

Grab the Book:

You can find All the Presidents’ Money by Megan Gorman everywhere books are sold.

Links & Resources:

Megan’s Website: megangorman.com

Get the Book:

Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Career Rules You Need Now (Especially in This Economy) Apr 18, 2025

In a world of layoffs, AI disruptions, and career burnout, it's never been more critical to take control of your professional life. In this episode, Erika Ayers Badan—author of Nobody Cares About Your Career—breaks down the five simple (but powerful) actions you need to succeed at work: do the work, always be learning, build your network, make time to think, and have a clear vision for your career.

We dive deep into what it really means to own your career path, how to stay grounded when things feel uncertain, and why a strong money mindset is a must if you want to be paid what you’re worth. This is your real-world, no-fluff blueprint for building a meaningful career—even when everything around you feels chaotic.

What You’ll Learn:

The five essential actions that lead to career success
How to create a clear career vision and direction
The right way to network for real growth
What to do when layoffs or job changes hit
How to set boundaries and create true work-life balance
Why your mindset about money affects your professional future

Get Erika’s book Nobody Cares About Your Career - https://www.erikaayersbadan.com/book

Learn more about your ad choices. Visit megaphone.fm/adchoices

Women and Wealth: Why the Financial Industry Is Failing Female Investors (And What Needs to Change) Apr 17, 2025

By 2030, women will control over $30 trillion in wealth—but the financial industry still hasn’t caught up. Despite this massive shift, many female investors feel underserved, unheard, or outright ignored by traditional financial advice. So what gives?

In this episode of Everyone’s Talkin’ Money, Shannah and Shari are joined by Cary Carbonaro—award-winning Certified Financial Planner™, Women & Wealth Ambassador at Ashton Thomas, and author of the soon-to-be-released Women and Wealth—to uncover exactly where the industry is falling short and how to fix it.

We cover:

Why 67% of female investors feel misunderstood by their advisors
How to attract and retain female clients through better communication
Behavioral finance tools every advisor should be using with women
Breaking outdated gender assumptions in financial planning
Why Women and Wealth is the playbook the industry needs right now

If you're a woman navigating wealth—or a financial pro ready to serve women better—this episode is your wake-up call.

Grab Cary’s new book Women and Wealth: A Playbook to Empower Clients and Unlock Their Fortune(Wiley)

Learn more about Cary and her work:

https://www.carycarbonaro.com

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why You Shouldn’t Celebrate Your Tax Refund (And What to Do Instead) Apr 15, 2025

Getting a big tax refund might feel like winning the financial lottery—but spoiler alert: it’s not free money, it’s a sign you’ve been giving the IRS an interest-free loan all year. In this episode, I’m breaking down the financial reality behind your tax refund and showing you how to flip the script for long-term money power.

We’ll talk about why owing taxes isn’t always a bad thing, how to adjust your withholdings the smart way, and what to do with that extra cash in your paycheck (hint: it’s time to put your money to work). You’ll walk away with practical strategies to pay less in taxes, avoid those painful surprises in April, and finally take control of your tax season like a boss.

Whether you’ve been counting on that refund or dreading your tax bill, this episode will change the way you think about the IRS—and your own money habits—for good.

In this episode, you’ll learn:

Why tax refunds aren’t “bonus” money
How to adjust your W-4 to keep more cash throughout the year
What to do if you owe taxes—and how to avoid panic
Strategies to maximize tax-advantaged accounts like 401(k)s and HSAs
How to use your tax return data to break even next year
Where to put your “found money” so it builds wealth instead of disappearing

Love what you're hearing? Be sure to rate and review the show. Also, don't keep us a secret, share this episode with a friend! Want to have even more fun?! Follow Shari on Instagram at @everyonestalkinmoney

Learn more about your ad choices. Visit megaphone.fm/adchoices

Surviving Life’s Most Expensive Phases Without Losing Your Mind Apr 11, 2025

Life isn’t just expensive — it’s strategically expensive. From college debt to first apartments, weddings, babies, buying homes, midlife career chaos, and finally retirement, every life phase hits your wallet harder than the last.

In this episode of Everyone’s Talkin’ Money, Shari breaks down the five (plus!) biggest financial phases you'll face — and how to survive each one without spiraling into panic mode.

You’ll learn:

How to avoid student loan traps and budget through the broke college years

Why your first paycheck isn’t as big as it looks — and how to adult without going broke

The real cost of weddings, homes, and babies (hint: it’s more than your Pinterest board thinks)

How to financially prepare for midlife chaos — career pivots, aging parents, and rising healthcare costs

Why retirement isn’t a finish line — it’s a decades-long phase you need to plan for now

Whether you’re knee-deep in bills, spotting life changes on the horizon, or helping someone else navigate their journey, this episode is your practical guide to building financial confidence through every stage.

Tune in, take notes, and share with a friend who needs a financial BFF in their corner.

Because no one should go through these expensive phases alone.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Comparison: The Silent Money Killer Apr 10, 2025

Feeling like you’re behind in life (and in your bank account)? You’re not alone — and you’re definitely not broken.

In this first solo episode, Shari Rash is calling out one of the biggest silent killers of your financial peace: comparison.

Spoiler alert: It’s not just draining your confidence — it’s draining your wallet, your energy, and your joy.

In this episode, you’ll learn:

Why comparison quietly wrecks your money mindset
How to spot when comparison is driving your financial decisions
A real-life story of rushing into homeownership for all the wrong reasons
How jealousy can actually be used as a powerful tool (not a shame spiral)
The exact mindset shift to help you stay grounded in your timeline
Why staying in your own lane isn’t just good advice — it’s a real money strategy

Plus, Shari walks you through a quick Money Vision Exercise to help you reconnect to what you actually want — not what looks good on Instagram.

This week’s challenge:

Notice one moment when comparison tries to sneak in — and choose curiosity instead of shame.

DM Shari @everyonestalkinmoney on Instagram what you realized or tag her in your wins!

Subscribe so you never miss an episode!

Love this episode? Share it with a friend who needs a reminder they’re right on time — and don’t forget to leave a review to help more amazing people find this show.

Connect with Shari:

Instagram: @everyonestalkinmoney

Website: everyonestalkinmoneypodcast.com

Learn more about your ad choices. Visit megaphone.fm/adchoices

Should I Buy a House with My Boomer Parent? | A True Home Confessions Crossover Apr 08, 2025

What happens when the only person who can help… is you, but you're already drowning? In this special crossover episode, I’m sharing my recent appearance on the incredible True Home Confessions podcast. A listener calls in with a heart-wrenching dilemma: her mom is aging, refusing help, and hinting at moving in. The problem? She’s not financially or emotionally ready—and she’s stuck in that “good daughter” guilt loop.

You’ll hear my advice on what to actually consider before combining finances or buying a home with a parent, and how to set healthy boundaries when emotions and obligations are all tangled up.

If you’ve ever felt like you're carrying the weight of your family’s expectations—especially when it comes to money—this episode will hit home.

In this episode:

The emotional cost of being the “responsible one”
Financial red flags when a parent wants to move in
How to create boundaries before resentment takes over
Why saying “no” can be the most loving thing you do

Resources & Links:

Listen to more episodes of True Home Confessions

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is It Too Late to Build Wealth? (Plus, Meet our New Cohost) Apr 04, 2025

You’re in for something extra special today. Not only are we tackling a powerful listener question from Jen—who’s wondering if it’s too late to build wealth in her 40s as a single mom—but we’re also dropping some BIG news...

Meet your new official co-host of Everyone’s Talkin’ Money: Shari Rash!

Shari is a fellow money expert and all-around badass when it comes to building wealth that feels good. She’s joining the mic with me to bring even more insights, real talk, and money magic to the pod.

In this episode, we dive into:

Jen’s story of paying off debt and feeling unsure if she’s “behind”
Why your 40s are not too late to build wealth
Real tips and mindset shifts that create momentum at any age
How to stop the shame spiral and take aligned money action now

If you’ve ever felt like you missed the boat on building wealth, this episode is your loving kick in the pants to stop doubting and start doing.

Be sure to share this episode if you enjoyed it!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Build Your Financial First Aid Kit Apr 03, 2025

Let me ask you something: if a crisis hit tomorrow, would your finances be ready?

In this episode, I’m joined by financial preparedness expert Tony Steuer, and we’re talking about something most people avoid—getting your financial life organized. Whether it’s life insurance, estate planning, or simply knowing where your documents are, having a Financial First Aid Kit is one of the most important (and overlooked) ways to protect yourself and your family.

We get into the why behind the avoidance, how to break through the intimidation, and exactly what you need to have in place so you’re not left scrambling when life throws you a curveball. No shame. Just action steps you can actually follow.

If you’ve been putting this off, this episode is your sign to start.

Here’s what we talk about:

Why so many of us avoid financial planning (and how to stop)
What belongs in your Financial First Aid Kit
How to think about life insurance in a totally new way
Why digital and physical copies of documents are essential

Resources I Mention:

Let’s Connect:

Instagram: @shannahgame

Learn more about your ad choices. Visit megaphone.fm/adchoices

Rebuilding Your Money Confidence Apr 01, 2025

If you've been feeling stuck, scared, or straight-up pissed about money lately — this one's for you.

According to a new LinkedIn Workforce Confidence survey, Americans are less confident about their financial future than they were in 2020. Yep, lower than the panic-buying, banana-bread-baking era of the pandemic.

In this episode, I break down why your financial confidence is tanking (spoiler: it’s not just you), what’s actually going on behind the scenes, and the real, practical things you can do this week to take your power back — without budgeting yourself into oblivion.

We’re talking emotional burnout, job market instability, AI-induced panic, and the sneaky ways financial trauma is still messing with your decision-making. But more importantly, we’re talking solutions — bold, doable, no-BS strategies to rebuild confidence, reclaim control, and move forward.

What You’ll Learn:

Why financial confidence is at a record low (and why that matters)
How fear is silently shaping your money moves
5 practical steps to start rebuilding confidence today
The one tiny money goal you can hit this week to feel back in charge
Why your nervous system and your bank account need a plan

LINKS

LinkedIn Survey

Instagram: @shannahgame

True Home Confessions podcast

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Build Passive Income on Any Budget (For Real) Mar 28, 2025

Want to stop working for your money and start having your money work for you? This vault episode is packed with insights on how to build multiple streams of passive income—even if you’re starting from scratch.

I’m joined by Chris Miles, the Cash Flow Expert and Anti-Financial Advisor, who became financially independent not once, but twice, and paid off over $1 million in debt without declaring bankruptcy. Chris pulls back the curtain on why traditional financial advice keeps you stuck, and how shifting your mindset and money strategy can open the door to real wealth.

In this episode, we break down:

How to build passive income on almost any budget
Why traditional financial advice can do more harm than good
The truth about scarcity mindset and why saving alone won’t make you wealthy
How to rethink everything you’ve been told about retirement planning

If you're ready to challenge the old-school money rules and create lasting wealth your way, this episode is a must-listen.

Links

Money Ripples Website: https://moneyripples.com

Money Ripples Podcast: https://moneyripples.com/podcast

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Secrets Every Woman Needs Mar 27, 2025

Let’s get real: women are more likely to end up in poverty, have less money saved, and face bigger financial challenges than men. But why? And more importantly—what can we do about it?

In this powerful episode, I’m joined by the incredible Kim Curtis, bestselling author of Money Secrets and Retirement Secrets, nationally recognized wealth management advisor, and CEO of Wealth Legacy. Kim breaks down the systemic reasons behind the wealth gap and shares the exact steps women can take right now to take control of their financial futures and build the wealth they deserve.

We’re talking strategy, mindset, and money moves. If you’ve ever felt behind or unsure where to start with your money, this conversation is your wake-up call.

LINKS & RESOURCES

Kim’s Website – Wealth Legacy Institute

Money Secrets Book

Retirement Secrets Book

CONNECT WITH SHANNAH

Follow Shannah on Instagram

Learn more about your ad choices. Visit megaphone.fm/adchoices

Your Wallet Isn't the Problem (This Is...) with Jessica Moorhouse Mar 25, 2025

If you've ever felt overwhelmed, ashamed, or stuck when it comes to money—you are not alone. In this powerful episode, Shannah sits down with Jessica Moorhouse, host of the More Money podcast and author of the new book Everything But Money, to unpack the emotional side of our finances that rarely gets talked about.

They dive into early money memories, inherited money trauma, ADHD and financial management, and why shame around money is more common than you think. This isn’t your typical money conversation—it’s raw, real, and necessary.

What you’ll hear in this episode:

Why your first money memory still impacts you today
How shame around money shows up in sneaky ways
The difference between guilt and shame—and why it matters
What inherited trauma has to do with your spending habits
How ADHD intersects with financial stress and trauma
Why vulnerability is a superpower when it comes to healing your money story
How to start viewing money as a tool, not your identity

Whether you’re navigating money shame, trying to get unstuck, or just curious about how your past might be driving your financial present—this episode will leave you feeling seen, empowered, and ready to take your next step.

Connect with Jessica Moorhouse:

Listen to More Money on any podcast player
Get her new book Everything But Money wherever books are sold
Visit her website: https://jessicamoorhouse.com/book

Subscribe to the show so you never miss an episode, and leave a review if this one hit home.

Learn more about your ad choices. Visit megaphone.fm/adchoices

They Got $600K… And Lost It All – A Must-Listen Mar 21, 2025

What would you do if you suddenly received a $600,000 payout? For my guests, Haley and Justin Brown-Woods, it felt like a financial dream come true—until it turned into a nightmare.

In this episode, they share their story of how a massive windfall led to unexpected financial struggles. We dive deep into the emotional impact of sudden wealth, how lifestyle inflation can quietly drain money, and why financial education is critical for making smart money decisions.

What You’ll Learn in This Episode:

Why receiving a large sum of money doesn’t guarantee financial security
How emotions influence financial decisions, often leading to overspending
The hidden dangers of lifestyle inflation and how to avoid them
Why financial wellness is an ongoing process that requires intentional effort

This conversation is raw, honest, and full of valuable lessons about money, relationships, and the emotional weight of financial decisions.

Resources and Links:

Connect with Haley & Justin: Price of Avocado Toast website, podcast, and coaching
Follow me on Instagram @shannahgame for daily money insights

If this episode resonated with you, share it with a friend and leave a review. Your support helps bring these important money conversations to more people.

Learn more about your ad choices. Visit megaphone.fm/adchoices

From Money For Couples: "Where's All My Money Going?!" Mar 18, 2025

Today, I'm introducing you to one of my favorite podcasts, Money For Couples. In Money For Couples, you’ll hear real stories and practical strategies to help you align on finances, stop money fights, and build a shared financial vision. I'm going to play a portion of that episode 192 for you now. If you want to hear more actionable strategies to build your rich life today, search “Money For Couples” wherever you listen to this podcast.

Listen to the full episode, as well as all Money For Couples Episodes:

192. “We spend 98% of what we make—Where is it all going?”

Find it on

Learn more about your ad choices. Visit megaphone.fm/adchoices

Debt Consolidation: Smart Move or Financial Trap? Mar 14, 2025

Struggling to figure out if you're making the right money moves? Wondering if debt consolidation is actually a smart move—or just a financial trap? In this vault Ask Shannah episode, I’m answering two crucial money questions from listeners who need real, no-BS financial advice.

Question 1: Am I on the Right Track Financially?

How to know if your money is working for you (or against you)

The key signs that you're building a solid financial foundation

What to do when you're doing “everything right” but still feel stuck

Question 2: Should I Consolidate My Debt?

The truth about debt consolidation companies (what they don’t tell you)

When debt consolidation actually helps—and when it’s a scam

Learn more about your ad choices. Visit megaphone.fm/adchoices

How Paula Poundstone Dug Out of $1M Debt—With a Sense of Humor Mar 13, 2025

Money is complicated. It’s messy, stressful, and full of questions—Are you spending in a way that supports your goals? Saving enough for retirement? What’s the deal with all those investing acronyms? And how do you actually enjoy life through the financial rollercoaster?

In this vault episode, we revisit my conversation with legendary comedian Paula Poundstone, host of Nobody Listens to Paula Poundstone. Paula knows a thing or two about life’s financial ups and downs—because she once found herself $1 million in debt. Climbing out of that hole took years, resilience, and a whole lot of humor.

Paula shares how she tackled massive debt, the unexpected money lessons she’s learned, and why happiness isn’t found in a perfect bank balance—but in how you live your life. If you’ve ever felt overwhelmed by money, this episode is your reminder to breathe, laugh, and take back control.

Resources from this Episode:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are You Moneying Too Hard? Here’s Why It’s Not Working Mar 11, 2025

What if you’re moneying too hard? Financial stress, constant budgeting, and trying to “get it right” with money can leave you feeling exhausted. Enter financial therapist Amanda Clayman, host of Emotional Investment on Audible, who believes true financial wellness isn’t about working harder—it’s about aligning your behaviors with your values, setting loving boundaries, and shifting money from a “problem to be solved” to a source of empowerment.

And wait until you hear the wild story of her $19,000 haircut—it’s a lesson in money choices you won’t forget.

In this vault episode, we dive into:

Why we overcomplicate money (and how to stop)
How to create financial wellness that actually feels good

The infamous $19K haircut (yes, really)

LINKS:

Listen to Emotional Investment

Connect with Amanda Clayman

Follow Amanda on Instagram

Learn more about your ad choices. Visit megaphone.fm/adchoices

Tariffs Are Screwing Your Wallet—Here’s How to Fight Back Mar 07, 2025

Everything is getting more expensive, and it’s not just inflation. The U.S. just slapped massive tariffs on Mexico, Canada, and China, and that means your grocery bill, your next car, and even your favorite bottle of tequila are all about to cost way more. But why is this happening, and more importantly—what can you do about it?

In this episode, we break down:

WTF tariffs actually are and why they make everyday goods more expensive
The biggest price hikes coming your way in 2025 (groceries, cars, electronics, home goods, and more)
How to adjust your spending habits to stay ahead of these price surges
The hidden costs of tariffs no one is talking about—job layoffs, shrinkflation, and sneaky fees
How to manage financial stress and make smarter money moves instead of panic-spending

This episode is all about giving you the game plan you need to survive and thrive in this new economy. Because feeling broke isn’t an option.

Listen in, take notes, and share this episode with someone who needs to know what’s coming.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The One Money Habit That Changes Everything Mar 06, 2025

What if making more money isn’t the answer to your financial struggles?

In this episode, I chat with Germaine Foley, money coach and creator of the Do Both Method, to explore the emotional and psychological side of money management—especially for women.

They discuss why so many successful women still feel like they’re failing with money, how emotional spending and perfectionism sabotage financial success, and why you don’t have to choose between building wealth and enjoying life.

Germaine shares her personal journey from being over $200,000 in debt to achieving financial freedom, and how she helps women balance financial responsibility and joy. If you’ve ever felt guilty about money, stuck in cycles of avoidance, or overwhelmed by financial pressure, this episode is for you.

What You’ll Learn:

Why emotional spending keeps women stuck—even high earners
How to break free from money shame and perfectionism
Why budgeting alone won’t fix financial stress
The key to building wealth without sacrificing joy
How intentional spending can change your money story

Resources & Links:

Order Shannah’s book, Unraveling Your Relationship with Money: https://www.unravelmoneybook.com
Learn more about Germaine Foley and her work: https://www.germainefoley.com
Sign up for Germaine’s free workshop, How to Build Wealth Without Going on a Strict Budget: https://www.germainefoley.com/wealthclass
Follow Shannah on Instagram: @shannahgame

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Women Keep Losing Financial Control—And How to Take It Back Mar 04, 2025

In this powerful final episode of the Unraveling Your Relationship with Money series, forensic accountant Tracy Coenen joins me for a deep dive into the emotional and psychological ties we have with money. We explore how childhood experiences shape financial mindsets, why so many women struggle with financial control in relationships, and the hidden reality of financial abuse—a silent but devastating form of control many don’t even recognize.

Whether you’ve experienced financial struggles, fear of not having enough, or are navigating the challenges of divorce and money, this episode is a must-listen. We’re breaking the silence, busting myths, and giving you the tools to take back your financial power.

What You’ll Learn in This Episode:

The fear of not having enough money—why it’s so common and how to shift your mindset
How childhood experiences shape our financial decisions as adults
Tracy’s journey from criminology to forensic accounting—and how she helps people uncover hidden money
Why so many women hand over financial control in relationships—and the dangers of doing so
The shocking reality of financial abuse and how to protect yourself

Resources & Links Mentioned:

Listen to Tracy Coenen’s podcast: Find Me The Money

Get Tracy’s Divorce Money Guide book and more to help you protect your financial future: Divorce Money Guide

Read Shannah's book: Unraveling Your Relationship with Money

Follow me on Instagram: @shannahgame

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Shouldn’t Feel This Hard—Here’s How to Fix It Feb 28, 2025

Why does money feel so hard? If you’ve ever felt like no matter how much you try, you just can’t seem to get ahead, you’re not alone. The truth is, money isn’t just about math—it’s deeply emotional. If you don’t address the emotions behind your money habits, you’ll stay stuck in the same cycle, no matter how many budgets you try.

In today’s episode, we’re throwing out the financial guilt and breaking down what it really takes to build Healthy Wealth—a financial life that works for you, feels aligned, and sets you up for success and freedom.

Here’s what we cover:

Why traditional money advice fails most people (spoiler: "stop buying lattes" isn’t the answer)
How your money story is secretly running the show and how to rewrite it
A three-step method to finally feel in control of your money: Heal, Plan, Build
A fun segment called "Am I the Financial Drama Queen?" to help you spot your own money habits
How to create a spending plan that doesn’t feel like punishment but actually works for your real life
The simple, no-BS way to start building wealth now, even if you feel behind

For a limited time, you can get $300 off Healthy Wealth.

Sign up now HERE and use code WEALTH300 at checkout.

Get $300 Off Healthy Wealth for a Limited Time

Healthy Wealth isn’t just another financial program. It’s a transformational approach to money that actually works. If you’re tired of feeling stuck, this is your moment.

Inside Healthy Wealth, you’ll learn how to:

Heal your relationship with money and stop self-sabotaging your financial goals
Create a spending plan that works for your life without financial guilt
Build wealth with confidence, even if you feel behind
Get expert coaching and join a community of women on the same journey

Get $300 off until March 15 HERE. Use code WEALTH300 at checkout.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money, Sex & Power: The Untold Connection Feb 27, 2025

Money, sex, and power—three things we all think about but rarely talk about honestly. In this episode of the Unraveling Your Relationship with Money series, I’m joined by Kirsten Trammell, host of The Naked Connection podcast, to explore the deep emotional ties between these forces and how they shape our lives, relationships, and financial choices.

Why do we tie money to self-worth? How does financial power show up in relationships? What does money have to do with intimacy and control?

From childhood money wounds to gender roles, relationship power struggles, and the lies we tell ourselves about money, this episode goes deep. If you’ve ever felt shame about wanting more money, struggled to talk finances with your partner, or wondered why money conversations feel more intimate than sex, this is for you.

What You'll Learn

Why money fights in relationships aren’t really about money
How financial power impacts intimacy and connection
How gender roles influence money beliefs and how to unlearn them

Resources and Links

Subscribe to The Naked Connection podcast HERE

Preorder my book Unraveling Your Relationship with Money – the guide to ditching money shame and taking control. http://www.everyonestalkinmoney.com/book

Join the conversation on Instagram @shannahgame.

If this episode resonated with you, share it with a friend and leave a review. The more we talk about money, the more power we take back.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Scared of Investing? Listen to This Feb 25, 2025

You’ve been told money is complicated. That investing is risky. That financial security is for someone else, someone who “gets it.” But here’s the truth—everything you’ve been taught about money? It’s not the full story. And today, we’re pulling back the curtain.

I’m sitting down with the powerhouse Dr. Tonya M. Evans, and we’re diving deep into the real reasons women struggle with money—the childhood experiences that shape our fears, the financial trauma that keeps us stuck, and the voices in our heads whispering, “You don’t know enough.”

But today? That changes.

This conversation is about rewriting your money story and shifting from fear to power. Because let’s be real—women are getting left out of the biggest wealth-building opportunities of our time. We’re tackling investing, cryptocurrency, and the financial moves you need to start making now.

What You’ll Learn in This Episode:

Why women must start investing—and how to get past the fear
Cryptocurrency 101: What you need to know (and why it’s a game-changer)
The #1 mindset shift you need to take control of your financial future

Resources & Links:

Digital Money Demystified book

Unraveling Your Relationship with Money book

Loved this episode? Leave a review, share it with a friend, and tag me on Instagram @shannahgame! Let’s keep this money conversation going.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Money Fear Keeps You Stuck—and How to Break Free Feb 21, 2025

Money fear is real. Feeling stuck in a job, a relationship, or a situation because of money? That’s real. Worrying that you’ll never have “enough” or that you’ll never figure it out? Yep, that’s real too.

But here’s the truth: You are in control.

In this episode, I’m sitting down with Emilie Aries, founder of Bossed Up and host of the Bossed Up Podcast, to talk about how she faced her own money fears, walked away from what wasn’t working, and learned that financial self-care is the most radical act of self-love.

This conversation is real, raw, and will make you rethink everything you believe about money, success, and owning your life.

WHAT YOU’LL LEARN:

Why money fear keeps you stuck—and how to break free
The holy sht* moment Emilie had that changed how she saw money forever
How to stop outsourcing your power and make money decisions like a boss
The reason financial self-care is THE self-care move no one talks about
How to walk away from what’s draining you—even when it’s scary as hell

CONNECT with Emilie

Learn more about Bossed Up and the podcast - https://www.bossedup.org/

Preorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder Here

Follow Shannah:

Instagram: @shannahgame
Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
Leave a 5-star Review here https://ratethispodcast.com/etm

Learn more about your ad choices. Visit megaphone.fm/adchoices

I Hid This Money Secret for Years… Until Now Feb 19, 2025

Today is a big day, and I couldn’t think of a better way to celebrate than by pulling back the curtain on Unraveling Your Relationship with Money. In this special episode, my dear friend Laurie March—project manager, former HGTV House Counselor, and host of True Home Confessions—takes over the mic to interview me about the real, raw, and messy journey behind writing this book.

We get into:

My biggest money secrets, including some I haven’t shared before
How my own relationship with money has evolved, the good, the bad, and the surprising
What I learned while writing this book and why it was one of the hardest things I’ve ever done
Why emotions around money are the key to real wealth and how to start shifting your money story today
Behind-the-scenes moments from writing, editing, and getting this book into the world

This conversation is honest, deep, and full of real talk. If there’s one thing I’ve learned, it’s that we all have a money story, and it’s time to start rewriting it.

Tune in and celebrate this milestone with me. If you love the episode, grab your copy of Unraveling Your Relationship with Money today.

Get the book here: https://www.everyonestalkinmoney.com/book

Listen to True Home Confessions podcast: https://www.truehomeconfessions.com/

Join the conversation: What’s your biggest money insight? Send me a message on Instagram @shannahgame and let’s talk.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why You’re Underpaid—And How to Fix It Feb 18, 2025

We love it. We hate it. We chase it. And let’s be honest—sometimes, we don’t even know how to talk about it. But what if we flipped the script? What if money wasn’t just about stress, bills, and hustle—but about opportunity? What if knowing your worth and advocating for yourself was the key to unlocking the life you actually want?

In today’s episode of Unraveling Your Relationship with Money, I sit down with Hannah Williams, creator of Salary Transparent Street, who’s leading a radical movement around money transparency, self-advocacy, and breaking the silence on salary discussions.

Hannah has been where so many of us have—underpaid, undervalued, and unsure how to change it. But instead of staying stuck, she turned her experiences into a platform that’s helping thousands understand their worth, negotiate better pay, and take control of their financial future.

What You’ll Learn in This Episode:

Why money should be seen as an opportunity, not just a source of stress
The 24-hour rule that transformed Hannah’s spending habits
Why talking about money openly is the key to financial empowerment

Resources & Links:

Grab my book, Unraveling Your Relationship with Money, and get free access to my Unfuck Your Money course! → everyonestalkinmoney.com/book

Follow Hannah Williams & Salary Transparent Street:

Loved this episode? Make sure to subscribe, leave a review, and share it with someone who needs to hear this message! Your relationship with money starts with a single decision—let’s make it a powerful one.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Stop Feeling Guilty About Money—It’s Keeping You Broke Feb 14, 2025

Let’s talk about something that too many women struggle with—feeling guilty for wanting financial security. If you’ve ever hesitated to negotiate, felt like you’re constantly over-giving, or tied your self-worth to your bank account, this episode is for you.

I’m sitting down with Jacqueline Twillie, CEO of ZeroGap and author of Dear Resilient Leader and Don't Leave Money on the Table, to unpack the deep emotional and societal forces that shape how we think about money. We’re diving into childhood money lessons, the pressure to put everyone else first, and why so many women feel like there’s never enough—even when they’re earning more than ever.

Here’s what we’re getting into:

Why you keep feeling like money is never enough
The hidden power of negotiation (and why most women avoid it)
How to finally shift from a scarcity mindset to abundance
Why financial stability is NOT selfish—it’s necessary

If you’ve ever felt stuck in a cycle of over-giving and under-prioritizing yourself, this episode is going to change the way you think about money.

LINKS

Preorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder Here

Follow Shannah:

Instagram: @shannahgame
Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
Leave a 5-star Review here https://ratethispodcast.com/etm

Follow Jacqueline Twillie:

Instagram: https://www.instagram.com/jacquelinetwillie/
Website: https://www.zerogap.co/
Buy Jacqueline's books

Love this episode?

Share it with someone who needs to hear it, leave a review, and help us spread the word about living a purposeful, wealthy life. Let’s do this together!

Learn more about your ad choices. Visit megaphone.fm/adchoices

"Get the Hell Out of Debt—For Good! " Feb 12, 2025

Episode #4 in the Unraveling Your Relationship with Money Series

Here’s the truth: No one is coming to save you. If you want financial freedom, confidence, and security, you have to take control of your money NOW. And today’s guest, Erin Skye Kelly, host of Get The Hell Out of Debt podcast, is here to show you exactly how to do it.

In this laugh-out-loud, lightbulb moment–packed episode, Erin gets real about her own money mess, the financial rock bottom that forced her to wake up, and the radical shifts that changed everything. This is the money conversation you didn’t know you needed—raw, hilarious, and filled with gems that will change your life.

In This Episode, We Cover:

The sneaky money lies keeping you stuck
Why childhood money messages are running the show (and how to rewrite them)
How debt impacts your identity and self-worth
The ONE money shift that can change everything

Pre-Order My New Book!

This episode is just a taste of what’s inside my book, Unraveling Your Relationship with Money. If you’re ready to heal your money trauma, take back control, and start building the wealth you deserve, grab your copy now!

Pre-Order Here - http://www.everyonestalkinmoney.com/book

Subscribe to Erin's Podcast - Get the Hell out of Debt

Grab Erin's books -https://www.erinskyekelly.com/

Follow me on Instagram - @shannahgame

Love this episode? Don’t forget to subscribe, rate, and review! Your support helps us reach more badass women ready to take control of their money.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Six-Figure Earners Still Feel Broke Feb 11, 2025

Since you were a kid, you were taught that money equals success. That a big paycheck means you’ve made it. That if you just work hard enough, earn enough, or save enough, you’ll finally feel secure, confident, and happy.

But let me tell you something no one else will—money won’t be the thing that fixes your life.

If it did, millionaires wouldn’t be miserable.

If it did, six-figure earners wouldn’t feel like they were drowning in student loan debt.

If it did, women wouldn’t question their value in relationships just because they make less—or nothing at all.

Your worth is not measured in dollars.

This is episode three of the Unraveling Your Relationship with Money series, leading up to the launch of my book, Unraveling Your Relationship with Money.

Today, I’m sitting down with Heather Boneparth, partner at Bone Fide Wealth, co-author of Money Together (coming October 2025), and creator of the Joint Account newsletter, to pull apart the toxic narratives we’ve been fed about money.

We’re talking about the shame spiral of six-figure student loan debt, because it’s not just about numbers—it’s about identity.
Why career choices feel personal and why you are not your job title.
And the lie women have been sold about financial worth in relationships, and how to break free from it.

Press play. This episode will change how you see yourself—and your money.

Resources & Links:

Preorder Money Together by Heather Boneparth & Douglas Boneparth (coming October 2025)

Subscribe to Heather’s The Joint Account newsletter

Grab my book Unraveling Your Relationship with Money

Follow me on Instagram @shannahgame

Love this episode? Share it with a friend who needs to hear it and tag me on IG! Don’t forget to leave a review—it helps more people find the show.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Big Money Lie Feb 07, 2025

You’ve been lied to. Society has told you that if you’re not constantly grinding, stressing, and hustling, you don’t deserve financial success. That’s complete B.S.—and today, we’re calling it out.

In this episode of Unraveling Your Relationship with Money, I’m joined by Dr. Barb and Maggie Nielsen from Purse Strings to break down one of the most toxic money beliefs holding women back: the idea that making money has to be hard.

Here’s what we’re tackling:

Why women are conditioned to believe struggle = success

The emotional toll of financial anxiety (and how to ditch it)

Why working harder doesn’t always mean making more

How to build wealth without burning yourself out

This episode is part of my Unraveling Your Relationship with Money series, leading up to the launch of my book Unraveling Your Relationship with Money, because if you don’t heal your money story, you’ll stay stuck in the same cycle forever.

Resources & Links:

Connect with Purse Strings for financial education & resources → https://pursestrings.co/

Preorder Unraveling Your Relationship with Money → http://www.everyonestalkinmoney.com/book

Follow me on Instagram @shannahgame → http://www.instagram.com/shannahgame

If this episode hit home, here’s what to do next:

Share it with one woman who needs to hear this truth.

Leave a review—it helps more women break free from money stress.

DM me on Instagram with your biggest takeaway.

Learn more about your ad choices. Visit megaphone.fm/adchoices

10 Life-Changing Money Lessons from 10 Years of Talking About Money Feb 05, 2025

This episode marks 10 years of Everyone’s Talkin’ Money—formerly Millennial Money. Over the past decade, I’ve interviewed hundreds of experts, financial therapists, and entrepreneurs, and today, I’m sharing the 10 biggest money lessons I’ve learned.

In this episode, you’ll learn:

How money trauma impacts your financial decisions—and how to heal from it
Why wealth isn’t about how much you make but how you feel
The key to building a spending plan that actually works
Why you can’t “out-earn” a bad money mindset
The simple investing strategy that wins over time
How financial shame keeps you stuck—and how to move through it

If you want to change your financial life, it starts with your money mindset. That’s why I wrote Unraveling Your Relationship with Money, a guide to breaking free from money trauma and building real wealth.

Resources & Links

Get my book Unraveling Your Relationship with Money → http://www.everyonestalkinmoney.com
Work with me 1:1 for money coaching → https://savvycal.com/everyonestalkinmoney/comp

Listen now and celebrate 10 years of talking money with me.

Learn more about your ad choices. Visit megaphone.fm/adchoices

“I Saved Every Penny Out of Fear—And It Led Me to Financial Freedom” Feb 03, 2025

Most people think saving every penny is the key to financial security. But what happens when saving isn’t just a strategy—it’s an obsession fueled by fear? In this raw and unfiltered episode, I sit down with Tess Waresmith from Wealth with Tess, who opens up about how childhood money fears shaped her into a compulsive saver. She believed hoarding money was the only way to feel safe—until she realized that true financial freedom required more than just saving.

In this episode, we dive into:

How childhood money fears shape our financial decisions as adults
Why compulsive saving can be just as limiting as overspending
How she broke free from fear-based money habits and started building wealth
How women are conditioned to feel guilt and fear around money—and how to reclaim your power

If you’ve ever felt stuck in a scarcity mindset, afraid to spend, or unsure how to make your money work for you, this episode is a must-listen.

Grab Your Copy of My Book!

My new book, Unraveling Your Relationship with Money, is officially here! If money has ever felt stressful, confusing, or out of your control, this book is going to change everything for you. It’s time to stop playing small and start owning your financial future.

Grab your copy HERE -http://www.everyonestalkinmoney.com/book

Listen & Subscribe:

Don’t miss the rest of the Unravel Your Relationship with Money Mini Summit! Hit subscribe and get ready for more deep, unfiltered money conversations all month long.

Connect with Us:

Follow Tess on Instagram: @wealthwithtess

Follow me on Instagram: @shannahgame

Share this episode with someone who needs to hear this, leave a review, and tag us on Instagram so we can shout you out!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are You on the Right Financial Track? + Debt Consolidation Explained Jan 31, 2025

In this Ask Shannah episode, I’m answering two big money questions from listeners who want to make the right financial moves but aren’t sure how.

Question 1: "Am I on the right track financially?"

How do you actually know if you’re making smart money moves? I’ll break down how to assess where you are, what a strong financial foundation looks like, and what to do next if you’re feeling stuck.

Question 2: "Should I consider debt consolidation?"

Debt consolidation sounds like a quick fix—but is it really? I’ll share the truth about debt consolidation companies, what to watch out for, and when it might (or might not) be a smart move.Listen in for actionable advice to help you make confident money decisions!

LINKS & RESOURCES

Preorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder Here

Follow Shannah:

Instagram: @shannahgame
Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
Leave a 5-star Review here https://ratethispodcast.com/etm

Learn more about your ad choices. Visit megaphone.fm/adchoices

Shatter Money Myths: It’s Never Too Late to Build Wealth Jan 29, 2025

Do you ever catch yourself thinking, “It’s too late for me to learn about money,” or, “I’ll never get out of debt”? Maybe you’ve convinced yourself that earning more money is the magic solution to happiness. These limiting beliefs about money are all too common and can keep you stuck in a financial rut.

In this powerful episode, I’m joined by two incredible money experts—Jordan Grumet, aka Doc G., host of the Earn & Invest podcast, and Joe Saul-Sehy, host of The Stacking Benjamins Show. Together, we’re breaking down the harmful money myths that hold you back and teaching you how to rewrite your money story, no matter your age or financial situation.

We’ll explore:

Why it’s never too late to turn your finances around
The truth about money shame and how to overcome it
How to move past financial mistakes and focus on your future
Why making more money doesn’t guarantee happiness (and what does)
Actionable tips to shift your mindset and start building wealth today

Whether you’re feeling overwhelmed, stuck, or ready for a fresh start, this episode is packed with relatable insights and advice to help you regain control of your money and your future.

Links & Resources Mentioned in This Episode:

Connect with Shannah:

Preorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder Here

Follow Shannah:

Instagram: @shannahgame
Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
Leave a 5-star Review here https://ratethispodcast.com/etm

Learn more about your ad choices. Visit megaphone.fm/adchoices

10 Secrets to Paying Off Debt That No One Talks About Jan 28, 2025

I’m spilling the tea on 10 secrets to paying off debt that no one talks about—the hacks, mindset shifts, and strategies that will finally help you take control of your finances and kick your debt to the curb.

No boring advice here. We’re getting tactical, emotional, and a little unconventional with tips that actually work. Whether you’ve got credit card debt, student loans, or just want to get ahead faster, this episode is packed with actionable steps to help you crush your debt while still living your life.

What You’ll Learn in This Episode:

Why mindset is the #1 key to paying off debt.
The Debt Snowglobe trick for staying motivated.
How micro payments can save you thousands in interest.
A 7-day financial detox to uncover hidden spending leaks.

Resources Mentioned in This Episode:

Debt Payoff Calculator: Take the guesswork out of your debt-free journey. Plug in your numbers and see exactly how fast you can crush your debt. Click here to access the calculator.
Pre-Order My Book: Ready to rewrite your money story? My book, Unraveling Your Relationship with Money, is your no-BS guide to healing your money blocks, ditching financial shame, and building unapologetic wealth. Pre-order your copy here.

Let’s Connect!

Follow me on Instagram @shannahgame for more tips, behind-the-scenes content, and a little dose of motivation to keep you going on your financial journey.

Learn more about your ad choices. Visit megaphone.fm/adchoices

13 Money Secrets You Were Never Taught (But Need to Know Today) Jan 24, 2025

Let’s get real: no one teaches you the real secrets about money. You’re expected to just figure it out—and that’s total BS. So today, we’re fixing that.

In this vault episode, I’m sharing 13 powerful money lessons that will change the way you think about earning, spending, and saving. These are the game-changers—the advice no one talks about because they assume you already know (hint: most people don’t).

Here’s what we’re covering:

Why it’s NOT about how much you earn but how much you keep (and how to master that).
The #1 mistake people make when buying a car—and how to avoid it.
How your ego is wrecking your finances (and how to stop it).
The truth about money worries—and why you don’t have to live with them.
Plus, so much more!

These secrets aren’t just advice—they’re tools you can start using TODAY to take control of your money and your life.

So, what are you waiting for? Hit play, take notes, and let’s get to work. You’ve got this!

LINKS

Preorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder Here

Follow Shannah:

Instagram: @shannahgame
Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
Leave a 5-star Review here https://ratethispodcast.com/etm

Learn more about your ad choices. Visit megaphone.fm/adchoices

You’ve Been Lied to About Money: The Truth That Will Change Everything Jan 22, 2025

You’ve been lied to about money your entire life. These lies are keeping you stuck, stressed, and wondering why you can’t seem to get ahead financially. But today, I’m breaking it all down for you.

In this episode, I’m exposing the biggest money lies you’ve been told—and more importantly, I’m giving you the truth that can change everything about how you manage your finances.

We’ll tackle:

Why money is more about emotions than math (and how to manage your money mindset).
The hustle culture myth: Why working harder isn’t the answer to building wealth.
The truth about debt: It’s not a moral failure—it’s a tool.
How to align your money with your values for true financial freedom.

It’s time to ditch the guilt, the fear, and the shame. By the end of this episode, you’ll be armed with actionable steps and a fresh perspective to take back control of your money.

LINKS

FREE Guide: Unf*ck Your Finances

Pre-order my book: Unraveling Your Relationship with Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

Stop Overspending: The Truth About Dopamine, Money Habits, and Frugality with Frugal Friends Jan 21, 2025

In this episode of Everyone’s Talkin’ Money, I'm joined by Jen and Jill from the Frugal Friends podcast and authors of Buy What You Love Without Going Broke to explore the often misunderstood concept of frugality and how it ties to intentional spending, personal values, and financial empowerment. They dive deep into the psychology of spending, the role of dopamine in impulse buying, and practical strategies to align your money habits with what truly matters.

Together, they break down how to redefine frugality as a positive practice of resource management rather than deprivation and share actionable tips to curb emotional spending, embrace imperfection, and make empowered financial decisions. Whether you’re a spender, saver, or somewhere in between, this episode will help you rethink how you approach your money and your life.

What You’ll Learn in This Episode:

Why dopamine hits are highest in the anticipation of shopping, not the act itself.
How to redefine frugality as a form of financial freedom, not sacrifice.
Why understanding your personal values is the secret to intentional spending.
Tips to curb impulse shopping without feeling deprived.
How mistakes in your financial journey can be your greatest teacher.
The importance of asking non-shaming questions about your money habits.
How frugality can lead to more meaningful and fulfilling experiences.

LINKS

Frugal Friends podcast n this episode of Everyone’s Talkin’ Money, Shannah is joined by Jen and Jill to explore the often misunderstood concept of frugality and how it ties to intentional spending, personal values, and financial empowerment. They dive deep into the psychology of spending, the role of dopamine in impulse buying, and practical strategies to align your money habits with what truly matters.

Together, they break down how to redefine frugality as a positive practice of resource management rather than deprivation and share actionable tips to curb emotional spending, embrace imperfection, and make empowered financial decisions. Whether you’re a spender, saver, or somewhere in between, this episode will help you rethink how you approach your money and your life.

What You’ll Learn in This Episode:

Why dopamine hits are highest in the anticipation of shopping, not the act itself.
How to redefine frugality as a form of financial freedom, not sacrifice.
Why understanding your personal values is the secret to intentional spending.
Tips to curb impulse shopping without feeling deprived.
How mistakes in your financial journey can be your greatest teacher.
The importance of asking non-shaming questions about your money habits.
How frugality can lead to more meaningful and fulfilling experiences.

LINKS

Frugal Friends podcast

Buy What You Love Without Going Broke book

CONNECT WITH SHANNAH

Preorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder Here

Instagram: @shannahgame
Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
Leave a 5-star Review here https://ratethispodcast.com/etm

Learn more about your ad choices. Visit megaphone.fm/adchoices

Unf*ck Your Money: How to Rewire Your Thoughts and Stop Feeling Stuck Jan 17, 2025

Ever feel like your thoughts about money are running the show—and not in a good way? You’re not alone. From family influences to societal expectations, your brain is like a sponge soaking up everything about money, creating beliefs that might be keeping you stuck.

But here’s the good news: you don’t have to stay stuck.

In this reboot episode, I’m sitting down with Kara Loewentheil—J.D., Master Certified Coach, host of the hit podcast Unfck Your Brain*, and author of Take Back Your Brain. Kara is a powerhouse when it comes to rewiring how you think, and this episode is packed with practical strategies to help you finally shift your money mindset.

Here’s what we’re diving into:

Why your brain is wired to think negatively about money—and how to reprogram it.

The Thought Ladder: a simple, powerful tool to change how you think about money.

How to escape the scarcity mindset and start making confident financial decisions.

Why hiding what you buy isn’t the answer—and how to stop the shame cycle.

Whether you’re starting fresh this year or just want to feel less anxious about your finances, this episode will give you the tools you need to take control of your thoughts and your money.

Links Mentioned in This Episode:

Kara’s new book: Take Back Your Brain
Kara’s podcast: Unfck Your Brain

CONNECT WITH SHANNAH

Preorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder Here

Follow Shannah:

Instagram: @shannahgame
Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
Leave a 5-star Review here https://ratethispodcast.com/etm

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Anti-Budget Blueprint: Your Fast Track to Debt Freedom Jan 15, 2025

Ready to ditch the traditional budgeting rules that never seem to work and finally take control of your debt? In this episode, we’re tearing up the budget and introducing The Anti-Budget Blueprint—a simpler, more effective way to fast-track your journey to debt freedom.

We’ll cover:

Why traditional budgets fail most people (and what to do instead).
The key steps to creating a spending plan that feels good and works.
How to prioritize your debt payoff without sacrificing everything you love.
Real-life examples of how this approach can change your money game.

This isn’t just about paying off debt—it’s about transforming how you think about and manage your money. Whether you’re overwhelmed by debt or just ready for a fresh start, this episode gives you actionable steps to take back control.

LINKS

Free Guide: Unfuck Your Finances – Your first step to a better money mindset.

Pre-order my Book: Unraveling Your Relationship with Money

Grab a 15-minute complimentary phone call to talk about Money Coaching

Thanks to Monarch for sponsoring the show. After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Secret Fear Keeping You Broke (And How to Break Free) Jan 13, 2025

In this episode of Everyone’s Talkin’ Money, I’m getting real about the fears and stories that keep so many of us stuck in our financial journeys. If you’ve ever felt too scared to check your bank account, ashamed of your spending habits, or just unsure how to move forward, I’ve got you covered. Together, we’re diving into the real reason behind these fears, how they show up, and, most importantly, how to tackle them head-on. With humor, vulnerability, and actionable steps, I’ll help you rewrite your money story and take back your power.

What You’ll Learn in This Episode:

Why your money fears aren’t actually about money (and what’s really behind them).
The sneaky ways fear shows up and holds you back.
My 3-step plan to face your money fears and rewrite the story that’s been keeping you stuck.
How small, brave actions can lead to massive change.
Why persistence matters more than perfection when it comes to your money journey.

Resources I Mention:

Grab your FREE Unf*ck Your Finances Workbook: This workbook will walk you through identifying and overcoming your money fears so you can start building unapologetic wealth. https://etmpod.link/workbook
My book, Unraveling Your Relationship with Money: I dive deep into the stories, emotions, and behaviors shaping your financial life and show you how to transform them. [Get your copy → http://www.everyonestalkinmnoney.com/book

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Make Your 2025 Travel Dreams a Reality—Without Blowing Your Budget Jan 10, 2025

Are you ready to make 2025 your year of adventure? In this episode, I’m joined by travel expert Lyn Mettler from Families Fly Free to talk all about the exciting travel opportunities waiting for you and how to make them happen without breaking the bank.

We’re diving into:

Revenge Travel 2.0: Why 2025 is the year people are hitting the skies and roads like never before.
Miles & Points Mastery: How to use miles and points to slash your travel costs.
Southwest Airlines’ Companion Pass: The ultimate travel hack for families and budget travelers.

Lyn shares practical tips to maximize your travel experiences while saving money and making memories. If travel has been on your vision board, this episode is packed with strategies to make it happen.

LINKS

Learn more about the Southwest Airlines Companion Pass

Check out Families Fly Free

LET'S CONNECT

If this episode inspired you, share it with someone who needs to hear it! Don’t forget to pre-order my book, Unraveling Your Relationship with Money, so you can create the life you’ve been dreaming of.

Tag me on Instagram @shannahgame and let me know your 2025 travel plans!

Loved this episode? Subscribe and leave a review—your feedback keeps this podcast going strong!

Learn more about your ad choices. Visit megaphone.fm/adchoices

How MC Hammer Lost $33M: The Money Lessons You Need to Know Jan 08, 2025

MC Hammer went from being worth $33 million to filing for bankruptcy with over $13 million in debt—just six years after his peak. But his story isn’t just about parachute pants and wild spending; it’s a cautionary tale for all of us about the dangers of lifestyle creep, overspending, and bad investments.

In this episode, I break down Hammer’s rise, fall, and reinvention, exploring the financial mistakes that led to his downfall and the lessons we can take to avoid the same traps. You’ll learn:

Why lifestyle creep is the silent killer of wealth.
The importance of understanding your investments before diving in.
How to build a financial cushion to protect yourself when life gets unpredictable.
Plus, I’ll share what happened to Hammer after bankruptcy and how he rebuilt his life, career, and purpose.

Whether you’re earning $30,000 or $300,000, the same principles apply: smart decisions, living within your means, and planning for your future. This episode is packed with actionable insights to help you take control of your finances and avoid financial disaster.

LINKS

Preorder My Book: Unraveling Your Relationship with Money – Learn how to heal your money story, avoid financial mistakes, and build lasting wealth.

Podcast Episode Mentioned: Setting Money Intentions for 2025 – Listen Here.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Money Goals Don’t Equal Happiness (And How to Fix It) with Jordan Grumet Jan 06, 2025

Are you grinding away at your money goals but still feeling unfulfilled? You're not alone. In this episode of Everyone’s Talkin’ Money, I chat with Jordan Grumet to tackle the big question: What’s the difference between purpose and happiness? Why do so many of us struggle with purpose anxiety? And how can we rethink our relationship with money to build a life that feels truly meaningful?

Jordan breaks down the difference between 'big P' purpose—the daunting, goal-oriented ideal that can cause anxiety—and 'little p' purpose, which is all about finding joy in the process. He explores how money is a tool, not the goal itself, and why building purpose through action is the key to living a life aligned with your values.

If you’ve ever felt stuck in the cycle of chasing goals without feeling fulfilled, this conversation is packed with practical strategies, powerful insights, and actionable takeaways to help you get unstuck and move forward.

What You’ll Learn in This Episode:

What purpose anxiety is and why 91% of people experience it.
Why you can’t purpose your way to happiness without meaning.
How money can serve as a tool to achieve happiness and fulfillment.
Practical tips to redefine your goals and create a more meaningful life.

Links Mentioned in This Episode:

Preorder my book, Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life: Preorder Here

Follow Shannah:

Instagram: @shannahgame
Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
Leave a 5-star Review here https://ratethispodcast.com/etm

Follow Jordan Grumet:

Love this episode?

Share it with someone who needs to hear it, leave a review, and help us spread the word about living a purposeful, wealthy life. Let’s do this together!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Building Credit in 2025: A Step-by-Step Guide to Boost Your Score with Monique White Jan 03, 2025

Quick question: is your credit score secretly holding you back? If you’ve ever felt stuck, rejected, or overwhelmed by your credit, you’re not alone—and trust me, it’s not your fault. In this episode, we’re pulling back the curtain on all things credit to help you take back control.

Monique White joins me from Self.inc, and together we’re breaking down the biggest credit myths that are messing with your score, plus the actionable steps you need to start improving it today. We’re talking about the truth behind credit utilization (hint: it’s 30% of your score), how to handle collections without fear, and why checking your credit report regularly could save you major headaches.

But it’s not just about the numbers—it’s about understanding the emotional side of credit and how to turn your mindset from overwhelmed to empowered.

Here are some of the key takeaways:

Leaving a balance on your credit card? That could actually hurt your score.
Secured credit cards can be a game-changer if you’re rebuilding.
Always, always check your credit report for errors.
Negotiating with collection agencies isn’t as scary as it sounds.
And, the truth about credit repair vs. credit building.

Improving your credit is a journey, but you don’t have to do it alone. This episode is packed with tips, insights, and real talk to help you take the first step.

LINKS

Self's credit tips

CONNECT WITH SHANNAH

Follow me on Instagram

Courses + Workshops + Money Coaching Information

SPONSORS

Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15.

Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm.

Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.

Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .

Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/

Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns.

Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.

Thanks to Monarch for sponsoring the show. After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.

Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

Learn more about your ad choices. Visit megaphone.fm/adchoices

I Wrote a Book...Just For You Jan 02, 2025

I wrote a book! Yes, you heard that right. In this bonus episode, I’m pulling back the curtain on my new book, Unraveling Your Relationship with Money, and sharing the deeply personal journey of bringing it to life. This isn’t just a book; it’s a game-changer for anyone who feels stuck, overwhelmed, or stressed about money.

Unraveling Your Relationship with Money is your step-by-step guide to heal money blocks, rewrite your financial story, and build unapologetic wealth. I’ll talk about why I wrote this book for YOU, what makes it different, and how you can join me in this mission to change the way we think, feel, and act about money. Plus, I’ll share exclusive pre-order bonuses and how you can get involved in my book tour.

What You’ll Learn in This Episode:

Why I wrote this book and how it can transform your relationship with money
The behind-the-scenes journey of writing Unraveling Your Relationship with Money
What makes this book unique (hint: it’s not about boring budgets!)
How you can help me reach my goal of selling 4,000 pre-orders and making a best sellers list
Exciting ways to get involved: book clubs, workshops, and more

Pre-Order Bonuses: When you pre-order Unraveling Your Relationship with Money, you’ll get exclusive access to:

Pocket Peace: A 5-Day Crash Course in Financial Freedom and Joyful Spending
The Money Breakthrough Blueprint - 7 Transformational Audio Sessions
Behind-the-scenes stories and insights from my writing journey
+ much more

How You Can Get Involved:

Host a book club with your friends and invite me to do a live mini-workshop
Arrange a book tour stop in your town with your community
Invite me to do a live or virtual workshop for your company, college, or group
Send me an email at hello@everyonestalkinmoney.com

LINKS

Pre-order your copy of Unraveling Your Relationship with Money: http://www.everyonestalkinmoney.com/book

Let’s Change Your Money Story Together: This book is for you, and I can’t wait to see how it transforms your money life. Pre-order your copy today and let’s make money a source of joy, not stress. Let’s do this!

Learn more about your ad choices. Visit megaphone.fm/adchoices

2025 Financial Game Plan: Set Intentions, Build Wealth, and Thrive Jan 01, 2025

Welcome to 2025, the year you finally take control of your money!

In this episode of Everyone’s Talkin’ Money, we’re ditching the tired resolutions and setting bold, unapologetic money intentions that actually stick. If you’ve ever felt overwhelmed, stuck, or like you’re just surviving financially, this episode is for you.

Here’s what you’ll learn:

Why Resolutions Suck: Spoiler alert—they’re vague and boring. Learn how intentions create real change and how to set ones that excite you.
Actionable Steps to Kick Off 2025: Practical tips to clear out the financial clutter, automate your goals, and break down big dreams into bite-sized wins.
Manifestation Meets Realism: Pairing affirmations with action because the universe loves receipts (literally).
The Emotional Side of Money: Discover how to tackle anxiety, shift your money mindset, and celebrate small wins without guilt.

LINKS

Pre-Order Unraveling Your Relationship with Money Book (My book)

Follow me on Instagram

Courses + Workshops + Money Coaching Information

SPONSORS

Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15.

Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns.

Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.

Thanks to Monarch for sponsoring the show. After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.

Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Year-End Reset: How to Reimagine Your Life and Money with Summer McStravick Dec 30, 2024

As the year comes to a close, I’ve been reflecting on my own money story—where I’ve been stuck, what I’ve accomplished, and where I want to go in 2025. If you’re anything like me, you’re probably thinking about the changes you want to make and how to finally reach those goals you’ve been dreaming about.

In this episode, I’m joined by Summer McStravick, the creator of Flow Dreaming, to explore how this practice can help you reset your mindset, align with your goals, and step into the new year with a fresh perspective. I know “flow dreaming” might sound a little out there, but it’s not—it’s all about using visualization, emotions, and energy to get unstuck and create a life that feels aligned.

We’ll talk about why money is about so much more than just numbers, how snapback fears keep you playing small, and why taking time to reset at the end of the year is so important. Plus, Summer leads a guided flow dreaming session to help you visualize and set the tone for your financial goals in 2025.

This episode is personal for me, and I hope it gives you a little clarity and inspiration to make 2025 your best year yet.

What You’ll Hear in This Episode:

Why the end of the year is the perfect time to hit reset on your money mindset.
How flow dreaming has helped me when I’ve felt stuck or unsure about my next step.
Why financial success is about more than spreadsheets and hustle.
How to create a ‘what if’ list to dream bigger for 2025.
A guided flow dreaming session to visualize the life and money you want.

LINKS

Flowdreaming website