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    Business

    Earn Your Leisure

    Welcome to The Earn Your Leisure Podcast. Rashad Bilal and Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. We will also be breaking down business models and examining the latest trends in finance. Earn Your Leisure is a college business class mixed with pop culture. We blend the two together for a unique and exciting look into the world of business. Let’s go!! #earnyourleisurepodcast

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    Copyright: © 2022 EYL Network

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    Latest Episodes:
    Healthcare Stocks Outlook 2025: Should You Invest? Oct 06, 2025
    Show notes

    In this Market Mondays Medium #6 clip, Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the volatile world of healthcare stocks and whether the sector is positioned for a rebound in 2025. The team breaks down why healthcare has struggled, from overseas pharmaceutical tariffs and lawsuits to the misconception that healthcare can match tech stock returns. With new tariffs on international pharmaceuticals and litigation like the Ozempic lawsuit shaking the industry, there’s plenty to consider before adding healthcare stocks to your portfolio. Ian Dunlap shares his take on the sector’s future, noting that expecting “tech-like returns” from healthcare was a major mistake. The discussion covers key American companies—including Eli Lilly, Johnson & Johnson, ABBV, UnitedHealth, Abbott, Merck, and Stryker—highlighting those with strong policy support and innovative biotech advances. Troy Millings points out the disruptive potential of AI in healthcare, emphasizing that upcoming breakthroughs and administration policy will play a significant role. The hosts unanimously stress the importance of focusing on top American healthcare companies, especially given the implications of domestic manufacturing and tariffs. They recommend using healthcare ETFs like XLV to monitor top allocations and add stability to your portfolio. For those wondering if healthcare belongs in their investment mix, the consensus is clear: exposure to healthcare is wise, especially if you stick with sector leaders. Ian narrows his top picks to Eli Lilly, ABBV, and Stryker. However, don’t expect dramatic 35-45% returns as you might with tech; healthcare provides steady, long-term opportunities rather than quick wins. Whether you’re a seasoned investor or new to the stock market, this clip provides actionable insights and a grounded outlook on what to expect from healthcare stocks in the coming year. If you’ve wondered about CVS, United Healthcare, or how U.S. healthcare spending compares globally, the crew covers that too—reminding us that, despite being one of the largest markets, the U.S. still lags in health outcomes. *Key Takeaways:*

    • Healthcare sector’s challenges in 2024, including tariffs and lawsuits
    • Realistic returns vs. tech sector expectations
    • American healthcare companies to watch: Eli Lilly, ABBV, Stryker
    • How AI and biotech innovation could accelerate sector growth
    • The impact of U.S. policy and tariffs on investment choices
    • Using healthcare ETFs (like XLV) for strategic exposure
    • Why healthcare should (or shouldn’t) be part of your portfolio

    If you want honest, in-depth analysis of the healthcare market and a roadmap for making informed investment decisions in 2025, this is the clip you can’t miss. Like, subscribe, and let us know your thoughts on the future of healthcare stocks in the comments! #HealthcareStocks #MarketMondays #Investing #EliLilly #ABBV #Stryker #TechVsHealthcare #Tariffs #AIinHealthcare #StockMarketAnalysis #ETFs #PortfolioStrategy

    See omnystudio.com/listener for privacy information.


    Unpacking the TikTok Takeover & The Dangers of a Few Owning All Media Oct 04, 2025
    Show notes

    In this insightful Market Mondays clip, Ian Dunlap and Rashad Bilal dive deep into the high-stakes world of media conglomerates, data acquisition, and the brewing TikTok takeover. The conversation unfolds around the chess moves of industry giants like Oracle, Silver Lake, and enigmatic figures such as Larry Ellison, revealing how power, influence, and data are being consolidated in fewer hands than ever before. You’ll hear Ian break down the wider implications of Silver Lake’s expanding empire—from data centers and major entertainment acquisitions (like Endeavor, WWE, UFC, and EA Sports) to the undeniable impact of the TikTok deal. Together with Rashad, they connect the dots between AI, media, gaming, and cloud infrastructure, highlighting the masterminds behind this web of control and influence. The hosts debate the safety and ethics of shifting TikTok’s algorithm to US hands, questioning whether this really improves user security or simply swaps one set of gatekeepers for another. Ian candidly shares concerns about “stepped-on,” watered-down algorithms and makes colorful analogies to help the audience grasp these layered business plays. Rashad raises the alarm over the societal consequences of letting elite billionaires dominate news and social platforms—pointing to the likes of Elon Musk (X), Mark Zuckerberg (Instagram, Facebook, WhatsApp), Jeff Bezos (Washington Post), and even Rupert Murdoch. Together, they address the very real risk of propaganda and narrative control, especially as X heads further right and TikTok faces similar influences if new ownership goes through. The conversation doesn’t shy away from tough questions: Is this new TikTok group any safer than the previous owners? Are we actually in control of our own data? Both Ian and Rashad illustrate how, through clever business maneuvers, these conglomerates can dominate every aspect of content, gaming, and attention. The summary? Monopoly is nothing new in America, but now it’s more transparent than ever. This clip is packed with hot takes, strategic breakdowns, and a clear-eyed look at what media ownership means for the next decade—plus why everyday users must wake up to what’s really happening behind the scenes. Whether you’re an investor, a creator, or just a concerned citizen, you’ll want to catch every minute. *#MarketMondays #TikTokTakeover #MediaMonopoly #IanDunlap #RashadBilal #Oracle #SilverLake #AI #SocialMedia #TechNews #MediaPower #DataPrivacy #BusinessAnalysis*

    See omnystudio.com/listener for privacy information.


    How Chef Lorna Built a Global Culinary Brand from South Africa to America Oct 03, 2025
    Show notes

    In this episode of Earn Your Leisure, we sit down with Chef Lorna Maseko, one of South Africa’s most celebrated culinary stars, to dive into her incredible journey from ballerina to celebrity chef, entrepreneur, and global tastemaker. Chef Lorna shares how she built her brand on the international stage, the business model behind exclusive supper clubs, and what it takes to turn food into a lifestyle experience. She also opens up about making the leap to New York City and Atlanta, and how she’s using food to build bridges across cultures while creating opportunities in the culinary world. This conversation is about more than food — it’s about business, branding, and bold moves. Whether you’re an aspiring chef, entrepreneur, or creative, Chef Lorna’s story will inspire you to think bigger and execute at the highest level. #EarnYourLeisure #ChefLorna #SouthAfrica #CelebrityChef #SupperClub #Entrepreneurship #FoodBusiness #NYC #Atlanta #EYL

    See omnystudio.com/listener for privacy information.


    Earn Your Leisure X Chase Freedom Rise Presents Foundation Forward - Episode 2 | Jaiden Sep 30, 2025
    Show notes

    A full-time college student balancing multiple jobs just to keep up — but he’s not just focused on surviving. He’s thinking about thriving. With goals of growing his income and building a secure future, Jaiden wants to apply for a credit card — but like so many others, he’s unsure how to use it the right way.

    See omnystudio.com/listener for privacy information.


    How Tech & AI Are Changing Small Business Sep 27, 2025
    Show notes

    In this insightful clip from EYL, we dive into the real-life challenges and breakthroughs of entrepreneurs adapting to rapid technological change. Rashad Bilal leads the discussion, asking entrepreneurs Angel, Mariyah, and Kika Wise how technology, AI, and innovation have reshaped their businesses, team dynamics, and day-to-day operations.


    Angel and Mariyah open up about their journey embracing new tech—even when it feels out of their comfort zone. From using AI chatbots to recommend personalized tea blends for online customers, to leveraging automation for handling emails and streamlining their point-of-sale systems, they discuss practical ways technology saves time, reduces workloads, and boosts sales. Need help checking in at the airport or switching up business roles in a pinch? Their story is equal parts relatable and inspiring for any small business owner learning new tech on the fly.


    Kika Wise shares her own playbook, revealing how she went all-in with AI tools like ChatGPT to reverse-engineer her business strategy, build scalable franchises, and hit ambitious revenue goals—faster than ever before. She offers candid advice: don't fear the robot revolution, embrace it before it's too late!


    Whether you're a seasoned entrepreneur, just starting your business, or simply tech-curious, this CLIP is packed with honest talk, humor, and tactical tips. Discover how authentic connection with customers, experimenting with AI, and data-driven storytelling are all part of the modern entrepreneur's toolkit.


    *Key Highlights:*

    • How brick and mortar businesses bridge the online gap using AI (robot tea concierge, anyone?)
    • Automation and AI for small teams: real talk about saving time, cutting costs, and avoiding burnout
    • Data collection tips for telling your business story to funders and the community
    • Embracing constant tech updates (Square register jokes included!)
    • Personal anecdotes about learning new systems and thriving outside your comfort zone
    • Using AI to supercharge business strategy and creative thinking


    Tune in for laughs, lessons, and smart strategies to help any entrepreneur navigate the digital age—without losing that personal touch.


    *Don’t forget to like, comment, and subscribe for more inspiring entrepreneur journeys and practical playbooks!*


    #EYL #EntrepreneurPlaybook #AIforBusiness #SmallBusinessTech #WomenInBusiness #Innovation #TechTalk #BusinessGrowth #AIAutomation #SquarePOS #DigitalTransformation


    Our Sponsors:
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    See omnystudio.com/listener for privacy information.


    The Truth About NIL: What Every Athlete & Parent Needs to Know Sep 25, 2025
    Show notes

    For this episode of Earn Your Leisure, we share an exclusive segment from our NIL (Name, Image & Likeness) panel. The conversation features legendary coach Dwayne “Tiny” Morton, NFL agent Greg Barnett, and entertainment lawyer Matt Middleton.


    They break down the business of NIL, how athletes can protect themselves, the role of representation, and what parents, coaches, and young athletes need to know to navigate this new era of college sports. This is a must-watch for anyone serious about sports, business, and building long-term wealth.


    This panel also dives into real-world stories and insights on how NIL is changing recruiting, endorsement deals, and the future of both college and professional sports. Whether you’re an athlete, parent, or fan, this conversation will give you the knowledge and tools to move smart in the NIL game.


    #EarnYourLeisure #NIL #CollegeAthletes #SportsBusiness #GregBarnett #MattMiddleton #DwayneTinyMorton #EYL


    Our Sponsors:
    * Check out PNC Bank: https://www.pnc.com
    Advertising Inquiries: https://redcircle.com/brands
    Privacy & Opt-Out: https://redcircle.com/privacy

    See omnystudio.com/listener for privacy information.


    Is Intel Making a Comeback? Nvidia’s $5 Billion Bet Explained Sep 24, 2025
    Show notes

    In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into Intel’s stunning 22% stock surge following Nvidia’s surprising $5 billion investment. Is this windfall truly a game-changer for Intel, or just another temporary boost for a struggling chip giant? Our experts dissect Nvidia’s move: Is it a strategic hedge to maintain market dominance, or simply a lifeline to prop up a fading competitor?


    Ian breaks down why, despite the investment, Intel still lags behind industry leaders like Nvidia, AMD, and TSMC. He points out how this move is less about saving Intel and more about safeguarding Nvidia’s lead in the chip space. Troy digs into Intel’s persistent manufacturing woes, questioning whether any amount of money can close the gap as the world moves to smaller, more advanced chips.


    The discussion also touches on government support, the shifting dynamics between CPU and GPU markets, and how Nvidia’s seemingly generous gesture could actually be a clever play to suppress competition. With insights on market allocation, manufacturing gaps, and the future of the semiconductor industry, this clip is a must-watch for investors and tech enthusiasts alike.


    Will Intel ever reclaim its former glory or will it remain stuck behind a long list of stronger competitors? Tune in to hear why our hosts aren’t buying into the Intel hype—literally and figuratively.


    *Don’t forget to like, comment, and subscribe for more sharp financial insights and market analysis every week!*


    #MarketMondays #Intel #Nvidia #StockMarket #Semiconductors #Investing #AMD #TSMC #Finance #TechStocks #BusinessNews #Clip #FinancialEducation


    Our Sponsors:
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    * Check out Square: https://square.com/go/eyl
    Advertising Inquiries: https://redcircle.com/brands
    Privacy & Opt-Out: https://redcircle.com/privacy

    See omnystudio.com/listener for privacy information.


    Earn Your Leisure X Chase Freedom Rise Presents Foundation Forward: Episode 1 | Margaret Sep 22, 2025
    Show notes

    How often do you think about credit? Margaret is a dancer, a dreamer, and totally new to credit. She’s been denied twice for credit cards in the past, and we’re here to help. Stay tuned for our first episode of Foundation Forward, premiering on Hulu.


    Our Sponsors:
    * Check out PNC Bank: https://www.pnc.com
    * Check out Square: https://square.com/go/eyl
    Advertising Inquiries: https://redcircle.com/brands
    Privacy & Opt-Out: https://redcircle.com/privacy

    See omnystudio.com/listener for privacy information.


    The 10 Easiest Ways to Get Rich (Hint: A Job’s Not on the List) Sep 20, 2025
    Show notes

    In this thought-provoking clip of "Black Out with Ian & Rashad," Rashad Bilal and Ian Dunlap sit down to break down a viral video listing the "10 Easiest Ways to Get Rich"—and why, shockingly, having a traditional job didn't make the cut.


    Tune in as the hosts react to each method, ranging from marrying rich and investing in index funds to becoming a content creator, real estate investing, launching online businesses, and leveraging other people's money. Rashad and Ian reflect on how they've personally explored almost every method on the list, sharing anecdotes from working in sales to investing in startups and building their own app.


    The conversation dives deep into why jobs—once considered the most stable route to wealth—have fallen off these modern lists, touching on the decline of job-based wealth in America compared to previous generations. If you've ever wondered what paths actually lead to financial freedom today, this discussion offers insight, humor, and real talk based on both the viral clip and the hosts’ own entrepreneurial journeys.


    Whether you're dreaming of financial independence or just tired of the 9-to-5 grind, this clip is a must-watch for understanding the current landscape of wealth-building.


    *Key topics include:*

    • The complete list of the “10 Easiest Ways to Get Rich”
    • Why working a job is no longer a top wealth-building option
    • Personal stories from Rashad and Ian about tackling these wealth strategies
    • The importance of diversifying your approach to financial independence
    • Honest talk about what actually works today—and what’s just hype


    Ready to rethink your financial strategy? Hit play and join the conversation!


    *Hashtags:*

    #BlackOutPodcast #GetRich #WealthBuilding #MoneyTalk #FinancialFreedom #IndexFunds #RealEstateInvesting #ContentCreation #OnlineBusiness #Investing101 #PodcastClip #EarnYourLeisure


    Our Sponsors:
    * Check out PNC Bank: https://www.pnc.com
    * Check out Square: https://square.com/go/eyl
    Advertising Inquiries: https://redcircle.com/brands
    Privacy & Opt-Out: https://redcircle.com/privacy

    See omnystudio.com/listener for privacy information.


    The Black Family That Built America: A 5-Generation Construction Dynasty Sep 14, 2025
    Show notes

    In this insightful clip from Market Mondays, we are joined by Cheryl McKissick, the trailblazing CEO and President of McKissick & McKissick—the oldest Black-owned and woman-owned construction firm in the United States, with a legacy spanning over 230 years and five inspiring generations.


    Hosts Rashad Bilal and Troy Millings sit down with Cheryl to discuss her new book, *The Black Family Who Built America*, and the extraordinary history of her family's achievements. From their origins during slavery when Moses McKissick I perfected the art of brickmaking in North Carolina, to becoming master carpenters, architects, and builders responsible for iconic projects like JFK Airport’s Terminal 1, Barclays Center, and Harlem Hospital, Cheryl's family has been a cornerstone in shaping America’s built environment.


    Cheryl shares how her family navigated and thrived through slavery, Jim Crow, and systemic prejudice—all while maintaining ownership, uplifting their community, prioritizing education, and never losing sight of their identity. She highlights the five principles, or "5 Ps," that have guided their success across generations: perseverance, preparedness, persistence, productivity, and prayer. These principles have not only fueled monumental growth but have also helped the McKissicks uplift other contractors, architects, and engineers along the way.


    Learn how Cheryl scaled the business from its earliest days into an industry leader overseeing projects with billion-dollar valuations. She also sheds light on the importance of building networks, creating legacy, and standing as a beacon and mirror for Black professionals across America. Cheryl’s story is a testament to what can happen “when perseverance meets purpose,” and is filled with lessons for anyone looking to create generational wealth, own their story, and lead with impact.


    If you’re interested in entrepreneurship, generational wealth, Black excellence in business, and the hidden figures who truly built America—this clip is a must-watch.


    *Hashtags:*

    #MarketMondays #CherylMcKissick #BlackFamilyWhoBuiltAmerica #GenerationalWealth #LegacyBuilding #BlackExcellence #ConstructionIndustry #BusinessLeadership #HiddenFigures #Entrepreneurship



    Our Sponsors:
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    * Check out Square: https://square.com/go/eyl
    Advertising Inquiries: https://redcircle.com/brands
    Privacy & Opt-Out: https://redcircle.com/privacy

    See omnystudio.com/listener for privacy information.


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